Last update: Oct 2026

Cost of Living Comparison Between Gangtok and Ubud, Bali

For one person, living is cheaper in Gangtok: $336 a month against $1,353 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Gangtok
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Gangtok Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gangtok

🇮🇳 India

$336

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Gangtok and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gangtok and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $336 in Gangtok versus $1,353 in Ubud, Bali.

Gangtok $336
Ubud, Bali $1,353

Estimated couple costs with rent: $534 in Gangtok versus $2,297 in Ubud, Bali.

Gangtok $534
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $732 in Gangtok versus $3,241 in Ubud, Bali.

Gangtok $732
Ubud, Bali $3,241

Living in Gangtok costs roughly 75% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gangtok is 75% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.08 ₹197

$3.23 Rp 58.1K

-35.60%

Three-Course Dinner for Two, Mid-Range

$11.58 ₹1,099

$34.88 Rp 627.8K

-66.80%

Fast Food Meal (McDonalds, etc)

$3.57 ₹339

$5.70 Rp 102.5K

-37.37%

Cappuccino

$1.40 ₹133

$2.62 Rp 47.1K

-46.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹33.89

$1.72 Rp 31.0K

-79.07%

Water (0.33 liter bottle)

$0.13 ₹12.65

$0.81 Rp 14.6K

-83.95%

Local Beer (0.5 liter draught)

$1.87 ₹177

$2.65 Rp 47.7K

-29.43%

Imported Beer (0.33 liter bottle)

$1.58 ₹150

$4.37 Rp 78.6K

-63.84%

Milk (1 liter)

$0.63 ₹59.5

$1.57 Rp 28.3K

-59.87%

White Bread (500g)

$0.44 ₹41.50

$2.19 Rp 39.5K

-79.91%

Rice (white) (1kg)

$0.62 ₹58.5

$1.18 Rp 21.2K

-47.46%

Eggs

$0.86 ₹82.1

$2.16 Rp 38.8K

-60.19%

Local Cheese (1kg)

$4.58 ₹435

$17.65 Rp 317.7K

-74.05%

Chicken Fillets (1kg)

$2.80 ₹266

$3.78 Rp 68.0K

-25.93%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$1.92 ₹183

$3.60 Rp 64.8K

-46.67%

Banana (1kg)

$0.68 ₹64.7

$1.59 Rp 28.6K

-57.23%

Oranges (1kg)

$0.88 ₹83.4

$2.31 Rp 41.6K

-61.90%

Tomato (1kg)

$0.44 ₹41.59

$1.91 Rp 34.3K

-76.96%

Potato (1kg)

$0.31 ₹29.79

$1.78 Rp 32.1K

-82.58%

Onion (1kg)

$0.39 ₹37.39

$2.33 Rp 41.9K

-83.26%

Lettuce (1 head)

$0.47 ₹44.41

$1.00 Rp 18.0K

-53.00%

Water (1.5 liter bottle)

$0.29 ₹27.35

$0.53 Rp 9,509

-45.28%

Cigarettes 20 Pack (Marlboro, Camel)

$5.05 ₹480

$2.29 Rp 41.1K

120.52%

Wine (Bottle)

$7.21 ₹685

$22.07 Rp 397.3K

-67.33%

Local Beer (0.5 liter bottle)

$1.66 ₹158

$2.35 Rp 42.2K

-29.36%

Imported Beer (0.33 liter bottle)

$2.58 ₹245

$2.98 Rp 53.6K

-13.42%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.94 ₹469

One-way Ticket (Public Transport)

$0.27 ₹25.67

$0.23 Rp 4,112

17.39%

Public Transport Monthly Pass (Regular Price)

$7.80 ₹741

$8.90 Rp 160.2K

-12.36%

Taxi Start (Normal Tariff)

$0.88 ₹83.1

$0.47 Rp 8,466

87.23%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.62

$0.43 Rp 7,737

-41.86%

Taxi 1hour Waiting (Normal Tariff)

$1.58 ₹150

$5.47 Rp 98.4K

-71.12%

Gasoline (1 liter)

