Last update: Nov 2026

Cost of Living Comparison Between Fishkill, NY and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,591 in Fishkill, NY, rent and utilities included – about $15,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Fishkill, NY
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Fishkill, NY Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fishkill, NY

🇺🇸 United States

$2,591

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Fishkill, NY and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fishkill, NY and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,591 per month in Fishkill, NY vs $1,331 in Ubud, Bali, rent included.

Fishkill, NY $2,591
Ubud, Bali $1,331

A couple spends around $3,911 per month in Fishkill, NY vs $2,255 in Ubud, Bali, rent included.

Fishkill, NY $3,911
Ubud, Bali $2,255

A family of three spends $5,232 per month in Fishkill, NY vs $3,180 in Ubud, Bali, rent included.

Fishkill, NY $5,232
Ubud, Bali $3,180

Fishkill, NY costs about 95% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Fishkill, NY sits 92% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.15 $20.15

$3.38 Rp 61.3K

496.15%

Three-Course Dinner for Two, Mid-Range

$107 $107

$34.65 Rp 629.1K

208.66%

Fast Food Meal (McDonalds, etc)

$12.02 $12.02

$5.57 Rp 101.2K

115.80%

Cappuccino

$5.65 $5.65

$2.62 Rp 47.6K

115.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 $2.58

$1.54 Rp 27.9K

67.53%

Water (0.33 liter bottle)

$2.35 $2.35

$0.64 Rp 11.6K

267.19%

Local Beer (0.5 liter draught)

$7.78 $7.78

$2.67 Rp 48.4K

191.39%

Imported Beer (0.33 liter bottle)

$9.26 $9.26

$4.26 Rp 77.4K

117.37%

Milk (1 liter)

$0.86 $0.86

$1.46 Rp 26.5K

-41.10%

White Bread (500g)

$3.50 $3.50

$2.29 Rp 41.6K

52.84%

Rice (white) (1kg)

$7.03 $7.03

$1.11 Rp 20.1K

533.33%

Eggs

$2.80 $2.80

$2.10 Rp 38.1K

33.33%

Local Cheese (1kg)

$10.81 $10.81

$15.94 Rp 289.4K

-32.18%

Chicken Fillets (1kg)

$9.05 $9.05

$3.88 Rp 70.5K

133.25%

Beef Round Steak (1kg)

$16.35 $16.35

$11.40 Rp 207.0K

43.42%

Apples (1kg)

$4.30 $4.30

$3.55 Rp 64.5K

21.13%

Banana (1kg)

$1.51 $1.51

$1.54 Rp 27.9K

-1.95%

Oranges (1kg)

$3.29 $3.29

$2.23 Rp 40.5K

47.53%

Tomato (1kg)

$4.53 $4.53

$1.97 Rp 35.8K

129.95%

Potato (1kg)

$1.78 $1.78

$1.86 Rp 33.7K

-4.30%

Onion (1kg)

$1.77 $1.77

$2.42 Rp 43.9K

-26.86%

Lettuce (1 head)

$2.08 $2.08

$1.02 Rp 18.6K

103.92%

Water (1.5 liter bottle)

$2.24 $2.24

$0.52 Rp 9,483

330.77%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 $13.27

$2.20 Rp 39.9K

503.18%

Wine (Bottle)

$11.05 $11.05

$21.79 Rp 395.6K

-49.29%

Local Beer (0.5 liter bottle)

$1.60 $1.60

$2.33 Rp 42.2K

-31.33%

Imported Beer (0.33 liter bottle)

$1.88 $1.88

$2.97 Rp 53.9K

-36.70%

One-way Ticket (Public Transport)

$1.98 $1.98

$0.25 Rp 4,546

692.00%

Public Transport Monthly Pass (Regular Price)

$66.3 $66.3

$8.17 Rp 148.4K

711.38%

Taxi Start (Normal Tariff)

$2.98 $2.98

$0.44 Rp 7,947

577.27%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$0.47 Rp 8,496

374.47%

Taxi 1hour Waiting (Normal Tariff)

$42.46 $42.46

$5.60 Rp 101.7K

658.21%

Gasoline (1 liter)

$1.13 $1.13

$0.83 Rp 15.0K

36.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K $30.6K

$24.4K Rp 443.8M

25.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$31.7K Rp 575.5M

-18.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$77.5 Rp 1.4M

180.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.4 $60.4

$6.14 Rp 111.6K

884.04%

Internet (50+ Mbps, Unlimited Data)

$61.4 $61.4

$18.92 Rp 343.4K

224.74%

Gym Membership (Monthly)

$40.64 $40.64

$51.0 Rp 925.8K

-20.30%

Tennis Court (1 Hour on Weekend)

$25.04 $25.04

$18.25 Rp 331.3K

37.21%

Cinema Ticket

$12.72 $12.72

$4.38 Rp 79.6K

190.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,105 $3,105

$492 Rp 8.9M

530.48%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$12.2K Rp 221.9M

70.78%

Jeans (Levis 501 Or Similar)

$55.3 $55.3

$45.16 Rp 819.9K

22.36%

Summer Dress (H&M, Zara, etc)

$77.7 $77.7

$34.89 Rp 633.4K

122.59%

Sport Shoes (Adidas, Nike)

$73.1 $73.1

$78.3 Rp 1.4M

-6.63%

Men's Leather Business Shoes

$120 $120

$77.9 Rp 1.4M

53.83%

1-bedroom Apartment, City Center (Monthly)

$1,613 $1,613

$1,078 Rp 19.6M

49.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,255 $1,255

$665 Rp 12.1M

88.74%

3-bedroom Apartment, City Center (Monthly)

$2,531 $2,531

$3,510 Rp 63.7M

-27.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,144 $2,144

$1,671 Rp 30.3M

28.31%

Buy Apartment in City Center (m2)

$1,854 $1,854

$2,340 Rp 42.5M

-20.79%

Buy Apartment Outside City Center (m2)

$1,602 $1,602

$2,236 Rp 40.6M

-28.38%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

13.78

-53.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fishkill, NY: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fishkill, NY

$1.3K 48.4%

Ubud, Bali

$665 50% 47% $590

Groceries & Markets

Fishkill, NY

$354 13.7%

Ubud, Bali

$279 21% 21% $74

Eating Out

Fishkill, NY

$342 13.2%

Ubud, Bali

$106 8% 69.1% $236

Monthly Utilities & Internet

Fishkill, NY

$339 13.1%

Ubud, Bali

$103 7.7% 69.8% $236

Clothing & Footwear

Fishkill, NY

$147 5.7%

Ubud, Bali

$106 8% 27.5% $40

Getting Around

Fishkill, NY

$88 3.4%

Ubud, Bali

$12 0.9% 86.5% $76

Sport & Entertainment

Fishkill, NY

$66 2.6%

Ubud, Bali

$60 4.5% 9.6% $6.3

Cost Breakdown

A central one-bedroom costs $1,613 in Fishkill, NY versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $107 in Fishkill, NY versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $354 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Fishkill, NY

🇮🇩 Ubud, Bali

🕒 Local time

11:42 11:42 AM

00:42 12:42 AM

13 h ahead of Fishkill, NY

🌤 Weather

👥 Population

24,226

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Fishkill, NY Ubud, Bali 16,230 km ≈ 21 h nonstop flight

From you

Fishkill, NY
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fishkill, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,591 in Fishkill, NY, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 49% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,887 per month in Fishkill, NY and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,613 in Fishkill, NY.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $3,105 per month in Fishkill, NY and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,591 in Fishkill, NY and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 49% less, which matters a lot on a fixed budget or early-career salary.