Cost of Living Comparison Between Ubud, Bali and Fishkill, NY Cost of Living Comparison Between Ubud, Bali and Fishkill, NY

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $2,592 in Fishkill, NY, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $3,818 in Fishkill, NY, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $5,044 in Fishkill, NY, rent included.

Ubud, Bali is about 47% cheaper than Fishkill, NY, driven mainly by Eating Out.

Both Ubud, Bali and Fishkill, NY sit above the global median – Ubud, Bali by 0%, Fishkill, NY by 89%.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$19.70 $19.70

-82.54%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$100 $100

-63.76%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$11.89 $11.89

-51.98%

Cappuccino

$2.67 Rp 47.4K

$5.69 $5.69

-53.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.58 $2.58

-32.17%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$2.03 $2.03

-57.14%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$8.23 $8.23

-64.16%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$9.12 $9.12

-50.44%

Milk (1 liter)

$1.62 Rp 28.7K

$0.78 $0.78

107.69%

White Bread (500g)

$2.33 Rp 41.3K

$2.14 $2.14

8.88%

Rice (white) (1kg)

$1.11 Rp 19.6K

$7.04 $7.04

-84.23%

Eggs

$2.20 Rp 39.0K

$2.77 $2.77

-20.58%

Local Cheese (1kg)

$17.69 Rp 313.8K

$10.85 $10.85

63.04%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$8.68 $8.68

-52.76%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$16.79 $16.79

-27.46%

Apples (1kg)

$3.71 Rp 65.7K

$4.33 $4.33

-14.32%

Banana (1kg)

$1.59 Rp 28.2K

$1.54 $1.54

3.25%

Oranges (1kg)

$2.28 Rp 40.5K

$3.21 $3.21

-28.97%

Tomato (1kg)

$1.95 Rp 34.6K

$4.60 $4.60

-57.61%

Potato (1kg)

$1.91 Rp 33.8K

$1.71 $1.71

11.70%

Onion (1kg)

$2.33 Rp 41.3K

$1.75 $1.75

33.14%

Lettuce (1 head)

$1.01 Rp 17.9K

$2.00 $2.00

-49.50%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$2.30 $2.30

-76.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$13.30 $13.30

-83.23%

Wine (Bottle)

$23.07 Rp 409.2K

$11.11 $11.11

107.65%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.66 $1.66

45.78%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.81 $1.81

65.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$2.01 $2.01

-86.57%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$3.08 $3.08

-84.42%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$2.19 $2.19

-80.37%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$42.20 $42.20

-86.64%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.06 $1.06

-24.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$36.1K $36.1K

-30.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$25.2K $25.2K

25.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$247 $247

-66.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$55.2 $55.2

-88.25%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$61.1 $61.1

-69.25%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$42.22 $42.22

34.70%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$24.79 $24.79

-24.45%

Cinema Ticket

$4.54 Rp 80.5K

$12.44 $12.44

-63.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$2,497 $2,497

-80.75%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$34.6K $34.6K

-83.49%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$54.4 $54.4

-16.32%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$75.5 $75.5

-52.45%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$74.1 $74.1

8.56%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$118 $118

-33.29%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$1,579 $1,579

-29.44%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,306 $1,306

-46.57%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$2,505 $2,505

45.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,146 $2,146

-19.03%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,865 $1,865

49.31%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,622 $1,622

41.16%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.33

117.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Fishkill, NY: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $1,579 in Fishkill, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $100 in Fishkill, NY. Monthly groceries follow the same trend: $295 vs $340 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Fishkill, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $2,592 in Fishkill, NY – roughly 90% apart. Fishkill, NY costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $3,888 in Fishkill, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $100 in Fishkill, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Fishkill, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Fishkill, NY at $2,592. In Ubud, Bali it covers expenses comfortably, while in Fishkill, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,592 in Fishkill, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fishkill, NY makes more sense. Both are solid long-term options with distinct trade-offs.