Last update: Nov 2026

Cost of Living Comparison Between Daruvar and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,550 in Daruvar, rent and utilities included – about $2,600 less a year. The total is higher in Daruvar despite lower rent and utilities.

74

Cost of Living Index in Daruvar
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Daruvar Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Daruvar

🇭🇷 Croatia

$1,550

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Daruvar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Daruvar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,550 in Daruvar versus $1,331 in Ubud, Bali.

Daruvar $1,550
Ubud, Bali $1,331

Estimated couple costs with rent: $2,313 in Daruvar versus $2,255 in Ubud, Bali.

Daruvar $2,313
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,076 in Daruvar versus $3,180 in Ubud, Bali.

Daruvar $3,076
Ubud, Bali $3,180

Living in Daruvar is roughly 16% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Daruvar is 15% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$11.45 €10.19

$3.38 Rp 60.9K

238.76%

Three-Course Dinner for Two, Mid-Range

$55.5 €49.43

$34.65 Rp 625.4K

60.20%

Fast Food Meal (McDonalds, etc)

$9.00 €8.01

$5.57 Rp 100.6K

61.58%

Cappuccino

$2.67 €2.38

$2.62 Rp 47.3K

1.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.43 €3.05

$1.54 Rp 27.8K

122.73%

Water (0.33 liter bottle)

$2.80 €2.49

$0.64 Rp 11.6K

337.50%

Local Beer (0.5 liter draught)

$5.57 €4.96

$2.67 Rp 48.1K

108.61%

Imported Beer (0.33 liter bottle)

$5.72 €5.09

$4.26 Rp 76.9K

34.27%

Milk (1 liter)

$1.20 €1.07

$1.46 Rp 26.4K

-17.81%

White Bread (500g)

$1.49 €1.33

$2.29 Rp 41.4K

-34.93%

Rice (white) (1kg)

$2.81 €2.50

$1.11 Rp 20.0K

153.15%

Eggs

$3.53 €3.15

$2.10 Rp 37.9K

68.10%

Local Cheese (1kg)

$11.66 €10.39

$15.94 Rp 287.7K

-26.85%

Chicken Fillets (1kg)

$8.29 €7.38

$3.88 Rp 70.1K

113.66%

Beef Round Steak (1kg)

$11.63 €10.36

$11.40 Rp 205.8K

2.02%

Apples (1kg)

$1.68 €1.50

$3.55 Rp 64.1K

-52.68%

Banana (1kg)

$1.72 €1.53

$1.54 Rp 27.7K

11.69%

Oranges (1kg)

$1.88 €1.67

$2.23 Rp 40.2K

-15.70%

Tomato (1kg)

$2.64 €2.35

$1.97 Rp 35.6K

34.01%

Potato (1kg)

$1.31 €1.17

$1.86 Rp 33.5K

-29.57%

Onion (1kg)

$1.22 €1.09

$2.42 Rp 43.6K

-49.59%

Lettuce (1 head)

$1.23 €1.09

$1.02 Rp 18.5K

20.59%

Water (1.5 liter bottle)

$1.15 €1.02

$0.52 Rp 9,427

121.15%

Cigarettes 20 Pack (Marlboro, Camel)

$5.85 €5.21

$2.20 Rp 39.7K

165.91%

Wine (Bottle)

$8.11 €7.22

$21.79 Rp 393.2K

-62.78%

Local Beer (0.5 liter bottle)

$1.61 €1.44

$2.33 Rp 42.0K

-30.90%

Imported Beer (0.33 liter bottle)

$2.01 €1.79

$2.97 Rp 53.6K

-32.32%

One-way Ticket (Public Transport)

$1.66 €1.48

$0.25 Rp 4,519

564.00%

Public Transport Monthly Pass (Regular Price)

$44.13 €39.29

$8.17 Rp 147.5K

440.15%

Taxi Start (Normal Tariff)

$2.25 €2.00

$0.44 Rp 7,901

411.36%

Taxi (Normal Tariff) (1km)

