Cost of Living Comparison Between Ubud, Bali and Clarinda, IA Cost of Living Comparison Between Ubud, Bali and Clarinda, IA

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,483 in Clarinda, IA.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $3,540 in Clarinda, IA.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $4,598 in Clarinda, IA.

Living in Ubud, Bali costs roughly 44% less than in Clarinda, IA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Clarinda, IA 87% above.

Currency
🍽 Eating Out
Ubud, Bali
Clarinda, IA
Difference
Meal at Budget Restaurant
$3.57 Rp 64.2K
$9.10 $9.10
-60.77%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 581.3K
$39.68 $39.68
-18.55%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.0K
$11.92 $11.92
-57.97%
Cappuccino
$2.82 Rp 50.8K
$4.09 $4.09
-31.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.3K
$2.32 $2.32
-41.81%
Water (0.33 liter bottle)
$0.73 Rp 13.1K
$1.92 $1.92
-61.98%
Local Beer (0.5 liter draught)
$2.93 Rp 52.8K
$6.11 $6.11
-52.05%
Imported Beer (0.33 liter bottle)
$3.94 Rp 70.8K
$4.07 $4.07
-3.19%
🛒 Groceries & Markets
Ubud, Bali
Clarinda, IA
Difference
Milk (1 liter)
$1.78 Rp 32.0K
$0.82 $0.82
117.07%
White Bread (500g)
$2.45 Rp 44.1K
$3.36 $3.36
-27.08%
Rice (white) (1kg)
$1.15 Rp 20.7K
$4.85 $4.85
-76.29%
Eggs
$2.41 Rp 43.4K
$3.01 $3.01
-19.93%
Local Cheese (1kg)
$14.33 Rp 257.7K
$13.93 $13.93
2.87%
Chicken Fillets (1kg)
$4.19 Rp 75.3K
$10.49 $10.49
-60.06%
Beef Round Steak (1kg)
$12.06 Rp 216.9K
$12.71 $12.71
-5.11%
Apples (1kg)
$3.64 Rp 65.4K
$4.39 $4.39
-17.08%
Banana (1kg)
$1.57 Rp 28.2K
$1.44 $1.44
9.03%
Oranges (1kg)
$2.79 Rp 50.1K
$6.67 $6.67
-58.17%
Tomato (1kg)
$2.24 Rp 40.3K
$6.52 $6.52
-65.64%
Potato (1kg)
$1.98 Rp 35.6K
$3.44 $3.44
-42.44%
Onion (1kg)
$2.28 Rp 41.0K
$3.75 $3.75
-39.20%
Lettuce (1 head)
$1.05 Rp 19.0K
$2.25 $2.25
-53.33%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$2.66 $2.66
-70.30%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.4K
$6.92 $6.92
-53.90%
Wine (Bottle)
$23.49 Rp 422.5K
$15.34 $15.34
53.13%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.1K
$1.89 $1.89
53.44%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.6K
$5.29 $5.29
-47.83%
🚌 Getting Around
Ubud, Bali
Clarinda, IA
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,795
$1.97 $1.97
-86.29%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 150.5K
$29.93 $29.93
-72.03%
Taxi Start (Normal Tariff)
$0.45 Rp 8,136
$2.57 $2.57
-82.49%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,267
$2.27 $2.27
-79.74%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.2K
$20.77 $20.77
-70.78%
Gasoline (1 liter)
$0.86 Rp 15.6K
$0.77 $0.77
11.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$36.0K $36.0K
-26.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 585.4M
$25.2K $25.2K
29.26%
🧾 Monthly Utilities & Internet
Ubud, Bali
Clarinda, IA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$221 $221
-64.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.6K
$35.10 $35.10
-88.35%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 428.9K
$54.5 $54.5
-56.24%
🎉 Sport & Entertainment
Ubud, Bali
Clarinda, IA
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$43.25 $43.25
128.39%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.3K
-
-
Cinema Ticket
$4.01 Rp 72.1K
$4.90 $4.90
-18.16%
🧸 Childcare & Education
Ubud, Bali
Clarinda, IA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$1,391 $1,391
-78.63%
International Primary School, 1 Child (Yearly)
$6,602 Rp 118.7M
$28.7K $28.7K
-77.01%
👕👟 Clothing & Footwear
Ubud, Bali
Clarinda, IA
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 960.9K
$53.6 $53.6
-0.26%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 685.5K
$42.32 $42.32
-9.95%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$106 $106
-16.27%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$128 $128
-39.92%
🏠 Accommodation & Living
Ubud, Bali
Clarinda, IA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.3M
$1,595 $1,595
-36.06%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.2M
$1,331 $1,331
-48.88%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.4M
$2,675 $2,675
29.69%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.6M
$2,264 $2,264
-7.69%
Buy Apartment in City Center (m2)
$2,729 Rp 49.1M
$2,693 $2,693
1.34%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.3M
$2,189 $2,189
4.86%
💵 Salaries & Financials
Ubud, Bali
Clarinda, IA
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.5
104.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Clarinda, IA: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,595 in Clarinda, IA. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $40.00 in Clarinda, IA for a mid-range dinner for two. Groceries echo the gap at $298 vs $405 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Clarinda, IA: Cost of Living - Frequently Asked Questions
Is Clarinda, IA cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 78% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,088 in Ubud, Bali and $3,724 in Clarinda, IA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Clarinda, IA?
Rent for a central apartment: $1,020 in Ubud, Bali versus $1,595 in Clarinda, IA. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali and in Clarinda, IA?
All in, you'll spend $1,392 per month in Ubud, Bali versus $2,483 in Clarinda, IA – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 258% less than in Clarinda, IA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for living in Ubud, Bali or in Clarinda, IA?
At $1,392 in Ubud, Bali versus $2,483 in Clarinda, IA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Clarinda, IA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Clarinda, IA more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Clarinda, IA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Clarinda, IA?
Safety-wise, Ubud, Bali and Clarinda, IA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 78% less than in Clarinda, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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