Cost of Living Comparison Between Clarinda, IA and Ubud, Bali Cost of Living Comparison Between Clarinda, IA and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,479 in Clarinda, IA versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $3,516 in Clarinda, IA versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,554 in Clarinda, IA versus $3,327 in Ubud, Bali.

Living in Clarinda, IA is roughly 81% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Clarinda, IA 81% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Clarinda, IA
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.86 $8.86
$3.44 Rp 61.0K
157.56%
Three-Course Dinner for Two, Mid-Range
$39.59 $39.59
$36.31 Rp 644.0K
9.03%
Fast Food Meal (McDonalds, etc)
$11.88 $11.88
$5.71 Rp 101.2K
108.06%
Cappuccino
$3.92 $3.92
$2.67 Rp 47.4K
46.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 $3.06
$1.75 Rp 31.0K
74.86%
Water (0.33 liter bottle)
$2.04 $2.04
$0.87 Rp 15.5K
134.48%
Local Beer (0.5 liter draught)
$7.04 $7.04
$2.95 Rp 52.4K
138.64%
Imported Beer (0.33 liter bottle)
$4.09 $4.09
$4.52 Rp 80.1K
-9.51%
🛒 Groceries & Markets
Clarinda, IA
Ubud, Bali
Difference
Milk (1 liter)
$0.82 $0.82
$1.62 Rp 28.7K
-49.38%
White Bread (500g)
$3.26 $3.26
$2.33 Rp 41.3K
39.91%
Rice (white) (1kg)
$5.40 $5.40
$1.11 Rp 19.6K
386.49%
Eggs
$3.03 $3.03
$2.20 Rp 39.0K
37.73%
Local Cheese (1kg)
$14.04 $14.04
$17.69 Rp 313.8K
-20.63%
Chicken Fillets (1kg)
$9.71 $9.71
$4.10 Rp 72.7K
136.83%
Beef Round Steak (1kg)
$13.67 $13.67
$12.18 Rp 216.0K
12.23%
Apples (1kg)
$4.36 $4.36
$3.71 Rp 65.7K
17.52%
Banana (1kg)
$1.60 $1.60
$1.59 Rp 28.2K
0.63%
Oranges (1kg)
$4.57 $4.57
$2.28 Rp 40.5K
100.44%
Tomato (1kg)
$5.76 $5.76
$1.95 Rp 34.6K
195.38%
Potato (1kg)
$3.08 $3.08
$1.91 Rp 33.8K
61.26%
Onion (1kg)
$3.36 $3.36
$2.33 Rp 41.3K
44.21%
Lettuce (1 head)
$2.31 $2.31
$1.01 Rp 17.9K
128.71%
Water (1.5 liter bottle)
$2.16 $2.16
$0.55 Rp 9,788
292.73%
Cigarettes 20 Pack (Marlboro, Camel)
$7.21 $7.21
$2.23 Rp 39.6K
223.32%
Wine (Bottle)
$15.60 $15.60
$23.07 Rp 409.2K
-32.38%
Local Beer (0.5 liter bottle)
$2.04 $2.04
$2.42 Rp 42.9K
-15.70%
Imported Beer (0.33 liter bottle)
$3.92 $3.92
$3.00 Rp 53.1K
30.67%
🚌 Getting Around
Clarinda, IA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.83 $1.83
$0.27 Rp 4,821
577.78%
Public Transport Monthly Pass (Regular Price)
$30.20 $30.20
$8.98 Rp 159.3K
236.30%
Taxi Start (Normal Tariff)
$2.47 $2.47
$0.48 Rp 8,580
414.58%
Taxi (Normal Tariff) (1km)
$1.26 $1.26
$0.43 Rp 7,691
193.02%
Taxi 1hour Waiting (Normal Tariff)
$60.4 $60.4
$5.64 Rp 100.1K
970.04%
Gasoline (1 liter)
$0.91 $0.91
$0.80 Rp 14.2K
13.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K $35.7K
$24.9K Rp 442.4M
42.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$31.7K Rp 562.4M
-20.22%
🧾 Monthly Utilities & Internet
Clarinda, IA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$205 $205
$81.5 Rp 1.4M
152.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.46 $34.46
$6.49 Rp 115.2K
430.97%
Internet (50+ Mbps, Unlimited Data)
$60.8 $60.8
$18.77 Rp 332.9K
223.65%
🎉 Sport & Entertainment
Clarinda, IA
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.04 $41.04
$56.9 Rp 1.0M
-27.84%
Tennis Court (1 Hour on Weekend)
-
$18.73 Rp 332.2K
-
Cinema Ticket
$5.07 $5.07
$4.54 Rp 80.5K
11.67%
🧸 Childcare & Education
Clarinda, IA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,148 $1,148
$481 Rp 8.5M
138.93%
International Primary School, 1 Child (Yearly)
$20.8K $20.8K
$5,711 Rp 101.3M
264.34%
👕👟 Clothing & Footwear
Clarinda, IA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$60.0 $60.0
$45.52 Rp 807.3K
31.81%
Summer Dress (H&M, Zara, etc)
$43.68 $43.68
$35.88 Rp 636.4K
21.74%
Sport Shoes (Adidas, Nike)
$104 $104
$80.4 Rp 1.4M
29.39%
Men's Leather Business Shoes
$144 $144
$78.7 Rp 1.4M
83.46%
🏠 Accommodation & Living
Clarinda, IA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,609 $1,609
$1,115 Rp 19.8M
44.34%
1-bedroom Apartment, Outside City Center (Monthly)
$1,301 $1,301
$698 Rp 12.4M
86.50%
3-bedroom Apartment, City Center (Monthly)
$2,870 $2,870
$3,637 Rp 64.5M
-21.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,433 $2,433
$1,737 Rp 30.8M
40.07%
Buy Apartment in City Center (m2)
$3,019 $3,019
$2,784 Rp 49.4M
8.44%
Buy Apartment Outside City Center (m2)
$2,353 $2,353
$2,290 Rp 40.6M
2.77%
💵 Salaries & Financials
Clarinda, IA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$168 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.12
13.78
-55.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clarinda, IA: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,609 in Clarinda, IA and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Clarinda, IA vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $385 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Clarinda, IA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Clarinda, IA?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 81% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,718 in Clarinda, IA and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Clarinda, IA and Ubud, Bali?
Rent for a central apartment: $1,609 in Clarinda, IA versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Clarinda, IA and in Ubud, Bali?
All in, you'll spend $2,479 per month in Clarinda, IA versus $1,368 in Ubud, Bali – a 81% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 236% less than in Clarinda, IA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for living in Clarinda, IA or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,479 in Clarinda, IA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Clarinda, IA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Clarinda, IA or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Clarinda, IA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Clarinda, IA or Ubud, Bali?
Safety-wise, Clarinda, IA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 81% less than in Clarinda, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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