Last update: Nov 2026

Cost of Living Comparison Between Gaighat and Ubud, Bali

For one person, living is cheaper in Gaighat: $302 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

14

Cost of Living Index in Gaighat
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Gaighat Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gaighat

🇳🇵 Nepal

$302

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Gaighat and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gaighat and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $302 in Gaighat versus $1,331 in Ubud, Bali.

Gaighat $302
Ubud, Bali $1,331

Estimated couple costs with rent: $497 in Gaighat versus $2,255 in Ubud, Bali.

Gaighat $497
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $693 in Gaighat versus $3,180 in Ubud, Bali.

Gaighat $693
Ubud, Bali $3,180

Living in Gaighat costs roughly 77% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Gaighat 78% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$1.92 NPR 289

$3.38 Rp 61.1K

-43.20%

Three-Course Dinner for Two, Mid-Range

$20.15 NPR 3,031

$34.65 Rp 627.3K

-41.85%

Fast Food Meal (McDonalds, etc)

$7.18 NPR 1,080

$5.57 Rp 100.9K

28.90%

Cappuccino

$1.58 NPR 237

$2.62 Rp 47.4K

-39.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.53 NPR 79.5

$1.54 Rp 27.9K

-65.58%

Water (0.33 liter bottle)

$0.14 NPR 21.54

$0.64 Rp 11.6K

-78.13%

Local Beer (0.5 liter draught)

$3.16 NPR 476

$2.67 Rp 48.3K

18.35%

Imported Beer (0.33 liter bottle)

$3.23 NPR 486

$4.26 Rp 77.2K

-24.18%

Milk (1 liter)

$0.52 NPR 78.1

$1.46 Rp 26.5K

-64.38%

White Bread (500g)

$0.23 NPR 34.46

$2.29 Rp 41.5K

-89.96%

Rice (white) (1kg)

$0.31 NPR 47.30

$1.11 Rp 20.0K

-72.07%

Eggs

$1.00 NPR 150

$2.10 Rp 38.0K

-52.38%

Local Cheese (1kg)

$7.47 NPR 1,124

$15.94 Rp 288.6K

-53.14%

Chicken Fillets (1kg)

$1.94 NPR 291

$3.88 Rp 70.3K

-50.00%

Beef Round Steak (1kg)

$2.61 NPR 392

$11.40 Rp 206.4K

-77.11%

Apples (1kg)

$1.67 NPR 252

$3.55 Rp 64.3K

-52.96%

Banana (1kg)

$1.16 NPR 175

$1.54 Rp 27.8K

-24.68%

Oranges (1kg)

$0.65 NPR 97.4

$2.23 Rp 40.4K

-70.85%

Tomato (1kg)

$0.35 NPR 52.0

$1.97 Rp 35.7K

-82.23%

Potato (1kg)

$0.32 NPR 47.77

$1.86 Rp 33.6K

-82.80%

Onion (1kg)

$0.35 NPR 51.9

$2.42 Rp 43.8K

-85.54%

Lettuce (1 head)

$0.46 NPR 68.8

$1.02 Rp 18.6K

-54.90%

Water (1.5 liter bottle)

$0.14 NPR 20.48

$0.52 Rp 9,456

-73.08%

Cigarettes 20 Pack (Marlboro, Camel)

$1.93 NPR 291

$2.20 Rp 39.8K

-12.27%

Wine (Bottle)

$4.04 NPR 607

$21.79 Rp 394.4K

-81.46%

Local Beer (0.5 liter bottle)

$1.35 NPR 203

$2.33 Rp 42.1K

-42.06%

Imported Beer (0.33 liter bottle)

$2.98 NPR 448

$2.97 Rp 53.8K

0.34%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

Taxi Start (Normal Tariff)

$1.82 NPR 274

$0.44 Rp 7,925

313.64%

Taxi (Normal Tariff) (1km)

$1.20 NPR 181

$0.47 Rp 8,472

155.32%

Taxi 1hour Waiting (Normal Tariff)

$3.36 NPR 506

$5.60 Rp 101.4K

-40.00%

Gasoline (1 liter)

$1.39 NPR 209

$0.83 Rp 15.0K

67.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K NPR 5.4M

$24.4K Rp 442.6M

47.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K NPR 5.5M

$31.7K Rp 573.8M

15.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.07 NPR 4,824

$77.5 Rp 1.4M

-58.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.56 NPR 536

$6.14 Rp 111.2K

-42.02%

Internet (50+ Mbps, Unlimited Data)

$9.18 NPR 1,381

$18.92 Rp 342.4K

-51.48%

Gym Membership (Monthly)

$51.0 Rp 923.1K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

Cinema Ticket

$2.88 NPR 433

$4.38 Rp 79.3K

-34.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.2 NPR 9,955

$492 Rp 8.9M

-86.56%

International Primary School, 1 Child (Yearly)

$5,526 NPR 831.3K

$12.2K Rp 221.2M

-54.79%

Jeans (Levis 501 Or Similar)

$24.28 NPR 3,653

$45.16 Rp 817.6K

-46.24%

Summer Dress (H&M, Zara, etc)

$26.98 NPR 4,059

$34.89 Rp 631.6K

-22.67%

Sport Shoes (Adidas, Nike)

$63.5 NPR 9,554

$78.3 Rp 1.4M

-18.91%

Men's Leather Business Shoes

$28.67 NPR 4,313

$77.9 Rp 1.4M

-63.18%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.98

13.78

-27.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gaighat: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gaighat

$98 32.5%

Ubud, Bali

$279 21% 185% $181

Eating Out

Gaighat

$81 26.8%

Ubud, Bali

$106 8% 30.9% $25

Clothing & Footwear

Gaighat

$65 21.4%

Ubud, Bali

$106 8% 64.7% $42

Monthly Utilities & Internet

Gaighat

$45 14.8%

Ubud, Bali

$103 7.7% 129% $58

Getting Around

Gaighat

$7.8 * 2.6%

Ubud, Bali

$12 0.9% 52.8% $4.1

Sport & Entertainment

Gaighat

$5.8 * 1.9%

Ubud, Bali

$60 4.5% 938% $54

Accommodation & Living

Gaighat

- * 0%

Ubud, Bali

$665 50%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $20 in Gaighat vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $98 vs $279 per month, with Gaighat cheaper across the board.

Good to know

🇳🇵 Gaighat

🇮🇩 Ubud, Bali

🕒 Local time

21:30 9:30 PM

23:45 11:45 PM

2 h 15 min ahead of Gaighat

🌤 Weather

👥 Population

74,800

💱 Currency

Nepalese Rupee NPR रु

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 NPR = 6.65 USD

1,000 NPR = 5.92 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to NPR – Nepalese Rupee Converter

🇺🇸 United States Dollar ($)

🇳🇵 Nepalese Rupee (रु)

Nepalese Rupee exchange rates as of November 6, 2026: 1 USD = 150 NPR (1,000 NPR = 6.65 USD). 1 EUR = 169 NPR (1,000 NPR = 5.92 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

USD to NPR in detail →

On the map

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Between locations

Gaighat Ubud, Bali 5,470 km ≈ 7 h nonstop flight

From you

Gaighat
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gaighat vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $302 in Gaighat and $1,331 in Ubud, Bali, so Gaighat is about 77% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $453 in Gaighat and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 185% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $302 per month in Gaighat versus $1,331 in Ubud, Bali – Gaighat is about 77% cheaper, which adds up to real savings over time.

At $302 in Gaighat versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Gaighat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gaighat and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.