Last update: Oct 2026

Cost of Living Comparison Between Cold Lake and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,912 in Cold Lake, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

Cold Lake
🇨🇦 Canada
$1,912
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Cold Lake and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cold Lake and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,912 per month in Cold Lake vs $1,368 in Ubud, Bali, rent included.

  • Cold Lake $1,912
  • Ubud, Bali $1,368

A couple spends around $2,791 per month in Cold Lake vs $2,314 in Ubud, Bali, rent included.

  • Cold Lake $2,791
  • Ubud, Bali $2,314

A family of three spends $3,670 per month in Cold Lake vs $3,260 in Ubud, Bali, rent included.

  • Cold Lake $3,670
  • Ubud, Bali $3,260

Cold Lake costs about 40% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Cold Lake and Ubud, Bali sit above the global median – Cold Lake by 42%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
Cold Lake
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.96 CA$28.21
$3.33 Rp 59.9K
499.40%
Three-Course Dinner for Two, Mid-Range
$57.5 CA$81.2
$35.18 Rp 633.2K
63.33%
Fast Food Meal (McDonalds, etc)
$9.67 CA$13.68
$5.80 Rp 104.5K
66.72%
Cappuccino
$3.82 CA$5.40
$2.73 Rp 49.1K
39.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 CA$3.19
$1.64 Rp 29.5K
37.80%
Water (0.33 liter bottle)
$1.42 CA$2.01
$0.83 Rp 15.0K
71.08%
Local Beer (0.5 liter draught)
$5.57 CA$7.87
$2.70 Rp 48.6K
106.30%
Imported Beer (0.33 liter bottle)
$6.14 CA$8.68
$4.30 Rp 77.4K
42.79%
🛒 Groceries & Markets
Cold Lake
Ubud, Bali
Difference
Milk (1 liter)
$1.16 CA$1.64
$1.50 Rp 27.1K
-22.67%
White Bread (500g)
$2.18 CA$3.09
$2.30 Rp 41.4K
-5.22%
Rice (white) (1kg)
$2.87 CA$4.06
$1.18 Rp 21.2K
143.22%
Eggs
$3.07 CA$4.35
$2.14 Rp 38.6K
43.46%
Local Cheese (1kg)
$10.61 CA$14.99
$17.48 Rp 314.6K
-39.30%
Chicken Fillets (1kg)
$11.16 CA$15.77
$4.03 Rp 72.5K
176.92%
Beef Round Steak (1kg)
$18.77 CA$26.53
$12.23 Rp 220.1K
53.48%
Apples (1kg)
$3.50 CA$4.94
$3.55 Rp 63.9K
-1.41%
Banana (1kg)
$1.16 CA$1.64
$1.57 Rp 28.3K
-26.11%
Oranges (1kg)
$2.81 CA$3.97
$2.24 Rp 40.2K
25.45%
Tomato (1kg)
$2.48 CA$3.50
$1.93 Rp 34.7K
28.50%
Potato (1kg)
$2.15 CA$3.04
$1.88 Rp 33.9K
14.36%
Onion (1kg)
$1.06 CA$1.50
$2.29 Rp 41.3K
-53.71%
Lettuce (1 head)
$2.33 CA$3.30
$0.99 Rp 17.9K
135.35%
Water (1.5 liter bottle)
$1.75 CA$2.48
$0.53 Rp 9,475
230.19%
Cigarettes 20 Pack (Marlboro, Camel)
$11.94 CA$16.88
$2.28 Rp 41.1K
423.68%
Wine (Bottle)
$11.41 CA$16.14
$23.01 Rp 414.2K
-50.41%
Local Beer (0.5 liter bottle)
$3.57 CA$5.05
$2.34 Rp 42.2K
52.56%
Imported Beer (0.33 liter bottle)
$2.85 CA$4.03
$2.91 Rp 52.4K
-2.06%
🚌 Getting Around
Cold Lake
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.24 Rp 4,315
-
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
$2.92 CA$4.13
$0.48 Rp 8,684
508.33%
Taxi (Normal Tariff) (1km)
$1.38 CA$1.95
$0.46 Rp 8,233
200.00%
Taxi 1hour Waiting (Normal Tariff)
$20.67 CA$29.22
$5.45 Rp 98.2K
279.27%
Gasoline (1 liter)
$1.03 CA$1.45
$0.88 Rp 15.9K
17.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K CA$40.0K
$24.6K Rp 442.2M
15.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K CA$27.4K
$31.2K Rp 561.4M
-37.85%
🧾 Monthly Utilities & Internet
Cold Lake
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$225 CA$318
$83.0 Rp 1.5M
171.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$43.04 CA$60.8
$6.45 Rp 116.0K
567.29%
Internet (50+ Mbps, Unlimited Data)
$54.3 CA$76.7
$18.57 Rp 334.2K
192.14%
🎉 Sport & Entertainment
