Cost of Living Comparison Between Cherkasy and Ubud, Bali Cost of Living Comparison Between Cherkasy and Ubud, Bali

Monthly Cost of Living

A single person spends $728 per month in Cherkasy vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,104 per month in Cherkasy vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,480 per month in Cherkasy vs $3,694 in Ubud, Bali, rent included.

Cherkasy is about 48% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Cherkasy sits 46% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cherkasy
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.15 ₴318
$3.57 Rp 64.7K
100.28%
Three-Course Dinner for Two, Mid-Range
$25.34 ₴1,128
$32.50 Rp 589.5K
-22.03%
Fast Food Meal (McDonalds, etc)
$6.01 ₴267
$4.86 Rp 88.2K
23.66%
Cappuccino
$1.16 ₴51.5
$2.75 Rp 49.8K
-57.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.61 ₴27.03
$1.32 Rp 24.0K
-53.79%
Water (0.33 liter bottle)
$0.35 ₴15.78
$0.70 Rp 12.7K
-50.00%
Local Beer (0.5 liter draught)
$1.20 ₴53.4
$2.91 Rp 52.8K
-58.76%
Imported Beer (0.33 liter bottle)
$1.91 ₴84.9
$3.79 Rp 68.8K
-49.60%
🛒 Groceries & Markets
Cherkasy
Ubud, Bali
Difference
Milk (1 liter)
$1.02 ₴45.25
$1.71 Rp 31.0K
-40.35%
White Bread (500g)
$0.66 ₴29.31
$2.47 Rp 44.9K
-73.28%
Rice (white) (1kg)
$1.06 ₴47.24
$1.20 Rp 21.8K
-11.67%
Eggs
$1.61 ₴71.7
$2.44 Rp 44.3K
-34.02%
Local Cheese (1kg)
$9.95 ₴443
$14.38 Rp 260.9K
-30.81%
Chicken Fillets (1kg)
$4.08 ₴182
$4.31 Rp 78.1K
-5.34%
Beef Round Steak (1kg)
$9.37 ₴417
$12.21 Rp 221.4K
-23.26%
Apples (1kg)
$0.77 ₴34.10
$3.68 Rp 66.8K
-79.08%
Banana (1kg)
$1.62 ₴72.0
$1.55 Rp 28.1K
4.52%
Oranges (1kg)
$1.68 ₴74.7
$2.79 Rp 50.5K
-39.78%
Tomato (1kg)
$2.52 ₴112
$2.33 Rp 42.3K
8.15%
Potato (1kg)
$0.75 ₴33.51
$1.97 Rp 35.7K
-61.93%
Onion (1kg)
$0.45 ₴20.04
$2.31 Rp 41.9K
-80.52%
Lettuce (1 head)
$1.62 ₴72.2
$1.06 Rp 19.3K
52.83%
Water (1.5 liter bottle)
$0.44 ₴19.41
$0.73 Rp 13.2K
-39.73%
Cigarettes 20 Pack (Marlboro, Camel)
$2.37 ₴105
$3.28 Rp 59.5K
-27.74%
Wine (Bottle)
$3.46 ₴154
$22.79 Rp 413.4K
-84.82%
Local Beer (0.5 liter bottle)
$0.81 ₴36.14
$2.81 Rp 50.9K
-71.17%
Imported Beer (0.33 liter bottle)
$1.67 ₴74.3
$2.78 Rp 50.5K
-39.93%
🚌 Getting Around
Cherkasy
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.41 ₴18.16
$0.29 Rp 5,281
41.38%
Public Transport Monthly Pass (Regular Price)
$8.80 ₴392
$8.06 Rp 146.2K
9.18%
Taxi Start (Normal Tariff)
$1.67 ₴74.5
$0.45 Rp 8,146
271.11%
Taxi (Normal Tariff) (1km)
$0.18 ₴8.22
$0.45 Rp 8,193
-60.00%
Taxi 1hour Waiting (Normal Tariff)
$5.74 ₴256
$6.24 Rp 113.1K
-8.01%
Gasoline (1 liter)
$1.35 ₴59.9
$0.85 Rp 15.4K
58.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K ₴1.3M
$26.0K Rp 471.2M
15.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5K ₴1.2M
$31.7K Rp 574.1M
-13.16%
🧾 Monthly Utilities & Internet
Cherkasy
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$86.3 ₴3,841
$80.8 Rp 1.5M
6.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.03 ₴269
$4.06 Rp 73.6K
48.52%
Internet (50+ Mbps, Unlimited Data)
$4.63 ₴206
$24.42 Rp 442.9K
-81.04%
🎉 Sport & Entertainment
Cherkasy
Ubud, Bali
Difference
Gym Membership (Monthly)
$25.56 ₴1,138
$97.7 Rp 1.8M
-73.83%
Tennis Court (1 Hour on Weekend)
$9.71 ₴432
$6.45 Rp 116.9K
50.54%
Cinema Ticket
$4.54 ₴202
$4.04 Rp 73.3K
12.38%
🧸 Childcare & Education
Cherkasy
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$222 ₴9,886
$304 Rp 5.5M
-26.95%
International Primary School, 1 Child (Yearly)
$3,419 ₴152.2K
$6,621 Rp 120.1M
-48.36%
👕👟 Clothing & Footwear
Cherkasy
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$63.5 ₴2,828
$54.2 Rp 983.6K
17.17%
Summer Dress (H&M, Zara, etc)
$30.11 ₴1,340
$38.78 Rp 703.2K
-22.36%
Sport Shoes (Adidas, Nike)
$82.0 ₴3,648
$86.1 Rp 1.6M
-4.86%
Men's Leather Business Shoes
$97.3 ₴4,333
$76.7 Rp 1.4M
26.96%
🏠 Accommodation & Living
Cherkasy
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$263 ₴11.7K
$986 Rp 17.9M
-73.28%
1-bedroom Apartment, Outside City Center (Monthly)
$191 ₴8,498
$658 Rp 11.9M
-70.98%
3-bedroom Apartment, City Center (Monthly)
$384 ₴17.1K
$3,369 Rp 61.1M
-88.60%
3-bedroom Apartment, Outside City Center (Monthly)
$282 ₴12.5K
$2,066 Rp 37.5M
-86.36%
Buy Apartment in City Center (m2)
$797 ₴35.5K
$2,741 Rp 49.7M
-70.92%
Buy Apartment Outside City Center (m2)
$694 ₴30.9K
$2,228 Rp 40.4M
-68.85%
💵 Salaries & Financials
Cherkasy
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$450 ₴20.0K
$163 Rp 3.0M
175.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
15.25
13.28
14.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cherkasy: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $263 in Cherkasy versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 176% higher in Cherkasy, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Cherkasy versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $168 vs $297 – making Cherkasy the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cherkasy vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cherkasy?
Yes – Ubud, Bali is pricier by about 93%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,092 per month in Cherkasy and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cherkasy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 9% less in Cherkasy. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $222 per month in Cherkasy and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Cherkasy or Ubud, Bali?
A $1,500 monthly budget goes further in Cherkasy, where all-in costs run around $728, than in Ubud, Bali at $1,404. In Cherkasy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Cherkasy or Ubud, Bali more family-friendly?
Families tend to lean toward Cherkasy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cherkasy or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cherkasy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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