Last update: Nov 2026

Cost of Living Comparison Between Dipolog and Ubud, Bali

For one person, living is cheaper in Dipolog: $776 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Dipolog
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Dipolog Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Dipolog

🇵🇭 Philippines

$776

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Dipolog and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dipolog and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $776 per month in Dipolog vs $1,331 in Ubud, Bali, rent included.

Dipolog $776
Ubud, Bali $1,331

A couple spends around $1,132 per month in Dipolog vs $2,255 in Ubud, Bali, rent included.

Dipolog $1,132
Ubud, Bali $2,255

A family of three spends $1,488 per month in Dipolog vs $3,180 in Ubud, Bali, rent included.

Dipolog $1,488
Ubud, Bali $3,180

Dipolog is about 42% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Dipolog and Ubud, Bali are more affordable than the global median – Dipolog 43% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$1.53 ₱97.5

$3.38 Rp 61.3K

-54.73%

Three-Course Dinner for Two, Mid-Range

$19.22 ₱1,222

$34.65 Rp 629.1K

-44.53%

Fast Food Meal (McDonalds, etc)

$3.07 ₱195

$5.57 Rp 101.2K

-44.88%

Cappuccino

$1.55 ₱98.7

$2.62 Rp 47.6K

-40.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₱23.82

$1.54 Rp 27.9K

-75.97%

Water (0.33 liter bottle)

$0.23 ₱14.61

$0.64 Rp 11.6K

-64.06%

Local Beer (0.5 liter draught)

$1.09 ₱69.4

$2.67 Rp 48.4K

-59.18%

Imported Beer (0.33 liter bottle)

$1.56 ₱99.3

$4.26 Rp 77.4K

-63.38%

Milk (1 liter)

$1.54 ₱98.0

$1.46 Rp 26.5K

5.48%

White Bread (500g)

$0.81 ₱51.7

$2.29 Rp 41.6K

-64.63%

Rice (white) (1kg)

$0.81 ₱51.2

$1.11 Rp 20.1K

-27.03%

Eggs

$1.95 ₱124

$2.10 Rp 38.1K

-7.14%

Local Cheese (1kg)

$4.67 ₱297

$15.94 Rp 289.4K

-70.70%

Chicken Fillets (1kg)

$4.57 ₱290

$3.88 Rp 70.5K

17.78%

Beef Round Steak (1kg)

$5.51 ₱350

$11.40 Rp 207.0K

-51.67%

Apples (1kg)

$1.54 ₱97.9

$3.55 Rp 64.5K

-56.62%

Banana (1kg)

$1.23 ₱78.4

$1.54 Rp 27.9K

-20.13%

Oranges (1kg)

$2.00 ₱127

$2.23 Rp 40.5K

-10.31%

Tomato (1kg)

$0.93 ₱59.3

$1.97 Rp 35.8K

-52.79%

Potato (1kg)

$1.89 ₱120

$1.86 Rp 33.7K

1.61%

Onion (1kg)

$1.56 ₱99.0

$2.42 Rp 43.9K

-35.54%

Lettuce (1 head)

$1.01 ₱64.3

$1.02 Rp 18.6K

-0.98%

Water (1.5 liter bottle)

$0.60 ₱38.23

$0.52 Rp 9,483

15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 ₱173

$2.20 Rp 39.9K

23.64%

Wine (Bottle)

$4.04 ₱257

$21.79 Rp 395.6K

-81.46%

Local Beer (0.5 liter bottle)

$1.14 ₱72.6

$2.33 Rp 42.2K

-51.07%

Imported Beer (0.33 liter bottle)

$1.59 ₱101

$2.97 Rp 53.9K

-46.46%

One-way Ticket (Public Transport)

$0.26 ₱16.31

$0.25 Rp 4,546

4.00%

Public Transport Monthly Pass (Regular Price)

$14.55 ₱925

$8.17 Rp 148.4K

78.09%

Taxi Start (Normal Tariff)

$1.05 ₱66.5

$0.44 Rp 7,947

138.64%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.71

$0.47 Rp 8,496

-57.45%

Taxi 1hour Waiting (Normal Tariff)

