Cost of Living Comparison Between Chiniot and Ubud, Bali Cost of Living Comparison Between Chiniot and Ubud, Bali

Monthly Cost of Living

A single person spends $497 per month in Chiniot vs $1,396 in Ubud, Bali, rent included.

A couple spends around $752 per month in Chiniot vs $2,334 in Ubud, Bali, rent included.

A family of three spends $1,008 per month in Chiniot vs $3,273 in Ubud, Bali, rent included.

Chiniot is about 64% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Chiniot sits 64% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.02 PKR 560

$3.37 Rp 59.7K

-40.06%

Three-Course Dinner for Two, Mid-Range

$16.10 PKR 4,466

$38.59 Rp 682.4K

-58.28%

Fast Food Meal (McDonalds, etc)

$5.80 PKR 1,610

$5.52 Rp 97.6K

5.07%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.83 PKR 507

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.34 PKR 927

Cappuccino

$2.03 PKR 562

$2.64 Rp 46.8K

-23.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 PKR 113

$1.67 Rp 29.6K

-75.45%

Water (0.33 liter bottle)

$0.23 PKR 63.8

$0.77 Rp 13.6K

-70.13%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

Milk (1 liter)

$0.86 PKR 238

$1.55 Rp 27.3K

-44.52%

White Bread (500g)

$0.56 PKR 155

$2.22 Rp 39.3K

-74.77%

Rice (white) (1kg)

$1.26 PKR 350

$1.13 Rp 19.9K

11.50%

Eggs

$1.16 PKR 323

$2.09 Rp 36.9K

-44.50%

Local Cheese (1kg)

$6.11 PKR 1,696

$17.39 Rp 307.6K

-64.86%

Chicken Fillets (1kg)

$3.55 PKR 984

$3.87 Rp 68.4K

-8.27%

Beef Round Steak (1kg)

$5.21 PKR 1,446

$12.55 Rp 221.9K

-58.49%

Apples (1kg)

$1.16 PKR 321

$3.62 Rp 63.9K

-67.96%

Banana (1kg)

$0.82 PKR 228

$1.56 Rp 27.6K

-47.44%

Oranges (1kg)

$1.27 PKR 352

$2.35 Rp 41.6K

-45.96%

Tomato (1kg)

$0.53 PKR 147

$2.06 Rp 36.4K

-74.27%

Potato (1kg)

$0.38 PKR 107

$1.90 Rp 33.6K

-80.00%

Onion (1kg)

$0.48 PKR 133

$2.34 Rp 41.3K

-79.49%

Lettuce (1 head)

$0.33 PKR 92.2

$1.03 Rp 18.2K

-67.96%

Water (1.5 liter bottle)

$0.43 PKR 119

$0.55 Rp 9,809

-21.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 503

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.15 PKR 319

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 678

Cigarettes 20 Pack (Marlboro, Camel)

$1.99 PKR 553

$2.25 Rp 39.8K

-11.56%

Wine (Bottle)

$23.81 Rp 421.0K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

One-way Ticket (Public Transport)

$0.16 PKR 45.64

$0.27 Rp 4,816

-40.74%

Public Transport Monthly Pass (Regular Price)

$10.51 PKR 2,915

$8.66 Rp 153.2K

21.36%

Taxi Start (Normal Tariff)

$0.93 PKR 257

$0.48 Rp 8,515

93.75%

Taxi (Normal Tariff) (1km)

$0.35 PKR 96.9

$0.45 Rp 7,887

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$1.66 PKR 460

$5.72 Rp 101.1K

-70.98%

Gasoline (1 liter)

$1.18 PKR 327

$0.76 Rp 13.4K

55.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$24.5K Rp 433.0M

-27.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K PKR 6.8M

$32.1K Rp 568.0M

-23.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 PKR 31.7K

$83.6 Rp 1.5M

36.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.62 PKR 1,559

$6.46 Rp 114.2K

-13.00%

Internet (50+ Mbps, Unlimited Data)

$18.86 PKR 5,231

$18.99 Rp 335.9K

-0.68%

Gym Membership (Monthly)

$14.36 PKR 3,984

$56.0 Rp 989.8K

-74.34%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.26 PKR 1,183

$4.28 Rp 75.7K

-0.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$48.41 PKR 13.4K

$487 Rp 8.6M

-90.05%

International Primary School, 1 Child (Yearly)

$834 PKR 231.3K

$5,856 Rp 103.6M

-85.76%

Jeans (Levis 501 Or Similar)

$20.87 PKR 5,791

$45.56 Rp 805.6K

-54.19%

Summer Dress (H&M, Zara, etc)

$28.76 PKR 7,979

$36.38 Rp 643.3K

-20.95%

Sport Shoes (Adidas, Nike)

$91.4 PKR 25.3K

$82.0 Rp 1.4M

11.48%

Men's Leather Business Shoes

$35.84 PKR 9,944

$80.4 Rp 1.4M

-55.42%

1-bedroom Apartment, City Center (Monthly)

$119 PKR 32.9K

$1,117 Rp 19.7M

-89.38%

1-bedroom Apartment, Outside City Center (Monthly)

$73.7 PKR 20.4K

$701 Rp 12.4M

-89.49%

3-bedroom Apartment, City Center (Monthly)

$265 PKR 73.7K

$3,537 Rp 62.5M

-92.49%

3-bedroom Apartment, Outside City Center (Monthly)

$149 PKR 41.3K

$1,762 Rp 31.2M

-91.56%

Buy Apartment in City Center (m2)

$1,024 PKR 284.0K

$2,826 Rp 50.0M

-63.78%

Buy Apartment Outside City Center (m2)

$494 PKR 137.0K

$2,292 Rp 40.5M

-78.45%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

22.81

13.78

65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiniot: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $119 in Chiniot versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $16.00 in Chiniot versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $103 vs $293 – making Chiniot the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiniot vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 181% more than Chiniot, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $745 per month in Chiniot and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiniot, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $48.41 per month in Chiniot and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 185% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiniot, where all-in costs run around $497, than in Ubud, Bali at $1,396. In Chiniot it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiniot costs $497 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiniot. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.