Last update: Nov 2026

Cost of Living Comparison Between Francisco Morato and Ubud, Bali

For one person, living is cheaper in Francisco Morato: $877 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

42

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Francisco Morato

🇧🇷 Brazil

$877

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Francisco Morato and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Francisco Morato and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $877 in Francisco Morato versus $1,331 in Ubud, Bali.

Francisco Morato $877
Ubud, Bali $1,331

Estimated couple costs with rent: $1,424 in Francisco Morato versus $2,255 in Ubud, Bali.

Francisco Morato $1,424
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,971 in Francisco Morato versus $3,180 in Ubud, Bali.

Francisco Morato $1,971
Ubud, Bali $3,180

Living in Francisco Morato costs roughly 34% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Francisco Morato 35% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$6.60 R$36.21

$3.38 Rp 61.3K

95.27%

Three-Course Dinner for Two, Mid-Range

$37.12 R$204

$34.65 Rp 628.8K

7.13%

Fast Food Meal (McDonalds, etc)

$8.48 R$46.56

$5.57 Rp 101.2K

52.24%

Cappuccino

$2.04 R$11.21

$2.62 Rp 47.5K

-22.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 R$8.56

$1.54 Rp 27.9K

1.30%

Water (0.33 liter bottle)

$1.06 R$5.84

$0.64 Rp 11.6K

65.63%

Local Beer (0.5 liter draught)

$2.58 R$14.18

$2.67 Rp 48.4K

-3.37%

Imported Beer (0.33 liter bottle)

$4.17 R$22.89

$4.26 Rp 77.4K

-2.11%

Milk (1 liter)

$1.12 R$6.16

$1.46 Rp 26.5K

-23.29%

White Bread (500g)

$1.82 R$9.96

$2.29 Rp 41.6K

-20.52%

Rice (white) (1kg)

$1.06 R$5.83

$1.11 Rp 20.1K

-4.50%

Eggs

$2.56 R$14.03

$2.10 Rp 38.1K

21.90%

Local Cheese (1kg)

$8.39 R$46.04

$15.94 Rp 289.3K

-47.37%

Chicken Fillets (1kg)

$4.23 R$23.20

$3.88 Rp 70.5K

9.02%

Beef Round Steak (1kg)

$9.99 R$54.8

$11.40 Rp 206.9K

-12.37%

Apples (1kg)

$2.56 R$14.06

$3.55 Rp 64.5K

-27.89%

Banana (1kg)

$1.67 R$9.15

$1.54 Rp 27.9K

8.44%

Oranges (1kg)

$1.71 R$9.36

$2.23 Rp 40.5K

-23.32%

Tomato (1kg)

$1.69 R$9.27

$1.97 Rp 35.8K

-14.21%

Potato (1kg)

$1.31 R$7.18

$1.86 Rp 33.7K

-29.57%

Onion (1kg)

$1.30 R$7.14

$2.42 Rp 43.9K

-46.28%

Lettuce (1 head)

$0.87 R$4.80

$1.02 Rp 18.6K

-14.71%

Water (1.5 liter bottle)

$0.69 R$3.78

$0.52 Rp 9,479

32.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.62 R$14.37

$2.20 Rp 39.9K

19.09%

Wine (Bottle)

$8.41 R$46.18

$21.79 Rp 395.4K

-61.40%

Local Beer (0.5 liter bottle)

$1.51 R$8.30

$2.33 Rp 42.2K

-35.19%

Imported Beer (0.33 liter bottle)

$4.20 R$23.06

$2.97 Rp 53.9K

41.41%

One-way Ticket (Public Transport)

$0.94 R$5.15

$0.25 Rp 4,544

276.00%

Public Transport Monthly Pass (Regular Price)

$42.23 R$232

$8.17 Rp 148.4K

416.89%

Taxi Start (Normal Tariff)

$1.11 R$6.08

$0.44 Rp 7,944

152.27%

Taxi (Normal Tariff) (1km)

$1.18 R$6.48

$0.47 Rp 8,493

151.06%

Taxi 1hour Waiting (Normal Tariff)

$6.50 R$35.65

$5.60 Rp 101.6K

16.07%

Gasoline (1 liter)

