Cost of Living Comparison Between Ubud, Bali and Chiniot Cost of Living Comparison Between Ubud, Bali and Chiniot

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $404 in Chiniot, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $594 in Chiniot, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $784 in Chiniot, rent included.

Ubud, Bali costs about 251% more than Chiniot, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Chiniot is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$1.81 PKR 502

96.69%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$8.91 PKR 2,480

267.34%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$5.39 PKR 1,500

-8.16%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.55 PKR 431

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.41 PKR 948

Cappuccino

$2.71 Rp 48.9K

$0.90 PKR 250

201.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.32 PKR 88.2

318.75%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.16 PKR 45.05

337.50%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

Milk (1 liter)

$1.81 Rp 32.6K

$0.54 PKR 151

235.19%

White Bread (500g)

$2.52 Rp 45.4K

$0.56 PKR 155

350.00%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.29 PKR 360

-10.08%

Eggs

$2.46 Rp 44.4K

$1.12 PKR 311

119.64%

Local Cheese (1kg)

$14.71 Rp 265.3K

$6.31 PKR 1,756

133.12%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$3.41 PKR 949

26.69%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$4.48 PKR 1,246

170.98%

Apples (1kg)

$3.84 Rp 69.3K

$0.96 PKR 266

300.00%

Banana (1kg)

$1.56 Rp 28.1K

$0.68 PKR 188

129.41%

Oranges (1kg)

$2.83 Rp 51.1K

$0.90 PKR 251

214.44%

Tomato (1kg)

$2.33 Rp 41.9K

$0.51 PKR 141

356.86%

Potato (1kg)

$1.91 Rp 34.5K

$0.34 PKR 94.2

461.76%

Onion (1kg)

$2.20 Rp 39.7K

$0.51 PKR 143

331.37%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.26 PKR 73.0

288.46%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.39 PKR 110

100.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.33 PKR 371

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.04 PKR 289

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 PKR 636

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$1.92 PKR 534

72.92%

Wine (Bottle)

$23.74 Rp 428.0K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.20 PKR 56.3

35.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$6.87 PKR 1,910

16.89%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$0.86 PKR 241

-46.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.41 PKR 114

9.76%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$2.99 PKR 830

104.01%

Gasoline (1 liter)

$0.79 Rp 14.3K

$0.94 PKR 263

-15.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$17.6K PKR 4.9M

48.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$22.5K PKR 6.3M

42.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$102 PKR 28.3K

-21.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$4.01 PKR 1,117

1.25%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$16.52 PKR 4,597

42.37%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$12.16 PKR 3,383

711.68%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$5.91 PKR 1,645

12.18%

Cinema Ticket

$4.15 Rp 74.8K

$3.56 PKR 991

16.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$40.94 PKR 11.4K

642.45%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$956 PKR 266.1K

591.48%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$11.65 PKR 3,240

376.74%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$19.03 PKR 5,294

101.31%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$89.0 PKR 24.8K

-0.49%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$29.05 PKR 8,080

168.06%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$75.6 PKR 21.0K

1231.26%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$52.2 PKR 14.5K

1193.24%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$164 PKR 45.6K

2001.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$108 PKR 29.9K

1795.57%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$909 PKR 253.0K

212.40%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$586 PKR 163.0K

286.39%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.17

-34.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Chiniot: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $75.6 in Chiniot. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $9.00 in Chiniot. Monthly groceries follow the same trend: $302 vs $93.0 – making Chiniot the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chiniot: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 251% more than Chiniot, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $606 in Chiniot. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiniot, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $40.94 in Chiniot. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 225% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiniot, where all-in costs run around $404, than in Ubud, Bali at $1,419. In Chiniot it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiniot costs $404 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiniot. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.