Cost of Living Comparison Between Ubud, Bali and Gaighat Cost of Living Comparison Between Ubud, Bali and Gaighat

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $404 in Gaighat.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $649 in Gaighat.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $894 in Gaighat.

Living in Ubud, Bali is roughly 256% more expensive than Gaighat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Gaighat is 70% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.80 NPR 273

98.33%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$18.81 NPR 2,858

73.21%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.64 NPR 1,009

-23.64%

Cappuccino

$2.83 Rp 49.0K

$1.92 NPR 292

47.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.51 NPR 77.3

162.75%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.18 NPR 27.66

283.33%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.55 NPR 388

17.25%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.61 NPR 548

6.65%

Milk (1 liter)

$1.74 Rp 30.2K

$0.59 NPR 90.0

194.92%

White Bread (500g)

$2.54 Rp 44.0K

$0.21 NPR 31.82

1109.52%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.37 NPR 56.6

221.62%

Eggs

$2.43 Rp 42.0K

$1.13 NPR 171

115.04%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.12 NPR 1,386

60.75%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.12 NPR 322

97.17%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$2.93 NPR 446

307.51%

Apples (1kg)

$3.69 Rp 63.9K

$1.80 NPR 274

105.00%

Banana (1kg)

$1.61 Rp 27.8K

$1.05 NPR 160

53.33%

Oranges (1kg)

$2.69 Rp 46.5K

$0.72 NPR 109

273.61%

Tomato (1kg)

$2.33 Rp 40.4K

$0.35 NPR 52.9

565.71%

Potato (1kg)

$1.91 Rp 33.0K

$0.35 NPR 52.5

445.71%

Onion (1kg)

$2.19 Rp 37.9K

$0.37 NPR 56.5

491.89%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.53 NPR 80.1

100.00%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.16 NPR 23.76

350.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.15 NPR 326

45.58%

Wine (Bottle)

$23.49 Rp 407.1K

$3.95 NPR 600

494.68%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.47 NPR 223

86.39%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.21 NPR 488

-10.28%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.21 NPR 32.06

38.10%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.16 NPR 328

-79.17%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.05 NPR 160

-60.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$3.55 NPR 539

73.52%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.27 NPR 193

-33.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$32.6K NPR 5.0M

-19.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$41.2K NPR 6.3M

-21.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$32.77 NPR 4,978

139.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$4.96 NPR 753

-20.36%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$9.61 NPR 1,460

153.90%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$18.43 NPR 2,800

423.82%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$3.30 NPR 501

22.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$90.3 NPR 13.7K

235.14%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,826 NPR 581.2K

70.48%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$25.01 NPR 3,799

115.27%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$28.33 NPR 4,304

34.06%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$58.1 NPR 8,820

49.43%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$39.71 NPR 6,032

98.59%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$104 NPR 15.8K

874.88%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$62.5 NPR 9,495

978.95%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$206 NPR 31.2K

1549.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$146 NPR 22.2K

1333.14%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.08

9.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gaighat: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $104 in Gaighat. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Gaighat for a mid-range dinner for two. Groceries echo the gap at $298 vs $108 per month, with Gaighat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gaighat: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gaighat differ by about 256% in total monthly costs ($1,438 vs $404 including rent). Gaighat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,158 in Ubud, Bali and $606 in Gaighat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $104 in Gaighat. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 175% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,438 per month in Ubud, Bali versus $404 in Gaighat – a 256% gap that adds up to real savings over time for anyone picking the cheaper option.

At $404 in Gaighat versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Gaighat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gaighat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gaighat gentler on the wallet – expenses run 256% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.