Last update: Nov 2026

Cost of Living Comparison Between Gebze and Ubud, Bali

For one person, living is cheaper in Gebze: $974 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

48

Cost of Living Index in Gebze
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Gebze Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gebze

🇹🇷 Turkey

$974

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Gebze and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gebze and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $974 in Gebze versus $1,331 in Ubud, Bali.

Gebze $974
Ubud, Bali $1,331

Estimated couple costs with rent: $1,532 in Gebze versus $2,255 in Ubud, Bali.

Gebze $1,532
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,089 in Gebze versus $3,180 in Ubud, Bali.

Gebze $2,089
Ubud, Bali $3,180

Living in Gebze costs roughly 27% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Gebze 28% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$5.92 ₺296

$3.38 Rp 61.2K

75.15%

Three-Course Dinner for Two, Mid-Range

$30.42 ₺1,522

$34.65 Rp 628.6K

-12.21%

Fast Food Meal (McDonalds, etc)

$8.13 ₺407

$5.57 Rp 101.1K

45.96%

Cappuccino

$3.86 ₺193

$2.62 Rp 47.5K

47.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ₺52.6

$1.54 Rp 27.9K

-31.82%

Water (0.33 liter bottle)

$0.37 ₺18.67

$0.64 Rp 11.6K

-42.19%

Local Beer (0.5 liter draught)

$2.37 ₺118

$2.67 Rp 48.4K

-11.24%

Imported Beer (0.33 liter bottle)

$3.03 ₺151

$4.26 Rp 77.3K

-28.87%

Milk (1 liter)

$1.00 ₺49.90

$1.46 Rp 26.5K

-31.51%

White Bread (500g)

$0.80 ₺39.94

$2.29 Rp 41.6K

-65.07%

Rice (white) (1kg)

$2.24 ₺112

$1.11 Rp 20.1K

101.80%

Eggs

$2.64 ₺132

$2.10 Rp 38.1K

25.71%

Local Cheese (1kg)

$10.52 ₺526

$15.94 Rp 289.2K

-34.00%

Chicken Fillets (1kg)

$4.76 ₺238

$3.88 Rp 70.4K

22.68%

Beef Round Steak (1kg)

$19.21 ₺961

$11.40 Rp 206.8K

68.51%

Apples (1kg)

$1.78 ₺88.8

$3.55 Rp 64.4K

-49.86%

Banana (1kg)

$1.94 ₺96.9

$1.54 Rp 27.9K

25.97%

Oranges (1kg)

$1.06 ₺53.0

$2.23 Rp 40.5K

-52.47%

Tomato (1kg)

$1.32 ₺66.0

$1.97 Rp 35.8K

-32.99%

Potato (1kg)

$0.58 ₺29.18

$1.86 Rp 33.7K

-68.82%

Onion (1kg)

$0.38 ₺19.09

$2.42 Rp 43.9K

-84.30%

Lettuce (1 head)

$0.83 ₺41.76

$1.02 Rp 18.6K

-18.63%

Water (1.5 liter bottle)

$0.67 ₺33.61

$0.52 Rp 9,475

28.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 ₺103

$2.20 Rp 39.9K

-6.36%

Wine (Bottle)

$13.94 ₺697

$21.79 Rp 395.2K

-36.03%

Local Beer (0.5 liter bottle)

$2.05 ₺103

$2.33 Rp 42.2K

-12.02%

Imported Beer (0.33 liter bottle)

$2.38 ₺119

$2.97 Rp 53.9K

-19.87%

One-way Ticket (Public Transport)

$0.79 ₺39.59

$0.25 Rp 4,542

216.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$1.31 ₺65.6

$0.44 Rp 7,941

197.73%

Taxi (Normal Tariff) (1km)

$1.07 ₺53.6

$0.47 Rp 8,489

127.66%

Taxi 1hour Waiting (Normal Tariff)

$8.54 ₺427

$5.60 Rp 101.6K

52.50%

Gasoline (1 liter)

