Cost of Living Comparison Between Ubud, Bali and Charlotte Amalie Cost of Living Comparison Between Ubud, Bali and Charlotte Amalie

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,957 in Charlotte Amalie, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $2,036 in Charlotte Amalie, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,116 in Charlotte Amalie, rent included.

Ubud, Bali is about 28% cheaper than Charlotte Amalie, driven mainly by Eating Out.

Both Ubud, Bali and Charlotte Amalie sit above the global median – Ubud, Bali by 4%, Charlotte Amalie by 46%.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$24.59 $24.59

-85.48%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$101 $101

-67.71%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$11.83 $11.83

-58.92%

Cappuccino

$2.75 Rp 49.2K

$7.56 $7.56

-63.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.27 $2.27

-41.85%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.19 $2.19

-68.04%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$7.14 $7.14

-59.24%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$9.14 $9.14

-58.53%

Milk (1 liter)

$1.71 Rp 30.6K

$2.72 $2.72

-37.13%

White Bread (500g)

$2.47 Rp 44.3K

$9.22 $9.22

-73.21%

Rice (white) (1kg)

$1.20 Rp 21.5K

Eggs

$2.44 Rp 43.8K

$7.05 $7.05

-65.39%

Local Cheese (1kg)

$14.38 Rp 257.7K

Chicken Fillets (1kg)

$4.31 Rp 77.1K

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

Banana (1kg)

$1.55 Rp 27.8K

Oranges (1kg)

$2.79 Rp 49.9K

Tomato (1kg)

$2.33 Rp 41.8K

Potato (1kg)

$1.97 Rp 35.3K

Onion (1kg)

$2.31 Rp 41.4K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.73 Rp 13.1K

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$22.79 Rp 408.4K

$19.85 $19.85

14.81%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.50 $1.50

-43.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$305 $305

-73.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$118 $118

-79.36%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

Men's Leather Business Shoes

$76.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,972 $1,972

-50.01%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$948 $948

-30.59%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Charlotte Amalie: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $1,972 in Charlotte Amalie. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $101 in Charlotte Amalie. Groceries tell a different story – $297 in Ubud, Bali vs $187 in Charlotte Amalie – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Charlotte Amalie: Cost of Living - Frequently Asked Questions

Yes – Charlotte Amalie is pricier by about 39%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $2,935 in Charlotte Amalie. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 59% cheaper in Charlotte Amalie – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $101 in Charlotte Amalie. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Charlotte Amalie at $1,957. In Ubud, Bali it covers expenses comfortably, while in Charlotte Amalie it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Charlotte Amalie makes more sense. Both are solid long-term options with distinct trade-offs.