Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Gebze

For one person, living is cheaper in Gebze: $974 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Gebze
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Gebze Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Gebze

🇹🇷 Turkey

$974

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gebze

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gebze actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $974 in Gebze.

Ubud, Bali $1,331
Gebze $974

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,532 in Gebze.

Ubud, Bali $2,255
Gebze $1,532

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,089 in Gebze.

Ubud, Bali $3,180
Gebze $2,089

Living in Ubud, Bali is roughly 37% more expensive than in Gebze, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Gebze 28% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$5.92 ₺296

-42.91%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$30.42 ₺1,522

13.91%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$8.13 ₺407

-31.49%

Cappuccino

$2.62 Rp 47.5K

$3.86 ₺193

-32.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.05 ₺52.6

46.67%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.37 ₺18.67

72.97%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.37 ₺118

12.66%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.03 ₺151

40.59%

Milk (1 liter)

$1.46 Rp 26.5K

$1.00 ₺49.90

46.00%

White Bread (500g)

$2.29 Rp 41.6K

$0.80 ₺39.94

186.25%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.24 ₺112

-50.45%

Eggs

$2.10 Rp 38.1K

$2.64 ₺132

-20.45%

Local Cheese (1kg)

$15.94 Rp 289.2K

$10.52 ₺526

51.52%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$4.76 ₺238

-18.49%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$19.21 ₺961

-40.66%

Apples (1kg)

$3.55 Rp 64.4K

$1.78 ₺88.8

99.44%

Banana (1kg)

$1.54 Rp 27.9K

$1.94 ₺96.9

-20.62%

Oranges (1kg)

$2.23 Rp 40.5K

$1.06 ₺53.0

110.38%

Tomato (1kg)

$1.97 Rp 35.8K

$1.32 ₺66.0

49.24%

Potato (1kg)

$1.86 Rp 33.7K

$0.58 ₺29.18

220.69%

Onion (1kg)

$2.42 Rp 43.9K

$0.38 ₺19.09

536.84%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.83 ₺41.76

22.89%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.67 ₺33.61

-22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.06 ₺103

6.80%

Wine (Bottle)

$21.79 Rp 395.2K

$13.94 ₺697

56.31%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.05 ₺103

13.66%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.38 ₺119

24.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.79 ₺39.59

-68.35%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.31 ₺65.6

-66.41%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.07 ₺53.6

-56.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$8.54 ₺427

-34.43%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.29 ₺64.6

-35.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$46.9K ₺2.3M

-47.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$41.1K ₺2.1M

-22.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$75.7 ₺3,789

2.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$11.20 ₺560

-45.18%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$14.76 ₺738

28.18%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$49.24 ₺2,463

3.55%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$5.96 ₺298

-26.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$603 ₺30.2K

-18.32%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$11.0K ₺548.8K

11.40%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$46.48 ₺2,325

-2.84%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$41.34 ₺2,068

-15.60%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$81.8 ₺4,094

-4.29%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$97.4 ₺4,873

-20.07%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$366 ₺18.3K

194.25%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$301 ₺15.0K

121.13%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$717 ₺35.8K

389.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$588 ₺29.4K

184.00%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,303 ₺65.2K

79.59%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$900 ₺45.0K

148.35%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,310 ₺65.5K

-87.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

42.67

-67.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Gebze: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Gebze

$301 30.9% 54.8% $364

Groceries & Markets

Ubud, Bali

$279 21%

Gebze

$239 24.5% 14.6% $41

Clothing & Footwear

Ubud, Bali

$106 8%

Gebze

$120 12.3% 13% $14

Eating Out

Ubud, Bali

$106 8%

Gebze

$142 14.6% 34% $36

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Gebze

$102 10.4% 0.8% $0.8

Sport & Entertainment

Ubud, Bali

$60 4.5%

Gebze

$61 6.3% 2.4% $1.4

Getting Around

Ubud, Bali

$12 0.9%

Gebze

$9.8 * 1% 17.7% $2.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $366 in Gebze. Housing cost is often the main lever when comparing two cities.

Gebze pays about 7.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $30 in Gebze for a mid-range dinner for two. Groceries echo the gap at $279 vs $239 per month, with Gebze cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇷 Gebze

🕒 Local time

18:11 6:11 PM

13:11 1:11 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

281,436

💱 Currency

Indonesian Rupiah IDR Rp

Turkish Lira TRY ₺

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 TRY = 2 USD

100 TRY = 1.78 EUR

Exchange rates and currency converter

TRY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Turkish Lira exchange rates as of November 5, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 56.21 TRY (100 TRY = 1.78 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gebze 10,280 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Gebze

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gebze: Cost of Living - Frequently Asked Questions

Gebze wins on cost – living expenses run 27% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Gebze the obvious pick if budget is a priority.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $366 in Gebze. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $603 in Gebze. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gebze – a meal for two runs $30 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Gebze is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gebze are both considered safe, so it’s unlikely to be the deciding factor between them.