Cost of Living Comparison Between Concepcion and Ubud, Bali Cost of Living Comparison Between Concepcion and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,055 in Concepcion versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,617 in Concepcion versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,179 in Concepcion versus $3,732 in Ubud, Bali.

Living in Concepcion costs roughly 27% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Concepcion is 21% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$7.76 CLP 6,947

$3.57 Rp 61.6K

117.37%

Three-Course Dinner for Two, Mid-Range

$44.92 CLP 40.2K

$32.58 Rp 562.6K

37.88%

Fast Food Meal (McDonalds, etc)

$8.65 CLP 7,750

$5.07 Rp 87.5K

70.61%

Cappuccino

$2.73 CLP 2,447

$2.83 Rp 48.8K

-3.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 CLP 1,251

$1.34 Rp 23.1K

4.48%

Water (0.33 liter bottle)

$1.15 CLP 1,029

$0.69 Rp 12.0K

66.67%

Local Beer (0.5 liter draught)

$3.97 CLP 3,554

$2.99 Rp 51.6K

32.78%

Imported Beer (0.33 liter bottle)

$3.77 CLP 3,378

$3.85 Rp 66.4K

-2.08%

Milk (1 liter)

$1.32 CLP 1,186

$1.74 Rp 30.1K

-24.14%

White Bread (500g)

$1.50 CLP 1,344

$2.54 Rp 43.8K

-40.94%

Rice (white) (1kg)

$1.60 CLP 1,434

$1.19 Rp 20.6K

34.45%

Eggs

$3.77 CLP 3,379

$2.43 Rp 41.9K

55.14%

Local Cheese (1kg)

$11.52 CLP 10.3K

$14.66 Rp 253.2K

-21.42%

Chicken Fillets (1kg)

$6.87 CLP 6,151

$4.18 Rp 72.1K

64.35%

Beef Round Steak (1kg)

$12.41 CLP 11.1K

$11.94 Rp 206.1K

3.94%

Apples (1kg)

$1.59 CLP 1,426

$3.69 Rp 63.6K

-56.91%

Banana (1kg)

$1.36 CLP 1,221

$1.61 Rp 27.7K

-15.53%

Oranges (1kg)

$1.53 CLP 1,366

$2.69 Rp 46.4K

-43.12%

Tomato (1kg)

$1.50 CLP 1,343

$2.33 Rp 40.2K

-35.62%

Potato (1kg)

$1.13 CLP 1,016

$1.91 Rp 32.9K

-40.84%

Onion (1kg)

$1.35 CLP 1,208

$2.19 Rp 37.7K

-38.36%

Lettuce (1 head)

$1.14 CLP 1,020

$1.06 Rp 18.3K

7.55%

Water (1.5 liter bottle)

$1.17 CLP 1,051

$0.72 Rp 12.5K

62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$5.44 CLP 4,870

$3.13 Rp 54.1K

73.80%

Wine (Bottle)

$5.19 CLP 4,648

$23.49 Rp 405.6K

-77.91%

Local Beer (0.5 liter bottle)

$1.01 CLP 902

$2.74 Rp 47.3K

-63.14%

Imported Beer (0.33 liter bottle)

$1.82 CLP 1,630

$2.88 Rp 49.7K

-36.81%

One-way Ticket (Public Transport)

$0.63 CLP 561

$0.29 Rp 5,010

117.24%

Public Transport Monthly Pass (Regular Price)

$34.29 CLP 30.7K

$8.17 Rp 141.0K

319.71%

Taxi Start (Normal Tariff)

$1.23 CLP 1,100

$0.45 Rp 7,834

173.33%

Taxi (Normal Tariff) (1km)

$2.24 CLP 2,003

$0.42 Rp 7,278

433.33%

Taxi 1hour Waiting (Normal Tariff)

$13.02 CLP 11.7K

$6.16 Rp 106.3K

111.36%

Gasoline (1 liter)

$1.40 CLP 1,258

$0.84 Rp 14.5K

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K CLP 18.5M

$26.2K Rp 453.1M

-21.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K CLP 23.0M

$32.5K Rp 560.8M

-20.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 CLP 92.8K

$78.4 Rp 1.4M

32.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.83 CLP 11.5K

$3.95 Rp 68.2K

224.81%

Internet (50+ Mbps, Unlimited Data)

$27.88 CLP 25.0K

$24.40 Rp 421.4K

14.26%

Gym Membership (Monthly)

$28.24 CLP 25.3K

$96.5 Rp 1.7M

-70.75%

Tennis Court (1 Hour on Weekend)

$10.59 CLP 9,483

$6.35 Rp 109.6K

66.77%

Cinema Ticket

$5.80 CLP 5,192

$4.04 Rp 69.7K

43.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 CLP 300.1K

$303 Rp 5.2M

10.72%

International Primary School, 1 Child (Yearly)

$4,438 CLP 4.0M

$6,523 Rp 112.6M

-31.95%

Jeans (Levis 501 Or Similar)

$44.85 CLP 40.2K

$53.8 Rp 929.5K

-16.70%

Summer Dress (H&M, Zara, etc)

$28.28 CLP 25.3K

$37.98 Rp 655.8K

-25.54%

Sport Shoes (Adidas, Nike)

$60.0 CLP 53.7K

$86.8 Rp 1.5M

-30.87%

Men's Leather Business Shoes

$69.0 CLP 61.8K

$78.9 Rp 1.4M

-12.45%

1-bedroom Apartment, City Center (Monthly)

$475 CLP 425.1K

$1,012 Rp 17.5M

-53.11%

1-bedroom Apartment, Outside City Center (Monthly)

$350 CLP 313.3K

$674 Rp 11.6M

-48.14%

3-bedroom Apartment, City Center (Monthly)

$929 CLP 832.3K

$3,390 Rp 58.5M

-72.59%

3-bedroom Apartment, Outside City Center (Monthly)

$597 CLP 534.8K

$2,098 Rp 36.2M

-71.54%

Buy Apartment in City Center (m2)

$2,252 CLP 2.0M

$2,985 Rp 51.5M

-24.53%

Buy Apartment Outside City Center (m2)

$2,010 CLP 1.8M

$2,339 Rp 40.4M

-14.09%

Average Monthly Net Salary (After Tax)

$580 CLP 519.7K

$173 Rp 3.0M

235.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.28

-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concepcion: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $475 in Concepcion and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Concepcion pays 235% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Concepcion vs $33.00 in Ubud, Bali. Groceries flip the comparison at $229 vs $298, with Concepcion cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concepcion vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Concepcion and Ubud, Bali differ by about 36% in total monthly costs ($1,055 vs $1,438 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Concepcion pays 235% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $475 in Concepcion versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $45.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,055 in Concepcion versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Concepcion but tight or insufficient in Ubud, Bali. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Concepcion and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.