Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Francisco Morato

For one person, living is cheaper in Francisco Morato: $877 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
42

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Francisco Morato

🇧🇷 Brazil

$877

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Francisco Morato

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Francisco Morato actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $877 in Francisco Morato.

Ubud, Bali $1,331
Francisco Morato $877

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,424 in Francisco Morato.

Ubud, Bali $2,255
Francisco Morato $1,424

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,971 in Francisco Morato.

Ubud, Bali $3,180
Francisco Morato $1,971

Living in Ubud, Bali is roughly 52% more expensive than in Francisco Morato, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Francisco Morato 35% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$6.60 R$36.21

-48.79%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$37.12 R$204

-6.65%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.48 R$46.56

-34.32%

Cappuccino

$2.62 Rp 47.5K

$2.04 R$11.21

28.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.56 R$8.56

-1.28%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.06 R$5.84

-39.62%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.58 R$14.18

3.49%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.17 R$22.89

2.16%

Milk (1 liter)

$1.46 Rp 26.5K

$1.12 R$6.16

30.36%

White Bread (500g)

$2.29 Rp 41.6K

$1.82 R$9.96

25.82%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.06 R$5.83

4.72%

Eggs

$2.10 Rp 38.1K

$2.56 R$14.03

-17.97%

Local Cheese (1kg)

$15.94 Rp 289.3K

$8.39 R$46.04

89.99%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$4.23 R$23.20

-8.27%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$9.99 R$54.8

14.11%

Apples (1kg)

$3.55 Rp 64.5K

$2.56 R$14.06

38.67%

Banana (1kg)

$1.54 Rp 27.9K

$1.67 R$9.15

-7.78%

Oranges (1kg)

$2.23 Rp 40.5K

$1.71 R$9.36

30.41%

Tomato (1kg)

$1.97 Rp 35.8K

$1.69 R$9.27

16.57%

Potato (1kg)

$1.86 Rp 33.7K

$1.31 R$7.18

41.98%

Onion (1kg)

$2.42 Rp 43.9K

$1.30 R$7.14

86.15%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.87 R$4.80

17.24%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.69 R$3.78

-24.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.62 R$14.37

-16.03%

Wine (Bottle)

$21.79 Rp 395.4K

$8.41 R$46.18

159.10%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.51 R$8.30

54.30%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.20 R$23.06

-29.29%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.94 R$5.15

-73.40%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$42.23 R$232

-80.65%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$1.11 R$6.08

-60.36%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.18 R$6.48

-60.17%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$6.50 R$35.65

-13.85%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.17 R$6.42

-29.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$22.2K R$121.6K

10.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$32.0K R$175.9K

-1.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$44.88 R$246

72.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$14.20 R$77.9

-56.76%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$17.29 R$94.9

9.43%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$27.09 R$149

88.22%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$27.85 R$153

-34.47%

Cinema Ticket

$4.38 Rp 79.5K

$7.56 R$41.50

-42.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$400 R$2,197

22.99%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$6,923 R$38.0K

76.52%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$51.5 R$282

-12.23%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$54.8 R$301

-36.32%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$89.8 R$493

-12.81%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$78.4 R$430

-0.71%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$334 R$1,835

222.21%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$238 R$1,307

179.13%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$636 R$3,491

451.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$453 R$2,489

268.47%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,641 R$9,007

42.59%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,018 R$5,586

119.72%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.12

23.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Francisco Morato: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Francisco Morato

$238 27.2% 64.2% $427

Groceries & Markets

Ubud, Bali

$279 21%

Francisco Morato

$209 23.9% 25.1% $70

Clothing & Footwear

Ubud, Bali

$106 8%

Francisco Morato

$124 14.1% 16.2% $17

Eating Out

Ubud, Bali

$106 8%

Francisco Morato

$134 15.3% 27.2% $29

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Francisco Morato

$76 8.7% 25.5% $26

Sport & Entertainment

Ubud, Bali

$60 4.5%

Francisco Morato

$42 4.8% 29.4% $18

Getting Around

Ubud, Bali

$12 0.9%

Francisco Morato

$53 6% 344% $41

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $334 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $37 in Francisco Morato. Groceries flip the comparison at $279 vs $209, with Francisco Morato cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Francisco Morato

🕒 Local time

18:43 6:43 PM

07:43 7:43 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

165,139

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 BRL = 0.182 USD

1 BRL = 0.163 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Brazilian Real exchange rates as of November 4, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.15 BRL (1 BRL = 0.163 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Francisco Morato 15,970 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Francisco Morato

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is about 34% cheaper overall, especially in groceries and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $1,316 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $334 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $37 in Francisco Morato. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $877 in Francisco Morato – Francisco Morato is about 34% cheaper, which adds up to real savings over time.

At $877 in Francisco Morato versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Francisco Morato but tight or insufficient in Ubud, Bali. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.