Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Daruvar

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,550 in Daruvar, rent and utilities included – about $2,600 less a year. The total is higher in Daruvar despite lower rent and utilities.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
74

Cost of Living Index in Daruvar
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Daruvar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Daruvar

🇭🇷 Croatia

$1,550

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Daruvar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Daruvar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,550 in Daruvar.

Ubud, Bali $1,331
Daruvar $1,550

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,313 in Daruvar.

Ubud, Bali $2,255
Daruvar $2,313

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,076 in Daruvar.

Ubud, Bali $3,180
Daruvar $3,076

Living in Ubud, Bali costs roughly 14% less than in Daruvar, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Daruvar is 15% above.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$11.45 €10.19

-70.48%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$55.5 €49.43

-37.58%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$9.00 €8.01

-38.11%

Cappuccino

$2.62 Rp 47.3K

$2.67 €2.38

-1.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$3.43 €3.05

-55.10%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.80 €2.49

-77.14%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$5.57 €4.96

-52.06%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$5.72 €5.09

-25.52%

Milk (1 liter)

$1.46 Rp 26.4K

$1.20 €1.07

21.67%

White Bread (500g)

$2.29 Rp 41.4K

$1.49 €1.33

53.69%

Rice (white) (1kg)

$1.11 Rp 20.0K

$2.81 €2.50

-60.50%

Eggs

$2.10 Rp 37.9K

$3.53 €3.15

-40.51%

Local Cheese (1kg)

$15.94 Rp 287.7K

$11.66 €10.39

36.71%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$8.29 €7.38

-53.20%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$11.63 €10.36

-1.98%

Apples (1kg)

$3.55 Rp 64.1K

$1.68 €1.50

111.31%

Banana (1kg)

$1.54 Rp 27.7K

$1.72 €1.53

-10.47%

Oranges (1kg)

$2.23 Rp 40.2K

$1.88 €1.67

18.62%

Tomato (1kg)

$1.97 Rp 35.6K

$2.64 €2.35

-25.38%

Potato (1kg)

$1.86 Rp 33.5K

$1.31 €1.17

41.98%

Onion (1kg)

$2.42 Rp 43.6K

$1.22 €1.09

98.36%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.23 €1.09

-17.07%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$1.15 €1.02

-54.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$5.85 €5.21

-62.39%

Wine (Bottle)

$21.79 Rp 393.2K

$8.11 €7.22

168.68%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.61 €1.44

44.72%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$2.01 €1.79

47.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$1.66 €1.48

-84.94%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$44.13 €39.29

-81.49%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$2.25 €2.00

-80.44%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$1.13 €1.01

-58.41%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$14.52 €12.93

-61.43%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.84 €1.64

-54.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$27.1K €24.1K

-9.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$24.3K €21.6K

30.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$195 €174

-60.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$21.84 €19.45

-71.89%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$44.31 €39.46

-57.30%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$52.5 €46.72

-2.84%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$15.28 €13.61

19.44%

Cinema Ticket

$4.38 Rp 79.1K

$10.12 €9.01

-56.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$417 €371

18.17%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$4,193 €3,733

191.49%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$103 €91.7

-56.13%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$38.16 €33.98

-8.57%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$99.0 €88.2

-20.92%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$112 €99.5

-30.31%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$680 €605

58.58%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$527 €469

26.11%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$1,168 €1,040

200.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$870 €774

92.16%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$4,106 €3,656

-43.01%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$2,843 €2,531

-21.34%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,365 €1,216

-87.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.67

275.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Daruvar: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Daruvar

$527 34% 20.7% $138

Groceries & Markets

Ubud, Bali

$279 21%

Daruvar

$256 16.6% 8.2% $23

Clothing & Footwear

Ubud, Bali

$106 8%

Daruvar

$158 10.2% 49% $52

Eating Out

Ubud, Bali

$106 8%

Daruvar

$215 13.9% 103% $109

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Daruvar

$261 16.9% 155% $159

Sport & Entertainment

Ubud, Bali

$60 4.5%

Daruvar

$73 4.7% 21.7% $13

Getting Around

Ubud, Bali

$12 0.9%

Daruvar

$59 3.8% 391% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $680 in Daruvar. Housing cost is often the main lever when comparing two cities.

Daruvar pays about 8.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $56 in Daruvar. Groceries flip the comparison at $279 vs $256, with Daruvar cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Daruvar

🕒 Local time

05:23 5:23 AM

22:23 10:23 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,500

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.96 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,171 IDR (100,000 IDR = 4.96 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Daruvar 11,310 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Daruvar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Daruvar: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 14% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 88% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $680 in Daruvar. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Daruvar pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $56 in Daruvar. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Daruvar are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Daruvar on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.