Cost of Living Comparison Between Ubud, Bali and Chiniot Cost of Living Comparison Between Ubud, Bali and Chiniot

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $502 in Chiniot, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $742 in Chiniot, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $981 in Chiniot, rent included.

Ubud, Bali costs about 172% more than Chiniot, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Chiniot is 63% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$2.12 PKR 588

62.26%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$16.40 PKR 4,543

121.40%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.93 PKR 1,642

-3.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.83 PKR 506

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.36 PKR 932

Cappuccino

$2.67 Rp 47.4K

$1.91 PKR 530

39.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.43 PKR 120

306.98%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.23 PKR 63.3

278.26%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

Milk (1 liter)

$1.62 Rp 28.7K

$0.89 PKR 247

82.02%

White Bread (500g)

$2.33 Rp 41.3K

$0.58 PKR 161

301.72%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.23 PKR 340

-9.76%

Eggs

$2.20 Rp 39.0K

$1.12 PKR 310

96.43%

Local Cheese (1kg)

$17.69 Rp 313.9K

$6.05 PKR 1,677

192.40%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$3.40 PKR 942

20.59%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$5.16 PKR 1,429

136.05%

Apples (1kg)

$3.71 Rp 65.8K

$1.14 PKR 316

225.44%

Banana (1kg)

$1.59 Rp 28.2K

$0.82 PKR 228

93.90%

Oranges (1kg)

$2.28 Rp 40.5K

$1.26 PKR 350

80.95%

Tomato (1kg)

$1.95 Rp 34.7K

$0.54 PKR 149

261.11%

Potato (1kg)

$1.91 Rp 33.8K

$0.38 PKR 106

402.63%

Onion (1kg)

$2.33 Rp 41.4K

$0.48 PKR 133

385.42%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.31 PKR 85.8

225.81%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.42 PKR 117

30.95%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.79 PKR 495

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.19 PKR 330

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.34 PKR 649

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.04 PKR 566

9.31%

Wine (Bottle)

$23.07 Rp 409.3K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.18 PKR 51.1

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$8.48 PKR 2,348

5.90%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.86 PKR 237

-44.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.38 PKR 104

13.16%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$1.60 PKR 444

252.50%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.17 PKR 325

-31.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$18.3K PKR 5.1M

36.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$24.6K PKR 6.8M

29.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$114 PKR 31.5K

-28.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.57 PKR 1,543

16.52%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$18.68 PKR 5,174

0.48%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$13.63 PKR 3,775

317.24%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$4.27 PKR 1,183

6.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$49.30 PKR 13.7K

874.99%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$841 PKR 232.9K

579.23%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$20.54 PKR 5,689

121.62%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$28.49 PKR 7,890

25.94%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$92.0 PKR 25.5K

-12.64%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$35.83 PKR 9,925

119.56%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$133 PKR 36.8K

739.70%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$68.8 PKR 19.0K

914.76%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$247 PKR 68.5K

1369.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$156 PKR 43.1K

1015.25%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$815 PKR 225.6K

241.77%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$593 PKR 164.3K

285.99%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.81

-39.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Chiniot: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $133 in Chiniot. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $16.00 in Chiniot. Monthly groceries follow the same trend: $295 vs $102 – making Chiniot the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chiniot: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 172% more than Chiniot, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $753 in Chiniot. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiniot, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $49.30 in Chiniot. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 191% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiniot, where all-in costs run around $502, than in Ubud, Bali at $1,368. In Chiniot it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiniot costs $502 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiniot. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.