Cost of Living Comparison Between Ubud, Bali and Dipolog Cost of Living Comparison Between Ubud, Bali and Dipolog

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $614 in Dipolog, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $839 in Dipolog, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,065 in Dipolog, rent included.

Ubud, Bali costs about 123% more than Dipolog, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Dipolog is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$1.38 ₱86.4

149.28%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$19.31 ₱1,213

88.04%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$2.75 ₱173

107.64%

Cappuccino

$2.67 Rp 47.4K

$2.00 ₱126

33.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.69 ₱43.43

153.62%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.27 ₱16.88

222.22%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.06 ₱66.7

178.30%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.70 ₱107

165.88%

Milk (1 liter)

$1.62 Rp 28.7K

$1.61 ₱101

0.62%

White Bread (500g)

$2.33 Rp 41.3K

$0.78 ₱48.74

198.72%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.83 ₱52.2

33.73%

Eggs

$2.20 Rp 39.0K

$1.96 ₱123

12.24%

Local Cheese (1kg)

$17.69 Rp 313.9K

$5.86 ₱368

201.88%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$3.96 ₱249

3.54%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$5.47 ₱344

122.67%

Apples (1kg)

$3.71 Rp 65.8K

$1.56 ₱97.8

137.82%

Banana (1kg)

$1.59 Rp 28.2K

$1.08 ₱67.9

47.22%

Oranges (1kg)

$2.28 Rp 40.5K

$2.97 ₱186

-23.23%

Tomato (1kg)

$1.95 Rp 34.7K

$1.45 ₱91.0

34.48%

Potato (1kg)

$1.91 Rp 33.8K

$1.87 ₱118

2.14%

Onion (1kg)

$2.33 Rp 41.4K

$2.80 ₱176

-16.79%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.40 ₱87.8

-27.86%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.61 ₱38.25

-9.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.94 ₱185

-24.15%

Wine (Bottle)

$23.07 Rp 409.3K

$4.05 ₱255

469.63%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.11 ₱69.7

118.02%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.31 ₱82.4

129.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.27 ₱17.11

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$11.16 ₱701

-19.53%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.70 ₱43.74

-31.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.34 ₱21.34

26.47%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$2.35 ₱148

140.00%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.93 ₱58.7

-13.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$21.4K ₱1.3M

16.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$19.3K ₱1.2M

64.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$63.5 ₱3,990

28.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$7.97 ₱501

-18.57%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$24.29 ₱1,526

-22.73%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$31.52 ₱1,980

80.43%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$4.85 ₱305

286.19%

Cinema Ticket

$4.54 Rp 80.5K

$4.72 ₱297

-3.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$31.33 ₱1,968

1434.22%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$8,141 ₱511.5K

-29.84%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$32.16 ₱2,021

41.54%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$19.45 ₱1,222

84.47%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$56.6 ₱3,556

42.03%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$23.87 ₱1,499

229.58%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$162 ₱10.2K

589.60%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$171 ₱10.8K

307.05%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$500 ₱31.4K

627.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$134 ₱8,399

1199.45%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,582 ₱162.2K

7.84%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,055 ₱66.3K

117.12%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$238 ₱14.9K

-29.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.33

87.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Dipolog: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $162 in Dipolog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Dipolog, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $19.00 in Dipolog. Monthly groceries follow the same trend: $295 vs $163 – making Dipolog the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dipolog: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 123% more than Dipolog, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $921 in Dipolog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dipolog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $31.33 in Dipolog. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 81% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Dipolog, where all-in costs run around $614, than in Ubud, Bali at $1,368. In Dipolog it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Dipolog costs $614 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dipolog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.