🙂Monthly costs for one person with rent: $630 in Chinhoyi versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,001 in Chinhoyi versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,373 in Chinhoyi versus $3,327 in Ubud, Bali.
🌍Living in Chinhoyi costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Chinhoyi is 54% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Chinhoyi
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.96ZWL 52.2
$3.44Rp 61.0K
-43.02%
Three-Course Dinner for Two, Mid-Range
$39.98ZWL 1,065
$36.31Rp 644.2K
10.11%
Fast Food Meal(McDonalds, etc)
$4.43ZWL 118
$5.71Rp 101.2K
-22.42%
Cappuccino
$0.99ZWL 26.27
$2.67Rp 47.4K
-62.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.35ZWL 9.21
$1.75Rp 31.0K
-80.00%
Water(0.33 liter bottle)
$0.24ZWL 6.39
$0.87Rp 15.5K
-72.41%
Local Beer(0.5 liter draught)
$0.98ZWL 26.17
$2.95Rp 52.4K
-66.78%
Imported Beer(0.33 liter bottle)
$2.02ZWL 53.8
$4.52Rp 80.2K
-55.31%
🛒 Groceries & Markets
Chinhoyi
Ubud, Bali
Difference
Milk(1 liter)
$1.47ZWL 39.18
$1.62Rp 28.7K
-9.26%
White Bread(500g)
$0.86ZWL 22.97
$2.33Rp 41.3K
-63.09%
Rice(white)(1kg)
$1.63ZWL 43.35
$1.11Rp 19.6K
46.85%
Eggs
$1.94ZWL 51.7
$2.20Rp 39.0K
-11.82%
Local Cheese(1kg)
$12.13ZWL 323
$17.69Rp 313.9K
-31.43%
Chicken Fillets(1kg)
$2.98ZWL 79.4
$4.10Rp 72.7K
-27.32%
Beef Round Steak(1kg)
$4.05ZWL 108
$12.18Rp 216.0K
-66.75%
Apples(1kg)
$1.02ZWL 27.16
$3.71Rp 65.8K
-72.51%
Banana(1kg)
$0.97ZWL 25.96
$1.59Rp 28.2K
-38.99%
Oranges(1kg)
$0.97ZWL 25.96
$2.28Rp 40.5K
-57.46%
Tomato(1kg)
$0.99ZWL 26.31
$1.95Rp 34.7K
-49.23%
Potato(1kg)
$0.97ZWL 25.97
$1.91Rp 33.8K
-49.21%
Onion(1kg)
$0.97ZWL 25.96
$2.33Rp 41.4K
-58.37%
Lettuce(1 head)
$0.49ZWL 12.98
$1.01Rp 17.9K
-51.49%
Water(1.5 liter bottle)
$0.77ZWL 20.44
$0.55Rp 9,791
40.00%
Cigarettes 20 Pack(Marlboro, Camel)
$1.99ZWL 53.0
$2.23Rp 39.6K
-10.76%
Wine(Bottle)
$7.01ZWL 187
$23.07Rp 409.3K
-69.61%
Local Beer(0.5 liter bottle)
$0.52ZWL 13.90
$2.42Rp 42.9K
-78.51%
Imported Beer(0.33 liter bottle)
$0.98ZWL 26.13
$3.00Rp 53.2K
-67.33%
🚌 Getting Around
Chinhoyi
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.98ZWL 26.14
$0.27Rp 4,823
262.96%
Public Transport Monthly Pass(Regular Price)
$30.47ZWL 812
$8.98Rp 159.4K
239.31%
Taxi Start(Normal Tariff)
$3.91ZWL 104
$0.48Rp 8,582
714.58%
Taxi(Normal Tariff)(1km)
$2.04ZWL 54.4
$0.43Rp 7,693
374.42%
Taxi 1hour Waiting(Normal Tariff)
$5.02ZWL 134
$5.64Rp 100.1K
-10.99%
Gasoline(1 liter)
$1.40ZWL 37.34
$0.80Rp 14.3K
75.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.2KZWL 591.3K
$24.9KRp 442.5M
-11.05%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1KZWL 723.0K
$31.7KRp 562.6M
-14.45%
🧾 Monthly Utilities & Internet
Chinhoyi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.57ZWL 1,081
$81.5Rp 1.4M
-50.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.88ZWL 530
$6.49Rp 115.2K
206.32%
Internet(50+ Mbps, Unlimited Data)
$68.1ZWL 1,815
$18.77Rp 333.0K
262.92%
🎉 Sport & Entertainment
Chinhoyi
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$56.9Rp 1.0M
-
Tennis Court(1 Hour on Weekend)
-
$18.73Rp 332.3K
-
Cinema Ticket
$10.09ZWL 269
$4.54Rp 80.5K
122.25%
🧸 Childcare & Education
Chinhoyi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$457ZWL 12.2K
$481Rp 8.5M
-4.88%
International Primary School, 1 Child(Yearly)
$8,890ZWL 236.9K
$5,711Rp 101.3M
55.66%
👕👟 Clothing & Footwear
Chinhoyi
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$24.34ZWL 649
$45.52Rp 807.5K
-46.53%
Summer Dress(H&M, Zara, etc)
$21.44ZWL 571
$35.88Rp 636.6K
-40.25%
Sport Shoes(Adidas, Nike)
$39.49ZWL 1,053
$80.4Rp 1.4M
-50.88%
Men's Leather Business Shoes
$42.30ZWL 1,127
$78.7Rp 1.4M
-46.23%
🏠 Accommodation & Living
Chinhoyi
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,115Rp 19.8M
-
1-bedroom Apartment, Outside City Center(Monthly)
$180ZWL 4,808
$698Rp 12.4M
-74.14%
3-bedroom Apartment, City Center(Monthly)
-
$3,637Rp 64.5M
-
3-bedroom Apartment, Outside City Center(Monthly)
$296ZWL 7,895
$1,737Rp 30.8M
-82.95%
Buy Apartment in City Center(m2)
-
$2,784Rp 49.4M
-
Buy Apartment Outside City Center(m2)
-
$2,290Rp 40.6M
-
💵 Salaries & Financials
Chinhoyi
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$198ZWL 5,280
$168Rp 3.0M
17.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.69
13.78
-0.65%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chinhoyi: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
💰Chinhoyi pays 18% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $40.00 in Chinhoyi vs $36.00 in Ubud, Bali. Groceries flip the comparison at $155 vs $295, with Chinhoyi cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chinhoyi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Chinhoyi and in Ubud, Bali?
Chinhoyi and Ubud, Bali differ by about 117% in total monthly costs ($630 vs $1,368 including rent). Chinhoyi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Chinhoyi or Ubud, Bali?
Average pay runs 18% higher in Chinhoyi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
Which city has cheaper restaurants?
Dining out is cheaper in Chinhoyi – a meal for two runs $40.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Chinhoyi or Ubud, Bali?
All in, you'll spend $630 per month in Chinhoyi versus $1,368 in Ubud, Bali – a 117% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $630 in Chinhoyi versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Chinhoyi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chinhoyi the clear choice for anyone on this budget.
How does quality of life compare between Chinhoyi and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Chinhoyi or Ubud, Bali safer for residents?
Safety-wise, Chinhoyi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Chinhoyi or Ubud, Bali?
Expats usually find Chinhoyi gentler on the wallet – expenses run 117% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.