Cold Lake
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$55.8 Rp 1.0M
-
Tennis Court (1 Hour on Weekend)
-
$18.11 Rp 326.0K
-
Cinema Ticket
$12.61 CA$17.82
$4.38 Rp 78.9K
187.90%
🧸 Childcare & Education
Cold Lake
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$761 CA$1,075
$493 Rp 8.9M
54.30%
International Primary School, 1 Child (Yearly)
$9,434 CA$13.3K
$5,754 Rp 103.6M
63.97%
👕👟 Clothing & Footwear
Cold Lake
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$28.35 CA$40.08
$46.19 Rp 831.4K
-38.62%
Summer Dress (H&M, Zara, etc)
$35.05 CA$49.55
$35.33 Rp 636.0K
-0.79%
Sport Shoes (Adidas, Nike)
$51.5 CA$72.8
$79.1 Rp 1.4M
-34.91%
Men's Leather Business Shoes
$85.9 CA$121
$78.4 Rp 1.4M
9.54%
🏠 Accommodation & Living
Cold Lake
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$860 CA$1,216
$1,142 Rp 20.6M
-24.71%
1-bedroom Apartment, Outside City Center (Monthly)
$840 CA$1,188
$676 Rp 12.2M
24.39%
3-bedroom Apartment, City Center (Monthly)
$1,544 CA$2,183
$3,503 Rp 63.1M
-55.92%
3-bedroom Apartment, Outside City Center (Monthly)
$1,397 CA$1,975
$1,700 Rp 30.6M
-17.80%
Buy Apartment in City Center (m2)
-
$2,784 Rp 50.1M
-
Buy Apartment Outside City Center (m2)
-
$2,241 Rp 40.3M
-
💵 Salaries & Financials
Cold Lake
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,084 CA$4,359
$165 Rp 3.0M
1774.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.32
13.78
-68.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cold Lake: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cold Lake
$840
Ubud, Bali
$676 19.6% $165
Groceries & Markets
Cold Lake
$335
Ubud, Bali
$290 13.2% $44
Monthly Utilities & Internet
Cold Lake
$322
Ubud, Bali
$108 66.5% $214
Eating Out
Cold Lake
$289
Ubud, Bali
$109 62.4% $181
Clothing & Footwear
Cold Lake
$90
Ubud, Bali
$108 19.1% $17
Sport & Entertainment
Cold Lake
$25 *
Ubud, Bali
$65 156% $39
Getting Around
Cold Lake
$9.8 *
Ubud, Bali
$13 27.7% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $860 in Cold Lake versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1774% higher in Cold Lake, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Cold Lake versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $335 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇨🇦 Cold Lake
🇮🇩 Ubud, Bali
🕒 Local time
13:42 1:42 PM
03:42 3:42 AM
14 h ahead of Cold Lake
🌤 Weather
👥 Population
11,595
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Cold Lake Ubud, Bali 13,520 km ≈ 17 h nonstop flight
From you
  • Cold Lake
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cold Lake vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cold Lake?
Yes – Cold Lake is pricier by about 40%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,868 per month in Cold Lake and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cold Lake and in Ubud, Bali?
Monthly expenses with rent come to $1,912 in Cold Lake and $1,368 in Ubud, Bali. That's a gap of about 40%.
Which city has cheaper kindergarten?
Kindergarten costs $761 per month in Cold Lake and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Cold Lake or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Cold Lake at $1,912. In Ubud, Bali it covers expenses comfortably, while in Cold Lake it requires careful planning or may not stretch far enough.
Is Cold Lake or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cold Lake or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cold Lake makes more sense. Both are solid long-term options with distinct trade-offs.

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