Cost of Living Comparison Between Ubud, Bali and Concepcion Cost of Living Comparison Between Ubud, Bali and Concepcion

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,052 in Concepcion.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,614 in Concepcion.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,175 in Concepcion.

Living in Ubud, Bali is roughly 32% more expensive than in Concepcion, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Concepcion is 21% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$7.75 CLP 7,207

-53.94%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$44.98 CLP 41.9K

-28.15%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.46 CLP 7,874

-40.78%

Cappuccino

$2.82 Rp 51.0K

$2.64 CLP 2,457

6.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.46 CLP 1,362

-7.53%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.11 CLP 1,030

-34.23%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$4.05 CLP 3,770

-27.65%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.82 CLP 3,550

3.14%

Milk (1 liter)

$1.78 Rp 32.1K

$1.31 CLP 1,219

35.88%

White Bread (500g)

$2.45 Rp 44.2K

$1.56 CLP 1,448

57.05%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.55 CLP 1,447

-25.81%

Eggs

$2.41 Rp 43.6K

$3.66 CLP 3,410

-34.15%

Local Cheese (1kg)

$14.33 Rp 258.7K

$11.54 CLP 10.7K

24.18%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.88 CLP 6,399

-39.10%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$12.19 CLP 11.3K

-1.07%

Apples (1kg)

$3.64 Rp 65.7K

$1.57 CLP 1,458

131.85%

Banana (1kg)

$1.57 Rp 28.3K

$1.39 CLP 1,296

12.95%

Oranges (1kg)

$2.79 Rp 50.3K

$1.50 CLP 1,395

86.00%

Tomato (1kg)

$2.24 Rp 40.5K

$1.50 CLP 1,394

49.33%

Potato (1kg)

$1.98 Rp 35.7K

$1.14 CLP 1,065

73.68%

Onion (1kg)

$2.28 Rp 41.1K

$1.30 CLP 1,207

75.38%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.17 CLP 1,093

-10.26%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.21 CLP 1,127

-34.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$5.28 CLP 4,912

-39.58%

Wine (Bottle)

$23.49 Rp 424.1K

$5.00 CLP 4,657

369.80%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.06 CLP 987

173.58%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.83 CLP 1,702

50.82%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.62 CLP 575

-56.45%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$33.25 CLP 30.9K

-74.83%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.27 CLP 1,182

-64.57%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$2.32 CLP 2,162

-80.17%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$12.97 CLP 12.1K

-53.20%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.35 CLP 1,256

-36.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$20.7K CLP 19.3M

28.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$25.6K CLP 23.8M

27.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$101 CLP 94.0K

-21.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$12.78 CLP 11.9K

-68.00%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$28.17 CLP 26.2K

-15.34%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$27.87 CLP 25.9K

254.43%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$10.57 CLP 9,838

-39.92%

Cinema Ticket

$4.01 Rp 72.3K

$5.91 CLP 5,496

-32.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$331 CLP 308.4K

-10.32%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$4,484 CLP 4.2M

47.24%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$44.74 CLP 41.6K

19.42%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$28.33 CLP 26.4K

34.52%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$60.1 CLP 55.9K

47.55%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$68.2 CLP 63.5K

12.30%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$479 CLP 446.0K

112.73%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$352 CLP 327.2K

93.46%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$942 CLP 876.7K

268.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$583 CLP 542.6K

258.38%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,203 CLP 2.1M

23.85%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,919 CLP 1.8M

19.63%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$571 CLP 531.5K

-71.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.3

150.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Concepcion: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $479 in Concepcion. Housing cost is often the main lever when comparing two cities.

Concepcion pays 249% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $45.00 in Concepcion. Groceries flip the comparison at $298 vs $229, with Concepcion cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Concepcion: Cost of Living - Frequently Asked Questions

Ubud, Bali and Concepcion differ by about 32% in total monthly costs ($1,392 vs $1,052 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 249% lower in Concepcion. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $479 in Concepcion. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $45.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,052 in Concepcion versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Concepcion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.