Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Chiniot

For one person, living is cheaper in Chiniot: $505 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Chiniot
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Chiniot Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Chiniot

🇵🇰 Pakistan

$505

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chiniot

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chiniot actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $505 in Chiniot, rent included.

Ubud, Bali $1,331
Chiniot $505

A couple spends around $2,255 per month in Ubud, Bali vs $770 in Chiniot, rent included.

Ubud, Bali $2,255
Chiniot $770

A family of three spends $3,180 per month in Ubud, Bali vs $1,035 in Chiniot, rent included.

Ubud, Bali $3,180
Chiniot $1,035

Ubud, Bali costs about 163% more than Chiniot, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Chiniot are more affordable than the global median – Ubud, Bali 2% lower, Chiniot 63% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$2.10 PKR 581

60.95%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$16.03 PKR 4,435

116.16%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$5.78 PKR 1,599

-3.63%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.79 PKR 496

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.47 PKR 959

Cappuccino

$2.62 Rp 47.6K

$2.02 PKR 560

29.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.44 PKR 121

250.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.25 PKR 69.2

156.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

Milk (1 liter)

$1.46 Rp 26.5K

$0.91 PKR 252

60.44%

White Bread (500g)

$2.29 Rp 41.6K

$0.55 PKR 153

316.36%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.22 PKR 337

-9.02%

Eggs

$2.10 Rp 38.1K

$1.12 PKR 309

87.50%

Local Cheese (1kg)

$15.94 Rp 289.4K

$6.05 PKR 1,675

163.47%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.55 PKR 981

9.30%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$5.08 PKR 1,405

124.41%

Apples (1kg)

$3.55 Rp 64.5K

$1.19 PKR 330

198.32%

Banana (1kg)

$1.54 Rp 27.9K

$0.86 PKR 239

79.07%

Oranges (1kg)

$2.23 Rp 40.5K

$1.27 PKR 351

75.59%

Tomato (1kg)

$1.97 Rp 35.8K

$0.53 PKR 147

271.70%

Potato (1kg)

$1.86 Rp 33.7K

$0.35 PKR 97.4

431.43%

Onion (1kg)

$2.42 Rp 43.9K

$0.45 PKR 125

437.78%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.35 PKR 95.7

191.43%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.39 PKR 108

33.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 502

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.18 PKR 325

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.33 PKR 645

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$1.96 PKR 543

12.24%

Wine (Bottle)

$21.79 Rp 395.6K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.18 PKR 50.9

38.89%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$9.82 PKR 2,716

-16.80%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.93 PKR 258

-52.69%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.35 PKR 96.0

34.29%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$1.64 PKR 454

241.46%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.23 PKR 341

-32.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$19.0K PKR 5.3M

28.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$23.6K PKR 6.5M

34.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$114 PKR 31.5K

-32.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$5.51 PKR 1,525

11.43%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$18.74 PKR 5,183

0.96%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$14.88 PKR 4,118

242.67%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$8.05 PKR 2,226

126.71%

Cinema Ticket

$4.38 Rp 79.6K

$4.29 PKR 1,187

2.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$49.69 PKR 13.7K

890.98%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$1,050 PKR 290.6K

1063.48%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$17.44 PKR 4,826

158.94%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$32.98 PKR 9,123

5.79%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$92.6 PKR 25.6K

-15.45%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$36.96 PKR 10.2K

110.69%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$138 PKR 38.0K

683.67%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$86.0 PKR 23.8K

672.86%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$265 PKR 73.3K

1224.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$183 PKR 50.5K

815.32%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$802 PKR 221.8K

191.91%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$497 PKR 137.6K

349.62%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.81

-39.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Chiniot: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Chiniot

$86 17% 87.1% $579

Groceries & Markets

Ubud, Bali

$279 21%

Chiniot

$102 20.2% 63.5% $177

Clothing & Footwear

Ubud, Bali

$106 8%

Chiniot

$81 16% 23.8% $25

Eating Out

Ubud, Bali

$106 8%

Chiniot

$61 12.1% 42.1% $45

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Chiniot

$138 27.4% 34.8% $36

Sport & Entertainment

Ubud, Bali

$60 4.5%

Chiniot

$23 4.7% 60.7% $36

Getting Around

Ubud, Bali

$12 0.9%

Chiniot

$13 2.6% 10.6% $1.3

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $138 in Chiniot. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $16 in Chiniot. Monthly groceries follow the same trend: $279 vs $102 – making Chiniot the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Chiniot

🕒 Local time

00:34 12:34 AM

21:34 9:34 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

278,747

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Pakistani Rupee exchange rates as of November 4, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chiniot 6,340 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Chiniot

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chiniot: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 163% more than Chiniot, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $758 in Chiniot. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiniot, especially for central apartments: a one-bedroom in the center costs $138 there versus $1,078 in Ubud, Bali.

Kindergarten costs $492 per month in Ubud, Bali and $50 in Chiniot. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 174% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Chiniot, where all-in costs run around $505, than in Ubud, Bali at $1,331. In Chiniot it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Chiniot – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.