Cost of Living Comparison Between Ubud, Bali and Chandigarh Cost of Living Comparison Between Ubud, Bali and Chandigarh

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $450 in Chandigarh.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $731 in Chandigarh.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,012 in Chandigarh.

Living in Ubud, Bali is roughly 213% more expensive than in Chandigarh, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Chandigarh is 66% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$3.12 ₹300

10.58%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$14.08 ₹1,355

129.69%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.53 ₹340

37.11%

Cappuccino

$2.75 Rp 49.3K

$1.98 ₹191

38.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.40 ₹38.41

245.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.20 ₹19.21

275.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.78 ₹171

67.98%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.88 ₹278

33.68%

Milk (1 liter)

$1.74 Rp 31.1K

$0.77 ₹74.2

125.97%

White Bread (500g)

$2.46 Rp 44.1K

$0.57 ₹54.9

331.58%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.82 ₹79.1

42.68%

Eggs

$2.43 Rp 43.6K

$1.09 ₹105

122.94%

Local Cheese (1kg)

$14.50 Rp 260.2K

$5.49 ₹528

164.12%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$2.91 ₹281

49.48%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

$2.05 ₹198

81.46%

Banana (1kg)

$1.63 Rp 29.2K

$0.75 ₹72.3

117.33%

Oranges (1kg)

$2.74 Rp 49.2K

$0.99 ₹95.7

176.77%

Tomato (1kg)

$2.24 Rp 40.2K

$0.56 ₹54.4

300.00%

Potato (1kg)

$1.92 Rp 34.4K

$0.39 ₹37.80

392.31%

Onion (1kg)

$2.28 Rp 40.8K

$0.45 ₹43.76

406.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.46 ₹43.95

130.43%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.31 ₹30.32

132.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$4.14 ₹398

-20.53%

Wine (Bottle)

$23.19 Rp 416.1K

$11.70 ₹1,126

98.21%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.66 ₹160

67.47%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.85 ₹275

-4.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.06 ₹487

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.28 ₹26.69

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$8.68 ₹835

-6.57%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.79 ₹75.7

-39.24%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.24 ₹23.11

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.31 ₹126

374.81%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.21 ₹116

-33.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$14.8K ₹1.4M

80.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$28.9K ₹2.8M

11.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$47.68 ₹4,590

64.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$3.34 ₹321

21.86%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$7.17 ₹690

239.33%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$19.79 ₹1,905

398.28%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$10.31 ₹992

-38.51%

Cinema Ticket

$3.99 Rp 71.5K

$2.84 ₹273

40.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$61.9 ₹5,956

393.02%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,966 ₹189.3K

237.86%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$24.88 ₹2,395

117.60%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$24.03 ₹2,313

57.34%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$48.63 ₹4,681

78.57%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$32.59 ₹3,138

134.27%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$170 ₹16.4K

482.82%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$104 ₹10.1K

544.25%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$411 ₹39.5K

721.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$267 ₹25.7K

667.06%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$3,017 ₹290.5K

-7.05%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,782 ₹171.5K

24.98%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$471 ₹45.3K

-64.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.3

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Chandigarh: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $170 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Chandigarh pays 182% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $14.00 in Chandigarh for a mid-range dinner for two. Groceries echo the gap at $297 vs $119 per month, with Chandigarh cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chandigarh: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 213% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

On paper, salaries run 182% lower in Chandigarh. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $170 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 7% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $61.9 in Chandigarh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $450 in Chandigarh versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Chandigarh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both work as nomad bases, but Chandigarh delivers better value – similar infrastructure at $450 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chandigarh hard to pass up.

Safety-wise, Ubud, Bali and Chandigarh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chandigarh gentler on the wallet – expenses run 213% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.