Cost of Living Comparison Between Concepcion and Ubud, Bali Cost of Living Comparison Between Concepcion and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,052 in Concepcion versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,614 in Concepcion versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,175 in Concepcion versus $3,723 in Ubud, Bali.

Living in Concepcion costs roughly 24% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Concepcion is 21% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Concepcion
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.75 CLP 7,207
$3.57 Rp 64.5K
117.09%
Three-Course Dinner for Two, Mid-Range
$44.98 CLP 41.9K
$32.32 Rp 583.4K
39.17%
Fast Food Meal (McDonalds, etc)
$8.46 CLP 7,874
$5.01 Rp 90.4K
68.86%
Cappuccino
$2.64 CLP 2,457
$2.82 Rp 51.0K
-6.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.46 CLP 1,362
$1.35 Rp 24.4K
8.15%
Water (0.33 liter bottle)
$1.11 CLP 1,030
$0.73 Rp 13.2K
52.05%
Local Beer (0.5 liter draught)
$4.05 CLP 3,770
$2.93 Rp 53.0K
38.23%
Imported Beer (0.33 liter bottle)
$3.82 CLP 3,550
$3.94 Rp 71.1K
-3.05%
🛒 Groceries & Markets
Concepcion
Ubud, Bali
Difference
Milk (1 liter)
$1.31 CLP 1,219
$1.78 Rp 32.1K
-26.40%
White Bread (500g)
$1.56 CLP 1,448
$2.45 Rp 44.2K
-36.33%
Rice (white) (1kg)
$1.55 CLP 1,447
$1.15 Rp 20.7K
34.78%
Eggs
$3.66 CLP 3,410
$2.41 Rp 43.6K
51.87%
Local Cheese (1kg)
$11.54 CLP 10.7K
$14.33 Rp 258.7K
-19.47%
Chicken Fillets (1kg)
$6.88 CLP 6,399
$4.19 Rp 75.6K
64.20%
Beef Round Steak (1kg)
$12.19 CLP 11.3K
$12.06 Rp 217.7K
1.08%
Apples (1kg)
$1.57 CLP 1,458
$3.64 Rp 65.7K
-56.87%
Banana (1kg)
$1.39 CLP 1,296
$1.57 Rp 28.3K
-11.46%
Oranges (1kg)
$1.50 CLP 1,395
$2.79 Rp 50.3K
-46.24%
Tomato (1kg)
$1.50 CLP 1,394
$2.24 Rp 40.5K
-33.04%
Potato (1kg)
$1.14 CLP 1,065
$1.98 Rp 35.7K
-42.42%
Onion (1kg)
$1.30 CLP 1,207
$2.28 Rp 41.1K
-42.98%
Lettuce (1 head)
$1.17 CLP 1,093
$1.05 Rp 19.0K
11.43%
Water (1.5 liter bottle)
$1.21 CLP 1,127
$0.79 Rp 14.2K
53.16%
Cigarettes 20 Pack (Marlboro, Camel)
$5.28 CLP 4,912
$3.19 Rp 57.6K
65.52%
Wine (Bottle)
$5.00 CLP 4,657
$23.49 Rp 424.1K
-78.71%
Local Beer (0.5 liter bottle)
$1.06 CLP 987
$2.90 Rp 52.3K
-63.45%
Imported Beer (0.33 liter bottle)
$1.83 CLP 1,702
$2.76 Rp 49.7K
-33.70%
🚌 Getting Around
Concepcion
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.62 CLP 575
$0.27 Rp 4,813
129.63%
Public Transport Monthly Pass (Regular Price)
$33.25 CLP 30.9K
$8.37 Rp 151.1K
297.25%
Taxi Start (Normal Tariff)
$1.27 CLP 1,182
$0.45 Rp 8,167
182.22%
Taxi (Normal Tariff) (1km)
$2.32 CLP 2,162
$0.46 Rp 8,298
404.35%
Taxi 1hour Waiting (Normal Tariff)
$12.97 CLP 12.1K
$6.07 Rp 109.6K
113.67%
Gasoline (1 liter)
$1.35 CLP 1,256
$0.86 Rp 15.6K
56.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K CLP 19.3M
$26.6K Rp 480.0M
-22.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K CLP 23.8M
$32.5K Rp 587.6M
-21.45%
🧾 Monthly Utilities & Internet
Concepcion
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 CLP 94.0K
$79.0 Rp 1.4M
27.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.78 CLP 11.9K
$4.09 Rp 73.9K
212.47%
Internet (50+ Mbps, Unlimited Data)
$28.17 CLP 26.2K
$23.85 Rp 430.5K
18.11%
🎉 Sport & Entertainment
Concepcion
Ubud, Bali
Difference
Gym Membership (Monthly)
$27.87 CLP 25.9K
$98.8 Rp 1.8M
-71.79%
Tennis Court (1 Hour on Weekend)
$10.57 CLP 9,838
$6.35 Rp 114.7K
66.46%
Cinema Ticket
$5.91 CLP 5,496
$4.01 Rp 72.3K
47.38%
🧸 Childcare & Education
Concepcion
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$331 CLP 308.4K
$297 Rp 5.4M
11.51%
International Primary School, 1 Child (Yearly)
$4,484 CLP 4.2M
$6,602 Rp 119.2M
-32.08%
👕👟 Clothing & Footwear
Concepcion
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$44.74 CLP 41.6K
$53.4 Rp 964.5K
-16.26%
Summer Dress (H&M, Zara, etc)
$28.33 CLP 26.4K
$38.11 Rp 688.1K
-25.66%
Sport Shoes (Adidas, Nike)
$60.1 CLP 55.9K
$88.7 Rp 1.6M
-32.23%
Men's Leather Business Shoes
$68.2 CLP 63.5K
$76.6 Rp 1.4M
-10.95%
🏠 Accommodation & Living
Concepcion
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$479 CLP 446.0K
$1,020 Rp 18.4M
-52.99%
1-bedroom Apartment, Outside City Center (Monthly)
$352 CLP 327.2K
$680 Rp 12.3M
-48.31%
3-bedroom Apartment, City Center (Monthly)
$942 CLP 876.7K
$3,469 Rp 62.6M
-72.84%
3-bedroom Apartment, Outside City Center (Monthly)
$583 CLP 542.6K
$2,090 Rp 37.7M
-72.10%
Buy Apartment in City Center (m2)
$2,203 CLP 2.1M
$2,729 Rp 49.3M
-19.26%
Buy Apartment Outside City Center (m2)
$1,919 CLP 1.8M
$2,295 Rp 41.4M
-16.41%
💵 Salaries & Financials
Concepcion
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$571 CLP 531.5K
$164 Rp 3.0M
248.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.3
13.28
-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concepcion: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $479 in Concepcion and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Concepcion pays 249% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Concepcion vs $32.00 in Ubud, Bali. Groceries flip the comparison at $229 vs $298, with Concepcion cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Concepcion vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Concepcion and in Ubud, Bali?
Concepcion and Ubud, Bali differ by about 32% in total monthly costs ($1,052 vs $1,392 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Concepcion or Ubud, Bali?
Average pay runs 249% higher in Concepcion, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Concepcion and in Ubud, Bali?
Rent for a central apartment: $479 in Concepcion versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Concepcion – a meal for two runs $45.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,052 in Concepcion versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.
How does quality of life compare between Concepcion and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Concepcion or Ubud, Bali safer for residents?
Safety-wise, Concepcion and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Concepcion or Ubud, Bali?
Expats usually find Concepcion gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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