🙂Monthly costs for one person with rent: $644 in Chinhoyi versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,031 in Chinhoyi versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,418 in Chinhoyi versus $3,694 in Ubud, Bali.
🙂Living in Chinhoyi costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Chinhoyi is 52% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Chinhoyi
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.05ZWL 54.8
$3.57Rp 64.0K
-42.58%
Three-Course Dinner for Two, Mid-Range
$49.87ZWL 1,335
$32.50Rp 582.3K
53.45%
Fast Food Meal(McDonalds, etc)
$4.55ZWL 122
$4.86Rp 87.1K
-6.38%
Cappuccino
$0.99ZWL 26.37
$2.75Rp 49.2K
-64.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.32ZWL 8.46
$1.32Rp 23.7K
-75.76%
Water(0.33 liter bottle)
$0.24ZWL 6.40
$0.70Rp 12.6K
-65.71%
Local Beer(0.5 liter draught)
$0.98ZWL 26.31
$2.91Rp 52.2K
-66.32%
Imported Beer(0.33 liter bottle)
$2.03ZWL 54.5
$3.79Rp 68.0K
-46.44%
🛒 Groceries & Markets
Chinhoyi
Ubud, Bali
Difference
Milk(1 liter)
$1.54ZWL 41.34
$1.71Rp 30.6K
-9.94%
White Bread(500g)
$0.87ZWL 23.39
$2.47Rp 44.3K
-64.78%
Rice(white)(1kg)
$1.61ZWL 43.11
$1.20Rp 21.5K
34.17%
Eggs
$2.09ZWL 55.9
$2.44Rp 43.8K
-14.34%
Local Cheese(1kg)
$10.80ZWL 289
$14.38Rp 257.7K
-24.90%
Chicken Fillets(1kg)
$2.94ZWL 78.7
$4.31Rp 77.1K
-31.79%
Beef Round Steak(1kg)
$3.97ZWL 106
$12.21Rp 218.7K
-67.49%
Apples(1kg)
$0.97ZWL 26.06
$3.68Rp 66.0K
-73.64%
Banana(1kg)
$1.03ZWL 27.57
$1.55Rp 27.8K
-33.55%
Oranges(1kg)
$0.98ZWL 26.21
$2.79Rp 49.9K
-64.87%
Tomato(1kg)
$1.02ZWL 27.26
$2.33Rp 41.8K
-56.22%
Potato(1kg)
$0.97ZWL 26.09
$1.97Rp 35.3K
-50.76%
Onion(1kg)
$1.03ZWL 27.53
$2.31Rp 41.4K
-55.41%
Lettuce(1 head)
$0.51ZWL 13.75
$1.06Rp 19.1K
-51.89%
Water(1.5 liter bottle)
$0.77ZWL 20.64
$0.73Rp 13.1K
5.48%
Cigarettes 20 Pack(Marlboro, Camel)
$1.11ZWL 29.79
$3.28Rp 58.8K
-66.16%
Wine(Bottle)
$7.12ZWL 191
$22.79Rp 408.4K
-68.76%
Local Beer(0.5 liter bottle)
$0.51ZWL 13.73
$2.81Rp 50.3K
-81.85%
Imported Beer(0.33 liter bottle)
$0.97ZWL 26.09
$2.78Rp 49.9K
-65.11%
🚌 Getting Around
Chinhoyi
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.02ZWL 27.23
$0.29Rp 5,217
251.72%
Public Transport Monthly Pass(Regular Price)
$29.68ZWL 794
$8.06Rp 144.4K
268.24%
Taxi Start(Normal Tariff)
$4.07ZWL 109
$0.45Rp 8,047
804.44%
Taxi(Normal Tariff)(1km)
$2.06ZWL 55.1
$0.45Rp 8,094
357.78%
Taxi 1hour Waiting(Normal Tariff)
$5.04ZWL 135
$6.24Rp 111.7K
-19.23%
Gasoline(1 liter)
$1.46ZWL 39.01
$0.85Rp 15.2K
71.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.6KZWL 525.9K
$26.0KRp 465.4M
-24.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0KZWL 615.3K
$31.7KRp 567.2M
-27.40%
🧾 Monthly Utilities & Internet
Chinhoyi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.29ZWL 1,079
$80.8Rp 1.4M
-50.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.46ZWL 468
$4.06Rp 72.7K
330.05%
Internet(50+ Mbps, Unlimited Data)
$88.4ZWL 2,367
$24.42Rp 437.6K
262.12%
🎉 Sport & Entertainment
Chinhoyi
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$97.7Rp 1.7M
-
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 115.5K
-
Cinema Ticket
$9.97ZWL 267
$4.04Rp 72.4K
146.78%
🧸 Childcare & Education
Chinhoyi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$282ZWL 7,562
$304Rp 5.4M
-7.09%
International Primary School, 1 Child(Yearly)
$7,193ZWL 192.6K
$6,621Rp 118.6M
8.64%
👕👟 Clothing & Footwear
Chinhoyi
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$19.08ZWL 511
$54.2Rp 971.7K
-64.82%
Summer Dress(H&M, Zara, etc)
$20.93ZWL 560
$38.78Rp 694.7K
-46.03%
Sport Shoes(Adidas, Nike)
$35.09ZWL 939
$86.1Rp 1.5M
-59.26%
Men's Leather Business Shoes
$40.32ZWL 1,079
$76.7Rp 1.4M
-47.41%
🏠 Accommodation & Living
Chinhoyi
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$986Rp 17.7M
-
1-bedroom Apartment, Outside City Center(Monthly)
$180ZWL 4,809
$658Rp 11.8M
-72.70%
3-bedroom Apartment, City Center(Monthly)
-
$3,369Rp 60.4M
-
3-bedroom Apartment, Outside City Center(Monthly)
$296ZWL 7,935
$2,066Rp 37.0M
-85.65%
Buy Apartment in City Center(m2)
-
$2,741Rp 49.1M
-
Buy Apartment Outside City Center(m2)
-
$2,228Rp 39.9M
-
💵 Salaries & Financials
Chinhoyi
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$199ZWL 5,339
$163Rp 2.9M
22.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.31
13.28
0.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chinhoyi: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
💰Chinhoyi pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $50.0 in Chinhoyi vs $33.00 in Ubud, Bali. Groceries flip the comparison at $153 vs $297, with Chinhoyi cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chinhoyi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Chinhoyi and Ubud, Bali?
Chinhoyi and Ubud, Bali differ by about 118% in total monthly costs ($644 vs $1,404 including rent). Chinhoyi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Chinhoyi or Ubud, Bali?
Chinhoyi pays 22% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
Which city has cheaper restaurants?
Dining out is cheaper in Chinhoyi – a meal for two runs $50.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Chinhoyi or Ubud, Bali?
All in, you'll spend $644 per month in Chinhoyi versus $1,404 in Ubud, Bali – a 118% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $644 in Chinhoyi versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Chinhoyi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chinhoyi the clear choice for anyone on this budget.
How does quality of life compare between Chinhoyi and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Chinhoyi or Ubud, Bali safer for residents?
Safety-wise, Chinhoyi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Chinhoyi or Ubud, Bali?
Expats usually find Chinhoyi gentler on the wallet – expenses run 118% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.