Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Charlotte Amalie

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,365 in Charlotte Amalie, rent and utilities included – about $12,400 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,365

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Charlotte Amalie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Charlotte Amalie actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,365 in Charlotte Amalie, rent included.

Ubud, Bali $1,331
Charlotte Amalie $2,365

A couple spends around $2,255 per month in Ubud, Bali vs $4,182 in Charlotte Amalie, rent included.

Ubud, Bali $2,255
Charlotte Amalie $4,182

A family of three spends $3,180 per month in Ubud, Bali vs $5,998 in Charlotte Amalie, rent included.

Ubud, Bali $3,180
Charlotte Amalie $5,998

Ubud, Bali is about 44% cheaper than Charlotte Amalie, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Charlotte Amalie is 75% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$25.12 $25.12

-86.54%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$118 $118

-70.75%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$12.79 $12.79

-56.45%

Cappuccino

$2.62 Rp 47.4K

$7.22 $7.22

-63.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.05 $3.05

-49.51%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.46 $2.46

-73.98%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$5.39 $5.39

-50.46%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$6.93 $6.93

-38.53%

Milk (1 liter)

$1.46 Rp 26.5K

$2.79 $2.79

-47.67%

White Bread (500g)

$2.29 Rp 41.5K

$8.86 $8.86

-74.15%

Rice (white) (1kg)

$1.11 Rp 20.0K

Eggs

$2.10 Rp 38.0K

$7.17 $7.17

-70.71%

Local Cheese (1kg)

$15.94 Rp 288.6K

Chicken Fillets (1kg)

$3.88 Rp 70.3K

Beef Round Steak (1kg)

$11.40 Rp 206.4K

Apples (1kg)

$3.55 Rp 64.3K

Banana (1kg)

$1.54 Rp 27.8K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.7K

Potato (1kg)

$1.86 Rp 33.6K

Onion (1kg)

$2.42 Rp 43.8K

Lettuce (1 head)

$1.02 Rp 18.6K

Water (1.5 liter bottle)

$0.52 Rp 9,456

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$4.92 $4.92

-55.28%

Wine (Bottle)

$21.79 Rp 394.4K

$19.93 $19.93

9.33%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$6.83 $6.83

-56.52%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$6.17 $6.17

-95.95%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$19.93 $19.93

-97.79%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.35 $1.35

-38.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$45.8K $45.8K

-46.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$48.7K $48.7K

-34.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$301 $301

-74.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$61.0 $61.0

-89.93%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$101 $101

-81.26%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$199 $199

-74.41%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

Cinema Ticket

$4.38 Rp 79.3K

$11.84 $11.84

-63.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$89.1 $89.1

-12.06%

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,261 $1,261

-14.55%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,006 $1,006

-33.92%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$3,493 $3,493

0.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$3,014 $3,014

-44.56%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Charlotte Amalie: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Charlotte Amalie

–

Groceries & Markets

Ubud, Bali

$279 21%

Charlotte Amalie

–

Clothing & Footwear

Ubud, Bali

$106 8%

Charlotte Amalie

–

Eating Out

Ubud, Bali

$106 8%

Charlotte Amalie

–

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Charlotte Amalie

–

Sport & Entertainment

Ubud, Bali

$60 4.5%

Charlotte Amalie

–

Getting Around

Ubud, Bali

$12 0.9%

Charlotte Amalie

–

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,261 in Charlotte Amalie. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $118 in Charlotte Amalie. Groceries tell a different story – $279 in Ubud, Bali vs $199 in Charlotte Amalie – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇻🇮 Charlotte Amalie

🕒 Local time

23:58 11:58 PM

11:58 11:58 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,477 Capital

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Charlotte Amalie 18,920 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Charlotte Amalie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Charlotte Amalie: Cost of Living - Frequently Asked Questions

Yes – Charlotte Amalie is pricier by about 78%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,547 in Charlotte Amalie. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,261 in Charlotte Amalie.

Interestingly, groceries are about 29% cheaper in Charlotte Amalie – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $35 in Ubud, Bali and $118 in Charlotte Amalie. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,365 in Charlotte Amalie. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Charlotte Amalie has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,365 in Charlotte Amalie. Climate, culture, job market, and personal taste all factor in.