Cost of Living Comparison Between Chiniot and Ubud, Bali Cost of Living Comparison Between Chiniot and Ubud, Bali

Monthly Cost of Living

A single person spends $411 per month in Chiniot vs $1,408 in Ubud, Bali, rent included.

A couple spends around $606 per month in Chiniot vs $2,585 in Ubud, Bali, rent included.

A family of three spends $801 per month in Chiniot vs $3,763 in Ubud, Bali, rent included.

Chiniot is about 71% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Chiniot sits 69% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.79 PKR 496

$3.45 Rp 62.1K

-48.12%

Three-Course Dinner for Two, Mid-Range

$8.73 PKR 2,424

$32.34 Rp 581.1K

-73.01%

Fast Food Meal (McDonalds, etc)

$5.40 PKR 1,500

$4.84 Rp 87.1K

11.57%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.63 PKR 452

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.51 PKR 976

Cappuccino

$0.85 PKR 237

$2.75 Rp 49.4K

-69.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 PKR 88.6

$1.38 Rp 24.9K

-76.81%

Water (0.33 liter bottle)

$0.20 PKR 54.5

$0.75 Rp 13.5K

-73.33%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$0.56 PKR 155

$1.74 Rp 31.2K

-67.82%

White Bread (500g)

$0.52 PKR 146

$2.46 Rp 44.2K

-78.86%

Rice (white) (1kg)

$1.25 PKR 348

$1.17 Rp 21.0K

6.84%

Eggs

$1.16 PKR 322

$2.43 Rp 43.7K

-52.26%

Local Cheese (1kg)

$6.10 PKR 1,694

$14.50 Rp 260.6K

-57.93%

Chicken Fillets (1kg)

$3.40 PKR 945

$4.35 Rp 78.2K

-21.84%

Beef Round Steak (1kg)

$4.39 PKR 1,218

$11.98 Rp 215.3K

-63.36%

Apples (1kg)

$1.01 PKR 281

$3.72 Rp 66.8K

-72.85%

Banana (1kg)

$0.68 PKR 188

$1.63 Rp 29.2K

-58.28%

Oranges (1kg)

$0.89 PKR 248

$2.74 Rp 49.3K

-67.52%

Tomato (1kg)

$0.48 PKR 132

$2.24 Rp 40.3K

-78.57%

Potato (1kg)

$0.34 PKR 94.4

$1.92 Rp 34.5K

-82.29%

Onion (1kg)

$0.52 PKR 145

$2.28 Rp 40.9K

-77.19%

Lettuce (1 head)

$0.24 PKR 66.6

$1.06 Rp 19.1K

-77.36%

Water (1.5 liter bottle)

$0.37 PKR 102

$0.72 Rp 12.9K

-48.61%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.46 PKR 406

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.03 PKR 286

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 PKR 632

Cigarettes 20 Pack (Marlboro, Camel)

$2.00 PKR 556

$3.29 Rp 59.0K

-39.21%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.17 PKR 47.21

$0.27 Rp 4,786

-37.04%

Public Transport Monthly Pass (Regular Price)

$7.03 PKR 1,951

$8.11 Rp 145.7K

-13.32%

Taxi Start (Normal Tariff)

$0.91 PKR 254

$0.48 Rp 8,675

89.58%

Taxi (Normal Tariff) (1km)

$0.40 PKR 112

$0.42 Rp 7,545

-4.76%

Taxi 1hour Waiting (Normal Tariff)

$2.96 PKR 823

$6.22 Rp 111.8K

-52.41%

Gasoline (1 liter)

$0.88 PKR 245

$0.81 Rp 14.6K

8.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.8K PKR 5.0M

$26.6K Rp 478.2M

-32.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K PKR 6.5M

$32.2K Rp 578.5M

-27.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 PKR 28.0K

$78.4 Rp 1.4M

28.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 PKR 1,136

$4.07 Rp 73.1K

0.49%

Internet (50+ Mbps, Unlimited Data)

$16.64 PKR 4,620

$24.33 Rp 437.1K

-31.61%

Gym Membership (Monthly)

$12.36 PKR 3,432

$98.6 Rp 1.8M

-87.47%

Tennis Court (1 Hour on Weekend)

$5.89 PKR 1,634

$6.34 Rp 113.9K

-7.10%

Cinema Ticket

$3.55 PKR 986

$3.99 Rp 71.6K

-11.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$40.17 PKR 11.2K

$305 Rp 5.5M

-86.83%

International Primary School, 1 Child (Yearly)

$954 PKR 265.0K

$6,642 Rp 119.4M

-85.63%

Jeans (Levis 501 Or Similar)

$11.83 PKR 3,286

$54.1 Rp 972.9K

-78.15%

Summer Dress (H&M, Zara, etc)

$18.63 PKR 5,172

$37.81 Rp 679.4K

-50.73%

Sport Shoes (Adidas, Nike)

$87.0 PKR 24.2K

$86.8 Rp 1.6M

0.15%

Men's Leather Business Shoes

$28.73 PKR 7,976

$76.4 Rp 1.4M

-62.37%

1-bedroom Apartment, City Center (Monthly)

$75.4 PKR 20.9K

$992 Rp 17.8M

-92.40%

1-bedroom Apartment, Outside City Center (Monthly)

$52.0 PKR 14.4K

$673 Rp 12.1M

-92.28%

3-bedroom Apartment, City Center (Monthly)

$167 PKR 46.5K

$3,375 Rp 60.7M

-95.04%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 29.9K

$2,050 Rp 36.8M

-94.75%

Buy Apartment in City Center (m2)

$879 PKR 244.0K

$2,805 Rp 50.4M

-68.66%

Buy Apartment Outside City Center (m2)

$526 PKR 145.9K

$2,227 Rp 40.0M

-76.40%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

20.17

13.28

51.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiniot: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $75.4 in Chiniot versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $9.00 in Chiniot versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $91.0 vs $297 – making Chiniot the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiniot vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 242% more than Chiniot, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $617 per month in Chiniot and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiniot, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $40.17 per month in Chiniot and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 225% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiniot, where all-in costs run around $411, than in Ubud, Bali at $1,408. In Chiniot it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiniot costs $411 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiniot. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.