Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Cherkasy

For one person, living is cheaper in Cherkasy: $686 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
33

Cost of Living Index in Cherkasy
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Cherkasy Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Cherkasy

🇺🇦 Ukraine

$686

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cherkasy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cherkasy actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $686 in Cherkasy, rent included.

Ubud, Bali $1,331
Cherkasy $686

A couple spends around $2,255 per month in Ubud, Bali vs $1,058 in Cherkasy, rent included.

Ubud, Bali $2,255
Cherkasy $1,058

A family of three spends $3,180 per month in Ubud, Bali vs $1,430 in Cherkasy, rent included.

Ubud, Bali $3,180
Cherkasy $1,430

Ubud, Bali costs about 94% more than Cherkasy, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Cherkasy are more affordable than the global median – Ubud, Bali 2% lower, Cherkasy 49% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$8.69 ₴396

-61.10%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$21.69 ₴988

59.75%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$5.32 ₴242

4.70%

Cappuccino

$2.62 Rp 47.6K

$1.39 ₴63.5

88.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.58 ₴26.54

165.52%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.33 ₴15.08

93.94%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$0.87 ₴39.53

206.90%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.51 ₴68.6

182.12%

Milk (1 liter)

$1.46 Rp 26.5K

$1.23 ₴56.0

18.70%

White Bread (500g)

$2.29 Rp 41.6K

$0.83 ₴37.69

175.90%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.27 ₴58.0

-12.60%

Eggs

$2.10 Rp 38.1K

$1.64 ₴74.8

28.05%

Local Cheese (1kg)

$15.94 Rp 289.4K

$7.86 ₴358

102.80%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$4.02 ₴183

-3.48%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$6.30 ₴287

80.95%

Apples (1kg)

$3.55 Rp 64.5K

$0.94 ₴42.95

277.66%

Banana (1kg)

$1.54 Rp 27.9K

$1.41 ₴64.0

9.22%

Oranges (1kg)

$2.23 Rp 40.5K

$1.22 ₴55.4

82.79%

Tomato (1kg)

$1.97 Rp 35.8K

$2.55 ₴116

-22.75%

Potato (1kg)

$1.86 Rp 33.7K

$0.88 ₴39.97

111.36%

Onion (1kg)

$2.42 Rp 43.9K

$0.43 ₴19.57

462.79%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.65 ₴75.3

-38.18%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.47 ₴21.29

10.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.39 ₴154

-35.10%

Wine (Bottle)

$21.79 Rp 395.6K

$3.37 ₴153

546.59%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.69 ₴31.53

237.68%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.45 ₴66.1

104.83%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.34 ₴15.38

-26.47%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$10.96 ₴499

-25.46%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.72 ₴78.2

-74.42%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.54 ₴24.67

-12.96%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$5.21 ₴237

7.49%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.66 ₴75.7

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$30.6K ₴1.4M

-20.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$24.5K ₴1.1M

29.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$84.1 ₴3,828

-7.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$5.83 ₴265

5.32%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$4.43 ₴202

327.09%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$25.28 ₴1,151

101.70%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$4.57 ₴208

-4.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$218 ₴9,923

125.97%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$2,955 ₴134.6K

313.51%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$40.17 ₴1,829

12.42%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$26.83 ₴1,222

30.04%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$69.4 ₴3,158

12.92%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$75.7 ₴3,448

2.83%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$240 ₴10.9K

349.35%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$177 ₴8,079

274.73%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$396 ₴18.0K

787.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$312 ₴14.2K

436.07%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,131 ₴51.5K

106.91%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$833 ₴37.9K

168.33%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$430 ₴19.6K

-61.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

15.25

-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Cherkasy: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Cherkasy

$177 25.9% 73.3% $487

Groceries & Markets

Ubud, Bali

$279 21%

Cherkasy

$154 22.5% 44.8% $125

Clothing & Footwear

Ubud, Bali

$106 8%

Cherkasy

$95 13.9% 10.2% $11

Eating Out

Ubud, Bali

$106 8%

Cherkasy

$113 16.5% 7.1% $7.5

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Cherkasy

$94 13.8% 8% $8.2

Sport & Entertainment

Ubud, Bali

$60 4.5%

Cherkasy

$34 5% 42.4% $25

Getting Around

Ubud, Bali

$12 0.9%

Cherkasy

$17 2.4% 40.1% $4.8

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $240 in Cherkasy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Cherkasy are about 2.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $22 in Cherkasy. Monthly groceries follow the same trend: $279 vs $154 – making Cherkasy the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇦 Cherkasy

🕒 Local time

04:10 4:10 AM

22:10 10:10 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

274,343

💱 Currency

Indonesian Rupiah IDR Rp

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

100 UAH = 2.2 USD

100 UAH = 1.95 EUR

Exchange rates and currency converter

UAH, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Ukrainian Hryvnia exchange rates as of November 4, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 51.26 UAH (100 UAH = 1.95 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Cherkasy 10,240 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Cherkasy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cherkasy: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 94%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,029 in Cherkasy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cherkasy, especially for central apartments: a one-bedroom in the center costs $240 there versus $1,078 in Ubud, Bali.

Public transport costs about 25% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $218 in Cherkasy. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cherkasy, where all-in costs run around $686, than in Ubud, Bali at $1,331. In Cherkasy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cherkasy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.