Cost of Living Comparison Between Ubud, Bali and Chandigarh Cost of Living Comparison Between Ubud, Bali and Chandigarh

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $486 in Chandigarh.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $764 in Chandigarh.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,042 in Chandigarh.

Living in Ubud, Bali is roughly 181% more expensive than in Chandigarh, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Chandigarh is 64% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.05 ₹293

12.79%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$13.40 ₹1,286

170.97%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$4.28 ₹410

33.41%

Cappuccino

$2.67 Rp 47.3K

$2.63 ₹252

1.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.43 ₹41.66

306.98%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.23 ₹21.90

278.26%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.12 ₹203

39.15%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.11 ₹298

45.34%

Milk (1 liter)

$1.62 Rp 28.7K

$0.72 ₹68.7

125.00%

White Bread (500g)

$2.33 Rp 41.3K

$0.54 ₹52.1

331.48%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.84 ₹80.2

32.14%

Eggs

$2.20 Rp 39.0K

$0.94 ₹90.4

134.04%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.08 ₹488

248.23%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.87 ₹275

42.86%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.84 ₹177

101.63%

Banana (1kg)

$1.59 Rp 28.1K

$0.76 ₹73.2

109.21%

Oranges (1kg)

$2.28 Rp 40.4K

$1.08 ₹103

111.11%

Tomato (1kg)

$1.95 Rp 34.6K

$0.63 ₹60.6

209.52%

Potato (1kg)

$1.91 Rp 33.7K

$0.32 ₹31.11

496.87%

Onion (1kg)

$2.33 Rp 41.3K

$0.35 ₹33.41

565.71%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.69 ₹66.5

46.38%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.30 ₹28.51

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.95 ₹475

-54.95%

Wine (Bottle)

$23.07 Rp 408.6K

$11.58 ₹1,111

99.22%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.73 ₹166

39.88%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.64 ₹253

13.64%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.77 ₹649

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.30 ₹28.55

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$3.63 ₹348

147.38%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.07 ₹103

-55.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.24 ₹23.03

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.59 ₹153

254.72%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.07 ₹103

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$12.7K ₹1.2M

96.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$25.3K ₹2.4M

25.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$44.94 ₹4,311

81.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$4.80 ₹460

35.21%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$7.01 ₹672

167.76%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$21.31 ₹2,044

166.87%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$7.99 ₹766

134.42%

Cinema Ticket

$4.54 Rp 80.4K

$3.09 ₹296

46.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$58.7 ₹5,634

718.44%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$2,483 ₹238.2K

130.02%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$26.60 ₹2,552

71.13%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$25.15 ₹2,413

42.66%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$57.8 ₹5,546

39.08%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$43.90 ₹4,212

79.20%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$170 ₹16.3K

555.61%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$117 ₹11.2K

498.43%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$456 ₹43.7K

698.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$283 ₹27.2K

513.80%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,951 ₹283.1K

-5.65%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,768 ₹169.6K

29.54%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$438 ₹42.0K

-61.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Chandigarh: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $170 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Chandigarh pays 161% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $13.00 in Chandigarh for a mid-range dinner for two. Groceries echo the gap at $295 vs $116 per month, with Chandigarh cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chandigarh: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 181% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

On paper, salaries run 161% lower in Chandigarh. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $170 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 147% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $58.7 in Chandigarh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $486 in Chandigarh versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Chandigarh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both work as nomad bases, but Chandigarh delivers better value – similar infrastructure at $486 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chandigarh hard to pass up.

Safety-wise, Ubud, Bali and Chandigarh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chandigarh gentler on the wallet – expenses run 181% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.