Cost of Living Comparison Between Ubud, Bali and Gaighat Cost of Living Comparison Between Ubud, Bali and Gaighat

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $402 in Gaighat.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $649 in Gaighat.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $895 in Gaighat.

Living in Ubud, Bali is roughly 246% more expensive than in Gaighat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Gaighat is 70% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.83 NPR 280

95.08%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$19.27 NPR 2,941

67.72%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.54 NPR 998

-23.39%

Cappuccino

$2.82 Rp 51.0K

$1.84 NPR 280

53.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.53 NPR 81.4

154.72%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.19 NPR 29.06

284.21%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.64 NPR 403

10.98%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.57 NPR 544

10.36%

Milk (1 liter)

$1.78 Rp 32.1K

$0.59 NPR 90.4

201.69%

White Bread (500g)

$2.45 Rp 44.2K

$0.21 NPR 32.00

1066.67%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.37 NPR 56.5

210.81%

Eggs

$2.41 Rp 43.6K

$1.13 NPR 172

113.27%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.16 NPR 1,398

56.44%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.21 NPR 337

89.59%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$2.99 NPR 456

303.34%

Apples (1kg)

$3.64 Rp 65.7K

$1.80 NPR 275

102.22%

Banana (1kg)

$1.57 Rp 28.3K

$1.04 NPR 159

50.96%

Oranges (1kg)

$2.79 Rp 50.3K

$0.74 NPR 113

277.03%

Tomato (1kg)

$2.24 Rp 40.5K

$0.34 NPR 52.5

558.82%

Potato (1kg)

$1.98 Rp 35.7K

$0.37 NPR 56.9

435.14%

Onion (1kg)

$2.28 Rp 41.1K

$0.34 NPR 52.3

570.59%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.52 NPR 80.0

101.92%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.14 NPR 20.75

464.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.15 NPR 328

48.37%

Wine (Bottle)

$23.49 Rp 424.1K

$3.84 NPR 587

511.72%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.45 NPR 221

100.00%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.20 NPR 488

-13.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.22 NPR 33.51

22.73%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.16 NPR 329

-79.17%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.06 NPR 162

-56.60%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$3.55 NPR 541

70.99%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.28 NPR 196

-32.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$32.6K NPR 5.0M

-18.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$41.0K NPR 6.3M

-20.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$33.44 NPR 5,103

136.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$4.92 NPR 751

-16.87%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$9.50 NPR 1,450

151.05%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$18.40 NPR 2,808

436.85%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$3.25 NPR 496

23.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$89.9 NPR 13.7K

230.82%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,774 NPR 576.0K

74.94%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$24.79 NPR 3,784

115.53%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$27.63 NPR 4,218

37.93%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$59.4 NPR 9,059

49.34%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$40.38 NPR 6,163

89.75%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$104 NPR 15.9K

880.91%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$64.3 NPR 9,811

958.11%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$204 NPR 31.1K

1603.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$142 NPR 21.7K

1368.81%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.08

9.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Gaighat: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $104 in Gaighat. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $19.00 in Gaighat for a mid-range dinner for two. Groceries echo the gap at $298 vs $108 per month, with Gaighat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gaighat: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gaighat differ by about 246% in total monthly costs ($1,392 vs $402 including rent). Gaighat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,088 in Ubud, Bali and $603 in Gaighat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $104 in Gaighat. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 175% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $402 in Gaighat – a 246% gap that adds up to real savings over time for anyone picking the cheaper option.

At $402 in Gaighat versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Gaighat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gaighat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gaighat gentler on the wallet – expenses run 246% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.