Cost of Living Comparison Between Ubud, Bali and Concepcion Cost of Living Comparison Between Ubud, Bali and Concepcion

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,080 in Concepcion.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,649 in Concepcion.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,217 in Concepcion.

Living in Ubud, Bali is roughly 30% more expensive than Concepcion, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Concepcion is 20% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.51 CLP 6,747

-52.46%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$46.44 CLP 41.7K

-30.02%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.34 CLP 7,493

-41.73%

Cappuccino

$2.75 Rp 49.2K

$2.66 CLP 2,388

3.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.48 CLP 1,332

-10.81%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.09 CLP 981

-35.78%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$3.97 CLP 3,568

-26.70%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.89 CLP 3,500

-2.57%

Milk (1 liter)

$1.71 Rp 30.6K

$1.26 CLP 1,128

35.71%

White Bread (500g)

$2.47 Rp 44.3K

$1.50 CLP 1,348

64.67%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.55 CLP 1,390

-22.58%

Eggs

$2.44 Rp 43.8K

$3.72 CLP 3,342

-34.41%

Local Cheese (1kg)

$14.38 Rp 257.7K

$11.22 CLP 10.1K

28.16%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.68 CLP 6,002

-35.48%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$12.41 CLP 11.2K

-1.61%

Apples (1kg)

$3.68 Rp 66.0K

$1.57 CLP 1,414

134.39%

Banana (1kg)

$1.55 Rp 27.8K

$1.37 CLP 1,230

13.14%

Oranges (1kg)

$2.79 Rp 49.9K

$1.54 CLP 1,388

81.17%

Tomato (1kg)

$2.33 Rp 41.8K

$1.48 CLP 1,326

57.43%

Potato (1kg)

$1.97 Rp 35.3K

$1.13 CLP 1,020

74.34%

Onion (1kg)

$2.31 Rp 41.4K

$1.29 CLP 1,162

79.07%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.12 CLP 1,010

-5.36%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.19 CLP 1,069

-38.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.44 CLP 4,890

-39.71%

Wine (Bottle)

$22.79 Rp 408.4K

$5.24 CLP 4,712

334.92%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.05 CLP 941

167.62%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.84 CLP 1,652

51.09%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.63 CLP 564

-53.97%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$34.30 CLP 30.8K

-76.50%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.21 CLP 1,088

-62.81%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.25 CLP 2,018

-80.00%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$13.02 CLP 11.7K

-52.07%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.42 CLP 1,277

-40.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$20.9K CLP 18.8M

24.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$25.4K CLP 22.8M

24.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$103 CLP 92.2K

-21.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$12.58 CLP 11.3K

-67.73%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$28.16 CLP 25.3K

-13.28%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$27.42 CLP 24.6K

256.20%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$10.62 CLP 9,548

-39.27%

Cinema Ticket

$4.04 Rp 72.4K

$6.09 CLP 5,474

-33.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$331 CLP 297.3K

-8.09%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,525 CLP 4.1M

46.32%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$44.26 CLP 39.8K

22.53%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$27.78 CLP 25.0K

39.60%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$59.2 CLP 53.2K

45.63%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$67.6 CLP 60.8K

13.37%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$467 CLP 419.3K

111.27%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$350 CLP 314.2K

88.19%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$941 CLP 845.3K

258.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$587 CLP 527.8K

251.74%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,185 CLP 2.0M

25.46%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,954 CLP 1.8M

14.02%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$569 CLP 511.6K

-71.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.3

150.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Concepcion: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $467 in Concepcion. Housing cost is often the main lever when comparing two cities.

Concepcion pays 248% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $46.00 in Concepcion. Groceries flip the comparison at $297 vs $227, with Concepcion cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Concepcion: Cost of Living - Frequently Asked Questions

Ubud, Bali and Concepcion differ by about 30% in total monthly costs ($1,404 vs $1,080 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Concepcion earns 248% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $467 in Concepcion. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $46.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,080 in Concepcion versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Concepcion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 30% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.