Last update: Oct 2026

Cost of Living Comparison Between Cherkasy and Ubud, Bali

For one person, living is cheaper in Cherkasy: $687 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Cherkasy
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Cherkasy Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cherkasy

🇺🇦 Ukraine

$687

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Cherkasy and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cherkasy and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $687 per month in Cherkasy vs $1,353 in Ubud, Bali, rent included.

Cherkasy $687
Ubud, Bali $1,353

A couple spends around $1,062 per month in Cherkasy vs $2,297 in Ubud, Bali, rent included.

Cherkasy $1,062
Ubud, Bali $2,297

A family of three spends $1,437 per month in Cherkasy vs $3,241 in Ubud, Bali, rent included.

Cherkasy $1,437
Ubud, Bali $3,241

Cherkasy is about 49% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Cherkasy sits 49% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.70 ₴390

$3.23 Rp 58.1K

169.35%

Three-Course Dinner for Two, Mid-Range

$21.79 ₴978

$34.88 Rp 627.8K

-37.53%

Fast Food Meal (McDonalds, etc)

$5.67 ₴255

$5.70 Rp 102.5K

-0.53%

Cappuccino

$1.43 ₴64.0

$2.62 Rp 47.1K

-45.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₴24.57

$1.72 Rp 31.0K

-68.02%

Water (0.33 liter bottle)

$0.34 ₴15.37

$0.81 Rp 14.6K

-58.02%

Local Beer (0.5 liter draught)

$0.91 ₴40.71

$2.65 Rp 47.7K

-65.66%

Imported Beer (0.33 liter bottle)

$1.51 ₴67.7

$4.37 Rp 78.6K

-65.45%

Milk (1 liter)

$1.19 ₴53.4

$1.57 Rp 28.3K

-24.20%

White Bread (500g)

$0.79 ₴35.54

$2.19 Rp 39.5K

-63.93%

Rice (white) (1kg)

$1.30 ₴58.1

$1.18 Rp 21.2K

10.17%

Eggs

$1.73 ₴77.6

$2.16 Rp 38.8K

-19.91%

Local Cheese (1kg)

$8.08 ₴363

$17.65 Rp 317.7K

-54.22%

Chicken Fillets (1kg)

$4.02 ₴180

$3.78 Rp 68.0K

6.35%

Beef Round Steak (1kg)

$6.43 ₴289

$11.95 Rp 215.1K

-46.19%

Apples (1kg)

$1.00 ₴44.72

$3.60 Rp 64.8K

-72.22%

Banana (1kg)

$1.41 ₴63.4

$1.59 Rp 28.6K

-11.32%

Oranges (1kg)

$1.19 ₴53.6

$2.31 Rp 41.6K

-48.48%

Tomato (1kg)

$2.57 ₴115

$1.91 Rp 34.3K

34.55%

Potato (1kg)

$0.96 ₴43.30

$1.78 Rp 32.1K

-46.07%

Onion (1kg)

$0.45 ₴20.31

$2.33 Rp 41.9K

-80.69%

Lettuce (1 head)

$1.69 ₴75.7

$1.00 Rp 18.0K

69.00%

Water (1.5 liter bottle)

$0.45 ₴20.05

$0.53 Rp 9,509

-15.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.41 ₴153

$2.29 Rp 41.1K

48.91%

Wine (Bottle)

$3.26 ₴146

$22.07 Rp 397.3K

-85.23%

Local Beer (0.5 liter bottle)

$0.68 ₴30.72

$2.35 Rp 42.2K

-71.06%

Imported Beer (0.33 liter bottle)

$1.46 ₴65.4

$2.98 Rp 53.6K

-51.01%

One-way Ticket (Public Transport)

$0.35 ₴15.54

$0.23 Rp 4,112

52.17%

Public Transport Monthly Pass (Regular Price)

$8.48 ₴381

$8.90 Rp 160.2K

-4.72%

Taxi Start (Normal Tariff)

$1.83 ₴82.1

$0.47 Rp 8,466

289.36%

Taxi (Normal Tariff) (1km)

$0.59 ₴26.60

$0.43 Rp 7,737

37.21%

Taxi 1hour Waiting (Normal Tariff)

