🙂Monthly costs for one person with rent: $450 in Chandigarh versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $731 in Chandigarh versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,012 in Chandigarh versus $3,763 in Ubud, Bali.
🌍Living in Chandigarh costs roughly 68% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Chandigarh is 66% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Chandigarh
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.12₹300
$3.45Rp 61.8K
-9.57%
Three-Course Dinner for Two, Mid-Range
$14.08₹1,355
$32.34Rp 578.5K
-56.46%
Fast Food Meal(McDonalds, etc)
$3.53₹340
$4.84Rp 86.7K
-27.07%
Cappuccino
$1.98₹191
$2.75Rp 49.1K
-28.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.40₹38.41
$1.38Rp 24.8K
-71.01%
Water(0.33 liter bottle)
$0.20₹19.21
$0.75Rp 13.4K
-73.33%
Local Beer(0.5 liter draught)
$1.78₹171
$2.99Rp 53.5K
-40.47%
Imported Beer(0.33 liter bottle)
$2.88₹278
$3.85Rp 68.9K
-25.19%
🛒 Groceries & Markets
Chandigarh
Ubud, Bali
Difference
Milk(1 liter)
$0.77₹74.2
$1.74Rp 31.1K
-55.75%
White Bread(500g)
$0.57₹54.9
$2.46Rp 44.0K
-76.83%
Rice(white)(1kg)
$0.82₹79.1
$1.17Rp 20.9K
-29.91%
Eggs
$1.09₹105
$2.43Rp 43.5K
-55.14%
Local Cheese(1kg)
$5.49₹528
$14.50Rp 259.5K
-62.14%
Chicken Fillets(1kg)
$2.91₹281
$4.35Rp 77.8K
-33.10%
Beef Round Steak(1kg)
-
$11.98Rp 214.3K
-
Apples(1kg)
$2.05₹198
$3.72Rp 66.5K
-44.89%
Banana(1kg)
$0.75₹72.3
$1.63Rp 29.1K
-53.99%
Oranges(1kg)
$0.99₹95.7
$2.74Rp 49.1K
-63.87%
Tomato(1kg)
$0.56₹54.4
$2.24Rp 40.1K
-75.00%
Potato(1kg)
$0.39₹37.80
$1.92Rp 34.3K
-79.69%
Onion(1kg)
$0.45₹43.77
$2.28Rp 40.7K
-80.26%
Lettuce(1 head)
$0.46₹43.96
$1.06Rp 19.0K
-56.60%
Water(1.5 liter bottle)
$0.31₹30.32
$0.72Rp 12.9K
-56.94%
Cigarettes 20 Pack(Marlboro, Camel)
$4.14₹398
$3.29Rp 58.8K
25.84%
Wine(Bottle)
$11.70₹1,126
$23.19Rp 414.9K
-49.55%
Local Beer(0.5 liter bottle)
$1.66₹160
$2.78Rp 49.7K
-40.29%
Imported Beer(0.33 liter bottle)
$2.85₹275
$2.73Rp 48.9K
4.40%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$5.06₹487
-
-
🚌 Getting Around
Chandigarh
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.28₹26.69
$0.27Rp 4,765
3.70%
Public Transport Monthly Pass(Regular Price)
$8.68₹835
$8.11Rp 145.0K
7.03%
Taxi Start(Normal Tariff)
$0.79₹75.7
$0.48Rp 8,636
64.58%
Taxi(Normal Tariff)(1km)
$0.24₹23.11
$0.42Rp 7,511
-42.86%
Taxi 1hour Waiting(Normal Tariff)
$1.31₹126
$6.22Rp 111.3K
-78.94%
Gasoline(1 liter)
$1.21₹116
$0.81Rp 14.6K
49.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.8K₹1.4M
$26.6KRp 476.1M
-44.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9K₹2.8M
$32.2KRp 575.9M
-10.33%
🧾 Monthly Utilities & Internet
Chandigarh
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$47.68₹4,590
$78.4Rp 1.4M
-39.14%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.34₹321
$4.07Rp 72.8K
-17.94%
Internet(50+ Mbps, Unlimited Data)
$7.17₹690
$24.33Rp 435.2K
-70.53%
🎉 Sport & Entertainment
Chandigarh
Ubud, Bali
Difference
Gym Membership(Monthly)
$19.79₹1,905
$98.6Rp 1.8M
-79.93%
Tennis Court(1 Hour on Weekend)
$10.31₹992
$6.34Rp 113.3K
62.62%
Cinema Ticket
$2.84₹273
$3.99Rp 71.3K
-28.82%
🧸 Childcare & Education
Chandigarh
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$61.9₹5,957
$305Rp 5.5M
-79.72%
International Primary School, 1 Child(Yearly)
$1,966₹189.3K
$6,642Rp 118.8M
-70.40%
👕👟 Clothing & Footwear
Chandigarh
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$24.88₹2,395
$54.1Rp 968.6K
-54.05%
Summer Dress(H&M, Zara, etc)
$24.03₹2,314
$37.81Rp 676.3K
-36.45%
Sport Shoes(Adidas, Nike)
$48.63₹4,682
$86.8Rp 1.6M
-44.00%
Men's Leather Business Shoes
$32.59₹3,138
$76.4Rp 1.4M
-57.31%
🏠 Accommodation & Living
Chandigarh
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$170₹16.4K
$992Rp 17.7M
-82.84%
1-bedroom Apartment, Outside City Center(Monthly)
$104₹10.1K
$673Rp 12.0M
-84.48%
3-bedroom Apartment, City Center(Monthly)
$411₹39.5K
$3,375Rp 60.4M
-87.83%
3-bedroom Apartment, Outside City Center(Monthly)
$267₹25.7K
$2,050Rp 36.7M
-86.96%
Buy Apartment in City Center(m2)
$3,017₹290.5K
$2,805Rp 50.2M
7.58%
Buy Apartment Outside City Center(m2)
$1,782₹171.6K
$2,227Rp 39.8M
-19.99%
💵 Salaries & Financials
Chandigarh
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$471₹45.3K
$167Rp 3.0M
182.06%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.3
13.28
-37.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chandigarh: July 11, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $170 in Chandigarh and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Chandigarh pays 182% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $14.00 in Chandigarh vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $119 vs $297 per month, with Chandigarh cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chandigarh vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chandigarh or Ubud, Bali?
Chandigarh wins on cost – living expenses run 213% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.
Are salaries higher in Chandigarh or in Ubud, Bali?
Average pay runs 182% higher in Chandigarh, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Chandigarh compared to Ubud, Bali?
Rent for a central apartment: $170 in Chandigarh versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Chandigarh compared to Ubud, Bali?
A monthly transit pass in Chandigarh runs roughly 7% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Chandigarh and in Ubud, Bali?
Childcare runs $61.9 in Chandigarh versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Chandigarh or in Ubud, Bali?
At $450 in Chandigarh versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Chandigarh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.
Which city is better for digital nomads, Chandigarh or Ubud, Bali?
Both work as nomad bases, but Chandigarh delivers better value – similar infrastructure at $450 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chandigarh hard to pass up.
How safe is Chandigarh compared to Ubud, Bali?
Safety-wise, Chandigarh and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Chandigarh gentler on the wallet – expenses run 213% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Chandigarh vs other spots: cost of living compared