Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Clarksville, TN

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,462 in Clarksville, TN, rent and utilities included – about $13,400 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
122

Cost of Living Index in Clarksville, TN
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Clarksville, TN Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Clarksville, TN

🇺🇸 United States

$2,462

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Clarksville, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Clarksville, TN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,462 in Clarksville, TN.

Ubud, Bali $1,348
Clarksville, TN $2,462

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,545 in Clarksville, TN.

Ubud, Bali $2,312
Clarksville, TN $3,545

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,629 in Clarksville, TN.

Ubud, Bali $3,276
Clarksville, TN $4,629

Living in Ubud, Bali costs roughly 45% less than in Clarksville, TN, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Clarksville, TN 84% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$19.70 $19.70

-83.10%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$86.4 $86.4

-59.01%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$10.78 $10.78

-46.57%

Cappuccino

$2.63 Rp 47.0K

$5.54 $5.54

-52.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.44 $2.44

-28.69%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.86 $1.86

-58.60%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$4.91 $4.91

-44.81%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$7.64 $7.64

-40.84%

Milk (1 liter)

$1.53 Rp 27.4K

$1.04 $1.04

47.12%

White Bread (500g)

$2.20 Rp 39.2K

$2.67 $2.67

-17.60%

Rice (white) (1kg)

$1.22 Rp 21.8K

$3.89 $3.89

-68.64%

Eggs

$2.14 Rp 38.2K

$3.29 $3.29

-34.95%

Local Cheese (1kg)

$17.73 Rp 316.9K

$14.22 $14.22

24.68%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$14.43 $14.43

-73.25%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$13.10 $13.10

-8.17%

Apples (1kg)

$3.61 Rp 64.5K

$6.59 $6.59

-45.22%

Banana (1kg)

$1.51 Rp 27.1K

$1.60 $1.60

-5.63%

Oranges (1kg)

$2.32 Rp 41.4K

$4.20 $4.20

-44.76%

Tomato (1kg)

$2.00 Rp 35.8K

$4.28 $4.28

-53.27%

Potato (1kg)

$1.81 Rp 32.4K

$2.12 $2.12

-14.62%

Onion (1kg)

$2.39 Rp 42.7K

$3.68 $3.68

-35.05%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.64 $2.64

-62.50%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$2.77 $2.77

-81.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$8.59 $8.59

-74.62%

Wine (Bottle)

$22.98 Rp 410.7K

$12.20 $12.20

88.36%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.68 $1.68

42.86%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.23 $3.23

-7.12%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$1.54 $1.54

-84.42%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$49.88 $49.88

-85.99%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$5.13 $5.13

-91.42%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.99 $1.99

-78.89%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$30.50 $30.50

-82.13%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.01 $1.01

-16.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$29.8K $29.8K

-18.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$25.3K $25.3K

25.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$158 $158

-48.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$82.8 $82.8

-92.05%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$76.9 $76.9

-76.27%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$29.94 $29.94

84.13%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$3.89 $3.89

375.84%

Cinema Ticket

$4.24 Rp 75.9K

$13.95 $13.95

-69.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$841 $841

-42.23%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$24.8K $24.8K

-77.12%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$42.01 $42.01

7.55%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$37.94 $37.94

-8.88%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$98.3 $98.3

-19.48%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$119 $119

-34.87%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,235 $1,235

-8.80%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,198 $1,198

-43.73%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,152 $2,152

68.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,589 $1,589

9.16%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,015 $2,015

40.38%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$2,002 $2,002

15.21%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,836 $3,836

-95.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.62

108.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Clarksville, TN: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Clarksville, TN

$1.2K 48.1% 77.7% $524

Groceries & Markets

Ubud, Bali

$290 21.4%

Clarksville, TN

$397 16% 37% $107

Eating Out

Ubud, Bali

$108 8%

Clarksville, TN

$313 12.6% 190% $205

Clothing & Footwear

Ubud, Bali

$106 7.8%

Clarksville, TN

$134 5.4% 25.7% $27

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Clarksville, TN

$318 12.8% 201% $212

Sport & Entertainment

Ubud, Bali

$64 4.7%

Clarksville, TN

$58 2.3% 9.1% $5.8

Getting Around

Ubud, Bali

$11 0.8%

Clarksville, TN

$71 2.9% 577% $61

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,235 in Clarksville, TN. Housing cost is often the main lever when comparing two cities.

Clarksville, TN pays 2216% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $86.0 in Clarksville, TN for a mid-range dinner for two. Groceries echo the gap at $290 vs $397 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Clarksville, TN

🕒 Local time

02:42 2:42 AM

13:42 1:42 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

180,716

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Clarksville, TN 16,150 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Clarksville, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Clarksville, TN: Cost of Living - Frequently Asked Questions

Ubud, Bali and Clarksville, TN differ by about 83% in total monthly costs ($1,348 vs $2,462 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2216% lower in Clarksville, TN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $1,235 in Clarksville, TN. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 37% higher in Clarksville, TN. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $86.0 in Clarksville, TN. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,348 in Ubud, Bali versus $2,462 in Clarksville, TN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Clarksville, TN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Clarksville, TN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 83% less than in Clarksville, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.