Cost of Living Comparison Between Cold Lake and Ubud, Bali Cost of Living Comparison Between Cold Lake and Ubud, Bali

Monthly Cost of Living

A single person spends $1,932 per month in Cold Lake vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,895 per month in Cold Lake vs $2,334 in Ubud, Bali, rent included.

A family of three spends $3,859 per month in Cold Lake vs $3,273 in Ubud, Bali, rent included.

Cold Lake costs about 38% more than Ubud, Bali, driven mainly by Eating Out.

Both Cold Lake and Ubud, Bali sit above the global median – Cold Lake by 41%, Ubud, Bali by 2%.

Currency
🍽 Eating Out
Cold Lake
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.15 CA$27.90
$3.37 Rp 59.9K
497.92%
Three-Course Dinner for Two, Mid-Range
$59.8 CA$82.8
$38.59 Rp 685.5K
55.04%
Fast Food Meal (McDonalds, etc)
$10.06 CA$13.93
$5.52 Rp 98.1K
82.25%
Cappuccino
$3.87 CA$5.36
$2.64 Rp 47.0K
46.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.22 CA$3.07
$1.67 Rp 29.7K
32.93%
Water (0.33 liter bottle)
$1.41 CA$1.95
$0.77 Rp 13.7K
83.12%
Local Beer (0.5 liter draught)
$5.72 CA$7.91
$2.63 Rp 46.8K
117.49%
Imported Beer (0.33 liter bottle)
$6.63 CA$9.18
$4.28 Rp 76.1K
54.91%
🛒 Groceries & Markets
Cold Lake
Ubud, Bali
Difference
Milk (1 liter)
$1.16 CA$1.60
$1.55 Rp 27.5K
-25.16%
White Bread (500g)
$2.26 CA$3.13
$2.22 Rp 39.5K
1.80%
Rice (white) (1kg)
$3.05 CA$4.23
$1.13 Rp 20.0K
169.91%
Eggs
$3.16 CA$4.37
$2.09 Rp 37.1K
51.20%
Local Cheese (1kg)
$11.18 CA$15.48
$17.39 Rp 309.0K
-35.71%
Chicken Fillets (1kg)
$11.68 CA$16.17
$3.87 Rp 68.7K
201.81%
Beef Round Steak (1kg)
$18.75 CA$25.95
$12.55 Rp 222.9K
49.40%
Apples (1kg)
$3.57 CA$4.94
$3.62 Rp 64.2K
-1.38%
Banana (1kg)
$1.13 CA$1.56
$1.56 Rp 27.7K
-27.56%
Oranges (1kg)
$2.86 CA$3.96
$2.35 Rp 41.8K
21.70%
Tomato (1kg)
$2.62 CA$3.63
$2.06 Rp 36.5K
27.18%
Potato (1kg)
$2.24 CA$3.10
$1.90 Rp 33.7K
17.89%
Onion (1kg)
$1.05 CA$1.46
$2.34 Rp 41.5K
-55.13%
Lettuce (1 head)
$2.49 CA$3.45
$1.03 Rp 18.3K
141.75%
Water (1.5 liter bottle)
$1.84 CA$2.54
$0.55 Rp 9,854
234.55%
Cigarettes 20 Pack (Marlboro, Camel)
$12.01 CA$16.63
$2.25 Rp 40.0K
433.78%
Wine (Bottle)
$11.71 CA$16.22
$23.81 Rp 422.9K
-50.82%
Local Beer (0.5 liter bottle)
$3.57 CA$4.94
$2.31 Rp 41.1K
54.55%
Imported Beer (0.33 liter bottle)
$3.02 CA$4.18
$2.80 Rp 49.8K
7.86%
🚌 Getting Around
Cold Lake
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,839
-
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 153.9K
-
Taxi Start (Normal Tariff)
$3.03 CA$4.20
$0.48 Rp 8,554
531.25%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.97
$0.45 Rp 7,924
215.56%
Taxi 1hour Waiting (Normal Tariff)
$21.96 CA$30.40
$5.72 Rp 101.6K
283.92%
Gasoline (1 liter)
$1.04 CA$1.44
$0.76 Rp 13.5K
36.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K CA$39.1K
$24.5K Rp 434.9M
15.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K CA$27.8K
$32.1K Rp 570.6M
-37.44%
🧾 Monthly Utilities & Internet
Cold Lake
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$231 CA$320
$83.6 Rp 1.5M
176.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.34 CA$57.2
$6.46 Rp 114.7K
539.94%
Internet (50+ Mbps, Unlimited Data)
$55.6 CA$77.0
$18.99 Rp 337.4K
192.84%
🎉 Sport & Entertainment
Cold Lake
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$56.0 Rp 994.4K
-
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 330.7K
-
Cinema Ticket
$13.37 CA$18.51
$4.28 Rp 76.1K
212.38%
🧸 Childcare & Education
Cold Lake
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$777 CA$1,076
$487 Rp 8.6M
59.72%
International Primary School, 1 Child (Yearly)
$9,577 CA$13.3K
$5,856 Rp 104.0M
63.55%
👕👟 Clothing & Footwear
Cold Lake
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$29.08 CA$40.27
$45.56 Rp 809.3K
-36.17%
Summer Dress (H&M, Zara, etc)
$35.70 CA$49.43
$36.38 Rp 646.3K
-1.87%
Sport Shoes (Adidas, Nike)
$54.6 CA$75.7
$82.0 Rp 1.5M
-33.33%
Men's Leather Business Shoes
$91.5 CA$127
$80.4 Rp 1.4M
13.83%
🏠 Accommodation & Living
Cold Lake
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$898 CA$1,244
$1,117 Rp 19.8M
-19.56%
1-bedroom Apartment, Outside City Center (Monthly)
$861 CA$1,192
$701 Rp 12.5M
22.84%
3-bedroom Apartment, City Center (Monthly)
$1,583 CA$2,192
$3,537 Rp 62.8M
-55.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,454 CA$2,013
$1,762 Rp 31.3M
-17.50%
Buy Apartment in City Center (m2)
-
$2,826 Rp 50.2M
-
Buy Apartment Outside City Center (m2)
-
$2,292 Rp 40.7M
-
💵 Salaries & Financials
Cold Lake
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,099 CA$4,291
$170 Rp 3.0M
1725.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.32
13.78
-68.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cold Lake: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $898 in Cold Lake versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1725% higher in Cold Lake, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Cold Lake versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $344 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cold Lake vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cold Lake?
Yes – Cold Lake is pricier by about 38%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,897 per month in Cold Lake and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cold Lake and in Ubud, Bali?
Monthly expenses with rent come to $1,932 in Cold Lake and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $777 per month in Cold Lake and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Cold Lake or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Cold Lake at $1,932. In Ubud, Bali it covers expenses comfortably, while in Cold Lake it requires careful planning or may not stretch far enough.
Is Cold Lake or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cold Lake or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cold Lake makes more sense. Both are solid long-term options with distinct trade-offs.

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