Last update: Oct 2026

Cost of Living Comparison Between Chiniot and Ubud, Bali

For one person, living is cheaper in Chiniot: $501 a month against $1,368 in Ubud, Bali, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Chiniot
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Chiniot Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Chiniot

🇵🇰 Pakistan

$501

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiniot and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiniot and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $501 per month in Chiniot vs $1,368 in Ubud, Bali, rent included.

Chiniot $501
Ubud, Bali $1,368

A couple spends around $748 per month in Chiniot vs $2,314 in Ubud, Bali, rent included.

Chiniot $748
Ubud, Bali $2,314

A family of three spends $995 per month in Chiniot vs $3,260 in Ubud, Bali, rent included.

Chiniot $995
Ubud, Bali $3,260

Chiniot is about 63% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Chiniot sits 63% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.12 PKR 586

$3.33 Rp 59.9K

-36.34%

Three-Course Dinner for Two, Mid-Range

$15.97 PKR 4,421

$35.18 Rp 633.2K

-54.60%

Fast Food Meal (McDonalds, etc)

$5.84 PKR 1,616

$5.80 Rp 104.5K

0.69%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.79 PKR 496

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.46 PKR 957

Cappuccino

$1.92 PKR 532

$2.73 Rp 49.1K

-29.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 PKR 121

$1.64 Rp 29.5K

-73.17%

Water (0.33 liter bottle)

$0.25 PKR 69.4

$0.83 Rp 15.0K

-69.88%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$0.86 PKR 239

$1.50 Rp 27.1K

-42.67%

White Bread (500g)

$0.55 PKR 152

$2.30 Rp 41.4K

-76.09%

Rice (white) (1kg)

$1.23 PKR 342

$1.18 Rp 21.2K

4.24%

Eggs

$1.16 PKR 320

$2.14 Rp 38.6K

-45.79%

Local Cheese (1kg)

$6.02 PKR 1,665

$17.48 Rp 314.6K

-65.56%

Chicken Fillets (1kg)

$3.45 PKR 954

$4.03 Rp 72.5K

-14.39%

Beef Round Steak (1kg)

$5.06 PKR 1,400

$12.23 Rp 220.1K

-58.63%

Apples (1kg)

$1.15 PKR 318

$3.55 Rp 63.9K

-67.61%

Banana (1kg)

$0.86 PKR 239

$1.57 Rp 28.3K

-45.22%

Oranges (1kg)

$1.28 PKR 354

$2.24 Rp 40.2K

-42.86%

Tomato (1kg)

$0.58 PKR 159

$1.93 Rp 34.7K

-69.95%

Potato (1kg)

$0.36 PKR 99.5

$1.88 Rp 33.9K

-80.85%

Onion (1kg)

$0.46 PKR 126

$2.29 Rp 41.3K

-79.91%

Lettuce (1 head)

$0.31 PKR 85.0

$0.99 Rp 17.9K

-68.69%

Water (1.5 liter bottle)

$0.40 PKR 110

$0.53 Rp 9,475

-24.53%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.86 PKR 515

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.19 PKR 329

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.45 PKR 679

Cigarettes 20 Pack (Marlboro, Camel)

$1.98 PKR 548

$2.28 Rp 41.1K

-13.16%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.17 PKR 46.77

$0.24 Rp 4,315

-29.17%

Public Transport Monthly Pass (Regular Price)

$11.31 PKR 3,131

$8.82 Rp 158.7K

28.23%

Taxi Start (Normal Tariff)

$0.88 PKR 243

$0.48 Rp 8,684

83.33%

Taxi (Normal Tariff) (1km)

$0.37 PKR 103

$0.46 Rp 8,233

-19.57%

Taxi 1hour Waiting (Normal Tariff)

$1.66 PKR 459

$5.45 Rp 98.2K

-69.54%

Gasoline (1 liter)

