Cost of Living Comparison Between Ubud, Bali and Chandigarh Cost of Living Comparison Between Ubud, Bali and Chandigarh

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $455 in Chandigarh.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $739 in Chandigarh.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,023 in Chandigarh.

Living in Ubud, Bali is roughly 212% more expensive than Chandigarh, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Chandigarh is 66% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$3.16 ₹303

12.66%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$14.21 ₹1,360

130.33%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.41 ₹327

45.16%

Cappuccino

$2.71 Rp 48.6K

$2.00 ₹192

35.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.39 ₹37.50

243.59%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.20 ₹19.12

250.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.71 ₹164

70.76%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.93 ₹281

35.15%

Milk (1 liter)

$1.81 Rp 32.4K

$0.77 ₹73.9

135.06%

White Bread (500g)

$2.52 Rp 45.1K

$0.58 ₹55.9

334.48%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.90 ₹85.9

28.89%

Eggs

$2.46 Rp 44.1K

$1.06 ₹101

132.08%

Local Cheese (1kg)

$14.71 Rp 263.7K

$5.45 ₹522

169.91%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.03 ₹290

42.57%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$1.99 ₹190

92.96%

Banana (1kg)

$1.56 Rp 27.9K

$0.81 ₹78.0

92.59%

Oranges (1kg)

$2.83 Rp 50.8K

$0.97 ₹93.1

191.75%

Tomato (1kg)

$2.33 Rp 41.7K

$0.56 ₹54.0

316.07%

Potato (1kg)

$1.91 Rp 34.3K

$0.40 ₹37.84

377.50%

Onion (1kg)

$2.20 Rp 39.5K

$0.46 ₹43.88

378.26%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.49 ₹46.85

106.12%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.32 ₹30.38

143.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.01 ₹384

-17.21%

Wine (Bottle)

$23.74 Rp 425.5K

$9.79 ₹936

142.49%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.72 ₹165

62.21%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.76 ₹264

3.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.28 ₹506

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.30 ₹28.89

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$8.50 ₹814

-5.53%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.78 ₹74.6

-41.03%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.24 ₹23.09

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.30 ₹124

369.23%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.15 ₹110

-31.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$14.5K ₹1.4M

80.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$29.0K ₹2.8M

10.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$47.95 ₹4,588

66.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.47 ₹332

17.00%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$7.14 ₹683

229.41%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$19.33 ₹1,850

410.61%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$10.12 ₹969

-34.49%

Cinema Ticket

$4.15 Rp 74.3K

$2.88 ₹276

44.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$61.9 ₹5,925

390.97%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,968 ₹188.4K

235.95%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$24.50 ₹2,344

126.69%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$24.07 ₹2,303

59.16%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$48.81 ₹4,671

81.52%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$32.30 ₹3,091

141.08%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$174 ₹16.7K

476.78%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$104 ₹9,920

551.49%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$403 ₹38.5K

754.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$271 ₹25.9K

653.87%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$3,407 ₹326.1K

-16.61%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$2,069 ₹198.0K

9.43%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$435 ₹41.7K

-62.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.3

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Chandigarh: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $174 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Chandigarh pays 163% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $14.00 in Chandigarh for a mid-range dinner for two. Groceries echo the gap at $302 vs $116 per month, with Chandigarh cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chandigarh: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 212% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

On paper, Chandigarh earns 163% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $174 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 6% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $61.9 in Chandigarh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $455 in Chandigarh versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Chandigarh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both work as nomad bases, but Chandigarh delivers better value – similar infrastructure at $455 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chandigarh hard to pass up.

Safety-wise, Ubud, Bali and Chandigarh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chandigarh gentler on the wallet – expenses run 212% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.