Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Concepcion

For one person, living is cheaper in Concepcion: $1,060 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Concepcion
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Concepcion Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Concepcion

🇨🇱 Chile

$1,060

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Concepcion

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Concepcion actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $1,060 in Concepcion.

Ubud, Bali $1,348
Concepcion $1,060

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,654 in Concepcion.

Ubud, Bali $2,312
Concepcion $1,654

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $2,247 in Concepcion.

Ubud, Bali $3,276
Concepcion $2,247

Living in Ubud, Bali is roughly 27% more expensive than in Concepcion, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Concepcion is 21% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$7.02 CLP 6,844

-52.56%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$45.59 CLP 44.5K

-22.31%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.64 CLP 7,454

-24.61%

Cappuccino

$2.63 Rp 47.0K

$2.83 CLP 2,760

-7.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.43 CLP 1,391

21.68%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.05 CLP 1,022

-26.67%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$3.89 CLP 3,797

-30.33%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$3.74 CLP 3,650

20.86%

Milk (1 liter)

$1.53 Rp 27.4K

$1.26 CLP 1,227

21.43%

White Bread (500g)

$2.20 Rp 39.2K

$1.51 CLP 1,469

45.70%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.53 CLP 1,488

-20.26%

Eggs

$2.14 Rp 38.2K

$3.63 CLP 3,538

-41.05%

Local Cheese (1kg)

$17.73 Rp 316.9K

$10.94 CLP 10.7K

62.07%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$6.65 CLP 6,484

-41.95%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$11.78 CLP 11.5K

2.12%

Apples (1kg)

$3.61 Rp 64.5K

$1.45 CLP 1,413

148.97%

Banana (1kg)

$1.51 Rp 27.1K

$1.35 CLP 1,315

11.85%

Oranges (1kg)

$2.32 Rp 41.4K

$1.49 CLP 1,453

55.70%

Tomato (1kg)

$2.00 Rp 35.8K

$1.41 CLP 1,370

41.84%

Potato (1kg)

$1.81 Rp 32.4K

$1.04 CLP 1,013

74.04%

Onion (1kg)

$2.39 Rp 42.7K

$1.31 CLP 1,277

82.44%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.12 CLP 1,089

-11.61%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.18 CLP 1,152

-55.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$5.09 CLP 4,959

-57.17%

Wine (Bottle)

$22.98 Rp 410.7K

$5.01 CLP 4,881

358.68%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$0.96 CLP 940

150.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.69 CLP 1,645

77.51%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.55 CLP 539

-56.36%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$31.51 CLP 30.7K

-77.82%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$1.20 CLP 1,169

-63.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$2.25 CLP 2,198

-81.33%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$12.28 CLP 12.0K

-55.62%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.37 CLP 1,336

-38.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$19.9K CLP 19.4M

21.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$24.7K CLP 24.1M

29.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$108 CLP 105.2K

-25.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$13.06 CLP 12.7K

-49.62%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$27.55 CLP 26.9K

-33.79%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$29.45 CLP 28.7K

87.20%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$10.48 CLP 10.2K

76.62%

Cinema Ticket

$4.24 Rp 75.9K

$5.74 CLP 5,596

-26.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$318 CLP 309.6K

52.96%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$4,329 CLP 4.2M

31.13%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$45.10 CLP 44.0K

0.18%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$22.28 CLP 21.7K

55.16%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$63.8 CLP 62.2K

24.14%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$64.7 CLP 63.0K

20.06%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$474 CLP 461.9K

137.85%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$346 CLP 337.0K

95.04%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$955 CLP 931.2K

278.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$643 CLP 627.1K

169.71%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,137 CLP 2.1M

32.37%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,810 CLP 1.8M

27.44%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$542 CLP 528.2K

-69.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Concepcion: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Concepcion

$346 33.2% 48.7% $329

Groceries & Markets

Ubud, Bali

$290 21.4%

Concepcion

$221 21.2% 24% $70

Eating Out

Ubud, Bali

$108 8%

Concepcion

$150 14.4% 38.7% $42

Clothing & Footwear

Ubud, Bali

$106 7.8%

Concepcion

$88 8.5% 17.2% $18

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Concepcion

$149 14.3% 40.6% $43

Sport & Entertainment

Ubud, Bali

$64 4.7%

Concepcion

$41 3.9% 35.7% $23

Getting Around

Ubud, Bali

$11 0.8%

Concepcion

$46 4.4% 340% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $474 in Concepcion. Housing cost is often the main lever when comparing two cities.

Concepcion pays 227% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $46.00 in Concepcion. Groceries flip the comparison at $290 vs $221, with Concepcion cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇨🇱 Concepcion

🕒 Local time

22:27 10:27 PM

11:27 11:27 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

217,537

💱 Currency

Indonesian Rupiah IDR Rp

Chilean Peso CLP $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

10,000 CLP = 10.26 USD

10,000 CLP = 9.15 EUR

Exchange rates and currency converter

CLP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 975 CLP (1,000 CLP = 1.03 USD). 1 EUR = 1,093 CLP (10,000 CLP = 9.15 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Concepcion 14,900 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Concepcion

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Concepcion: Cost of Living - Frequently Asked Questions

Ubud, Bali and Concepcion differ by about 27% in total monthly costs ($1,348 vs $1,060 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 227% lower in Concepcion. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $474 in Concepcion. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 32% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $46.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,060 in Concepcion versus $1,348 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Concepcion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.