Cost of Living Comparison Between Chiniot and Ubud, Bali Cost of Living Comparison Between Chiniot and Ubud, Bali

Monthly Cost of Living

A single person spends $404 per month in Chiniot vs $1,419 in Ubud, Bali, rent included.

A couple spends around $594 per month in Chiniot vs $2,540 in Ubud, Bali, rent included.

A family of three spends $784 per month in Chiniot vs $3,660 in Ubud, Bali, rent included.

Chiniot is about 72% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Chiniot sits 70% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.81 PKR 502

$3.56 Rp 64.3K

-49.16%

Three-Course Dinner for Two, Mid-Range

$8.91 PKR 2,480

$32.73 Rp 590.3K

-72.78%

Fast Food Meal (McDonalds, etc)

$5.39 PKR 1,500

$4.95 Rp 89.2K

8.89%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.55 PKR 431

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.41 PKR 948

Cappuccino

$0.90 PKR 250

$2.71 Rp 48.9K

-66.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 PKR 88.2

$1.34 Rp 24.2K

-76.12%

Water (0.33 liter bottle)

$0.16 PKR 45.05

$0.70 Rp 12.6K

-77.14%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

Milk (1 liter)

$0.54 PKR 151

$1.81 Rp 32.6K

-70.17%

White Bread (500g)

$0.56 PKR 155

$2.52 Rp 45.4K

-77.78%

Rice (white) (1kg)

$1.29 PKR 360

$1.16 Rp 20.9K

11.21%

Eggs

$1.12 PKR 311

$2.46 Rp 44.4K

-54.47%

Local Cheese (1kg)

$6.31 PKR 1,756

$14.71 Rp 265.3K

-57.10%

Chicken Fillets (1kg)

$3.41 PKR 949

$4.32 Rp 77.9K

-21.06%

Beef Round Steak (1kg)

$4.48 PKR 1,246

$12.14 Rp 218.9K

-63.10%

Apples (1kg)

$0.96 PKR 266

$3.84 Rp 69.3K

-75.00%

Banana (1kg)

$0.68 PKR 188

$1.56 Rp 28.1K

-56.41%

Oranges (1kg)

$0.90 PKR 251

$2.83 Rp 51.1K

-68.20%

Tomato (1kg)

$0.51 PKR 141

$2.33 Rp 41.9K

-78.11%

Potato (1kg)

$0.34 PKR 94.2

$1.91 Rp 34.5K

-82.20%

Onion (1kg)

$0.51 PKR 143

$2.20 Rp 39.7K

-76.82%

Lettuce (1 head)

$0.26 PKR 73.0

$1.01 Rp 18.3K

-74.26%

Water (1.5 liter bottle)

$0.39 PKR 110

$0.78 Rp 14.0K

-50.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.33 PKR 371

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.04 PKR 289

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 PKR 636

Cigarettes 20 Pack (Marlboro, Camel)

$1.92 PKR 534

$3.32 Rp 59.8K

-42.17%

Wine (Bottle)

$23.74 Rp 428.0K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.20 PKR 56.3

$0.27 Rp 4,848

-25.93%

Public Transport Monthly Pass (Regular Price)

$6.87 PKR 1,910

$8.03 Rp 144.8K

-14.45%

Taxi Start (Normal Tariff)

$0.86 PKR 241

$0.46 Rp 8,230

86.96%

Taxi (Normal Tariff) (1km)

$0.41 PKR 114

$0.45 Rp 8,116

-8.89%

Taxi 1hour Waiting (Normal Tariff)

$2.99 PKR 830

$6.10 Rp 109.9K

-50.98%

Gasoline (1 liter)

$0.94 PKR 263

$0.79 Rp 14.3K

18.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K PKR 4.9M

$26.1K Rp 471.6M

-32.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K PKR 6.3M

$32.1K Rp 579.2M

-29.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 PKR 28.3K

$79.9 Rp 1.4M

27.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.01 PKR 1,117

$4.06 Rp 73.3K

-1.23%

Internet (50+ Mbps, Unlimited Data)

$16.52 PKR 4,597

$23.52 Rp 424.1K

-29.76%

Gym Membership (Monthly)

$12.16 PKR 3,383

$98.7 Rp 1.8M

-87.68%

Tennis Court (1 Hour on Weekend)

$5.91 PKR 1,645

$6.63 Rp 119.6K

-10.86%

Cinema Ticket

$3.56 PKR 991

$4.15 Rp 74.8K

-14.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$40.94 PKR 11.4K

$304 Rp 5.5M

-86.53%

International Primary School, 1 Child (Yearly)

$956 PKR 266.1K

$6,613 Rp 119.3M

-85.54%

Jeans (Levis 501 Or Similar)

$11.65 PKR 3,240

$55.5 Rp 1.0M

-79.02%

Summer Dress (H&M, Zara, etc)

$19.03 PKR 5,294

$38.31 Rp 690.9K

-50.33%

Sport Shoes (Adidas, Nike)

$89.0 PKR 24.8K

$88.6 Rp 1.6M

0.50%

Men's Leather Business Shoes

$29.05 PKR 8,080

$77.9 Rp 1.4M

-62.69%

1-bedroom Apartment, City Center (Monthly)

$75.6 PKR 21.0K

$1,006 Rp 18.1M

-92.49%

1-bedroom Apartment, Outside City Center (Monthly)

$52.2 PKR 14.5K

$675 Rp 12.2M

-92.27%

3-bedroom Apartment, City Center (Monthly)

$164 PKR 45.6K

$3,442 Rp 62.1M

-95.24%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 29.9K

$2,039 Rp 36.8M

-94.72%

Buy Apartment in City Center (m2)

$909 PKR 253.0K

$2,841 Rp 51.2M

-67.99%

Buy Apartment Outside City Center (m2)

$586 PKR 163.0K

$2,264 Rp 40.8M

-74.12%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

20.17

13.28

51.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiniot: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $75.6 in Chiniot versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $9.00 in Chiniot versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $93.0 vs $302 – making Chiniot the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiniot vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 251% more than Chiniot, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $606 per month in Chiniot and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiniot, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $40.94 per month in Chiniot and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 225% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiniot, where all-in costs run around $404, than in Ubud, Bali at $1,419. In Chiniot it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiniot costs $404 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiniot. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.