Last update: Oct 2026

Cost of Living Comparison Between Clarksville, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,345 in Clarksville, TN, rent and utilities included – about $12,000 less a year. Rent and utilities account for about half of the difference.

113

Cost of Living Index in Clarksville, TN
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Clarksville, TN Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Clarksville, TN

🇺🇸 United States

$2,345

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Clarksville, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clarksville, TN and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,345 in Clarksville, TN versus $1,349 in Ubud, Bali.

Clarksville, TN $2,345
Ubud, Bali $1,349

Estimated couple costs with rent: $3,357 in Clarksville, TN versus $2,305 in Ubud, Bali.

Clarksville, TN $3,357
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,370 in Clarksville, TN versus $3,261 in Ubud, Bali.

Clarksville, TN $4,370
Ubud, Bali $3,261

Living in Clarksville, TN is roughly 74% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.03 $20.03

$3.32 Rp 60.4K

503.31%

Three-Course Dinner for Two, Mid-Range

$83.7 $83.7

$35.64 Rp 647.8K

134.82%

Fast Food Meal (McDonalds, etc)

$11.18 $11.18

$5.53 Rp 100.6K

102.17%

Cappuccino

$5.31 $5.31

$2.72 Rp 49.4K

95.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 $2.42

$1.70 Rp 30.9K

42.35%

Water (0.33 liter bottle)

$1.87 $1.87

$0.76 Rp 13.8K

146.05%

Local Beer (0.5 liter draught)

$5.05 $5.05

$2.65 Rp 48.2K

90.57%

Imported Beer (0.33 liter bottle)

$7.71 $7.71

$4.38 Rp 79.6K

76.03%

Milk (1 liter)

$0.98 $0.98

$1.49 Rp 27.1K

-34.23%

White Bread (500g)

$2.72 $2.72

$2.28 Rp 41.4K

19.30%

Rice (white) (1kg)

$3.89 $3.89

$1.19 Rp 21.6K

226.89%

Eggs

$3.30 $3.30

$2.04 Rp 37.0K

61.76%

Local Cheese (1kg)

$13.88 $13.88

$17.70 Rp 321.7K

-21.58%

Chicken Fillets (1kg)

$14.75 $14.75

$3.96 Rp 72.0K

272.47%

Beef Round Steak (1kg)

$13.39 $13.39

$12.19 Rp 221.6K

9.84%

Apples (1kg)

$6.68 $6.68

$3.66 Rp 66.4K

82.51%

Banana (1kg)

$1.67 $1.67

$1.52 Rp 27.6K

9.87%

Oranges (1kg)

$4.36 $4.36

$2.23 Rp 40.5K

95.52%

Tomato (1kg)

$4.12 $4.12

$1.97 Rp 35.9K

109.14%

Potato (1kg)

$2.13 $2.13

$1.85 Rp 33.6K

15.14%

Onion (1kg)

$3.77 $3.77

$2.42 Rp 44.1K

55.79%

Lettuce (1 head)

$2.59 $2.59

$0.99 Rp 18.0K

161.62%

Water (1.5 liter bottle)

$2.75 $2.75

$0.51 Rp 9,332

439.22%

Cigarettes 20 Pack (Marlboro, Camel)

$9.13 $9.13

$2.22 Rp 40.4K

311.26%

Wine (Bottle)

$12.29 $12.29

$22.24 Rp 404.2K

-44.74%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.26 Rp 41.1K

-21.68%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$2.97 Rp 54.0K

10.77%

One-way Ticket (Public Transport)

$1.46 $1.46

$0.25 Rp 4,562

484.00%

Public Transport Monthly Pass (Regular Price)

$49.98 $49.98

$7.82 Rp 142.2K

539.13%

Taxi Start (Normal Tariff)

$4.98 $4.98

$0.44 Rp 7,989

1031.82%

Taxi (Normal Tariff) (1km)

$1.99 $1.99

$0.43 Rp 7,817

362.79%

Taxi 1hour Waiting (Normal Tariff)