$1.88 ₱120

$5.60 Rp 101.7K

-66.43%

Gasoline (1 liter)

$0.85 ₱54.1

$0.83 Rp 15.0K

2.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$24.4K Rp 443.8M

-13.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.7K Rp 575.5M

-39.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.9 ₱4,317

$77.5 Rp 1.4M

-12.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.09 ₱514

$6.14 Rp 111.6K

31.76%

Internet (50+ Mbps, Unlimited Data)

$23.89 ₱1,519

$18.92 Rp 343.4K

26.27%

Gym Membership (Monthly)

$31.96 ₱2,032

$51.0 Rp 925.8K

-37.32%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$5.47 ₱348

$4.38 Rp 79.6K

24.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 ₱18.9K

$492 Rp 8.9M

-39.65%

International Primary School, 1 Child (Yearly)

$6,827 ₱434.1K

$12.2K Rp 221.9M

-44.14%

Jeans (Levis 501 Or Similar)

$51.0 ₱3,243

$45.16 Rp 819.9K

12.95%

Summer Dress (H&M, Zara, etc)

$25.96 ₱1,650

$34.89 Rp 633.4K

-25.59%

Sport Shoes (Adidas, Nike)

$79.1 ₱5,029

$78.3 Rp 1.4M

1.00%

Men's Leather Business Shoes

$66.8 ₱4,245

$77.9 Rp 1.4M

-14.25%

1-bedroom Apartment, City Center (Monthly)

$413 ₱26.3K

$1,078 Rp 19.6M

-61.66%

1-bedroom Apartment, Outside City Center (Monthly)

$311 ₱19.8K

$665 Rp 12.1M

-53.15%

3-bedroom Apartment, City Center (Monthly)

$762 ₱48.4K

$3,510 Rp 63.7M

-78.29%

3-bedroom Apartment, Outside City Center (Monthly)

$483 ₱30.7K

$1,671 Rp 30.3M

-71.09%

Buy Apartment in City Center (m2)

$3,505 ₱222.9K

$2,340 Rp 42.5M

49.80%

Buy Apartment Outside City Center (m2)

$2,701 ₱171.7K

$2,236 Rp 40.6M

20.79%

Average Monthly Net Salary (After Tax)

$236 ₱15.0K

$166 Rp 3.0M

41.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-49.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dipolog: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dipolog

$311 40.1%

Ubud, Bali

$665 50% 114% $353

Groceries & Markets

Dipolog

$153 19.7%

Ubud, Bali

$279 21% 83.1% $127

Clothing & Footwear

Dipolog

$100 12.9%

Ubud, Bali

$106 8% 6% $6

Monthly Utilities & Internet

Dipolog

$100 12.9%

Ubud, Bali

$103 7.7% 2.7% $2.7

Eating Out

Dipolog

$51 6.6%

Ubud, Bali

$106 8% 107% $55

Sport & Entertainment

Dipolog

$43 5.5%

Ubud, Bali

$60 4.5% 39.3% $17

Getting Around

Dipolog

$18 2.3%

Ubud, Bali

$12 0.9% 32.2% $5.7

Cost Breakdown

A central one-bedroom costs $413 in Dipolog versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Dipolog, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19 in Dipolog versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $153 vs $279 – making Dipolog the more affordable choice for daily food spending.

Good to know

🇵🇭 Dipolog

🇮🇩 Ubud, Bali

🕒 Local time

07:28 7:28 AM

Same time as Dipolog

🌤 Weather

👥 Population

130,759

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Dipolog Ubud, Bali 2,100 km ≈ 3 h 15 min nonstop flight

From you

Dipolog
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dipolog vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 71% more than Dipolog, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,164 per month in Dipolog and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dipolog, especially for central apartments: a one-bedroom in the center costs $413 there versus $1,078 in Ubud, Bali.

Kindergarten costs $297 per month in Dipolog and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 83% more in Ubud, Bali, though the gap depends on what you buy.

Families tend to lean toward Dipolog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.