Cost of Living Comparison Between Ubud, Bali and Chinhoyi Cost of Living Comparison Between Ubud, Bali and Chinhoyi

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $644 in Chinhoyi.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,031 in Chinhoyi.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,418 in Chinhoyi.

Living in Ubud, Bali is roughly 118% more expensive than Chinhoyi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Chinhoyi is 52% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.05 ZWL 54.8

74.15%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$49.87 ZWL 1,335

-34.83%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.55 ZWL 122

6.81%

Cappuccino

$2.75 Rp 49.2K

$0.99 ZWL 26.37

177.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.32 ZWL 8.46

312.50%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.24 ZWL 6.40

191.67%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.98 ZWL 26.31

196.94%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.03 ZWL 54.5

86.70%

Milk (1 liter)

$1.71 Rp 30.6K

$1.54 ZWL 41.34

11.04%

White Bread (500g)

$2.47 Rp 44.3K

$0.87 ZWL 23.39

183.91%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.61 ZWL 43.11

-25.47%

Eggs

$2.44 Rp 43.8K

$2.09 ZWL 55.9

16.75%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.80 ZWL 289

33.15%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.94 ZWL 78.7

46.60%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$3.97 ZWL 106

207.56%

Apples (1kg)

$3.68 Rp 66.0K

$0.97 ZWL 26.06

279.38%

Banana (1kg)

$1.55 Rp 27.8K

$1.03 ZWL 27.57

50.49%

Oranges (1kg)

$2.79 Rp 49.9K

$0.98 ZWL 26.21

184.69%

Tomato (1kg)

$2.33 Rp 41.8K

$1.02 ZWL 27.26

128.43%

Potato (1kg)

$1.97 Rp 35.3K

$0.97 ZWL 26.09

103.09%

Onion (1kg)

$2.31 Rp 41.4K

$1.03 ZWL 27.53

124.27%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.51 ZWL 13.75

107.84%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.77 ZWL 20.64

-5.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.11 ZWL 29.79

195.50%

Wine (Bottle)

$22.79 Rp 408.4K

$7.12 ZWL 191

220.08%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.51 ZWL 13.73

450.98%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$0.97 ZWL 26.09

186.60%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.02 ZWL 27.23

-71.57%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$29.68 ZWL 794

-72.84%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$4.07 ZWL 109

-88.94%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.06 ZWL 55.1

-78.16%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$5.04 ZWL 135

23.81%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.46 ZWL 39.01

-41.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.6K ZWL 525.9K

32.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$23.0K ZWL 615.3K

37.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$40.29 ZWL 1,079

100.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$17.46 ZWL 468

-76.75%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$88.4 ZWL 2,367

-72.38%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$9.97 ZWL 267

-59.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$282 ZWL 7,562

7.63%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,193 ZWL 192.6K

-7.95%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$19.08 ZWL 511

184.22%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$20.93 ZWL 560

85.28%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$35.09 ZWL 939

145.48%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$40.32 ZWL 1,079

90.15%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$180 ZWL 4,809

266.26%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$296 ZWL 7,935

596.93%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$199 ZWL 5,339

-18.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.31

-0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Chinhoyi: June 8, 2026

Cost Breakdown

Chinhoyi pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $50.0 in Chinhoyi. Groceries flip the comparison at $297 vs $153, with Chinhoyi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chinhoyi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Chinhoyi differ by about 118% in total monthly costs ($1,404 vs $644 including rent). Chinhoyi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Chinhoyi earns 22% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Dining out is cheaper in Chinhoyi – a meal for two runs $50.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $644 in Chinhoyi – a 118% gap that adds up to real savings over time for anyone picking the cheaper option.

At $644 in Chinhoyi versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Chinhoyi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chinhoyi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Chinhoyi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chinhoyi gentler on the wallet – expenses run 118% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.