🙂Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,484 in Clarinda, IA.
🙂Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,595 in Clarinda, IA.
🙂Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,706 in Clarinda, IA.
🙂Living in Ubud, Bali costs roughly 42% less than in Clarinda, IA, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Ubud, Bali7% above, Clarinda, IA86% above.
Currency
🍽 Eating Out
Ubud, Bali
Clarinda, IA
Difference
Meal at Budget Restaurant
$3.57Rp 61.9K
$8.87$8.87
-59.75%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$39.75$39.75
-18.04%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$12.10$12.10
-58.10%
Cappuccino
$2.83Rp 49.0K
$4.10$4.10
-30.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$2.28$2.28
-41.23%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$1.93$1.93
-64.25%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
$6.03$6.03
-50.41%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
$4.03$4.03
-4.47%
🛒 Groceries & Markets
Ubud, Bali
Clarinda, IA
Difference
Milk(1 liter)
$1.74Rp 30.2K
$0.82$0.82
112.20%
White Bread(500g)
$2.54Rp 44.0K
$3.23$3.23
-21.36%
Rice(white)(1kg)
$1.19Rp 20.6K
$5.01$5.01
-76.25%
Eggs
$2.43Rp 42.0K
$2.91$2.91
-16.49%
Local Cheese(1kg)
$14.66Rp 254.1K
$13.73$13.73
6.77%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$10.47$10.47
-60.08%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$12.75$12.75
-6.35%
Apples(1kg)
$3.69Rp 63.9K
$4.55$4.55
-18.90%
Banana(1kg)
$1.61Rp 27.8K
$1.46$1.46
10.27%
Oranges(1kg)
$2.69Rp 46.5K
$6.69$6.69
-59.79%
Tomato(1kg)
$2.33Rp 40.4K
$6.61$6.61
-64.75%
Potato(1kg)
$1.91Rp 33.0K
$3.62$3.62
-47.24%
Onion(1kg)
$2.19Rp 37.9K
$3.66$3.66
-40.16%
Lettuce(1 head)
$1.06Rp 18.3K
$2.31$2.31
-54.11%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$2.65$2.65
-72.83%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$7.07$7.07
-55.73%
Wine(Bottle)
$23.49Rp 407.1K
$15.72$15.72
49.43%
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
$1.89$1.89
44.97%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
$5.27$5.27
-45.35%
🚌 Getting Around
Ubud, Bali
Clarinda, IA
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,029
$2.02$2.02
-85.64%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
$29.73$29.73
-72.52%
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$2.53$2.53
-82.21%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$2.19$2.19
-80.82%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$20.59$20.59
-70.08%
Gasoline(1 liter)
$0.84Rp 14.6K
$0.76$0.76
10.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$37.0K$37.0K
-29.10%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$25.1K$25.1K
29.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Clarinda, IA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$216$216
-63.74%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$34.97$34.97
-88.70%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$52.5$52.5
-53.52%
🎉 Sport & Entertainment
Ubud, Bali
Clarinda, IA
Difference
Gym Membership(Monthly)
$96.5Rp 1.7M
$42.41$42.41
127.63%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
-
-
Cinema Ticket
$4.04Rp 70.0K
$5.04$5.04
-19.84%
🧸 Childcare & Education
Ubud, Bali
Clarinda, IA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$1,390$1,390
-78.23%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$29.0K$29.0K
-77.47%
👕👟 Clothing & Footwear
Ubud, Bali
Clarinda, IA
Difference
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$53.0$53.0
1.66%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$42.58$42.58
-10.80%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$104$104
-16.84%
Men's Leather Business Shoes
$78.9Rp 1.4M
$127$127
-38.09%
🏠 Accommodation & Living
Ubud, Bali
Clarinda, IA
Difference
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$1,584$1,584
-36.12%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$1,357$1,357
-50.31%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$2,668$2,668
27.05%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$2,219$2,219
-5.47%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$2,462$2,462
21.23%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$2,092$2,092
11.82%
💵 Salaries & Financials
Ubud, Bali
Clarinda, IA
Difference
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.5
104.31%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 28, 2026
Last update for Clarinda, IA: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,584 in Clarinda, IA. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in Ubud, Bali vs $40.00 in Clarinda, IA for a mid-range dinner for two. Groceries echo the gap at $298 vs $406 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Clarinda, IA: Cost of Living - Frequently Asked Questions
Is Clarinda, IA cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 73% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,158 in Ubud, Bali and $3,726 in Clarinda, IA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Clarinda, IA?
Rent for a central apartment: $1,012 in Ubud, Bali versus $1,584 in Clarinda, IA. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali vs Clarinda, IA?
All in, you'll spend $1,438 per month in Ubud, Bali versus $2,484 in Clarinda, IA – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 264% less than in Clarinda, IA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for Ubud, Bali or Clarinda, IA?
At $1,438 in Ubud, Bali versus $2,484 in Clarinda, IA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Clarinda, IA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Clarinda, IA more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Clarinda, IA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Clarinda, IA?
Safety-wise, Ubud, Bali and Clarinda, IA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 73% less than in Clarinda, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared