😐A single person spends $1,932 per month in Cold Lake vs $1,396 in Ubud, Bali, rent included.
😐A couple spends around $2,895 per month in Cold Lake vs $2,334 in Ubud, Bali, rent included.
😐A family of three spends $3,859 per month in Cold Lake vs $3,273 in Ubud, Bali, rent included.
😐Cold Lake costs about 38% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Cold Lake and Ubud, Bali sit above the global median – Cold Lake by 41%, Ubud, Bali by 2%.
Currency
🍽 Eating Out
Cold Lake
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.15CA$27.90
$3.37Rp 59.9K
497.92%
Three-Course Dinner for Two, Mid-Range
$59.8CA$82.8
$38.59Rp 685.5K
55.04%
Fast Food Meal(McDonalds, etc)
$10.06CA$13.93
$5.52Rp 98.1K
82.25%
Cappuccino
$3.87CA$5.36
$2.64Rp 47.0K
46.59%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22CA$3.07
$1.67Rp 29.7K
32.93%
Water(0.33 liter bottle)
$1.41CA$1.95
$0.77Rp 13.7K
83.12%
Local Beer(0.5 liter draught)
$5.72CA$7.91
$2.63Rp 46.8K
117.49%
Imported Beer(0.33 liter bottle)
$6.63CA$9.18
$4.28Rp 76.1K
54.91%
🛒 Groceries & Markets
Cold Lake
Ubud, Bali
Difference
Milk(1 liter)
$1.16CA$1.60
$1.55Rp 27.5K
-25.16%
White Bread(500g)
$2.26CA$3.13
$2.22Rp 39.5K
1.80%
Rice(white)(1kg)
$3.05CA$4.23
$1.13Rp 20.0K
169.91%
Eggs
$3.16CA$4.37
$2.09Rp 37.1K
51.20%
Local Cheese(1kg)
$11.18CA$15.48
$17.39Rp 309.0K
-35.71%
Chicken Fillets(1kg)
$11.68CA$16.17
$3.87Rp 68.7K
201.81%
Beef Round Steak(1kg)
$18.75CA$25.95
$12.55Rp 222.9K
49.40%
Apples(1kg)
$3.57CA$4.94
$3.62Rp 64.2K
-1.38%
Banana(1kg)
$1.13CA$1.56
$1.56Rp 27.7K
-27.56%
Oranges(1kg)
$2.86CA$3.96
$2.35Rp 41.8K
21.70%
Tomato(1kg)
$2.62CA$3.63
$2.06Rp 36.5K
27.18%
Potato(1kg)
$2.24CA$3.10
$1.90Rp 33.7K
17.89%
Onion(1kg)
$1.05CA$1.46
$2.34Rp 41.5K
-55.13%
Lettuce(1 head)
$2.49CA$3.45
$1.03Rp 18.3K
141.75%
Water(1.5 liter bottle)
$1.84CA$2.54
$0.55Rp 9,854
234.55%
Cigarettes 20 Pack(Marlboro, Camel)
$12.01CA$16.63
$2.25Rp 40.0K
433.78%
Wine(Bottle)
$11.71CA$16.22
$23.81Rp 422.9K
-50.82%
Local Beer(0.5 liter bottle)
$3.57CA$4.94
$2.31Rp 41.1K
54.55%
Imported Beer(0.33 liter bottle)
$3.02CA$4.18
$2.80Rp 49.8K
7.86%
🚌 Getting Around
Cold Lake
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,839
-
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 153.9K
-
Taxi Start(Normal Tariff)
$3.03CA$4.20
$0.48Rp 8,554
531.25%
Taxi(Normal Tariff)(1km)
$1.42CA$1.97
$0.45Rp 7,924
215.56%
Taxi 1hour Waiting(Normal Tariff)
$21.96CA$30.40
$5.72Rp 101.6K
283.92%
Gasoline(1 liter)
$1.04CA$1.44
$0.76Rp 13.5K
36.84%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3KCA$39.1K
$24.5KRp 434.9M
15.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1KCA$27.8K
$32.1KRp 570.6M
-37.44%
🧾 Monthly Utilities & Internet
Cold Lake
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$231CA$320
$83.6Rp 1.5M
176.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.34CA$57.2
$6.46Rp 114.7K
539.94%
Internet(50+ Mbps, Unlimited Data)
$55.6CA$77.0
$18.99Rp 337.4K
192.84%
🎉 Sport & Entertainment
Cold Lake
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$56.0Rp 994.4K
-
Tennis Court(1 Hour on Weekend)
-
$18.62Rp 330.7K
-
Cinema Ticket
$13.37CA$18.51
$4.28Rp 76.1K
212.38%
🧸 Childcare & Education
Cold Lake
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$777CA$1,076
$487Rp 8.6M
59.72%
International Primary School, 1 Child(Yearly)
$9,577CA$13.3K
$5,856Rp 104.0M
63.55%
👕👟 Clothing & Footwear
Cold Lake
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$29.08CA$40.27
$45.56Rp 809.3K
-36.17%
Summer Dress(H&M, Zara, etc)
$35.70CA$49.43
$36.38Rp 646.3K
-1.87%
Sport Shoes(Adidas, Nike)
$54.6CA$75.7
$82.0Rp 1.5M
-33.33%
Men's Leather Business Shoes
$91.5CA$127
$80.4Rp 1.4M
13.83%
🏠 Accommodation & Living
Cold Lake
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$898CA$1,244
$1,117Rp 19.8M
-19.56%
1-bedroom Apartment, Outside City Center(Monthly)
$861CA$1,192
$701Rp 12.5M
22.84%
3-bedroom Apartment, City Center(Monthly)
$1,583CA$2,192
$3,537Rp 62.8M
-55.24%
3-bedroom Apartment, Outside City Center(Monthly)
$1,454CA$2,013
$1,762Rp 31.3M
-17.50%
Buy Apartment in City Center(m2)
-
$2,826Rp 50.2M
-
Buy Apartment Outside City Center(m2)
-
$2,292Rp 40.7M
-
💵 Salaries & Financials
Cold Lake
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,099CA$4,291
$170Rp 3.0M
1725.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.32
13.78
-68.65%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cold Lake: September 1, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $898 in Cold Lake versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1725% higher in Cold Lake, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $60.0 in Cold Lake versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $344 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cold Lake vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cold Lake?
Yes – Cold Lake is pricier by about 38%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,897 per month in Cold Lake and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cold Lake and in Ubud, Bali?
Monthly expenses with rent come to $1,932 in Cold Lake and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $777 per month in Cold Lake and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Cold Lake or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Cold Lake at $1,932. In Ubud, Bali it covers expenses comfortably, while in Cold Lake it requires careful planning or may not stretch far enough.
Is Cold Lake or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cold Lake or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cold Lake makes more sense. Both are solid long-term options with distinct trade-offs.