Cost of Living Comparison Between Ubud, Bali and Concepcion Cost of Living Comparison Between Ubud, Bali and Concepcion

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,055 in Concepcion.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,617 in Concepcion.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,179 in Concepcion.

Living in Ubud, Bali is roughly 36% more expensive than Concepcion, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Concepcion is 21% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$7.76 CLP 6,897

-53.99%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$44.92 CLP 39.9K

-27.47%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.65 CLP 7,694

-41.39%

Cappuccino

$2.83 Rp 49.0K

$2.73 CLP 2,429

3.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.40 CLP 1,242

-4.29%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.15 CLP 1,022

-40.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.97 CLP 3,528

-24.69%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.77 CLP 3,354

2.12%

Milk (1 liter)

$1.74 Rp 30.2K

$1.32 CLP 1,177

31.82%

White Bread (500g)

$2.54 Rp 44.0K

$1.50 CLP 1,334

69.33%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.60 CLP 1,424

-25.63%

Eggs

$2.43 Rp 42.0K

$3.77 CLP 3,354

-35.54%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.52 CLP 10.2K

27.26%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.87 CLP 6,106

-39.16%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$12.41 CLP 11.0K

-3.79%

Apples (1kg)

$3.69 Rp 63.9K

$1.59 CLP 1,415

132.08%

Banana (1kg)

$1.61 Rp 27.8K

$1.36 CLP 1,212

18.38%

Oranges (1kg)

$2.69 Rp 46.5K

$1.53 CLP 1,356

75.82%

Tomato (1kg)

$2.33 Rp 40.4K

$1.50 CLP 1,333

55.33%

Potato (1kg)

$1.91 Rp 33.0K

$1.13 CLP 1,008

69.03%

Onion (1kg)

$2.19 Rp 37.9K

$1.35 CLP 1,200

62.22%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.14 CLP 1,013

-7.02%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.17 CLP 1,043

-38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.44 CLP 4,835

-42.46%

Wine (Bottle)

$23.49 Rp 407.1K

$5.19 CLP 4,615

352.60%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.01 CLP 896

171.29%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.82 CLP 1,619

58.24%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.63 CLP 557

-53.97%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$34.29 CLP 30.5K

-76.17%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.23 CLP 1,092

-63.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$2.24 CLP 1,989

-81.25%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$13.02 CLP 11.6K

-52.69%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.40 CLP 1,249

-40.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$20.7K CLP 18.4M

27.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$25.7K CLP 22.9M

26.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$104 CLP 92.1K

-24.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$12.83 CLP 11.4K

-69.21%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$27.88 CLP 24.8K

-12.48%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$28.24 CLP 25.1K

241.86%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$10.59 CLP 9,415

-40.04%

Cinema Ticket

$4.04 Rp 70.0K

$5.80 CLP 5,155

-30.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$335 CLP 298.0K

-9.68%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,438 CLP 3.9M

46.96%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$44.85 CLP 39.9K

20.04%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$28.28 CLP 25.2K

34.30%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$60.0 CLP 53.3K

44.65%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$69.0 CLP 61.4K

14.22%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$475 CLP 422.0K

113.28%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$350 CLP 311.0K

92.82%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$929 CLP 826.3K

264.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$597 CLP 531.0K

251.38%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,252 CLP 2.0M

32.51%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,010 CLP 1.8M

16.40%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$580 CLP 516.0K

-70.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.3

150.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Concepcion: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $475 in Concepcion. Housing cost is often the main lever when comparing two cities.

Concepcion pays 235% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $45.00 in Concepcion. Groceries flip the comparison at $298 vs $229, with Concepcion cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Concepcion: Cost of Living - Frequently Asked Questions

Ubud, Bali and Concepcion differ by about 36% in total monthly costs ($1,438 vs $1,055 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Concepcion earns 235% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $475 in Concepcion. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $45.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,055 in Concepcion versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Concepcion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.