Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chandigarh

For one person, living is cheaper in Chandigarh: $488 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Chandigarh
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Chandigarh Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Chandigarh

🇮🇳 India

$488

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chandigarh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chandigarh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $488 in Chandigarh.

Ubud, Bali $1,349
Chandigarh $488

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $788 in Chandigarh.

Ubud, Bali $2,305
Chandigarh $788

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,088 in Chandigarh.

Ubud, Bali $3,261
Chandigarh $1,088

Living in Ubud, Bali is roughly 176% more expensive than in Chandigarh, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$3.20 ₹304

3.75%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$13.68 ₹1,299

160.53%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$4.11 ₹390

34.55%

Cappuccino

$2.72 Rp 49.3K

$2.69 ₹256

1.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.44 ₹41.50

286.36%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.25 ₹23.78

204.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.15 ₹204

23.26%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.17 ₹301

38.17%

Milk (1 liter)

$1.49 Rp 27.0K

$0.73 ₹69.4

104.11%

White Bread (500g)

$2.28 Rp 41.2K

$0.52 ₹49.17

338.46%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.81 ₹77.3

46.91%

Eggs

$2.04 Rp 36.9K

$0.91 ₹86.3

124.18%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.93 ₹468

259.03%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$2.84 ₹270

39.44%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$1.64 ₹156

123.17%

Banana (1kg)

$1.52 Rp 27.5K

$0.75 ₹70.9

102.67%

Oranges (1kg)

$2.23 Rp 40.4K

$1.06 ₹101

110.38%

Tomato (1kg)

$1.97 Rp 35.7K

$0.67 ₹63.8

194.03%

Potato (1kg)

$1.85 Rp 33.5K

$0.28 ₹26.54

560.71%

Onion (1kg)

$2.42 Rp 43.9K

$0.34 ₹32.38

611.76%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.67 ₹63.4

47.76%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.30 ₹28.25

70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.97 ₹472

-55.33%

Wine (Bottle)

$22.24 Rp 403.0K

$11.43 ₹1,086

94.58%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.67 ₹158

35.33%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.81 ₹266

5.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.55 ₹622

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.25 ₹23.60

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$4.58 ₹435

70.74%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.08 ₹102

-59.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.25 ₹23.90

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.66 ₹158

225.90%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.09 ₹103

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$11.2K ₹1.1M

112.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$25.0K ₹2.4M

27.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$38.21 ₹3,628

106.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$4.08 ₹388

58.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$6.52 ₹619

184.97%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$25.72 ₹2,443

92.38%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$8.08 ₹767

118.44%

Cinema Ticket

$4.27 Rp 77.4K

$3.13 ₹298

36.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$57.7 ₹5,480

749.86%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$2,480 ₹235.5K

128.79%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$26.87 ₹2,551

66.13%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$25.26 ₹2,398

38.36%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$57.6 ₹5,469

38.72%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$44.40 ₹4,216

78.87%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$171 ₹16.3K

556.81%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$127 ₹12.1K

428.65%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$482 ₹45.8K

638.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$309 ₹29.3K

457.70%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,868 ₹177.4K

46.21%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,025 ₹97.4K

122.75%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$437 ₹41.5K

-62.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Chandigarh: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Chandigarh

$127 26% 81.1% $544

Groceries & Markets

Ubud, Bali

$288 21.4%

Chandigarh

$113 23.2% 60.7% $175

Eating Out

Ubud, Bali

$108 8%

Chandigarh

$90 18.5% 16.3% $18

Clothing & Footwear

Ubud, Bali

$108 8%

Chandigarh

$69 14.2% 35.5% $38

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Chandigarh

$49 10% 53.1% $55

Sport & Entertainment

Ubud, Bali

$58 4.3%

Chandigarh

$32 6.6% 44.9% $26

Getting Around

Ubud, Bali

$11 0.9%

Chandigarh

$7.9 1.6% 30.7% $3.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $171 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Chandigarh pays about 2.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $14 in Chandigarh for a mid-range dinner for two. Groceries echo the gap at $288 vs $113 per month, with Chandigarh cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Chandigarh

🕒 Local time

09:01 9:01 AM

06:31 6:31 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,028,667

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chandigarh 5,990 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Chandigarh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chandigarh: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 64% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

On paper, salaries run 63% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $171 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 41% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $58 in Chandigarh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $488 in Chandigarh versus $1,349 in Ubud, Bali, a $800 budget is realistic in Chandigarh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Chandigarh are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Chandigarh gentler on the wallet – expenses run 64% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.