Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Dipolog

For one person, living is cheaper in Dipolog: $776 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Dipolog
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Dipolog Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Dipolog

🇵🇭 Philippines

$776

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dipolog

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dipolog actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $776 in Dipolog, rent included.

Ubud, Bali $1,331
Dipolog $776

A couple spends around $2,255 per month in Ubud, Bali vs $1,132 in Dipolog, rent included.

Ubud, Bali $2,255
Dipolog $1,132

A family of three spends $3,180 per month in Ubud, Bali vs $1,488 in Dipolog, rent included.

Ubud, Bali $3,180
Dipolog $1,488

Ubud, Bali costs about 71% more than Dipolog, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Dipolog are more affordable than the global median – Ubud, Bali 2% lower, Dipolog 43% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$1.53 ₱97.5

120.92%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$19.22 ₱1,222

80.28%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.07 ₱195

81.43%

Cappuccino

$2.62 Rp 47.6K

$1.55 ₱98.7

69.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.37 ₱23.82

316.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.23 ₱14.61

178.26%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.09 ₱69.4

144.95%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.56 ₱99.3

173.08%

Milk (1 liter)

$1.46 Rp 26.5K

$1.54 ₱98.0

-5.19%

White Bread (500g)

$2.29 Rp 41.6K

$0.81 ₱51.7

182.72%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.81 ₱51.2

37.04%

Eggs

$2.10 Rp 38.1K

$1.95 ₱124

7.69%

Local Cheese (1kg)

$15.94 Rp 289.4K

$4.67 ₱297

241.33%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$4.57 ₱290

-15.10%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$5.51 ₱350

106.90%

Apples (1kg)

$3.55 Rp 64.5K

$1.54 ₱97.9

130.52%

Banana (1kg)

$1.54 Rp 27.9K

$1.23 ₱78.4

25.20%

Oranges (1kg)

$2.23 Rp 40.5K

$2.00 ₱127

11.50%

Tomato (1kg)

$1.97 Rp 35.8K

$0.93 ₱59.3

111.83%

Potato (1kg)

$1.86 Rp 33.7K

$1.89 ₱120

-1.59%

Onion (1kg)

$2.42 Rp 43.9K

$1.56 ₱99.0

55.13%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.01 ₱64.3

0.99%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.60 ₱38.23

-13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.72 ₱173

-19.12%

Wine (Bottle)

$21.79 Rp 395.6K

$4.04 ₱257

439.36%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.14 ₱72.6

104.39%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.59 ₱101

86.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.26 ₱16.31

-3.85%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$14.55 ₱925

-43.85%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.05 ₱66.5

-58.10%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.20 ₱12.71

135.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$1.88 ₱120

197.87%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.85 ₱54.1

-2.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$21.2K ₱1.3M

15.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$19.1K ₱1.2M

65.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$67.9 ₱4,317

14.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$8.09 ₱514

-24.10%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$23.89 ₱1,519

-20.80%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$31.96 ₱2,032

59.54%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$5.47 ₱348

-19.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$297 ₱18.9K

65.71%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$6,827 ₱434.1K

79.00%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$51.0 ₱3,243

-11.47%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$25.96 ₱1,650

34.40%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$79.1 ₱5,029

-0.99%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$66.8 ₱4,245

16.62%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$413 ₱26.3K

160.82%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$311 ₱19.8K

113.46%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$762 ₱48.4K

360.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$483 ₱30.7K

245.90%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$3,505 ₱222.9K

-33.24%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,701 ₱171.7K

-17.21%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$236 ₱15.0K

-29.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Dipolog: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Dipolog

$311 40.1% 53.2% $353

Groceries & Markets

Ubud, Bali

$279 21%

Dipolog

$153 19.7% 45.4% $127

Clothing & Footwear

Ubud, Bali

$106 8%

Dipolog

$100 12.9% 5.7% $6

Eating Out

Ubud, Bali

$106 8%

Dipolog

$51 6.6% 51.7% $55

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Dipolog

$100 12.9% 2.6% $2.7

Sport & Entertainment

Ubud, Bali

$60 4.5%

Dipolog

$43 5.5% 28.2% $17

Getting Around

Ubud, Bali

$12 0.9%

Dipolog

$18 2.3% 47.4% $5.7

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $413 in Dipolog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Dipolog, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $19 in Dipolog. Monthly groceries follow the same trend: $279 vs $153 – making Dipolog the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Dipolog

🕒 Local time

07:42 7:42 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

130,759

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Dipolog 2,100 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Dipolog

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dipolog: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 71% more than Dipolog, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,164 in Dipolog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dipolog, especially for central apartments: a one-bedroom in the center costs $413 there versus $1,078 in Ubud, Bali.

Kindergarten costs $492 per month in Ubud, Bali and $297 in Dipolog. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 83% more in Ubud, Bali, though the gap depends on what you buy.

Families tend to lean toward Dipolog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.