🙂Monthly costs for one person with rent: $404 in Gaighat versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $649 in Gaighat versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $894 in Gaighat versus $3,732 in Ubud, Bali.
🙂Living in Gaighat costs roughly 72% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Gaighat is 70% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Gaighat
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.80NPR 272
$3.57Rp 61.6K
-49.58%
Three-Course Dinner for Two, Mid-Range
$18.81NPR 2,848
$32.58Rp 562.6K
-42.27%
Fast Food Meal(McDonalds, etc)
$6.64NPR 1,005
$5.07Rp 87.5K
30.97%
Cappuccino
$1.92NPR 291
$2.83Rp 48.8K
-32.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.51NPR 77.1
$1.34Rp 23.1K
-61.94%
Water(0.33 liter bottle)
$0.18NPR 27.56
$0.69Rp 12.0K
-73.91%
Local Beer(0.5 liter draught)
$2.55NPR 387
$2.99Rp 51.6K
-14.72%
Imported Beer(0.33 liter bottle)
$3.61NPR 547
$3.85Rp 66.4K
-6.23%
🛒 Groceries & Markets
Gaighat
Ubud, Bali
Difference
Milk(1 liter)
$0.59NPR 89.7
$1.74Rp 30.1K
-66.09%
White Bread(500g)
$0.21NPR 31.71
$2.54Rp 43.8K
-91.73%
Rice(white)(1kg)
$0.37NPR 56.5
$1.19Rp 20.6K
-68.91%
Eggs
$1.13NPR 171
$2.43Rp 41.9K
-53.50%
Local Cheese(1kg)
$9.12NPR 1,381
$14.66Rp 253.2K
-37.79%
Chicken Fillets(1kg)
$2.12NPR 321
$4.18Rp 72.1K
-49.28%
Beef Round Steak(1kg)
$2.93NPR 444
$11.94Rp 206.1K
-75.46%
Apples(1kg)
$1.80NPR 273
$3.69Rp 63.6K
-51.22%
Banana(1kg)
$1.05NPR 160
$1.61Rp 27.7K
-34.78%
Oranges(1kg)
$0.72NPR 109
$2.69Rp 46.4K
-73.23%
Tomato(1kg)
$0.35NPR 52.7
$2.33Rp 40.2K
-84.98%
Potato(1kg)
$0.35NPR 52.3
$1.91Rp 32.9K
-81.68%
Onion(1kg)
$0.37NPR 56.4
$2.19Rp 37.7K
-83.11%
Lettuce(1 head)
$0.53NPR 79.8
$1.06Rp 18.3K
-50.00%
Water(1.5 liter bottle)
$0.16NPR 23.68
$0.72Rp 12.5K
-77.78%
Cigarettes 20 Pack(Marlboro, Camel)
$2.15NPR 325
$3.13Rp 54.1K
-31.31%
Wine(Bottle)
$3.95NPR 598
$23.49Rp 405.6K
-83.18%
Local Beer(0.5 liter bottle)
$1.47NPR 223
$2.74Rp 47.3K
-46.35%
Imported Beer(0.33 liter bottle)
$3.21NPR 486
$2.88Rp 49.7K
11.46%
🚌 Getting Around
Gaighat
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.21NPR 31.95
$0.29Rp 5,010
-27.59%
Public Transport Monthly Pass(Regular Price)
-
$8.17Rp 141.0K
-
Taxi Start(Normal Tariff)
$2.16NPR 327
$0.45Rp 7,834
380.00%
Taxi(Normal Tariff)(1km)
$1.05NPR 159
$0.42Rp 7,278
150.00%
Taxi 1hour Waiting(Normal Tariff)
$3.55NPR 537
$6.16Rp 106.3K
-42.37%
Gasoline(1 liter)
$1.27NPR 192
$0.84Rp 14.5K
51.19%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6KNPR 4.9M
$26.2KRp 453.1M
24.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.2KNPR 6.2M
$32.5KRp 560.8M
26.97%
🧾 Monthly Utilities & Internet
Gaighat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$32.77NPR 4,961
$78.4Rp 1.4M
-58.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.96NPR 751
$3.95Rp 68.2K
25.57%
Internet(50+ Mbps, Unlimited Data)
$9.61NPR 1,455
$24.40Rp 421.4K
-60.61%
🎉 Sport & Entertainment
Gaighat
Ubud, Bali
Difference
Gym Membership(Monthly)
$18.43NPR 2,791
$96.5Rp 1.7M
-80.91%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 109.6K
-
Cinema Ticket
$3.30NPR 500
$4.04Rp 69.7K
-18.32%
🧸 Childcare & Education
Gaighat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$90.3NPR 13.7K
$303Rp 5.2M
-70.16%
International Primary School, 1 Child(Yearly)
$3,826NPR 579.2K
$6,523Rp 112.6M
-41.34%
👕👟 Clothing & Footwear
Gaighat
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$25.01NPR 3,786
$53.8Rp 929.5K
-53.55%
Summer Dress(H&M, Zara, etc)
$28.33NPR 4,289
$37.98Rp 655.8K
-25.41%
Sport Shoes(Adidas, Nike)
$58.1NPR 8,790
$86.8Rp 1.5M
-33.08%
Men's Leather Business Shoes
$39.71NPR 6,011
$78.9Rp 1.4M
-49.64%
🏠 Accommodation & Living
Gaighat
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$104NPR 15.7K
$1,012Rp 17.5M
-89.74%
1-bedroom Apartment, Outside City Center(Monthly)
$62.5NPR 9,463
$674Rp 11.6M
-90.73%
3-bedroom Apartment, City Center(Monthly)
$206NPR 31.1K
$3,390Rp 58.5M
-93.94%
3-bedroom Apartment, Outside City Center(Monthly)
$146NPR 22.2K
$2,098Rp 36.2M
-93.02%
Buy Apartment in City Center(m2)
-
$2,985Rp 51.5M
-
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.4M
-
💵 Salaries & Financials
Gaighat
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$173Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
12.08
13.28
-9.04%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gaighat: April 26, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $104 in Gaighat and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $19.00 in Gaighat vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $108 vs $298 per month, with Gaighat cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gaighat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Gaighat and Ubud, Bali?
Gaighat and Ubud, Bali differ by about 256% in total monthly costs ($404 vs $1,438 including rent). Gaighat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Gaighat compared to Ubud, Bali?
You'd need roughly $606 in Gaighat and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Gaighat and Ubud, Bali?
Rent for a central apartment: $104 in Gaighat versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 175% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Gaighat or Ubud, Bali?
All in, you'll spend $404 per month in Gaighat versus $1,438 in Ubud, Bali – a 256% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $404 in Gaighat versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Gaighat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.
How does quality of life compare between Gaighat and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Gaighat or Ubud, Bali safer for residents?
Safety-wise, Gaighat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Gaighat or Ubud, Bali?
Expats usually find Gaighat gentler on the wallet – expenses run 256% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.