🙂Monthly costs for one person with rent: $657 in Chinhoyi versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,026 in Chinhoyi versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,396 in Chinhoyi versus $3,732 in Ubud, Bali.
🙂Living in Chinhoyi costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Chinhoyi is 51% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Chinhoyi
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.06ZWL 52.1
$3.57Rp 61.9K
-42.30%
Three-Course Dinner for Two, Mid-Range
$51.0ZWL 1,290
$32.58Rp 564.7K
56.48%
Fast Food Meal(McDonalds, etc)
$4.40ZWL 111
$5.07Rp 87.8K
-13.21%
Cappuccino
$0.99ZWL 25.01
$2.83Rp 49.0K
-65.02%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.34ZWL 8.61
$1.34Rp 23.2K
-74.63%
Water(0.33 liter bottle)
$0.24ZWL 6.03
$0.69Rp 12.0K
-65.22%
Local Beer(0.5 liter draught)
$1.02ZWL 25.74
$2.99Rp 51.8K
-65.89%
Imported Beer(0.33 liter bottle)
$1.95ZWL 49.29
$3.85Rp 66.7K
-49.35%
🛒 Groceries & Markets
Chinhoyi
Ubud, Bali
Difference
Milk(1 liter)
$1.47ZWL 37.21
$1.74Rp 30.2K
-15.52%
White Bread(500g)
$0.82ZWL 20.82
$2.54Rp 44.0K
-67.72%
Rice(white)(1kg)
$1.66ZWL 42.08
$1.19Rp 20.6K
39.50%
Eggs
$2.15ZWL 54.4
$2.43Rp 42.0K
-11.52%
Local Cheese(1kg)
$10.78ZWL 273
$14.66Rp 254.1K
-26.47%
Chicken Fillets(1kg)
$2.92ZWL 73.9
$4.18Rp 72.4K
-30.14%
Beef Round Steak(1kg)
$4.10ZWL 104
$11.94Rp 206.9K
-65.66%
Apples(1kg)
$0.98ZWL 24.79
$3.69Rp 63.9K
-73.44%
Banana(1kg)
$1.02ZWL 25.92
$1.61Rp 27.8K
-36.65%
Oranges(1kg)
$0.97ZWL 24.56
$2.69Rp 46.5K
-63.94%
Tomato(1kg)
$0.98ZWL 24.72
$2.33Rp 40.4K
-57.94%
Potato(1kg)
$1.02ZWL 25.88
$1.91Rp 33.0K
-46.60%
Onion(1kg)
$0.97ZWL 24.56
$2.19Rp 37.9K
-55.71%
Lettuce(1 head)
$0.52ZWL 13.11
$1.06Rp 18.3K
-50.94%
Water(1.5 liter bottle)
$0.77ZWL 19.57
$0.72Rp 12.5K
6.94%
Cigarettes 20 Pack(Marlboro, Camel)
$1.13ZWL 28.63
$3.13Rp 54.3K
-63.90%
Wine(Bottle)
$6.92ZWL 175
$23.49Rp 407.1K
-70.54%
Local Beer(0.5 liter bottle)
$0.48ZWL 12.04
$2.74Rp 47.5K
-82.48%
Imported Beer(0.33 liter bottle)
$1.02ZWL 25.70
$2.88Rp 49.9K
-64.58%
🚌 Getting Around
Chinhoyi
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.97ZWL 24.58
$0.29Rp 5,029
234.48%
Public Transport Monthly Pass(Regular Price)
$29.76ZWL 753
$8.17Rp 141.6K
264.26%
Taxi Start(Normal Tariff)
$4.07ZWL 103
$0.45Rp 7,863
804.44%
Taxi(Normal Tariff)(1km)
$2.02ZWL 51.2
$0.42Rp 7,305
380.95%
Taxi 1hour Waiting(Normal Tariff)
$5.03ZWL 127
$6.16Rp 106.7K
-18.34%
Gasoline(1 liter)
$1.43ZWL 36.26
$0.84Rp 14.6K
70.24%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.2KZWL 511.7K
$26.2KRp 454.9M
-22.94%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8KZWL 602.5K
$32.5KRp 562.9M
-26.68%
🧾 Monthly Utilities & Internet
Chinhoyi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.71ZWL 1,030
$78.4Rp 1.4M
-48.09%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.57ZWL 445
$3.95Rp 68.5K
344.81%
Internet(50+ Mbps, Unlimited Data)
$89.4ZWL 2,261
$24.40Rp 423.0K
266.31%
🎉 Sport & Entertainment
Chinhoyi
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$96.5Rp 1.7M
-
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 110.0K
-
Cinema Ticket
$10.19ZWL 258
$4.04Rp 70.0K
152.23%
🧸 Childcare & Education
Chinhoyi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$279ZWL 7,063
$303Rp 5.2M
-7.76%
International Primary School, 1 Child(Yearly)
$7,438ZWL 188.2K
$6,523Rp 113.1M
14.03%
👕👟 Clothing & Footwear
Chinhoyi
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$19.75ZWL 500
$53.8Rp 933.1K
-63.32%
Summer Dress(H&M, Zara, etc)
$20.96ZWL 530
$37.98Rp 658.3K
-44.81%
Sport Shoes(Adidas, Nike)
$34.06ZWL 862
$86.8Rp 1.5M
-60.74%
Men's Leather Business Shoes
$40.40ZWL 1,022
$78.9Rp 1.4M
-48.77%
🏠 Accommodation & Living
Chinhoyi
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,012Rp 17.5M
-
1-bedroom Apartment, Outside City Center(Monthly)
$183ZWL 4,640
$674Rp 11.7M
-72.81%
3-bedroom Apartment, City Center(Monthly)
-
$3,390Rp 58.8M
-
3-bedroom Apartment, Outside City Center(Monthly)
$300ZWL 7,597
$2,098Rp 36.4M
-85.69%
Buy Apartment in City Center(m2)
-
$2,985Rp 51.7M
-
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.5M
-
💵 Salaries & Financials
Chinhoyi
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$201ZWL 5,080
$173Rp 3.0M
15.97%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.31
13.28
0.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chinhoyi: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
💰Chinhoyi pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $51.0 in Chinhoyi vs $33.00 in Ubud, Bali. Groceries flip the comparison at $152 vs $298, with Chinhoyi cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chinhoyi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Chinhoyi and Ubud, Bali?
Chinhoyi and Ubud, Bali differ by about 119% in total monthly costs ($657 vs $1,438 including rent). Chinhoyi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Chinhoyi or Ubud, Bali?
Chinhoyi pays 16% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
Which city has cheaper restaurants?
Dining out is cheaper in Chinhoyi – a meal for two runs $51.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Chinhoyi or Ubud, Bali?
All in, you'll spend $657 per month in Chinhoyi versus $1,438 in Ubud, Bali – a 119% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $657 in Chinhoyi versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Chinhoyi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chinhoyi the clear choice for anyone on this budget.
How does quality of life compare between Chinhoyi and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Chinhoyi or Ubud, Bali safer for residents?
Safety-wise, Chinhoyi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Chinhoyi or Ubud, Bali?
Expats usually find Chinhoyi gentler on the wallet – expenses run 119% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.