🙂A single person spends $676 per month in Cherkasy vs $1,378 in Ubud, Bali, rent included.
🙂A couple spends around $1,030 per month in Cherkasy vs $2,327 in Ubud, Bali, rent included.
🙂A family of three spends $1,384 per month in Cherkasy vs $3,275 in Ubud, Bali, rent included.
🙂Cherkasy is about 51% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Cherkasy sits 51% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Cherkasy
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.59₴250
$3.33Rp 58.8K
67.87%
Three-Course Dinner for Two, Mid-Range
$22.96₴1,027
$35.82Rp 631.6K
-35.90%
Fast Food Meal(McDonalds, etc)
$5.16₴231
$5.63Rp 99.3K
-8.35%
Cappuccino
$1.39₴62.1
$2.82Rp 49.7K
-50.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.56₴24.83
$1.75Rp 30.8K
-68.00%
Water(0.33 liter bottle)
$0.31₴14.07
$0.80Rp 14.1K
-61.25%
Local Beer(0.5 liter draught)
$0.89₴39.76
$3.04Rp 53.7K
-70.72%
Imported Beer(0.33 liter bottle)
$1.55₴69.4
$4.30Rp 75.8K
-63.95%
🛒 Groceries & Markets
Cherkasy
Ubud, Bali
Difference
Milk(1 liter)
$1.22₴54.7
$1.61Rp 28.4K
-24.22%
White Bread(500g)
$0.86₴38.26
$2.27Rp 40.0K
-62.11%
Rice(white)(1kg)
$1.32₴59.1
$1.17Rp 20.6K
12.82%
Eggs
$1.68₴75.1
$2.17Rp 38.2K
-22.58%
Local Cheese(1kg)
$6.68₴299
$17.63Rp 310.9K
-62.11%
Chicken Fillets(1kg)
$4.10₴183
$4.05Rp 71.5K
1.23%
Beef Round Steak(1kg)
$6.40₴286
$12.18Rp 214.8K
-47.45%
Apples(1kg)
$1.12₴50.1
$3.62Rp 63.8K
-69.06%
Banana(1kg)
$1.50₴67.2
$1.64Rp 28.8K
-8.54%
Oranges(1kg)
$1.26₴56.4
$2.31Rp 40.6K
-45.45%
Tomato(1kg)
$2.52₴113
$1.96Rp 34.5K
28.57%
Potato(1kg)
$0.92₴40.98
$1.84Rp 32.5K
-50.00%
Onion(1kg)
$0.44₴19.66
$2.37Rp 41.8K
-81.43%
Lettuce(1 head)
$1.79₴80.0
$1.05Rp 18.5K
70.48%
Water(1.5 liter bottle)
$0.49₴21.95
$0.54Rp 9,573
-9.26%
Cigarettes 20 Pack(Marlboro, Camel)
$3.46₴155
$2.30Rp 40.6K
50.43%
Wine(Bottle)
$3.43₴154
$23.08Rp 406.9K
-85.14%
Local Beer(0.5 liter bottle)
$0.69₴31.05
$2.34Rp 41.2K
-70.51%
Imported Beer(0.33 liter bottle)
$1.40₴62.6
$3.07Rp 54.1K
-54.40%
🚌 Getting Around
Cherkasy
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.34₴15.41
$0.25Rp 4,371
36.00%
Public Transport Monthly Pass(Regular Price)
$8.65₴387
$9.42Rp 166.1K
-8.17%
Taxi Start(Normal Tariff)
$1.76₴78.6
$0.49Rp 8,643
259.18%
Taxi(Normal Tariff)(1km)
$0.61₴27.45
$0.47Rp 8,361
29.79%
Taxi 1hour Waiting(Normal Tariff)
$5.37₴240
$5.60Rp 98.8K
-4.11%
Gasoline(1 liter)
$1.47₴65.6
$0.81Rp 14.2K
81.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K₴1.3M
$25.0KRp 441.0M
17.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K₴1.0M
$31.1KRp 547.7M
-26.05%
🧾 Monthly Utilities & Internet
Cherkasy
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$85.7₴3,832
$82.7Rp 1.5M
3.57%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.04₴270
$6.49Rp 114.4K
-6.93%
Internet(50+ Mbps, Unlimited Data)
$4.64₴208
$18.79Rp 331.3K
-75.31%
🎉 Sport & Entertainment
Cherkasy
Ubud, Bali
Difference
Gym Membership(Monthly)
$24.95₴1,116
$55.2Rp 974.0K
-54.83%
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 321.1K
-
Cinema Ticket
$4.85₴217
$4.30Rp 75.8K
12.79%
🧸 Childcare & Education
Cherkasy
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$222₴9,924
$494Rp 8.7M
-55.10%
International Primary School, 1 Child(Yearly)
-
$5,917Rp 104.3M
-
👕👟 Clothing & Footwear
Cherkasy
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$41.92₴1,875
$46.28Rp 816.0K
-9.42%
Summer Dress(H&M, Zara, etc)
$27.90₴1,248
$36.44Rp 642.5K
-23.44%
Sport Shoes(Adidas, Nike)
$70.7₴3,161
$80.7Rp 1.4M
-12.43%
Men's Leather Business Shoes
$79.6₴3,561
$78.8Rp 1.4M
1.04%
🏠 Accommodation & Living
Cherkasy
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$244₴10.9K
$1,114Rp 19.6M
-78.06%
1-bedroom Apartment, Outside City Center(Monthly)
$181₴8,095
$693Rp 12.2M
-73.89%
3-bedroom Apartment, City Center(Monthly)
$412₴18.4K
$3,639Rp 64.2M
-88.68%
3-bedroom Apartment, Outside City Center(Monthly)
$319₴14.3K
$1,712Rp 30.2M
-81.35%
Buy Apartment in City Center(m2)
$808₴36.1K
$2,761Rp 48.7M
-70.74%
Buy Apartment Outside City Center(m2)
$681₴30.4K
$2,293Rp 40.4M
-70.31%
💵 Salaries & Financials
Cherkasy
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$448₴20.1K
$167Rp 2.9M
168.31%
20-Year Fixed Mortgage Interest Rate(Annual %)
15.25
13.78
10.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cherkasy: September 7, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $244 in Cherkasy versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 168% higher in Cherkasy, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $23.00 in Cherkasy versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $155 vs $294 – making Cherkasy the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cherkasy vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cherkasy?
Yes – Ubud, Bali is pricier by about 104%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,014 per month in Cherkasy and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cherkasy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 9% less in Cherkasy. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $222 per month in Cherkasy and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Cherkasy or in Ubud, Bali?
A $1,500 monthly budget goes further in Cherkasy, where all-in costs run around $676, than in Ubud, Bali at $1,378. In Cherkasy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Cherkasy or Ubud, Bali more family-friendly?
Families tend to lean toward Cherkasy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cherkasy or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cherkasy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.