Cost of Living Comparison Between Ubud, Bali and Gaighat Cost of Living Comparison Between Ubud, Bali and Gaighat

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $404 in Gaighat.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $651 in Gaighat.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $897 in Gaighat.

Living in Ubud, Bali is roughly 247% more expensive than Gaighat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Gaighat is 70% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.86 NPR 283

91.94%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$18.87 NPR 2,871

72.23%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.74 NPR 1,026

-27.89%

Cappuccino

$2.75 Rp 49.2K

$1.84 NPR 280

49.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.50 NPR 76.5

164.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.15 NPR 22.23

366.67%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.62 NPR 399

11.07%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.67 NPR 559

3.27%

Milk (1 liter)

$1.71 Rp 30.6K

$0.61 NPR 92.5

180.33%

White Bread (500g)

$2.47 Rp 44.3K

$0.21 NPR 31.94

1076.19%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.34 NPR 52.5

252.94%

Eggs

$2.44 Rp 43.8K

$1.17 NPR 178

108.55%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.05 NPR 1,377

58.90%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.13 NPR 325

102.35%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$2.89 NPR 440

322.49%

Apples (1kg)

$3.68 Rp 66.0K

$1.79 NPR 272

105.59%

Banana (1kg)

$1.55 Rp 27.8K

$1.06 NPR 161

46.23%

Oranges (1kg)

$2.79 Rp 49.9K

$0.72 NPR 109

287.50%

Tomato (1kg)

$2.33 Rp 41.8K

$0.38 NPR 57.4

513.16%

Potato (1kg)

$1.97 Rp 35.3K

$0.34 NPR 52.1

479.41%

Onion (1kg)

$2.31 Rp 41.4K

$0.34 NPR 52.3

579.41%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.52 NPR 79.6

103.85%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.13 NPR 20.12

461.54%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.12 NPR 323

54.72%

Wine (Bottle)

$22.79 Rp 408.4K

$3.83 NPR 582

495.04%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.43 NPR 217

96.50%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.33 NPR 507

-16.52%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.19 NPR 29.48

52.63%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.15 NPR 327

-79.07%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.11 NPR 169

-59.46%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$3.66 NPR 557

70.49%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.28 NPR 195

-33.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$32.7K NPR 5.0M

-20.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$39.8K NPR 6.1M

-20.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$32.79 NPR 4,989

146.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$4.85 NPR 738

-16.29%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$9.36 NPR 1,424

160.90%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$18.10 NPR 2,754

439.61%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$3.37 NPR 512

19.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$89.8 NPR 13.7K

238.41%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,827 NPR 582.4K

72.99%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$25.08 NPR 3,817

116.23%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$28.08 NPR 4,273

38.11%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$58.1 NPR 8,834

48.39%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$39.52 NPR 6,014

94.00%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$105 NPR 15.9K

842.98%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$62.8 NPR 9,549

948.53%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$205 NPR 31.2K

1540.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$145 NPR 22.1K

1320.90%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.08

9.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Gaighat: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $105 in Gaighat. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Gaighat for a mid-range dinner for two. Groceries echo the gap at $297 vs $108 per month, with Gaighat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gaighat: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gaighat differ by about 247% in total monthly costs ($1,404 vs $404 including rent). Gaighat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,106 in Ubud, Bali and $606 in Gaighat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $105 in Gaighat. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 176% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,404 per month in Ubud, Bali versus $404 in Gaighat – a 247% gap that adds up to real savings over time for anyone picking the cheaper option.

At $404 in Gaighat versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Gaighat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gaighat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gaighat gentler on the wallet – expenses run 247% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.