Cost of Living Comparison Between Ubud, Bali and Chiniot Cost of Living Comparison Between Ubud, Bali and Chiniot

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $405 in Chiniot, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $602 in Chiniot, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $798 in Chiniot, rent included.

Ubud, Bali costs about 245% more than Chiniot, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Chiniot is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$1.80 PKR 501

90.56%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.3K

$8.90 PKR 2,472

259.21%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$5.16 PKR 1,433

-2.13%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.63 PKR 452

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.37 PKR 936

Cappuccino

$2.71 Rp 48.6K

$0.86 PKR 238

215.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$0.32 PKR 88.1

334.37%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.18 PKR 49.09

311.11%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

Milk (1 liter)

$1.79 Rp 32.1K

$0.51 PKR 141

250.98%

White Bread (500g)

$2.51 Rp 44.9K

$0.53 PKR 146

373.58%

Rice (white) (1kg)

$1.21 Rp 21.7K

$1.24 PKR 345

-2.42%

Eggs

$2.37 Rp 42.4K

$1.14 PKR 316

107.89%

Local Cheese (1kg)

$14.43 Rp 258.4K

$6.26 PKR 1,737

130.51%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$3.37 PKR 935

23.15%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$4.56 PKR 1,266

165.57%

Apples (1kg)

$3.77 Rp 67.5K

$0.99 PKR 276

280.81%

Banana (1kg)

$1.63 Rp 29.1K

$0.68 PKR 190

139.71%

Oranges (1kg)

$2.71 Rp 48.5K

$0.92 PKR 255

194.57%

Tomato (1kg)

$2.26 Rp 40.4K

$0.47 PKR 131

380.85%

Potato (1kg)

$1.93 Rp 34.5K

$0.33 PKR 93.0

484.85%

Onion (1kg)

$2.19 Rp 39.3K

$0.52 PKR 146

321.15%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.24 PKR 66.6

325.00%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.37 PKR 103

94.59%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.44 PKR 399

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 PKR 284

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.38 PKR 661

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$1.93 PKR 537

64.77%

Wine (Bottle)

$23.84 Rp 426.8K

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,785

$0.20 PKR 56.5

35.00%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.7K

$7.14 PKR 1,982

14.85%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$0.87 PKR 241

-44.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,544

$0.43 PKR 121

-2.33%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$2.96 PKR 822

103.72%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.96 PKR 266

-14.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$18.0K PKR 5.0M

47.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$22.5K PKR 6.2M

43.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$103 PKR 28.5K

-23.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.0K

$4.09 PKR 1,137

-4.40%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$16.50 PKR 4,581

44.91%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$12.18 PKR 3,381

689.66%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$5.95 PKR 1,651

9.75%

Cinema Ticket

$4.01 Rp 71.8K

$3.45 PKR 957

16.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$40.02 PKR 11.1K

656.10%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$950 PKR 263.7K

589.78%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.3K

$11.70 PKR 3,249

372.74%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$18.31 PKR 5,084

109.28%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$89.2 PKR 24.8K

-0.85%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$28.66 PKR 7,956

167.76%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$75.6 PKR 21.0K

1204.09%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$51.3 PKR 14.2K

1230.01%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$169 PKR 46.8K

1929.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$106 PKR 29.3K

1866.34%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$1,011 PKR 280.6K

173.29%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$531 PKR 147.3K

322.77%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.17

-34.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Chiniot: July 21, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $75.6 in Chiniot. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $9.00 in Chiniot. Monthly groceries follow the same trend: $298 vs $92.0 – making Chiniot the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chiniot: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 245% more than Chiniot, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $608 in Chiniot. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiniot, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $303 per month in Ubud, Bali and $40.02 in Chiniot. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 225% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiniot, where all-in costs run around $405, than in Ubud, Bali at $1,397. In Chiniot it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiniot costs $405 versus $1,397 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiniot. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.