$1.29 ₺64.6

$0.83 Rp 15.0K

55.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.9K ₺2.3M

$24.4K Rp 443.5M

91.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K ₺2.1M

$31.7K Rp 575.0M

29.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.7 ₺3,789

$77.5 Rp 1.4M

-2.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.20 ₺560

$6.14 Rp 111.5K

82.41%

Internet (50+ Mbps, Unlimited Data)

$14.76 ₺738

$18.92 Rp 343.1K

-21.99%

Gym Membership (Monthly)

$49.24 ₺2,463

$51.0 Rp 925.0K

-3.43%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$5.96 ₺298

$4.38 Rp 79.5K

36.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$603 ₺30.2K

$492 Rp 8.9M

22.43%

International Primary School, 1 Child (Yearly)

$11.0K ₺548.8K

$12.2K Rp 221.7M

-10.24%

Jeans (Levis 501 Or Similar)

$46.48 ₺2,325

$45.16 Rp 819.2K

2.92%

Summer Dress (H&M, Zara, etc)

$41.34 ₺2,068

$34.89 Rp 632.9K

18.49%

Sport Shoes (Adidas, Nike)

$81.8 ₺4,094

$78.3 Rp 1.4M

4.48%

Men's Leather Business Shoes

$97.4 ₺4,873

$77.9 Rp 1.4M

25.11%

1-bedroom Apartment, City Center (Monthly)

$366 ₺18.3K

$1,078 Rp 19.5M

-66.02%

1-bedroom Apartment, Outside City Center (Monthly)

$301 ₺15.0K

$665 Rp 12.1M

-54.78%

3-bedroom Apartment, City Center (Monthly)

$717 ₺35.8K

$3,510 Rp 63.7M

-79.59%

3-bedroom Apartment, Outside City Center (Monthly)

$588 ₺29.4K

$1,671 Rp 30.3M

-64.79%

Buy Apartment in City Center (m2)

$1,303 ₺65.2K

$2,340 Rp 42.4M

-44.32%

Buy Apartment Outside City Center (m2)

$900 ₺45.0K

$2,236 Rp 40.6M

-59.73%

Average Monthly Net Salary (After Tax)

$1,310 ₺65.5K

$166 Rp 3.0M

687.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

42.67

13.78

209.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gebze: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gebze

$301 30.9%

Ubud, Bali

$665 50% 121% $364

Groceries & Markets

Gebze

$239 24.5%

Ubud, Bali

$279 21% 17.1% $41

Eating Out

Gebze

$142 14.6%

Ubud, Bali

$106 8% 25.4% $36

Clothing & Footwear

Gebze

$120 12.3%

Ubud, Bali

$106 8% 11.5% $14

Monthly Utilities & Internet

Gebze

$102 10.4%

Ubud, Bali

$103 7.7% 0.8% $0.8

Sport & Entertainment

Gebze

$61 6.3%

Ubud, Bali

$60 4.5% 2.3% $1.4

Getting Around

Gebze

$9.8 * 1%

Ubud, Bali

$12 0.9% 21.4% $2.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $366 in Gebze and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gebze pays about 7.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30 in Gebze vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $239 vs $279 per month, with Gebze cheaper across the board.

Good to know

🇹🇷 Gebze

🇮🇩 Ubud, Bali

🕒 Local time

13:01 1:01 PM

18:01 6:01 PM

5 h ahead of Gebze

🌤 Weather

👥 Population

281,436

74,800

💱 Currency

Turkish Lira TRY ₺

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TRY = 2 USD

100 TRY = 1.78 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 5, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 56.21 TRY (100 TRY = 1.78 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Gebze Ubud, Bali 10,280 km ≈ 13 h nonstop flight

From you

Gebze
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gebze vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gebze wins on cost – living expenses run 27% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Gebze the obvious pick if budget is a priority.

Average pay in Gebze is about 7.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $366 in Gebze versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $603 in Gebze versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gebze – a meal for two runs $30 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Gebze is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gebze and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.