$1.13 €1.01

$0.47 Rp 8,446

140.43%

Taxi 1hour Waiting (Normal Tariff)

$14.52 €12.93

$5.60 Rp 101.1K

159.29%

Gasoline (1 liter)

$1.84 €1.64

$0.83 Rp 14.9K

121.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K €24.1K

$24.4K Rp 441.3M

10.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K €21.6K

$31.7K Rp 572.1M

-23.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 €174

$77.5 Rp 1.4M

151.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.84 €19.45

$6.14 Rp 110.9K

255.70%

Internet (50+ Mbps, Unlimited Data)

$44.31 €39.46

$18.92 Rp 341.4K

134.20%

Gym Membership (Monthly)

$52.5 €46.72

$51.0 Rp 920.4K

2.92%

Tennis Court (1 Hour on Weekend)

$15.28 €13.61

$18.25 Rp 329.4K

-16.27%

Cinema Ticket

$10.12 €9.01

$4.38 Rp 79.1K

131.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$417 €371

$492 Rp 8.9M

-15.38%

International Primary School, 1 Child (Yearly)

$4,193 €3,733

$12.2K Rp 220.6M

-65.69%

Jeans (Levis 501 Or Similar)

$103 €91.7

$45.16 Rp 815.1K

127.97%

Summer Dress (H&M, Zara, etc)

$38.16 €33.98

$34.89 Rp 629.7K

9.37%

Sport Shoes (Adidas, Nike)

$99.0 €88.2

$78.3 Rp 1.4M

26.46%

Men's Leather Business Shoes

$112 €99.5

$77.9 Rp 1.4M

43.50%

1-bedroom Apartment, City Center (Monthly)

$680 €605

$1,078 Rp 19.4M

-36.94%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$665 Rp 12.0M

-20.71%

3-bedroom Apartment, City Center (Monthly)

$1,168 €1,040

$3,510 Rp 63.4M

-66.72%

3-bedroom Apartment, Outside City Center (Monthly)

$870 €774

$1,671 Rp 30.2M

-47.96%

Buy Apartment in City Center (m2)

$4,106 €3,656

$2,340 Rp 42.2M

75.46%

Buy Apartment Outside City Center (m2)

$2,843 €2,531

$2,236 Rp 40.4M

27.13%

Average Monthly Net Salary (After Tax)

$1,365 €1,216

$166 Rp 3.0M

720.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

13.78

-73.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Daruvar: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Daruvar

$527 34%

Ubud, Bali

$665 50% 26.1% $138

Monthly Utilities & Internet

Daruvar

$261 16.9%

Ubud, Bali

$103 7.7% 60.8% $159

Groceries & Markets

Daruvar

$256 16.6%

Ubud, Bali

$279 21% 9% $23

Eating Out

Daruvar

$215 13.9%

Ubud, Bali

$106 8% 50.8% $109

Clothing & Footwear

Daruvar

$158 10.2%

Ubud, Bali

$106 8% 32.9% $52

Sport & Entertainment

Daruvar

$73 4.7%

Ubud, Bali

$60 4.5% 17.8% $13

Getting Around

Daruvar

$59 3.8%

Ubud, Bali

$12 0.9% 79.6% $47

Cost Breakdown

A one-bedroom apartment in the center runs $680 in Daruvar and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Daruvar pays about 8.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $56 in Daruvar vs $35 in Ubud, Bali. Groceries flip the comparison at $256 vs $279, with Daruvar cheaper for home cooking.

Good to know

🇭🇷 Daruvar

🇮🇩 Ubud, Bali

🕒 Local time

13:26 1:26 PM

20:26 8:26 PM

7 h ahead of Daruvar

🌤 Weather

👥 Population

8,500

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD to EUR in detail →

On the map

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Between locations

Daruvar Ubud, Bali 11,310 km ≈ 15 h nonstop flight

From you

Daruvar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Daruvar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 14% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Daruvar is about 8.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $680 in Daruvar versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Daruvar pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $56 in Daruvar. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Daruvar and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Daruvar on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.