Cost of Living Comparison Between Francisco Morato and Ubud, Bali Cost of Living Comparison Between Francisco Morato and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $905 in Francisco Morato versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,486 in Francisco Morato versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,066 in Francisco Morato versus $3,327 in Ubud, Bali.

Living in Francisco Morato costs roughly 34% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Francisco Morato is 34% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$6.76 R$34.74

$3.44 Rp 61.0K

96.51%

Three-Course Dinner for Two, Mid-Range

$39.23 R$202

$36.31 Rp 644.2K

8.04%

Fast Food Meal (McDonalds, etc)

$8.04 R$41.34

$5.71 Rp 101.2K

40.81%

Cappuccino

$2.07 R$10.64

$2.67 Rp 47.4K

-22.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 R$8.60

$1.75 Rp 31.0K

-4.57%

Water (0.33 liter bottle)

$1.19 R$6.12

$0.87 Rp 15.5K

36.78%

Local Beer (0.5 liter draught)

$2.96 R$15.22

$2.95 Rp 52.4K

0.34%

Imported Beer (0.33 liter bottle)

$4.66 R$23.95

$4.52 Rp 80.2K

3.10%

Milk (1 liter)

$1.16 R$5.99

$1.62 Rp 28.7K

-28.40%

White Bread (500g)

$1.99 R$10.24

$2.33 Rp 41.3K

-14.59%

Rice (white) (1kg)

$1.15 R$5.92

$1.11 Rp 19.6K

3.60%

Eggs

$2.69 R$13.84

$2.20 Rp 39.0K

22.27%

Local Cheese (1kg)

$8.50 R$43.69

$17.69 Rp 313.9K

-51.95%

Chicken Fillets (1kg)

$4.25 R$21.85

$4.10 Rp 72.7K

3.66%

Beef Round Steak (1kg)

$10.70 R$55.0

$12.18 Rp 216.0K

-12.15%

Apples (1kg)

$2.76 R$14.19

$3.71 Rp 65.8K

-25.61%

Banana (1kg)

$1.81 R$9.33

$1.59 Rp 28.2K

13.84%

Oranges (1kg)

$1.75 R$9.00

$2.28 Rp 40.5K

-23.25%

Tomato (1kg)

$1.82 R$9.35

$1.95 Rp 34.7K

-6.67%

Potato (1kg)

$1.38 R$7.09

$1.91 Rp 33.8K

-27.75%

Onion (1kg)

$1.34 R$6.90

$2.33 Rp 41.4K

-42.49%

Lettuce (1 head)

$0.89 R$4.55

$1.01 Rp 17.9K

-11.88%

Water (1.5 liter bottle)

$0.71 R$3.67

$0.55 Rp 9,791

29.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 R$13.90

$2.23 Rp 39.6K

21.08%

Wine (Bottle)

$8.61 R$44.29

$23.07 Rp 409.3K

-62.68%

Local Beer (0.5 liter bottle)

$1.63 R$8.37

$2.42 Rp 42.9K

-32.64%

Imported Beer (0.33 liter bottle)

$4.32 R$22.21

$3.00 Rp 53.2K

44.00%

One-way Ticket (Public Transport)

$0.98 R$5.06

$0.27 Rp 4,823

262.96%

Public Transport Monthly Pass (Regular Price)

$39.60 R$204

$8.98 Rp 159.4K

340.98%

Taxi Start (Normal Tariff)

$1.29 R$6.63

$0.48 Rp 8,582

168.75%

Taxi (Normal Tariff) (1km)

$1.34 R$6.87

$0.43 Rp 7,693

211.63%

Taxi 1hour Waiting (Normal Tariff)

$9.38 R$48.26

$5.64 Rp 100.1K

66.31%

Gasoline (1 liter)

$1.22 R$6.29

$0.80 Rp 14.3K

52.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K R$122.4K

$24.9K Rp 442.5M

-4.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K R$166.8K

$31.7K Rp 562.6M

2.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.08 R$232

$81.5 Rp 1.4M

-44.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.16 R$77.9

$6.49 Rp 115.2K

133.59%

Internet (50+ Mbps, Unlimited Data)

$17.70 R$91.0

$18.77 Rp 333.0K

-5.70%

Gym Membership (Monthly)

$23.26 R$120

$56.9 Rp 1.0M

-59.10%

Tennis Court (1 Hour on Weekend)

$28.11 R$145

$18.73 Rp 332.3K

50.08%

Cinema Ticket

$7.64 R$39.28

$4.54 Rp 80.5K

68.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 R$2,163

$481 Rp 8.5M

-12.47%

International Primary School, 1 Child (Yearly)

$7,339 R$37.7K

$5,711 Rp 101.3M

28.51%

Jeans (Levis 501 Or Similar)

$55.2 R$284

$45.52 Rp 807.5K

21.33%

Summer Dress (H&M, Zara, etc)

$57.3 R$295

$35.88 Rp 636.6K

59.67%

Sport Shoes (Adidas, Nike)

$92.6 R$476

$80.4 Rp 1.4M

15.20%

Men's Leather Business Shoes

$82.0 R$422

$78.7 Rp 1.4M

4.27%

1-bedroom Apartment, City Center (Monthly)

$347 R$1,786

$1,115 Rp 19.8M

-68.84%

1-bedroom Apartment, Outside City Center (Monthly)

$231 R$1,188

$698 Rp 12.4M

-66.89%

3-bedroom Apartment, City Center (Monthly)

$646 R$3,320

$3,637 Rp 64.5M

-82.24%

3-bedroom Apartment, Outside City Center (Monthly)

$460 R$2,365

$1,737 Rp 30.8M

-73.52%

Buy Apartment in City Center (m2)

$1,791 R$9,210

$2,784 Rp 49.4M

-35.67%

Buy Apartment Outside City Center (m2)

$1,299 R$6,680

$2,290 Rp 40.6M

-43.27%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.12

13.78

-19.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Francisco Morato: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $347 in Francisco Morato and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Francisco Morato vs $36.00 in Ubud, Bali. Groceries flip the comparison at $219 vs $295, with Francisco Morato cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Francisco Morato vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 51% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,358 in Francisco Morato and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $347 in Francisco Morato versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $905 per month in Francisco Morato versus $1,368 in Ubud, Bali – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

At $905 in Francisco Morato versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Ubud, Bali. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Francisco Morato and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Francisco Morato gentler on the wallet – expenses run 51% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.