$5.43 ₴244

$5.47 Rp 98.4K

-0.73%

Gasoline (1 liter)

$1.60 ₴72.0

$0.83 Rp 14.9K

92.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K ₴1.4M

$23.9K Rp 429.8M

30.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

$32.8K Rp 590.1M

-23.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.5 ₴3,884

$80.0 Rp 1.4M

8.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.90 ₴265

$6.56 Rp 118.1K

-10.06%

Internet (50+ Mbps, Unlimited Data)

$4.45 ₴200

$18.60 Rp 334.8K

-76.08%

Gym Membership (Monthly)

$23.38 ₴1,049

$54.1 Rp 974.1K

-56.80%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.63 ₴208

$4.25 Rp 76.5K

8.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$222 ₴9,953

$493 Rp 8.9M

-55.00%

International Primary School, 1 Child (Yearly)

$2,687 ₴120.6K

$5,597 Rp 100.7M

-52.00%

Jeans (Levis 501 Or Similar)

$41.18 ₴1,848

$45.58 Rp 820.4K

-9.65%

Summer Dress (H&M, Zara, etc)

$27.55 ₴1,236

$34.96 Rp 629.4K

-21.20%

Sport Shoes (Adidas, Nike)

$71.3 ₴3,202

$77.7 Rp 1.4M

-8.21%

Men's Leather Business Shoes

$77.2 ₴3,465

$78.5 Rp 1.4M

-1.71%

1-bedroom Apartment, City Center (Monthly)

$245 ₴11.0K

$1,131 Rp 20.4M

-78.36%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₴7,831

$673 Rp 12.1M

-74.07%

3-bedroom Apartment, City Center (Monthly)

$403 ₴18.1K

$3,613 Rp 65.0M

-88.85%

3-bedroom Apartment, Outside City Center (Monthly)

$312 ₴14.0K

$1,702 Rp 30.6M

-81.65%

Buy Apartment in City Center (m2)

$807 ₴36.2K

$2,717 Rp 48.9M

-70.29%

Buy Apartment Outside City Center (m2)

$666 ₴29.9K

$2,241 Rp 40.3M

-70.30%

Average Monthly Net Salary (After Tax)

$455 ₴20.4K

$166 Rp 3.0M

173.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

13.78

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cherkasy: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cherkasy

$174 25.4%

Ubud, Bali

$673 49.7% 286% $498

Groceries & Markets

Cherkasy

$155 22.6%

Ubud, Bali

$287 21.2% 84.8% $132

Eating Out

Cherkasy

$115 16.7%

Ubud, Bali

$106 7.9% 7.3% $8.4

Clothing & Footwear

Cherkasy

$98 14.2%

Ubud, Bali

$107 7.9% 9% $8.8

Monthly Utilities & Internet

Cherkasy

$97 14.1%

Ubud, Bali

$105 7.8% 8.5% $8.3

Sport & Entertainment

Cherkasy

$33 4.8%

Ubud, Bali

$63 4.6% 91.9% $30

Getting Around

Cherkasy

$15 2.1%

Ubud, Bali

$12 0.9% 15.2% $2.2

Cost Breakdown

A central one-bedroom costs $245 in Cherkasy versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 173% higher in Cherkasy, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $22.00 in Cherkasy versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $155 vs $287 – making Cherkasy the more affordable choice for daily food spending.

Good to know

🇺🇦 Cherkasy

🇮🇩 Ubud, Bali

🕒 Local time

21:01 9:01 PM

02:01 2:01 AM

5 h ahead of Cherkasy

🌤 Weather

👥 Population

274,343

74,800

💱 Currency

Ukrainian Hryvnia UAH ₴

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 23, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to UAH in detail →

On the map

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Highest

Between locations

Cherkasy Ubud, Bali 10,240 km ≈ 13 h nonstop flight

From you

Cherkasy
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cherkasy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 97%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,030 per month in Cherkasy and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cherkasy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 5% less in Cherkasy. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $222 per month in Cherkasy and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cherkasy, where all-in costs run around $687, than in Ubud, Bali at $1,353. In Cherkasy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cherkasy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cherkasy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.