Last update: Nov 2026

Cost of Living Comparison Between Clarinda, IA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,620 in Clarinda, IA, rent and utilities included – about $15,500 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Clarinda, IA
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Clarinda, IA Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Clarinda, IA

🇺🇸 United States

$2,620

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Clarinda, IA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clarinda, IA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,620 in Clarinda, IA versus $1,331 in Ubud, Bali.

Clarinda, IA $2,620
Ubud, Bali $1,331

Estimated couple costs with rent: $3,635 in Clarinda, IA versus $2,255 in Ubud, Bali.

Clarinda, IA $3,635
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,649 in Clarinda, IA versus $3,180 in Ubud, Bali.

Clarinda, IA $4,649
Ubud, Bali $3,180

Living in Clarinda, IA is roughly 97% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Clarinda, IA is 94% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$8.88 $8.88

$3.38 Rp 61.3K

162.72%

Three-Course Dinner for Two, Mid-Range

$39.84 $39.84

$34.65 Rp 629.1K

14.98%

Fast Food Meal (McDonalds, etc)

$11.83 $11.83

$5.57 Rp 101.2K

112.39%

Cappuccino

$3.93 $3.93

$2.62 Rp 47.6K

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 $3.01

$1.54 Rp 27.9K

95.45%

Water (0.33 liter bottle)

$1.98 $1.98

$0.64 Rp 11.6K

209.37%

Local Beer (0.5 liter draught)

$7.08 $7.08

$2.67 Rp 48.4K

165.17%

Imported Beer (0.33 liter bottle)

$4.07 $4.07

$4.26 Rp 77.4K

-4.46%

Milk (1 liter)

$0.83 $0.83

$1.46 Rp 26.5K

-43.15%

White Bread (500g)

$3.35 $3.35

$2.29 Rp 41.6K

46.29%

Rice (white) (1kg)

$5.17 $5.17

$1.11 Rp 20.1K

365.77%

Eggs

$2.93 $2.93

$2.10 Rp 38.1K

39.52%

Local Cheese (1kg)

$14.28 $14.28

$15.94 Rp 289.4K

-10.41%

Chicken Fillets (1kg)

$9.53 $9.53

$3.88 Rp 70.5K

145.62%

Beef Round Steak (1kg)

$13.78 $13.78

$11.40 Rp 207.0K

20.88%

Apples (1kg)

$4.42 $4.42

$3.55 Rp 64.5K

24.51%

Banana (1kg)

$1.61 $1.61

$1.54 Rp 27.9K

4.55%

Oranges (1kg)

$4.56 $4.56

$2.23 Rp 40.5K

104.48%

Tomato (1kg)

$5.62 $5.62

$1.97 Rp 35.8K

185.28%

Potato (1kg)

$3.22 $3.22

$1.86 Rp 33.7K

73.12%

Onion (1kg)

$3.46 $3.46

$2.42 Rp 43.9K

42.98%

Lettuce (1 head)

$2.38 $2.38

$1.02 Rp 18.6K

133.33%

Water (1.5 liter bottle)

$2.07 $2.07

$0.52 Rp 9,483

298.08%

Cigarettes 20 Pack (Marlboro, Camel)

$7.04 $7.04

$2.20 Rp 39.9K

220.00%

Wine (Bottle)

$15.18 $15.18

$21.79 Rp 395.6K

-30.34%

Local Beer (0.5 liter bottle)

$1.96 $1.96

$2.33 Rp 42.2K

-15.88%

Imported Beer (0.33 liter bottle)

$3.76 $3.76

$2.97 Rp 53.9K

26.60%

One-way Ticket (Public Transport)

$2.12 $2.12

$0.25 Rp 4,546

748.00%

Public Transport Monthly Pass (Regular Price)

$60.7 $60.7

$8.17 Rp 148.4K

642.47%

Taxi Start (Normal Tariff)

$2.55 $2.55

$0.44 Rp 7,947

479.55%

Taxi (Normal Tariff) (1km)

$1.31 $1.31

$0.47 Rp 8,496

178.72%

Taxi 1hour Waiting (Normal Tariff)

$42.38 $42.38

$5.60 Rp 101.7K

656.79%

Gasoline (1 liter)

$1.05 $1.05

$0.83 Rp 15.0K

26.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K $35.7K

$24.4K Rp 443.8M

46.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$31.7K Rp 575.5M

-19.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 $206

$77.5 Rp 1.4M

165.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.14 $35.14

$6.14 Rp 111.6K

472.31%

Internet (50+ Mbps, Unlimited Data)

$61.1 $61.1

$18.92 Rp 343.4K

223.04%

Gym Membership (Monthly)

$39.87 $39.87

$51.0 Rp 925.8K

-21.81%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$5.05 $5.05

$4.38 Rp 79.6K

15.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,116 $1,116

$492 Rp 8.9M

126.67%

International Primary School, 1 Child (Yearly)

$24.1K $24.1K

$12.2K Rp 221.9M

96.84%

Jeans (Levis 501 Or Similar)

$61.6 $61.6

$45.16 Rp 819.9K

36.29%

Summer Dress (H&M, Zara, etc)

$43.26 $43.26

$34.89 Rp 633.4K

23.99%

Sport Shoes (Adidas, Nike)

$103 $103

$78.3 Rp 1.4M

31.47%

Men's Leather Business Shoes

$148 $148

$77.9 Rp 1.4M

90.18%

1-bedroom Apartment, City Center (Monthly)

$1,733 $1,733

$1,078 Rp 19.6M

60.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,430 $1,430

$665 Rp 12.1M

115.01%

3-bedroom Apartment, City Center (Monthly)

$2,895 $2,895

$3,510 Rp 63.7M

-17.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,211 $2,211

$1,671 Rp 30.3M

32.35%

Buy Apartment in City Center (m2)

$2,746 $2,746

$2,340 Rp 42.5M

17.34%

Buy Apartment Outside City Center (m2)

$2,299 $2,299

$2,236 Rp 40.6M

2.82%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.71

13.78

-51.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Clarinda, IA: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Clarinda, IA

$1.4K 54.6%

Ubud, Bali

$665 50% 53.5% $765

Groceries & Markets

Clarinda, IA

$383 14.6%

Ubud, Bali

$279 21% 27% $103

Monthly Utilities & Internet

Clarinda, IA

$302 11.5%

Ubud, Bali

$103 7.7% 66.1% $200

Eating Out

Clarinda, IA

$217 8.3%

Ubud, Bali

$106 8% 51.3% $112

Clothing & Footwear

Clarinda, IA

$160 6.1%

Ubud, Bali

$106 8% 33.6% $54

Getting Around

Clarinda, IA

$78 3%

Ubud, Bali

$12 0.9% 84.7% $66

Sport & Entertainment

Clarinda, IA

$50 1.9%

Ubud, Bali

$60 4.5% 19.6% $9.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,733 in Clarinda, IA and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $40 in Clarinda, IA vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $383 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Clarinda, IA

🇮🇩 Ubud, Bali

🕒 Local time

13:11 1:11 PM

03:11 3:11 AM

14 h ahead of Clarinda, IA

🌤 Weather

👥 Population

5,400

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

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Between locations

Clarinda, IA Ubud, Bali 15,350 km ≈ 20 h nonstop flight

From you

Clarinda, IA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Clarinda, IA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 49% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,930 in Clarinda, IA and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,733 in Clarinda, IA versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,620 per month in Clarinda, IA versus $1,331 in Ubud, Bali – Ubud, Bali is about 49% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Clarinda, IA. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Clarinda, IA and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Clarinda, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.