Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Clarinda, IA

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,620 in Clarinda, IA, rent and utilities included – about $15,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
118

Cost of Living Index in Clarinda, IA
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Clarinda, IA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Clarinda, IA

🇺🇸 United States

$2,620

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Clarinda, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Clarinda, IA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,620 in Clarinda, IA.

Ubud, Bali $1,331
Clarinda, IA $2,620

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,635 in Clarinda, IA.

Ubud, Bali $2,255
Clarinda, IA $3,635

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,649 in Clarinda, IA.

Ubud, Bali $3,180
Clarinda, IA $4,649

Living in Ubud, Bali costs roughly 49% less than in Clarinda, IA, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Clarinda, IA is 94% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$8.88 $8.88

-61.94%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$39.84 $39.84

-13.03%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$11.83 $11.83

-52.92%

Cappuccino

$2.62 Rp 47.6K

$3.93 $3.93

-33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.01 $3.01

-48.84%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.98 $1.98

-67.68%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$7.08 $7.08

-62.29%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.07 $4.07

4.67%

Milk (1 liter)

$1.46 Rp 26.5K

$0.83 $0.83

75.90%

White Bread (500g)

$2.29 Rp 41.6K

$3.35 $3.35

-31.64%

Rice (white) (1kg)

$1.11 Rp 20.1K

$5.17 $5.17

-78.53%

Eggs

$2.10 Rp 38.1K

$2.93 $2.93

-28.33%

Local Cheese (1kg)

$15.94 Rp 289.4K

$14.28 $14.28

11.62%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.53 $9.53

-59.29%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$13.78 $13.78

-17.27%

Apples (1kg)

$3.55 Rp 64.5K

$4.42 $4.42

-19.68%

Banana (1kg)

$1.54 Rp 27.9K

$1.61 $1.61

-4.35%

Oranges (1kg)

$2.23 Rp 40.5K

$4.56 $4.56

-51.10%

Tomato (1kg)

$1.97 Rp 35.8K

$5.62 $5.62

-64.95%

Potato (1kg)

$1.86 Rp 33.7K

$3.22 $3.22

-42.24%

Onion (1kg)

$2.42 Rp 43.9K

$3.46 $3.46

-30.06%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.38 $2.38

-57.14%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$2.07 $2.07

-74.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$7.04 $7.04

-68.75%

Wine (Bottle)

$21.79 Rp 395.6K

$15.18 $15.18

43.54%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.96 $1.96

18.88%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.76 $3.76

-21.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$2.12 $2.12

-88.21%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$60.7 $60.7

-86.53%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.55 $2.55

-82.75%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.31 $1.31

-64.12%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$42.38 $42.38

-86.79%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.05 $1.05

-20.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$35.7K $35.7K

-31.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$25.6K $25.6K

23.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$206 $206

-62.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$35.14 $35.14

-82.53%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$61.1 $61.1

-69.04%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$39.87 $39.87

27.89%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$5.05 $5.05

-13.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,116 $1,116

-55.88%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$24.1K $24.1K

-49.20%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$61.6 $61.6

-26.63%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$43.26 $43.26

-19.35%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$103 $103

-23.94%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$148 $148

-47.42%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,733 $1,733

-37.82%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,430 $1,430

-53.49%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,895 $2,895

21.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,211 $2,211

-24.44%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,746 $2,746

-14.78%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,299 $2,299

-2.74%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.71

105.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Clarinda, IA: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Clarinda, IA

$1.4K 54.6% 115% $765

Groceries & Markets

Ubud, Bali

$279 21%

Clarinda, IA

$383 14.6% 36.9% $103

Clothing & Footwear

Ubud, Bali

$106 8%

Clarinda, IA

$160 6.1% 50.6% $54

Eating Out

Ubud, Bali

$106 8%

Clarinda, IA

$217 8.3% 106% $112

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Clarinda, IA

$302 11.5% 195% $200

Sport & Entertainment

Ubud, Bali

$60 4.5%

Clarinda, IA

$50 1.9% 16.4% $9.8

Getting Around

Ubud, Bali

$12 0.9%

Clarinda, IA

$78 3% 555% $66

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,733 in Clarinda, IA. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $40 in Clarinda, IA for a mid-range dinner for two. Groceries echo the gap at $279 vs $383 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Clarinda, IA

🕒 Local time

23:02 11:02 PM

09:02 9:02 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,400

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Clarinda, IA 15,350 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Clarinda, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Clarinda, IA: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 49% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $3,930 in Clarinda, IA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,733 in Clarinda, IA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,620 in Clarinda, IA – Ubud, Bali is about 49% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Clarinda, IA. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Clarinda, IA are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Clarinda, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.