🙂Monthly costs for one person with rent: $1,052 in Concepcion versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,614 in Concepcion versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,175 in Concepcion versus $3,723 in Ubud, Bali.
🌍Living in Concepcion costs roughly 24% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Concepcion is 21% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Concepcion
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.75CLP 7,207
$3.57Rp 64.5K
117.09%
Three-Course Dinner for Two, Mid-Range
$44.98CLP 41.9K
$32.32Rp 583.4K
39.17%
Fast Food Meal(McDonalds, etc)
$8.46CLP 7,874
$5.01Rp 90.4K
68.86%
Cappuccino
$2.64CLP 2,457
$2.82Rp 51.0K
-6.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.46CLP 1,362
$1.35Rp 24.4K
8.15%
Water(0.33 liter bottle)
$1.11CLP 1,030
$0.73Rp 13.2K
52.05%
Local Beer(0.5 liter draught)
$4.05CLP 3,770
$2.93Rp 53.0K
38.23%
Imported Beer(0.33 liter bottle)
$3.82CLP 3,550
$3.94Rp 71.1K
-3.05%
🛒 Groceries & Markets
Concepcion
Ubud, Bali
Difference
Milk(1 liter)
$1.31CLP 1,219
$1.78Rp 32.1K
-26.40%
White Bread(500g)
$1.56CLP 1,448
$2.45Rp 44.2K
-36.33%
Rice(white)(1kg)
$1.55CLP 1,447
$1.15Rp 20.7K
34.78%
Eggs
$3.66CLP 3,410
$2.41Rp 43.6K
51.87%
Local Cheese(1kg)
$11.54CLP 10.7K
$14.33Rp 258.7K
-19.47%
Chicken Fillets(1kg)
$6.88CLP 6,399
$4.19Rp 75.6K
64.20%
Beef Round Steak(1kg)
$12.19CLP 11.3K
$12.06Rp 217.7K
1.08%
Apples(1kg)
$1.57CLP 1,458
$3.64Rp 65.7K
-56.87%
Banana(1kg)
$1.39CLP 1,296
$1.57Rp 28.3K
-11.46%
Oranges(1kg)
$1.50CLP 1,395
$2.79Rp 50.3K
-46.24%
Tomato(1kg)
$1.50CLP 1,394
$2.24Rp 40.5K
-33.04%
Potato(1kg)
$1.14CLP 1,065
$1.98Rp 35.7K
-42.42%
Onion(1kg)
$1.30CLP 1,207
$2.28Rp 41.1K
-42.98%
Lettuce(1 head)
$1.17CLP 1,093
$1.05Rp 19.0K
11.43%
Water(1.5 liter bottle)
$1.21CLP 1,127
$0.79Rp 14.2K
53.16%
Cigarettes 20 Pack(Marlboro, Camel)
$5.28CLP 4,912
$3.19Rp 57.6K
65.52%
Wine(Bottle)
$5.00CLP 4,657
$23.49Rp 424.1K
-78.71%
Local Beer(0.5 liter bottle)
$1.06CLP 987
$2.90Rp 52.3K
-63.45%
Imported Beer(0.33 liter bottle)
$1.83CLP 1,702
$2.76Rp 49.7K
-33.70%
🚌 Getting Around
Concepcion
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.62CLP 575
$0.27Rp 4,813
129.63%
Public Transport Monthly Pass(Regular Price)
$33.25CLP 30.9K
$8.37Rp 151.1K
297.25%
Taxi Start(Normal Tariff)
$1.27CLP 1,182
$0.45Rp 8,167
182.22%
Taxi(Normal Tariff)(1km)
$2.32CLP 2,162
$0.46Rp 8,298
404.35%
Taxi 1hour Waiting(Normal Tariff)
$12.97CLP 12.1K
$6.07Rp 109.6K
113.67%
Gasoline(1 liter)
$1.35CLP 1,256
$0.86Rp 15.6K
56.98%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7KCLP 19.3M
$26.6KRp 480.0M
-22.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6KCLP 23.8M
$32.5KRp 587.6M
-21.45%
🧾 Monthly Utilities & Internet
Concepcion
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$101CLP 94.0K
$79.0Rp 1.4M
27.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.78CLP 11.9K
$4.09Rp 73.9K
212.47%
Internet(50+ Mbps, Unlimited Data)
$28.17CLP 26.2K
$23.85Rp 430.5K
18.11%
🎉 Sport & Entertainment
Concepcion
Ubud, Bali
Difference
Gym Membership(Monthly)
$27.87CLP 25.9K
$98.8Rp 1.8M
-71.79%
Tennis Court(1 Hour on Weekend)
$10.57CLP 9,838
$6.35Rp 114.7K
66.46%
Cinema Ticket
$5.91CLP 5,496
$4.01Rp 72.3K
47.38%
🧸 Childcare & Education
Concepcion
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$331CLP 308.4K
$297Rp 5.4M
11.51%
International Primary School, 1 Child(Yearly)
$4,484CLP 4.2M
$6,602Rp 119.2M
-32.08%
👕👟 Clothing & Footwear
Concepcion
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$44.74CLP 41.6K
$53.4Rp 964.5K
-16.26%
Summer Dress(H&M, Zara, etc)
$28.33CLP 26.4K
$38.11Rp 688.1K
-25.66%
Sport Shoes(Adidas, Nike)
$60.1CLP 55.9K
$88.7Rp 1.6M
-32.23%
Men's Leather Business Shoes
$68.2CLP 63.5K
$76.6Rp 1.4M
-10.95%
🏠 Accommodation & Living
Concepcion
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$479CLP 446.0K
$1,020Rp 18.4M
-52.99%
1-bedroom Apartment, Outside City Center(Monthly)
$352CLP 327.2K
$680Rp 12.3M
-48.31%
3-bedroom Apartment, City Center(Monthly)
$942CLP 876.7K
$3,469Rp 62.6M
-72.84%
3-bedroom Apartment, Outside City Center(Monthly)
$583CLP 542.6K
$2,090Rp 37.7M
-72.10%
Buy Apartment in City Center(m2)
$2,203CLP 2.1M
$2,729Rp 49.3M
-19.26%
Buy Apartment Outside City Center(m2)
$1,919CLP 1.8M
$2,295Rp 41.4M
-16.41%
💵 Salaries & Financials
Concepcion
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$571CLP 531.5K
$164Rp 3.0M
248.99%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.3
13.28
-60.09%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Concepcion: July 27, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $479 in Concepcion and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Concepcion pays 249% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $45.00 in Concepcion vs $32.00 in Ubud, Bali. Groceries flip the comparison at $229 vs $298, with Concepcion cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Concepcion vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Concepcion and in Ubud, Bali?
Concepcion and Ubud, Bali differ by about 32% in total monthly costs ($1,052 vs $1,392 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Concepcion or Ubud, Bali?
Average pay runs 249% higher in Concepcion, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Concepcion and in Ubud, Bali?
Rent for a central apartment: $479 in Concepcion versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Concepcion – a meal for two runs $45.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,052 in Concepcion versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.
How does quality of life compare between Concepcion and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Concepcion or Ubud, Bali safer for residents?
Safety-wise, Concepcion and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Concepcion or Ubud, Bali?
Expats usually find Concepcion gentler on the wallet – expenses run 32% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Concepcion vs other spots: cost of living compared