Last update: Oct 2026

Cost of Living Comparison Between Concepcion and Ubud, Bali

For one person, living is cheaper in Concepcion: $1,060 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

51

Cost of Living Index in Concepcion
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Concepcion Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Concepcion

🇨🇱 Chile

$1,060

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Concepcion and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Concepcion and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,060 in Concepcion versus $1,348 in Ubud, Bali.

Concepcion $1,060
Ubud, Bali $1,348

Estimated couple costs with rent: $1,654 in Concepcion versus $2,312 in Ubud, Bali.

Concepcion $1,654
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $2,247 in Concepcion versus $3,276 in Ubud, Bali.

Concepcion $2,247
Ubud, Bali $3,276

Living in Concepcion costs roughly 21% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Concepcion is 21% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$7.02 CLP 6,844

$3.33 Rp 59.6K

110.81%

Three-Course Dinner for Two, Mid-Range

$45.59 CLP 44.5K

$35.42 Rp 633.1K

28.71%

Fast Food Meal (McDonalds, etc)

$7.64 CLP 7,454

$5.76 Rp 102.9K

32.64%

Cappuccino

$2.83 CLP 2,760

$2.63 Rp 47.0K

7.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 CLP 1,391

$1.74 Rp 31.0K

-17.82%

Water (0.33 liter bottle)

$1.05 CLP 1,022

$0.77 Rp 13.8K

36.36%

Local Beer (0.5 liter draught)

$3.89 CLP 3,797

$2.71 Rp 48.4K

43.54%

Imported Beer (0.33 liter bottle)

$3.74 CLP 3,650

$4.52 Rp 80.8K

-17.26%

Milk (1 liter)

$1.26 CLP 1,227

$1.53 Rp 27.4K

-17.65%

White Bread (500g)

$1.51 CLP 1,469

$2.20 Rp 39.2K

-31.36%

Rice (white) (1kg)

$1.53 CLP 1,488

$1.22 Rp 21.8K

25.41%

Eggs

$3.63 CLP 3,538

$2.14 Rp 38.2K

69.63%

Local Cheese (1kg)

$10.94 CLP 10.7K

$17.73 Rp 316.9K

-38.30%

Chicken Fillets (1kg)

$6.65 CLP 6,484

$3.86 Rp 68.9K

72.28%

Beef Round Steak (1kg)

$11.78 CLP 11.5K

$12.03 Rp 215.0K

-2.08%

Apples (1kg)

$1.45 CLP 1,413

$3.61 Rp 64.5K

-59.83%

Banana (1kg)

$1.35 CLP 1,315

$1.51 Rp 27.1K

-10.60%

Oranges (1kg)

$1.49 CLP 1,453

$2.32 Rp 41.4K

-35.78%

Tomato (1kg)

$1.41 CLP 1,370

$2.00 Rp 35.8K

-29.50%

Potato (1kg)

$1.04 CLP 1,013

$1.81 Rp 32.4K

-42.54%

Onion (1kg)

$1.31 CLP 1,277

$2.39 Rp 42.7K

-45.19%

Lettuce (1 head)

$1.12 CLP 1,089

$0.99 Rp 17.8K

13.13%

Water (1.5 liter bottle)

$1.18 CLP 1,152

$0.52 Rp 9,373

126.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.09 CLP 4,959

$2.18 Rp 39.0K

133.49%

Wine (Bottle)

$5.01 CLP 4,881

$22.98 Rp 410.7K

-78.20%

Local Beer (0.5 liter bottle)

$0.96 CLP 940

$2.40 Rp 42.8K

-60.00%

Imported Beer (0.33 liter bottle)

$1.69 CLP 1,645

$3.00 Rp 53.6K

-43.67%

One-way Ticket (Public Transport)

$0.55 CLP 539

$0.24 Rp 4,255

129.17%

Public Transport Monthly Pass (Regular Price)

$31.51 CLP 30.7K

$6.99 Rp 125.0K

350.79%

Taxi Start (Normal Tariff)

$1.20 CLP 1,169

$0.44 Rp 7,876

172.73%

Taxi (Normal Tariff) (1km)

$2.25 CLP 2,198

$0.42 Rp 7,582

435.71%

Taxi 1hour Waiting (Normal Tariff)

$12.28 CLP 12.0K

$5.45 Rp 97.4K

125.32%

Gasoline (1 liter)

