Cost of Living Comparison Between Ubud, Bali and Chinhoyi Cost of Living Comparison Between Ubud, Bali and Chinhoyi

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $666 in Chinhoyi.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,032 in Chinhoyi.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,399 in Chinhoyi.

Living in Ubud, Bali is roughly 109% more expensive than in Chinhoyi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Chinhoyi is 50% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.99 ZWL 53.0

79.40%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$49.88 ZWL 1,331

-35.20%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.47 ZWL 119

12.08%

Cappuccino

$2.82 Rp 51.0K

$1.02 ZWL 27.24

176.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.34 ZWL 9.10

297.06%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.24 ZWL 6.38

204.17%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$0.99 ZWL 26.40

195.96%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.98 ZWL 52.8

98.99%

Milk (1 liter)

$1.78 Rp 32.1K

$1.51 ZWL 40.36

17.88%

White Bread (500g)

$2.45 Rp 44.2K

$0.81 ZWL 21.53

202.47%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.63 ZWL 43.57

-29.45%

Eggs

$2.41 Rp 43.6K

$2.11 ZWL 56.2

14.22%

Local Cheese (1kg)

$14.33 Rp 258.7K

$11.03 ZWL 294

29.92%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.95 ZWL 78.7

42.03%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$4.03 ZWL 108

199.26%

Apples (1kg)

$3.64 Rp 65.7K

$0.97 ZWL 25.96

275.26%

Banana (1kg)

$1.57 Rp 28.3K

$1.03 ZWL 27.43

52.43%

Oranges (1kg)

$2.79 Rp 50.3K

$1.03 ZWL 27.42

170.87%

Tomato (1kg)

$2.24 Rp 40.5K

$1.03 ZWL 27.42

117.48%

Potato (1kg)

$1.98 Rp 35.7K

$0.97 ZWL 26.01

104.12%

Onion (1kg)

$2.28 Rp 41.1K

$1.03 ZWL 27.38

121.36%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.51 ZWL 13.67

105.88%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.78 ZWL 20.69

1.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.07 ZWL 28.62

198.13%

Wine (Bottle)

$23.49 Rp 424.1K

$6.82 ZWL 182

244.43%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.48 ZWL 12.85

504.17%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.03 ZWL 27.39

167.96%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.99 ZWL 26.31

-72.73%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$29.74 ZWL 793

-71.86%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$4.02 ZWL 107

-88.81%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$2.02 ZWL 53.9

-77.23%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$5.05 ZWL 135

20.20%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.39 ZWL 36.97

-38.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$20.3K ZWL 540.4K

31.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$22.9K ZWL 612.0K

41.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$40.57 ZWL 1,082

94.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$17.94 ZWL 479

-77.20%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$90.1 ZWL 2,402

-73.51%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$10.20 ZWL 272

-60.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$280 ZWL 7,459

6.32%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$7,365 ZWL 196.5K

-10.36%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$19.40 ZWL 518

175.41%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$21.35 ZWL 570

78.50%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$34.29 ZWL 915

158.53%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$39.83 ZWL 1,063

92.37%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$178 ZWL 4,760

281.29%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$302 ZWL 8,058

592.00%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$201 ZWL 5,363

-18.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.31

-0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Chinhoyi: July 25, 2026

Cost Breakdown

Chinhoyi pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $50.0 in Chinhoyi. Groceries flip the comparison at $298 vs $153, with Chinhoyi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chinhoyi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Chinhoyi differ by about 109% in total monthly costs ($1,392 vs $666 including rent). Chinhoyi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 23% lower in Chinhoyi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Dining out is cheaper in Chinhoyi – a meal for two runs $50.0 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,392 per month in Ubud, Bali versus $666 in Chinhoyi – a 109% gap that adds up to real savings over time for anyone picking the cheaper option.

At $666 in Chinhoyi versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Chinhoyi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chinhoyi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Chinhoyi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chinhoyi gentler on the wallet – expenses run 109% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.