$1.23 PKR 341

$0.88 Rp 15.9K

39.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.2K PKR 5.3M

$24.6K Rp 442.2M

-21.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K PKR 6.8M

$31.2K Rp 561.4M

-21.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 PKR 31.4K

$83.0 Rp 1.5M

36.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.67 PKR 1,570

$6.45 Rp 116.0K

-12.09%

Internet (50+ Mbps, Unlimited Data)

$18.26 PKR 5,053

$18.57 Rp 334.2K

-1.67%

Gym Membership (Monthly)

$15.87 PKR 4,393

$55.8 Rp 1.0M

-71.57%

Tennis Court (1 Hour on Weekend)

$7.33 PKR 2,028

$18.11 Rp 326.0K

-59.53%

Cinema Ticket

$4.37 PKR 1,210

$4.38 Rp 78.9K

-0.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$48.35 PKR 13.4K

$493 Rp 8.9M

-90.19%

International Primary School, 1 Child (Yearly)

$1,054 PKR 291.8K

$5,754 Rp 103.6M

-81.67%

Jeans (Levis 501 Or Similar)

$17.72 PKR 4,905

$46.19 Rp 831.4K

-61.64%

Summer Dress (H&M, Zara, etc)

$32.22 PKR 8,919

$35.33 Rp 636.0K

-8.80%

Sport Shoes (Adidas, Nike)

$91.6 PKR 25.4K

$79.1 Rp 1.4M

15.80%

Men's Leather Business Shoes

$35.83 PKR 9,918

$78.4 Rp 1.4M

-54.29%

1-bedroom Apartment, City Center (Monthly)

$124 PKR 34.2K

$1,142 Rp 20.6M

-89.18%

1-bedroom Apartment, Outside City Center (Monthly)

$83.2 PKR 23.0K

$676 Rp 12.2M

-87.68%

3-bedroom Apartment, City Center (Monthly)

$215 PKR 59.5K

$3,503 Rp 63.1M

-93.87%

3-bedroom Apartment, Outside City Center (Monthly)

$145 PKR 40.2K

$1,700 Rp 30.6M

-91.46%

Buy Apartment in City Center (m2)

$922 PKR 255.3K

$2,784 Rp 50.1M

-66.87%

Buy Apartment Outside City Center (m2)

$509 PKR 140.8K

$2,241 Rp 40.3M

-77.30%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

22.81

13.78

65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiniot: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Chiniot

$137 27.4%

Ubud, Bali

$108 7.9% 21.4% $29

Groceries & Markets

Chiniot

$101 20.2%

Ubud, Bali

$290 21.2% 187% $189

Accommodation & Living

Chiniot

$83 16.6%

Ubud, Bali

$676 49.4% 712% $592

Clothing & Footwear

Chiniot

$80 15.9%

Ubud, Bali

$108 7.9% 34.7% $28

Eating Out

Chiniot

$60 12%

Ubud, Bali

$109 8% 80.5% $49

Sport & Entertainment

Chiniot

$25 4.9%

Ubud, Bali

$65 4.7% 162% $40

Getting Around

Chiniot

$15 2.9%

Ubud, Bali

$13 0.9% 14.9% $2.2

Cost Breakdown

A central one-bedroom costs $124 in Chiniot versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $16.00 in Chiniot versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $101 vs $290 – making Chiniot the more affordable choice for daily food spending.

Good to know

🇵🇰 Chiniot

🇮🇩 Ubud, Bali

🕒 Local time

04:47 4:47 AM

07:47 7:47 AM

3 h ahead of Chiniot

🌤 Weather

👥 Population

278,747

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Chiniot Ubud, Bali 6,340 km ≈ 8 h nonstop flight

From you

Chiniot
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiniot vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 173% more than Chiniot, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $752 per month in Chiniot and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiniot, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $48.35 per month in Chiniot and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 187% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiniot, where all-in costs run around $501, than in Ubud, Bali at $1,368. In Chiniot it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiniot costs $501 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiniot. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.