๐A single person spends $714 per month in Cherkasy vs $1,408 in Ubud, Bali, rent included.
๐A couple spends around $1,099 per month in Cherkasy vs $2,582 in Ubud, Bali, rent included.
๐A family of three spends $1,484 per month in Cherkasy vs $3,757 in Ubud, Bali, rent included.
๐Cherkasy is about 49% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
๐Cherkasy sits 47% below the global median, while Ubud, Bali is 5% above โ they fall on opposite sides of the world average.
Currency
๐ฝ Eating Out
Cherkasy
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.04โด309
$3.42Rpย 58.7K
105.85%
Three-Course Dinner for Two, Mid-Range
$24.77โด1,089
$32.96Rpย 566.5K
-24.85%
Fast Food Meal(McDonalds, etc)
$6.21โด273
$5.08Rpย 87.3K
22.24%
Cappuccino
$1.22โด53.5
$2.82Rpย 48.5K
-56.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.60โด26.30
$1.37Rpย 23.5K
-56.20%
Water(0.33 liter bottle)
$0.33โด14.50
$0.71Rpย 12.2K
-53.52%
Local Beer(0.5 liter draught)
$1.18โด51.9
$2.97Rpย 51.0K
-60.27%
Imported Beer(0.33 liter bottle)
$1.91โด84.0
$3.91Rpย 67.2K
-51.15%
๐ Groceries & Markets
Cherkasy
Ubud, Bali
Difference
Milk(1 liter)
$1.05โด46.37
$1.75Rpย 30.0K
-40.00%
White Bread(500g)
$0.61โด26.76
$2.52Rpย 43.2K
-75.79%
Rice(white)(1kg)
$1.07โด46.94
$1.21Rpย 20.8K
-11.57%
Eggs
$1.54โด67.8
$2.33Rpย 40.1K
-33.91%
Local Cheese(1kg)
$9.98โด439
$14.50Rpย 249.2K
-31.17%
Chicken Fillets(1kg)
$4.21โด185
$4.36Rpย 74.9K
-3.44%
Beef Round Steak(1kg)
$9.58โด421
$12.05Rpย 207.0K
-20.50%
Apples(1kg)
$0.82โด36.27
$3.82Rpย 65.6K
-78.53%
Banana(1kg)
$1.60โด70.2
$1.61Rpย 27.7K
-0.62%
Oranges(1kg)
$1.67โด73.6
$2.70Rpย 46.5K
-38.15%
Tomato(1kg)
$2.53โด111
$2.23Rpย 38.3K
13.45%
Potato(1kg)
$0.81โด35.75
$1.90Rpย 32.6K
-57.37%
Onion(1kg)
$0.43โด18.69
$2.18Rpย 37.5K
-80.28%
Lettuce(1 head)
$1.63โด71.6
$1.03Rpย 17.7K
58.25%
Water(1.5 liter bottle)
$0.43โด18.80
$0.77Rpย 13.3K
-44.16%
Cigarettes 20 Pack(Marlboro, Camel)
$2.38โด105
$3.18Rpย 54.7K
-25.16%
Wine(Bottle)
$3.09โด136
$23.23Rpย 399.2K
-86.70%
Local Beer(0.5 liter bottle)
$0.88โด38.50
$2.85Rpย 48.9K
-69.12%
Imported Beer(0.33 liter bottle)
$1.65โด72.4
$2.72Rpย 46.7K
-39.34%
๐ Getting Around
Cherkasy
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.40โด17.80
$0.29Rpย 5,022
37.93%
Public Transport Monthly Pass(Regular Price)
$9.21โด405
$8.43Rpย 144.8K
9.25%
Taxi Start(Normal Tariff)
$1.65โด72.5
$0.49Rpย 8,344
236.73%
Taxi(Normal Tariff)(1km)
$0.18โด8.04
$0.45Rpย 7,812
-60.00%
Taxi 1hour Waiting(Normal Tariff)
$5.78โด254
$6.28Rpย 107.8K
-7.96%
Gasoline(1 liter)
$1.35โด59.5
$0.85Rpย 14.6K
58.82%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8Kโด1.3M
$26.1KRpย 447.8M
14.54%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6Kโด1.2M
$31.5KRpย 541.8M
-12.35%
๐งพ Monthly Utilities & Internet
Cherkasy
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$84.8โด3,730
$79.8Rpย 1.4M
6.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.11โด269
$4.09Rpย 70.3K
49.39%
Internet(50+ Mbps, Unlimited Data)
$4.82โด212
$24.06Rpย 413.6K
-79.97%
๐ Sport & Entertainment
Cherkasy
Ubud, Bali
Difference
Gym Membership(Monthly)
$24.84โด1,092
$96.2Rpย 1.7M
-74.18%
Tennis Court(1 Hour on Weekend)
$9.51โด418
$6.53Rpย 112.2K
45.64%
Cinema Ticket
$4.65โด204
$4.13Rpย 71.1K
12.59%
๐งธ Childcare & Education
Cherkasy
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$228โด10.0K
$297Rpย 5.1M
-23.14%
International Primary School, 1 Child(Yearly)
$3,413โด150.0K
$6,661Rpย 114.5M
-48.76%
๐๐ Clothing & Footwear
Cherkasy
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$63.3โด2,784
$55.0Rpย 944.5K
15.21%
Summer Dress(H&M, Zara, etc)
$30.73โด1,351
$38.75Rpย 666.0K
-20.70%
Sport Shoes(Adidas, Nike)
$79.5โด3,495
$89.6Rpย 1.5M
-11.28%
Men's Leather Business Shoes
$98.5โด4,329
$78.9Rpย 1.4M
24.80%
๐ Accommodation & Living
Cherkasy
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$265โด11.6K
$1,018Rpย 17.5M
-74.01%
1-bedroom Apartment, Outside City Center(Monthly)
$189โด8,327
$660Rpย 11.3M
-71.30%
3-bedroom Apartment, City Center(Monthly)
$383โด16.8K
$3,435Rpย 59.0M
-88.86%
3-bedroom Apartment, Outside City Center(Monthly)
$277โด12.2K
$2,053Rpย 35.3M
-86.50%
Buy Apartment in City Center(m2)
$809โด35.6K
$2,981Rpย 51.2M
-72.87%
Buy Apartment Outside City Center(m2)
$691โด30.4K
$2,368Rpย 40.7M
-70.81%
๐ต Salaries & Financials
Cherkasy
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$454โด20.0K
$172Rpย 3.0M
163.97%
20-Year Fixed Mortgage Interest Rate(Annual %)
15.25
13.28
14.83%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Cherkasy: April 20, 2026
Last update for Ubud, Bali: April 21, 2026
Cost Breakdown
๐ A central one-bedroom costs $265 in Cherkasy versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐ฐSalaries run about 164% higher in Cherkasy, which reinforces the cost advantage โ you earn more and spend less. Purchasing power leans clearly in its favor.
๐A mid-range dinner for two costs $25 in Cherkasy versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $169 vs $299 โ making Cherkasy the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cherkasy vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cherkasy?
Yes โ Ubud, Bali is pricier by about 97%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,071 per month in Cherkasy and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cherkasy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 9% less in Cherkasy. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $228 per month in Cherkasy and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Cherkasy or Ubud, Bali?
A $1,500 monthly budget goes further in Cherkasy, where all-in costs run around $714, than in Ubud, Bali at $1,408. In Cherkasy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Cherkasy or Ubud, Bali more family-friendly?
Families tend to lean toward Cherkasy โ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cherkasy or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cherkasy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.