$30.48 $30.48

$5.41 Rp 98.3K

463.40%

Gasoline (1 liter)

$0.94 $0.94

$0.82 Rp 15.0K

14.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$23.8K Rp 433.3M

15.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$31.7K Rp 577.0M

-15.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 $158

$79.1 Rp 1.4M

99.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$82.1 $82.1

$6.45 Rp 117.2K

1172.71%

Internet (50+ Mbps, Unlimited Data)

$75.7 $75.7

$18.58 Rp 337.7K

307.16%

Gym Membership (Monthly)

$23.74 $23.74

$49.48 Rp 899.4K

-52.02%

Tennis Court (1 Hour on Weekend)

$4.04 $4.04

$17.65 Rp 320.8K

-77.11%

Cinema Ticket

$14.06 $14.06

$4.27 Rp 77.7K

229.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$841 $841

$491 Rp 8.9M

71.37%

International Primary School, 1 Child (Yearly)

$25.2K $25.2K

$5,674 Rp 103.1M

344.06%

Jeans (Levis 501 Or Similar)

$40.86 $40.86

$44.64 Rp 811.4K

-8.47%

Summer Dress (H&M, Zara, etc)

$38.36 $38.36

$34.95 Rp 635.3K

9.76%

Sport Shoes (Adidas, Nike)

$96.6 $96.6

$79.9 Rp 1.5M

20.91%

Men's Leather Business Shoes

$120 $120

$79.4 Rp 1.4M

50.74%

1-bedroom Apartment, City Center (Monthly)

$1,112 $1,112

$1,125 Rp 20.4M

-1.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,058 $1,058

$671 Rp 12.2M

57.59%

3-bedroom Apartment, City Center (Monthly)

$1,754 $1,754

$3,565 Rp 64.8M

-50.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 $1,446

$1,723 Rp 31.3M

-16.08%

Buy Apartment in City Center (m2)

$2,296 $2,296

$2,732 Rp 49.6M

-15.94%

Buy Apartment Outside City Center (m2)

$1,776 $1,776

$2,284 Rp 41.5M

-22.24%

Average Monthly Net Salary (After Tax)

$3,770 $3,770

$164 Rp 3.0M

2201.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

13.78

-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clarksville, TN: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clarksville, TN

$1.1K 45.1%

Ubud, Bali

$672 49.8% 36.5% $387

Groceries & Markets

Clarksville, TN

$400 17.1%

Ubud, Bali

$288 21.4% 27.9% $112

Eating Out

Clarksville, TN

$315 13.5%

Ubud, Bali

$108 8% 65.9% $208

Monthly Utilities & Internet

Clarksville, TN

$315 13.5%

Ubud, Bali

$104 7.7% 67% $211

Clothing & Footwear

Clarksville, TN

$133 5.7%

Ubud, Bali

$108 8% 19.2% $25

Getting Around

Clarksville, TN

$71 3%

Ubud, Bali

$11 0.9% 83.9% $59

Sport & Entertainment

Clarksville, TN

$52 2.2%

Ubud, Bali

$58 4.3% 11.9% $6.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,112 in Clarksville, TN and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Clarksville, TN pays about 23 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $84 in Clarksville, TN vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $400 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Clarksville, TN

🇮🇩 Ubud, Bali

🕒 Local time

12:55 12:55 PM

01:55 1:55 AM

13 h ahead of Clarksville, TN

🌤 Weather

👥 Population

180,716

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Clarksville, TN Ubud, Bali 16,150 km ≈ 21 h nonstop flight

From you

Clarksville, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clarksville, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Clarksville, TN and Ubud, Bali differ by about 74% in total monthly costs ($2,345 vs $1,349 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Clarksville, TN is about 23 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,112 in Clarksville, TN versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 39% higher in Clarksville, TN. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $84 in Clarksville, TN. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Clarksville, TN and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Clarksville, TN on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.