Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Gaighat

For one person, living is cheaper in Gaighat: $302 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
14

Cost of Living Index in Gaighat
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Gaighat Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Gaighat

🇳🇵 Nepal

$302

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gaighat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gaighat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $302 in Gaighat.

Ubud, Bali $1,331
Gaighat $302

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $497 in Gaighat.

Ubud, Bali $2,255
Gaighat $497

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $693 in Gaighat.

Ubud, Bali $3,180
Gaighat $693

Living in Ubud, Bali is roughly 341% more expensive than in Gaighat, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Gaighat 78% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$1.92 NPR 290

76.04%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$20.15 NPR 3,047

71.96%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$7.18 NPR 1,086

-22.42%

Cappuccino

$2.62 Rp 47.3K

$1.58 NPR 238

65.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.53 NPR 79.9

190.57%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.14 NPR 21.65

357.14%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$3.16 NPR 478

-15.51%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.23 NPR 488

31.89%

Milk (1 liter)

$1.46 Rp 26.4K

$0.52 NPR 78.5

180.77%

White Bread (500g)

$2.29 Rp 41.4K

$0.23 NPR 34.64

895.65%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.31 NPR 47.55

258.06%

Eggs

$2.10 Rp 37.9K

$1.00 NPR 151

110.00%

Local Cheese (1kg)

$15.94 Rp 287.7K

$7.47 NPR 1,130

113.39%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$1.94 NPR 293

100.00%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$2.61 NPR 394

336.78%

Apples (1kg)

$3.55 Rp 64.1K

$1.67 NPR 253

112.57%

Banana (1kg)

$1.54 Rp 27.7K

$1.16 NPR 176

32.76%

Oranges (1kg)

$2.23 Rp 40.2K

$0.65 NPR 97.9

243.08%

Tomato (1kg)

$1.97 Rp 35.6K

$0.35 NPR 52.2

462.86%

Potato (1kg)

$1.86 Rp 33.5K

$0.32 NPR 48.02

481.25%

Onion (1kg)

$2.42 Rp 43.6K

$0.35 NPR 52.2

591.43%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.46 NPR 69.1

121.74%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.14 NPR 20.59

271.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$1.93 NPR 293

13.99%

Wine (Bottle)

$21.79 Rp 393.2K

$4.04 NPR 610

439.36%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.35 NPR 204

72.59%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$2.98 NPR 450

-0.34%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$1.82 NPR 275

-75.82%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$1.20 NPR 182

-60.83%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$3.36 NPR 509

66.67%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.39 NPR 210

-40.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$36.1K NPR 5.5M

-32.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$36.7K NPR 5.5M

-13.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$32.07 NPR 4,849

141.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$3.56 NPR 538

72.47%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$9.18 NPR 1,388

106.10%

Gym Membership (Monthly)

$51.0 Rp 920.4K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

$2.88 NPR 436

52.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$66.2 NPR 10.0K

644.17%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$5,526 NPR 835.6K

121.18%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$24.28 NPR 3,672

86.00%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$26.98 NPR 4,080

29.32%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$63.5 NPR 9,604

23.32%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$28.67 NPR 4,335

171.61%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.98

38.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Gaighat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Gaighat

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Gaighat

$98 32.5% 64.9% $181

Clothing & Footwear

Ubud, Bali

$106 8%

Gaighat

$65 21.4% 39.3% $42

Eating Out

Ubud, Bali

$106 8%

Gaighat

$81 26.8% 23.6% $25

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Gaighat

$45 14.8% 56.3% $58

Sport & Entertainment

Ubud, Bali

$60 4.5%

Gaighat

$5.8 * 1.9% 90.4% $54

Getting Around

Ubud, Bali

$12 0.9%

Gaighat

$7.8 * 2.6% 34.6% $4.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35 in Ubud, Bali vs $20 in Gaighat for a mid-range dinner for two. Groceries echo the gap at $279 vs $98 per month, with Gaighat cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇵 Gaighat

🕒 Local time

00:50 12:50 AM

22:35 10:35 PM

2 h 15 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Nepalese Rupee NPR रु

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1,000 NPR = 6.61 USD

1,000 NPR = 5.89 EUR

Exchange rates and currency converter

NPR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Nepalese Rupee exchange rates as of November 6, 2026: 1 USD = 151 NPR (1,000 NPR = 6.61 USD). 1 EUR = 170 NPR (1,000 NPR = 5.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gaighat 5,470 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Gaighat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gaighat: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $302 in Gaighat, so Gaighat is about 77% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $453 in Gaighat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 185% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $302 in Gaighat – Gaighat is about 77% cheaper, which adds up to real savings over time.

At $302 in Gaighat versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Gaighat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gaighat are both considered safe, so it’s unlikely to be the deciding factor between them.