$1.11 ₹106

$0.83 Rp 14.9K

33.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.6K ₹1.2M

$23.9K Rp 429.8M

-47.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K ₹1.9M

$32.8K Rp 590.1M

-39.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.57 ₹3,283

$80.0 Rp 1.4M

-56.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.39 ₹322

$6.56 Rp 118.1K

-48.32%

Internet (50+ Mbps, Unlimited Data)

$6.60 ₹627

$18.60 Rp 334.8K

-64.52%

Gym Membership (Monthly)

$21.03 ₹1,997

$54.1 Rp 974.1K

-61.14%

Tennis Court (1 Hour on Weekend)

$6.43 ₹610

$18.28 Rp 329.0K

-64.82%

Cinema Ticket

$2.91 ₹277

$4.25 Rp 76.5K

-31.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.04 ₹4,467

$493 Rp 8.9M

-90.45%

International Primary School, 1 Child (Yearly)

$1,432 ₹136.0K

$5,597 Rp 100.7M

-74.42%

Jeans (Levis 501 Or Similar)

$21.44 ₹2,035

$45.58 Rp 820.4K

-52.96%

Summer Dress (H&M, Zara, etc)

$23.67 ₹2,248

$34.96 Rp 629.4K

-32.29%

Sport Shoes (Adidas, Nike)

$38.55 ₹3,661

$77.7 Rp 1.4M

-50.40%

Men's Leather Business Shoes

$28.64 ₹2,719

$78.5 Rp 1.4M

-63.53%

1-bedroom Apartment, City Center (Monthly)

$72.9 ₹6,917

$1,131 Rp 20.4M

-93.56%

1-bedroom Apartment, Outside City Center (Monthly)

$46.14 ₹4,381

$673 Rp 12.1M

-93.14%

3-bedroom Apartment, City Center (Monthly)

$156 ₹14.8K

$3,613 Rp 65.0M

-95.69%

3-bedroom Apartment, Outside City Center (Monthly)

$106 ₹10.1K

$1,702 Rp 30.6M

-93.77%

Buy Apartment in City Center (m2)

$971 ₹92.2K

$2,717 Rp 48.9M

-64.25%

Buy Apartment Outside City Center (m2)

$526 ₹49.9K

$2,241 Rp 40.3M

-76.54%

Average Monthly Net Salary (After Tax)

$242 ₹23.0K

$166 Rp 3.0M

45.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

13.78

-35.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gangtok: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gangtok

$99 29.4%

Ubud, Bali

$287 21.2% 191% $189

Eating Out

Gangtok

$59 17.4%

Ubud, Bali

$106 7.9% 81.7% $48

Clothing & Footwear

Gangtok

$51 15%

Ubud, Bali

$107 7.9% 111% $56

Accommodation & Living

Gangtok

$46 13.7%

Ubud, Bali

$673 49.7% 1358% $627

Monthly Utilities & Internet

Gangtok

$45 13.3%

Ubud, Bali

$105 7.8% 136% $61

Sport & Entertainment

Gangtok

$27 8%

Ubud, Bali

$63 4.6% 133% $36

Getting Around

Gangtok

$11 3.3%

Ubud, Bali

$12 0.9% 13% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $72.9 in Gangtok and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gangtok pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Gangtok vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $99.0 vs $287 per month, with Gangtok cheaper across the board.

Good to know

🇮🇳 Gangtok

🇮🇩 Ubud, Bali

🕒 Local time

04:24 4:24 AM

06:54 6:54 AM

2 h 30 min ahead of Gangtok

🌤 Weather

👥 Population

100,300

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Gangtok Ubud, Bali 4,910 km ≈ 7 h nonstop flight

From you

Gangtok
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gangtok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gangtok is cheaper overall, especially in groceries, eating out, and clothing. The 302% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 46% higher in Gangtok, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $72.9 in Gangtok versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $336 per month in Gangtok versus $1,353 in Ubud, Bali – a 302% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gangtok runs roughly 14% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $336 in Gangtok versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Gangtok but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gangtok the clear choice for anyone on this budget.

For families, Gangtok is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gangtok and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gangtok gentler on the wallet – expenses run 302% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.