Cost of Living Comparison Between Concepcion and Ubud, Bali Cost of Living Comparison Between Concepcion and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,080 in Concepcion versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,649 in Concepcion versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,217 in Concepcion versus $3,694 in Ubud, Bali.

Living in Concepcion costs roughly 23% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Concepcion is 20% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$7.51 CLP 6,747

$3.57 Rp 64.0K

110.36%

Three-Course Dinner for Two, Mid-Range

$46.44 CLP 41.7K

$32.50 Rp 582.3K

42.89%

Fast Food Meal (McDonalds, etc)

$8.34 CLP 7,493

$4.86 Rp 87.1K

71.60%

Cappuccino

$2.66 CLP 2,388

$2.75 Rp 49.2K

-3.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.48 CLP 1,332

$1.32 Rp 23.7K

12.12%

Water (0.33 liter bottle)

$1.09 CLP 981

$0.70 Rp 12.6K

55.71%

Local Beer (0.5 liter draught)

$3.97 CLP 3,568

$2.91 Rp 52.2K

36.43%

Imported Beer (0.33 liter bottle)

$3.89 CLP 3,500

$3.79 Rp 68.0K

2.64%

Milk (1 liter)

$1.26 CLP 1,128

$1.71 Rp 30.6K

-26.32%

White Bread (500g)

$1.50 CLP 1,348

$2.47 Rp 44.3K

-39.27%

Rice (white) (1kg)

$1.55 CLP 1,390

$1.20 Rp 21.5K

29.17%

Eggs

$3.72 CLP 3,342

$2.44 Rp 43.8K

52.46%

Local Cheese (1kg)

$11.22 CLP 10.1K

$14.38 Rp 257.7K

-21.97%

Chicken Fillets (1kg)

$6.68 CLP 6,002

$4.31 Rp 77.1K

54.99%

Beef Round Steak (1kg)

$12.41 CLP 11.2K

$12.21 Rp 218.7K

1.64%

Apples (1kg)

$1.57 CLP 1,414

$3.68 Rp 66.0K

-57.34%

Banana (1kg)

$1.37 CLP 1,230

$1.55 Rp 27.8K

-11.61%

Oranges (1kg)

$1.54 CLP 1,388

$2.79 Rp 49.9K

-44.80%

Tomato (1kg)

$1.48 CLP 1,326

$2.33 Rp 41.8K

-36.48%

Potato (1kg)

$1.13 CLP 1,020

$1.97 Rp 35.3K

-42.64%

Onion (1kg)

$1.29 CLP 1,162

$2.31 Rp 41.4K

-44.16%

Lettuce (1 head)

$1.12 CLP 1,010

$1.06 Rp 19.1K

5.66%

Water (1.5 liter bottle)

$1.19 CLP 1,069

$0.73 Rp 13.1K

63.01%

Cigarettes 20 Pack (Marlboro, Camel)

$5.44 CLP 4,890

$3.28 Rp 58.8K

65.85%

Wine (Bottle)

$5.24 CLP 4,712

$22.79 Rp 408.4K

-77.01%

Local Beer (0.5 liter bottle)

$1.05 CLP 941

$2.81 Rp 50.3K

-62.63%

Imported Beer (0.33 liter bottle)

$1.84 CLP 1,652

$2.78 Rp 49.9K

-33.81%

One-way Ticket (Public Transport)

$0.63 CLP 564

$0.29 Rp 5,217

117.24%

Public Transport Monthly Pass (Regular Price)

$34.30 CLP 30.8K

$8.06 Rp 144.4K

325.56%

Taxi Start (Normal Tariff)

$1.21 CLP 1,088

$0.45 Rp 8,047

168.89%

Taxi (Normal Tariff) (1km)

$2.25 CLP 2,018

$0.45 Rp 8,094

400.00%

Taxi 1hour Waiting (Normal Tariff)

$13.02 CLP 11.7K

$6.24 Rp 111.7K

108.65%

Gasoline (1 liter)

$1.42 CLP 1,277

$0.85 Rp 15.2K

67.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K CLP 18.8M

$26.0K Rp 465.4M

-19.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K CLP 22.8M

$31.7K Rp 567.2M

-19.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 CLP 92.2K

$80.8 Rp 1.4M

27.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.58 CLP 11.3K

$4.06 Rp 72.7K

209.85%

Internet (50+ Mbps, Unlimited Data)

$28.16 CLP 25.3K

$24.42 Rp 437.6K

15.32%

Gym Membership (Monthly)

$27.42 CLP 24.6K

$97.7 Rp 1.7M

-71.93%

Tennis Court (1 Hour on Weekend)

$10.62 CLP 9,548

$6.45 Rp 115.5K

64.65%

Cinema Ticket

$6.09 CLP 5,474

$4.04 Rp 72.4K

50.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$331 CLP 297.3K

$304 Rp 5.4M

8.81%

International Primary School, 1 Child (Yearly)

$4,525 CLP 4.1M

$6,621 Rp 118.6M

-31.66%

Jeans (Levis 501 Or Similar)

$44.26 CLP 39.8K

$54.2 Rp 971.7K

-18.38%

Summer Dress (H&M, Zara, etc)

$27.78 CLP 25.0K

$38.78 Rp 694.7K

-28.37%

Sport Shoes (Adidas, Nike)

$59.2 CLP 53.2K

$86.1 Rp 1.5M

-31.33%

Men's Leather Business Shoes

$67.6 CLP 60.8K

$76.7 Rp 1.4M

-11.79%

1-bedroom Apartment, City Center (Monthly)

$467 CLP 419.3K

$986 Rp 17.7M

-52.67%

1-bedroom Apartment, Outside City Center (Monthly)

$350 CLP 314.2K

$658 Rp 11.8M

-46.86%

3-bedroom Apartment, City Center (Monthly)

$941 CLP 845.3K

$3,369 Rp 60.4M

-72.09%

3-bedroom Apartment, Outside City Center (Monthly)

$587 CLP 527.8K

$2,066 Rp 37.0M

-71.57%

Buy Apartment in City Center (m2)

$2,185 CLP 2.0M

$2,741 Rp 49.1M

-20.29%

Buy Apartment Outside City Center (m2)

$1,954 CLP 1.8M

$2,228 Rp 39.9M

-12.30%

Average Monthly Net Salary (After Tax)

$569 CLP 511.6K

$163 Rp 2.9M

248.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.28

-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concepcion: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $467 in Concepcion and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Concepcion pays 248% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46.00 in Concepcion vs $33.00 in Ubud, Bali. Groceries flip the comparison at $227 vs $297, with Concepcion cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concepcion vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Concepcion and Ubud, Bali differ by about 30% in total monthly costs ($1,080 vs $1,404 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Concepcion pays 248% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $467 in Concepcion versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $46.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,080 in Concepcion versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Concepcion and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 30% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.