Cost of Living Comparison Between Ubud, Bali and Gaighat Cost of Living Comparison Between Ubud, Bali and Gaighat

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $308 in Gaighat.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $505 in Gaighat.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $702 in Gaighat.

Living in Ubud, Bali is roughly 344% more expensive than in Gaighat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Gaighat is 77% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$1.91 NPR 293

80.10%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$20.41 NPR 3,131

77.90%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$8.05 NPR 1,236

-29.07%

Cappuccino

$2.67 Rp 47.4K

$1.57 NPR 241

70.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.56 NPR 85.3

212.50%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.16 NPR 25.13

443.75%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$3.23 NPR 496

-8.67%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.57 NPR 548

26.61%

Milk (1 liter)

$1.62 Rp 28.7K

$0.53 NPR 81.8

205.66%

White Bread (500g)

$2.33 Rp 41.4K

$0.19 NPR 29.75

1126.32%

Rice (white) (1kg)

$1.11 Rp 19.7K

$0.34 NPR 52.9

226.47%

Eggs

$2.20 Rp 39.1K

$1.04 NPR 160

111.54%

Local Cheese (1kg)

$17.69 Rp 314.0K

$7.36 NPR 1,128

140.35%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$1.91 NPR 293

114.66%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$2.69 NPR 413

352.79%

Apples (1kg)

$3.71 Rp 65.8K

$1.68 NPR 258

120.83%

Banana (1kg)

$1.59 Rp 28.2K

$1.13 NPR 174

40.71%

Oranges (1kg)

$2.28 Rp 40.5K

$0.67 NPR 103

240.30%

Tomato (1kg)

$1.95 Rp 34.7K

$0.35 NPR 53.0

457.14%

Potato (1kg)

$1.91 Rp 33.8K

$0.32 NPR 48.51

496.87%

Onion (1kg)

$2.33 Rp 41.4K

$0.32 NPR 48.37

628.13%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.46 NPR 70.5

119.57%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.15 NPR 22.89

266.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$1.99 NPR 306

12.06%

Wine (Bottle)

$23.07 Rp 409.5K

$3.86 NPR 592

497.67%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.27 NPR 195

90.55%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$3.15 NPR 483

-4.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$1.93 NPR 296

-75.13%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$1.34 NPR 205

-67.91%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$3.26 NPR 500

73.01%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.38 NPR 211

-42.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$29.2K NPR 4.5M

-14.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$35.7K NPR 5.5M

-11.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$31.79 NPR 4,878

156.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$3.32 NPR 509

95.48%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$8.07 NPR 1,238

132.59%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$2.93 NPR 450

54.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$66.7 NPR 10.2K

620.75%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$4,725 NPR 724.9K

20.86%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$26.56 NPR 4,074

71.39%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$28.07 NPR 4,306

27.82%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$66.2 NPR 10.2K

21.49%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$30.28 NPR 4,645

159.81%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.72

41.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gaighat: September 13, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $20.00 in Gaighat for a mid-range dinner for two. Groceries echo the gap at $295 vs $98.0 per month, with Gaighat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gaighat: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gaighat differ by about 344% in total monthly costs ($1,368 vs $308 including rent). Gaighat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,052 in Ubud, Bali and $462 in Gaighat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 202% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $308 in Gaighat – a 344% gap that adds up to real savings over time for anyone picking the cheaper option.

At $308 in Gaighat versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Gaighat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gaighat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gaighat gentler on the wallet – expenses run 344% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.