$1.37 CLP 1,336

$0.84 Rp 15.1K

63.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K CLP 19.4M

$24.3K Rp 434.8M

-18.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K CLP 24.1M

$31.9K Rp 570.0M

-22.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 CLP 105.2K

$80.8 Rp 1.4M

33.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.06 CLP 12.7K

$6.58 Rp 117.6K

98.48%

Internet (50+ Mbps, Unlimited Data)

$27.55 CLP 26.9K

$18.24 Rp 326.1K

51.04%

Gym Membership (Monthly)

$29.45 CLP 28.7K

$55.1 Rp 985.4K

-46.58%

Tennis Court (1 Hour on Weekend)

$10.48 CLP 10.2K

$18.51 Rp 330.9K

-43.38%

Cinema Ticket

$5.74 CLP 5,596

$4.24 Rp 75.9K

35.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 CLP 309.6K

$486 Rp 8.7M

-34.62%

International Primary School, 1 Child (Yearly)

$4,329 CLP 4.2M

$5,676 Rp 101.5M

-23.74%

Jeans (Levis 501 Or Similar)

$45.10 CLP 44.0K

$45.18 Rp 807.6K

-0.18%

Summer Dress (H&M, Zara, etc)

$22.28 CLP 21.7K

$34.57 Rp 617.9K

-35.55%

Sport Shoes (Adidas, Nike)

$63.8 CLP 62.2K

$79.2 Rp 1.4M

-19.44%

Men's Leather Business Shoes

$64.7 CLP 63.0K

$77.6 Rp 1.4M

-16.71%

1-bedroom Apartment, City Center (Monthly)

$474 CLP 461.9K

$1,127 Rp 20.1M

-57.96%

1-bedroom Apartment, Outside City Center (Monthly)

$346 CLP 337.0K

$674 Rp 12.1M

-48.73%

3-bedroom Apartment, City Center (Monthly)

$955 CLP 931.2K

$3,618 Rp 64.7M

-73.61%

3-bedroom Apartment, Outside City Center (Monthly)

$643 CLP 627.1K

$1,735 Rp 31.0M

-62.92%

Buy Apartment in City Center (m2)

$2,137 CLP 2.1M

$2,829 Rp 50.6M

-24.45%

Buy Apartment Outside City Center (m2)

$1,810 CLP 1.8M

$2,307 Rp 41.2M

-21.53%

Average Monthly Net Salary (After Tax)

$542 CLP 528.2K

$166 Rp 3.0M

226.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.78

-61.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concepcion: October 4, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Concepcion

$346 33.2%

Ubud, Bali

$674 49.6% 95.1% $329

Groceries & Markets

Concepcion

$221 21.2%

Ubud, Bali

$290 21.4% 31.5% $70

Eating Out

Concepcion

$150 14.4%

Ubud, Bali

$108 8% 27.9% $42

Monthly Utilities & Internet

Concepcion

$149 14.3%

Ubud, Bali

$106 7.8% 28.9% $43

Clothing & Footwear

Concepcion

$88 8.5%

Ubud, Bali

$106 7.8% 20.8% $18

Getting Around

Concepcion

$46 4.4%

Ubud, Bali

$11 0.8% 77.3% $36

Sport & Entertainment

Concepcion

$41 3.9%

Ubud, Bali

$64 4.7% 55.4% $23

Cost Breakdown

A one-bedroom apartment in the center runs $474 in Concepcion and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Concepcion pays 227% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $46.00 in Concepcion vs $35.00 in Ubud, Bali. Groceries flip the comparison at $221 vs $290, with Concepcion cheaper for home cooking.

Good to know

🇨🇱 Concepcion

🇮🇩 Ubud, Bali

🕒 Local time

08:58 8:58 AM

19:58 7:58 PM

11 h ahead of Concepcion

🌤 Weather

👥 Population

217,537

74,800

💱 Currency

Chilean Peso CLP $

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 CLP = 10.26 USD

10,000 CLP = 9.15 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to CLP – Chilean Peso Converter

🇺🇸 United States Dollar ($)

🇨🇱 Chilean Peso ($)

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 975 CLP (1,000 CLP = 1.03 USD). 1 EUR = 1,093 CLP (10,000 CLP = 9.15 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to CLP in detail →

On the map

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Between locations

Concepcion Ubud, Bali 14,900 km ≈ 19 h nonstop flight

From you

Concepcion
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concepcion vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Concepcion and Ubud, Bali differ by about 27% in total monthly costs ($1,060 vs $1,348 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 227% higher in Concepcion, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $474 in Concepcion versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 32% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $46.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,060 in Concepcion versus $1,348 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Concepcion and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.