Cost of Living Comparison Between Ubud, Bali and Cold Lake Cost of Living Comparison Between Ubud, Bali and Cold Lake

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,055 in Cold Lake, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $3,071 in Cold Lake, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $4,087 in Cold Lake, rent included.

Ubud, Bali is about 31% cheaper than Cold Lake, driven mainly by Eating Out.

Both Ubud, Bali and Cold Lake sit above the global median – Ubud, Bali by 5%, Cold Lake by 54%.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$18.43 CA$25.84

-81.28%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$61.8 CA$86.6

-47.63%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$11.46 CA$16.07

-57.77%

Cappuccino

$2.75 Rp 49.3K

$3.69 CA$5.17

-25.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.18 CA$3.06

-36.70%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.49 CA$2.09

-49.66%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$6.02 CA$8.44

-50.33%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$5.71 CA$8.01

-32.57%

Milk (1 liter)

$1.74 Rp 31.1K

$1.12 CA$1.57

55.36%

White Bread (500g)

$2.46 Rp 44.1K

$2.00 CA$2.80

23.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$3.14 CA$4.40

-62.74%

Eggs

$2.43 Rp 43.6K

$3.73 CA$5.23

-34.85%

Local Cheese (1kg)

$14.50 Rp 260.2K

$11.49 CA$16.11

26.20%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$12.36 CA$17.32

-64.81%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$16.27 CA$22.81

-26.37%

Apples (1kg)

$3.72 Rp 66.7K

$4.68 CA$6.56

-20.51%

Banana (1kg)

$1.63 Rp 29.2K

$1.13 CA$1.58

44.25%

Oranges (1kg)

$2.74 Rp 49.2K

$1.81 CA$2.53

51.38%

Tomato (1kg)

$2.24 Rp 40.2K

$2.25 CA$3.15

-0.44%

Potato (1kg)

$1.92 Rp 34.4K

$2.44 CA$3.42

-21.31%

Onion (1kg)

$2.28 Rp 40.8K

$1.08 CA$1.52

111.11%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.69 CA$3.77

-60.59%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$2.00 CA$2.80

-64.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$12.38 CA$17.36

-73.42%

Wine (Bottle)

$23.19 Rp 416.1K

$11.89 CA$16.68

95.04%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$2.98 CA$4.18

-6.71%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.14 CA$4.41

-13.06%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$2.40 CA$3.36

-88.75%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$62.4 CA$87.6

-87.01%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$3.20 CA$4.48

-85.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$1.64 CA$2.30

-74.39%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$23.53 CA$32.99

-73.57%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.05 CA$1.47

-22.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$25.6K CA$35.8K

4.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$22.5K CA$31.5K

43.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$202 CA$283

-61.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$45.23 CA$63.4

-91.00%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$66.4 CA$93.1

-63.35%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$42.10 CA$59.0

134.23%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$13.34 CA$18.70

-70.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$697 CA$978

-56.26%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$11.6K CA$16.3K

-42.87%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$29.72 CA$41.67

82.17%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$36.10 CA$50.6

4.74%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$55.5 CA$77.8

56.44%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$93.1 CA$131

-17.98%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$919 CA$1,289

7.92%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$892 CA$1,250

-24.57%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$1,599 CA$2,241

111.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,500 CA$2,104

36.64%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$3,040 CA$4,262

-94.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.08

118.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Cold Lake: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $919 in Cold Lake. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1721% higher in Cold Lake, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $62.0 in Cold Lake. Monthly groceries follow the same trend: $297 vs $342 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cold Lake: Cost of Living - Frequently Asked Questions

Yes – Cold Lake is pricier by about 46%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $3,082 in Cold Lake. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $62.0 in Cold Lake. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $2,055 in Cold Lake. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Cold Lake at $2,055. In Ubud, Bali it covers expenses comfortably, while in Cold Lake it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cold Lake makes more sense. Both are solid long-term options with distinct trade-offs.