Cost of Living Comparison Between Ubud, Bali and Chinhoyi Cost of Living Comparison Between Ubud, Bali and Chinhoyi

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $630 in Chinhoyi.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,001 in Chinhoyi.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,373 in Chinhoyi.

Living in Ubud, Bali is roughly 117% more expensive than in Chinhoyi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Chinhoyi is 54% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$1.96 ZWL 52.2

75.51%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$39.98 ZWL 1,065

-9.18%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$4.43 ZWL 118

28.89%

Cappuccino

$2.67 Rp 47.4K

$0.99 ZWL 26.27

169.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.35 ZWL 9.21

400.00%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.24 ZWL 6.39

262.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$0.98 ZWL 26.17

201.02%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.02 ZWL 53.8

123.76%

Milk (1 liter)

$1.62 Rp 28.7K

$1.47 ZWL 39.18

10.20%

White Bread (500g)

$2.33 Rp 41.3K

$0.86 ZWL 22.97

170.93%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.63 ZWL 43.35

-31.90%

Eggs

$2.20 Rp 39.0K

$1.94 ZWL 51.7

13.40%

Local Cheese (1kg)

$17.69 Rp 313.9K

$12.13 ZWL 323

45.84%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.98 ZWL 79.4

37.58%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$4.05 ZWL 108

200.74%

Apples (1kg)

$3.71 Rp 65.8K

$1.02 ZWL 27.16

263.73%

Banana (1kg)

$1.59 Rp 28.2K

$0.97 ZWL 25.96

63.92%

Oranges (1kg)

$2.28 Rp 40.5K

$0.97 ZWL 25.96

135.05%

Tomato (1kg)

$1.95 Rp 34.7K

$0.99 ZWL 26.31

96.97%

Potato (1kg)

$1.91 Rp 33.8K

$0.97 ZWL 25.97

96.91%

Onion (1kg)

$2.33 Rp 41.4K

$0.97 ZWL 25.96

140.21%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.49 ZWL 12.98

106.12%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.77 ZWL 20.44

-28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$1.99 ZWL 53.0

12.06%

Wine (Bottle)

$23.07 Rp 409.3K

$7.01 ZWL 187

229.10%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.52 ZWL 13.90

365.38%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$0.98 ZWL 26.13

206.12%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.98 ZWL 26.14

-72.45%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$30.47 ZWL 812

-70.53%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$3.91 ZWL 104

-87.72%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$2.04 ZWL 54.4

-78.92%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.02 ZWL 134

12.35%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.40 ZWL 37.34

-42.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$22.2K ZWL 591.3K

12.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$27.1K ZWL 723.0K

16.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$40.57 ZWL 1,081

100.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$19.88 ZWL 530

-67.35%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$68.1 ZWL 1,815

-72.45%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$10.09 ZWL 269

-55.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$457 ZWL 12.2K

5.13%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$8,890 ZWL 236.9K

-35.76%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$24.34 ZWL 649

87.02%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$21.44 ZWL 571

67.35%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$39.49 ZWL 1,053

103.57%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$42.30 ZWL 1,127

85.98%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$180 ZWL 4,808

286.72%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$296 ZWL 7,895

486.45%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$198 ZWL 5,280

-15.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.69

0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Chinhoyi: September 13, 2026

Cost Breakdown

Chinhoyi pays 18% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $40.00 in Chinhoyi. Groceries flip the comparison at $295 vs $155, with Chinhoyi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chinhoyi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Chinhoyi differ by about 117% in total monthly costs ($1,368 vs $630 including rent). Chinhoyi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 18% lower in Chinhoyi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Dining out is cheaper in Chinhoyi – a meal for two runs $40.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $630 in Chinhoyi – a 117% gap that adds up to real savings over time for anyone picking the cheaper option.

At $630 in Chinhoyi versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Chinhoyi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chinhoyi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Chinhoyi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chinhoyi gentler on the wallet – expenses run 117% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.