$1.17 R$6.42

$0.83 Rp 15.0K

40.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K R$121.6K

$24.4K Rp 443.7M

-9.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K R$175.9K

$31.7K Rp 575.2M

1.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.88 R$246

$77.5 Rp 1.4M

-42.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.20 R$77.9

$6.14 Rp 111.5K

131.27%

Internet (50+ Mbps, Unlimited Data)

$17.29 R$94.9

$18.92 Rp 343.3K

-8.62%

Gym Membership (Monthly)

$27.09 R$149

$51.0 Rp 925.4K

-46.87%

Tennis Court (1 Hour on Weekend)

$27.85 R$153

$18.25 Rp 331.2K

52.60%

Cinema Ticket

$7.56 R$41.50

$4.38 Rp 79.5K

72.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$400 R$2,197

$492 Rp 8.9M

-18.69%

International Primary School, 1 Child (Yearly)

$6,923 R$38.0K

$12.2K Rp 221.8M

-43.35%

Jeans (Levis 501 Or Similar)

$51.5 R$282

$45.16 Rp 819.6K

13.93%

Summer Dress (H&M, Zara, etc)

$54.8 R$301

$34.89 Rp 633.2K

57.04%

Sport Shoes (Adidas, Nike)

$89.8 R$493

$78.3 Rp 1.4M

14.70%

Men's Leather Business Shoes

$78.4 R$430

$77.9 Rp 1.4M

0.72%

1-bedroom Apartment, City Center (Monthly)

$334 R$1,835

$1,078 Rp 19.6M

-68.96%

1-bedroom Apartment, Outside City Center (Monthly)

$238 R$1,307

$665 Rp 12.1M

-64.17%

3-bedroom Apartment, City Center (Monthly)

$636 R$3,491

$3,510 Rp 63.7M

-81.88%

3-bedroom Apartment, Outside City Center (Monthly)

$453 R$2,489

$1,671 Rp 30.3M

-72.86%

Buy Apartment in City Center (m2)

$1,641 R$9,007

$2,340 Rp 42.5M

-29.87%

Buy Apartment Outside City Center (m2)

$1,018 R$5,586

$2,236 Rp 40.6M

-54.49%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.12

13.78

-19.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Francisco Morato: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Francisco Morato

$238 27.2%

Ubud, Bali

$665 50% 179% $427

Groceries & Markets

Francisco Morato

$209 23.9%

Ubud, Bali

$279 21% 33.5% $70

Eating Out

Francisco Morato

$134 15.3%

Ubud, Bali

$106 8% 21.4% $29

Clothing & Footwear

Francisco Morato

$124 14.1%

Ubud, Bali

$106 8% 13.9% $17

Monthly Utilities & Internet

Francisco Morato

$76 8.7%

Ubud, Bali

$103 7.7% 34.3% $26

Getting Around

Francisco Morato

$53 6%

Ubud, Bali

$12 0.9% 77.5% $41

Sport & Entertainment

Francisco Morato

$42 4.8%

Ubud, Bali

$60 4.5% 41.6% $18

Cost Breakdown

A one-bedroom apartment in the center runs $334 in Francisco Morato and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $37 in Francisco Morato vs $35 in Ubud, Bali. Groceries flip the comparison at $209 vs $279, with Francisco Morato cheaper for home cooking.

Good to know

🇧🇷 Francisco Morato

🇮🇩 Ubud, Bali

🕒 Local time

05:57 5:57 AM

16:57 4:57 PM

11 h ahead of Francisco Morato

🌤 Weather

👥 Population

165,139

74,800

💱 Currency

Brazilian Real BRL R$

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BRL = 0.182 USD

1 BRL = 0.163 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of November 4, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.15 BRL (1 BRL = 0.163 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

USD to BRL in detail →

On the map

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Highest

Between locations

Francisco Morato Ubud, Bali 15,970 km ≈ 20 h nonstop flight

From you

Francisco Morato
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Francisco Morato vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Francisco Morato is about 34% cheaper overall, especially in groceries and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,316 in Francisco Morato and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $334 in Francisco Morato versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $37 in Francisco Morato. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $877 per month in Francisco Morato versus $1,331 in Ubud, Bali – Francisco Morato is about 34% cheaper, which adds up to real savings over time.

At $877 in Francisco Morato versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Francisco Morato but tight or insufficient in Ubud, Bali. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.