Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cold Lake

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,912 in Cold Lake, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
93

Cost of Living Index in Cold Lake
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Cold Lake Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Cold Lake

🇨🇦 Canada

$1,912

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cold Lake

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cold Lake actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,912 in Cold Lake, rent included.

Ubud, Bali $1,368
Cold Lake $1,912

A couple spends around $2,314 per month in Ubud, Bali vs $2,791 in Cold Lake, rent included.

Ubud, Bali $2,314
Cold Lake $2,791

A family of three spends $3,260 per month in Ubud, Bali vs $3,670 in Cold Lake, rent included.

Ubud, Bali $3,260
Cold Lake $3,670

Ubud, Bali is about 28% cheaper than Cold Lake, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Cold Lake sit above the global median – Ubud, Bali by 1%, Cold Lake by 42%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$19.96 CA$28.21

-83.32%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$57.5 CA$81.2

-38.77%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$9.67 CA$13.68

-40.02%

Cappuccino

$2.73 Rp 49.1K

$3.82 CA$5.40

-28.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.26 CA$3.19

-27.43%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.42 CA$2.01

-41.55%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$5.57 CA$7.87

-51.53%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$6.14 CA$8.68

-29.97%

Milk (1 liter)

$1.50 Rp 27.1K

$1.16 CA$1.64

29.31%

White Bread (500g)

$2.30 Rp 41.4K

$2.18 CA$3.09

5.50%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.87 CA$4.06

-58.89%

Eggs

$2.14 Rp 38.6K

$3.07 CA$4.35

-30.29%

Local Cheese (1kg)

$17.48 Rp 314.6K

$10.61 CA$14.99

64.75%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$11.16 CA$15.77

-63.89%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$18.77 CA$26.53

-34.84%

Apples (1kg)

$3.55 Rp 63.9K

$3.50 CA$4.94

1.43%

Banana (1kg)

$1.57 Rp 28.3K

$1.16 CA$1.64

35.34%

Oranges (1kg)

$2.24 Rp 40.2K

$2.81 CA$3.97

-20.28%

Tomato (1kg)

$1.93 Rp 34.7K

$2.48 CA$3.50

-22.18%

Potato (1kg)

$1.88 Rp 33.9K

$2.15 CA$3.04

-12.56%

Onion (1kg)

$2.29 Rp 41.3K

$1.06 CA$1.50

116.04%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.33 CA$3.30

-57.51%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.75 CA$2.48

-69.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$11.94 CA$16.88

-80.90%

Wine (Bottle)

$23.01 Rp 414.2K

$11.41 CA$16.14

101.67%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.57 CA$5.05

-34.45%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.85 CA$4.03

2.11%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.92 CA$4.13

-83.56%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.38 CA$1.95

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$20.67 CA$29.22

-73.63%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.03 CA$1.45

-14.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$28.3K CA$40.0K

-13.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$19.4K CA$27.4K

60.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$225 CA$318

-63.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$43.04 CA$60.8

-85.01%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$54.3 CA$76.7

-65.77%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$12.61 CA$17.82

-65.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$761 CA$1,075

-35.19%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$9,434 CA$13.3K

-39.01%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$28.35 CA$40.08

62.93%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$35.05 CA$49.55

0.80%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$51.5 CA$72.8

53.63%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$85.9 CA$121

-8.71%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$860 CA$1,216

32.81%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$840 CA$1,188

-19.61%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,544 CA$2,183

126.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,397 CA$1,975

21.65%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,084 CA$4,359

-94.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.32

218.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Cold Lake: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Cold Lake

$840 44% 24.4% $165

Groceries & Markets

Ubud, Bali

$290 21.2%

Cold Lake

$335 17.5% 15.2% $44

Eating Out

Ubud, Bali

$109 8%

Cold Lake

$289 15.1% 166% $181

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Cold Lake

$322 16.9% 198% $214

Clothing & Footwear

Ubud, Bali

$108 7.9%

Cold Lake

$90 4.7% 16% $17

Sport & Entertainment

Ubud, Bali

$65 4.7%

Cold Lake

$25 * 1.3% 61% $39

Getting Around

Ubud, Bali

$13 0.9%

Cold Lake

$9.8 * 0.5% 21.7% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $860 in Cold Lake. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1774% higher in Cold Lake, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $57.0 in Cold Lake. Monthly groceries follow the same trend: $290 vs $335 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Cold Lake

🕒 Local time

04:30 4:30 AM

14:30 2:30 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,595

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cold Lake 13,520 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Cold Lake

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cold Lake: Cost of Living - Frequently Asked Questions

Yes – Cold Lake is pricier by about 40%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,868 in Cold Lake. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,912 in Cold Lake. That's a gap of about 40%.

Kindergarten costs $493 per month in Ubud, Bali and $761 in Cold Lake. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Cold Lake at $1,912. In Ubud, Bali it covers expenses comfortably, while in Cold Lake it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cold Lake makes more sense. Both are solid long-term options with distinct trade-offs.