Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gangtok

For one person, living is cheaper in Gangtok: $336 a month against $1,353 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Gangtok
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Gangtok Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Gangtok

🇮🇳 India

$336

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gangtok

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gangtok actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $336 in Gangtok.

Ubud, Bali $1,353
Gangtok $336

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $534 in Gangtok.

Ubud, Bali $2,297
Gangtok $534

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $732 in Gangtok.

Ubud, Bali $3,241
Gangtok $732

Living in Ubud, Bali is roughly 302% more expensive than in Gangtok, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Gangtok is 75% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.08 ₹197

55.29%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$11.58 ₹1,099

201.21%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.57 ₹339

59.66%

Cappuccino

$2.62 Rp 47.1K

$1.40 ₹133

87.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.36 ₹33.89

377.78%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.13 ₹12.65

523.08%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.87 ₹177

41.71%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.58 ₹150

176.58%

Milk (1 liter)

$1.57 Rp 28.3K

$0.63 ₹59.5

149.21%

White Bread (500g)

$2.19 Rp 39.5K

$0.44 ₹41.50

397.73%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.62 ₹58.5

90.32%

Eggs

$2.16 Rp 38.8K

$0.86 ₹82.1

151.16%

Local Cheese (1kg)

$17.65 Rp 317.7K

$4.58 ₹435

285.37%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.80 ₹266

35.00%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$1.92 ₹183

87.50%

Banana (1kg)

$1.59 Rp 28.6K

$0.68 ₹64.7

133.82%

Oranges (1kg)

$2.31 Rp 41.6K

$0.88 ₹83.4

162.50%

Tomato (1kg)

$1.91 Rp 34.3K

$0.44 ₹41.59

334.09%

Potato (1kg)

$1.78 Rp 32.1K

$0.31 ₹29.79

474.19%

Onion (1kg)

$2.33 Rp 41.9K

$0.39 ₹37.39

497.44%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.47 ₹44.41

112.77%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.29 ₹27.35

82.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.05 ₹480

-54.65%

Wine (Bottle)

$22.07 Rp 397.3K

$7.21 ₹685

206.10%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.66 ₹158

41.57%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.58 ₹245

15.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.94 ₹469

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.27 ₹25.67

-14.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$7.80 ₹741

14.10%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.88 ₹83.1

-46.59%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.25 ₹23.62

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.58 ₹150

246.20%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.11 ₹106

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$12.6K ₹1.2M

88.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.8K ₹1.9M

65.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$34.57 ₹3,283

131.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.39 ₹322

93.51%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$6.60 ₹627

181.82%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$21.03 ₹1,997

157.35%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$6.43 ₹610

184.29%

Cinema Ticket

$4.25 Rp 76.5K

$2.91 ₹277

46.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$47.04 ₹4,467

947.39%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,432 ₹136.0K

290.90%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$21.44 ₹2,035

112.59%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$23.67 ₹2,248

47.70%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$38.55 ₹3,661

101.61%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$28.64 ₹2,719

174.16%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$72.9 ₹6,917

1453.16%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$46.14 ₹4,381

1358.34%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$156 ₹14.8K

2217.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$106 ₹10.1K

1506.31%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$971 ₹92.2K

179.75%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$526 ₹49.9K

326.24%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$242 ₹23.0K

-31.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Gangtok: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Gangtok

$46 13.7% 93.1% $627

Groceries & Markets

Ubud, Bali

$287 21.2%

Gangtok

$99 29.4% 65.6% $189

Clothing & Footwear

Ubud, Bali

$107 7.9%

Gangtok

$51 15% 52.6% $56

Eating Out

Ubud, Bali

$106 7.9%

Gangtok

$59 17.4% 45% $48

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Gangtok

$45 13.3% 57.6% $61

Sport & Entertainment

Ubud, Bali

$63 4.6%

Gangtok

$27 8% 57.1% $36

Getting Around

Ubud, Bali

$12 0.9%

Gangtok

$11 3.3% 11.5% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $72.9 in Gangtok. Housing cost is often the main lever when comparing two cities.

Gangtok pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $12.00 in Gangtok for a mid-range dinner for two. Groceries echo the gap at $287 vs $99.0 per month, with Gangtok cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Gangtok

🕒 Local time

07:50 7:50 AM

05:20 5:20 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

100,300

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gangtok 4,910 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Gangtok

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gangtok: Cost of Living - Frequently Asked Questions

Gangtok is cheaper overall, especially in groceries, clothing, and eating out. The 302% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 46% lower in Gangtok. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $72.9 in Gangtok. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,353 per month in Ubud, Bali versus $336 in Gangtok – a 302% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gangtok runs roughly 14% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $336 in Gangtok versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Gangtok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gangtok the clear choice for anyone on this budget.

For families, Gangtok is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gangtok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gangtok gentler on the wallet – expenses run 302% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.