🙂Monthly costs for one person with rent: $455 in Chandigarh versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $739 in Chandigarh versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,023 in Chandigarh versus $3,660 in Ubud, Bali.
🙂Living in Chandigarh costs roughly 68% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Chandigarh is 66% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Chandigarh
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.16₹303
$3.56Rp 63.9K
-11.24%
Three-Course Dinner for Two, Mid-Range
$14.21₹1,360
$32.73Rp 586.8K
-56.58%
Fast Food Meal(McDonalds, etc)
$3.41₹327
$4.95Rp 88.7K
-31.11%
Cappuccino
$2.00₹192
$2.71Rp 48.6K
-26.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.39₹37.50
$1.34Rp 24.1K
-70.90%
Water(0.33 liter bottle)
$0.20₹19.12
$0.70Rp 12.5K
-71.43%
Local Beer(0.5 liter draught)
$1.71₹164
$2.92Rp 52.3K
-41.44%
Imported Beer(0.33 liter bottle)
$2.93₹281
$3.96Rp 70.9K
-26.01%
🛒 Groceries & Markets
Chandigarh
Ubud, Bali
Difference
Milk(1 liter)
$0.77₹73.9
$1.81Rp 32.4K
-57.46%
White Bread(500g)
$0.58₹55.9
$2.52Rp 45.1K
-76.98%
Rice(white)(1kg)
$0.90₹85.9
$1.16Rp 20.8K
-22.41%
Eggs
$1.06₹101
$2.46Rp 44.1K
-56.91%
Local Cheese(1kg)
$5.45₹522
$14.71Rp 263.7K
-62.95%
Chicken Fillets(1kg)
$3.03₹290
$4.32Rp 77.4K
-29.86%
Beef Round Steak(1kg)
-
$12.14Rp 217.5K
-
Apples(1kg)
$1.99₹190
$3.84Rp 68.8K
-48.18%
Banana(1kg)
$0.81₹78.0
$1.56Rp 27.9K
-48.08%
Oranges(1kg)
$0.97₹93.1
$2.83Rp 50.8K
-65.72%
Tomato(1kg)
$0.56₹54.0
$2.33Rp 41.7K
-75.97%
Potato(1kg)
$0.40₹37.84
$1.91Rp 34.3K
-79.06%
Onion(1kg)
$0.46₹43.88
$2.20Rp 39.5K
-79.09%
Lettuce(1 head)
$0.49₹46.85
$1.01Rp 18.2K
-51.49%
Water(1.5 liter bottle)
$0.32₹30.38
$0.78Rp 13.9K
-58.97%
Cigarettes 20 Pack(Marlboro, Camel)
$4.01₹384
$3.32Rp 59.4K
20.78%
Wine(Bottle)
$9.79₹936
$23.74Rp 425.5K
-58.76%
Local Beer(0.5 liter bottle)
$1.72₹165
$2.79Rp 50.0K
-38.35%
Imported Beer(0.33 liter bottle)
$2.76₹264
$2.86Rp 51.3K
-3.50%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$5.28₹506
-
-
🚌 Getting Around
Chandigarh
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.30₹28.89
$0.27Rp 4,819
11.11%
Public Transport Monthly Pass(Regular Price)
$8.50₹814
$8.03Rp 143.9K
5.85%
Taxi Start(Normal Tariff)
$0.78₹74.6
$0.46Rp 8,181
69.57%
Taxi(Normal Tariff)(1km)
$0.24₹23.09
$0.45Rp 8,068
-46.67%
Taxi 1hour Waiting(Normal Tariff)
$1.30₹124
$6.10Rp 109.3K
-78.69%
Gasoline(1 liter)
$1.15₹110
$0.79Rp 14.2K
45.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.5K₹1.4M
$26.1KRp 468.8M
-44.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0K₹2.8M
$32.1KRp 575.8M
-9.86%
🧾 Monthly Utilities & Internet
Chandigarh
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$47.95₹4,588
$79.9Rp 1.4M
-40.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.47₹332
$4.06Rp 72.9K
-14.53%
Internet(50+ Mbps, Unlimited Data)
$7.14₹683
$23.52Rp 421.6K
-69.64%
🎉 Sport & Entertainment
Chandigarh
Ubud, Bali
Difference
Gym Membership(Monthly)
$19.33₹1,850
$98.7Rp 1.8M
-80.42%
Tennis Court(1 Hour on Weekend)
$10.12₹969
$6.63Rp 118.8K
52.64%
Cinema Ticket
$2.88₹276
$4.15Rp 74.3K
-30.60%
🧸 Childcare & Education
Chandigarh
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$61.9₹5,925
$304Rp 5.4M
-79.63%
International Primary School, 1 Child(Yearly)
$1,968₹188.4K
$6,613Rp 118.5M
-70.23%
👕👟 Clothing & Footwear
Chandigarh
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$24.50₹2,344
$55.5Rp 995.6K
-55.89%
Summer Dress(H&M, Zara, etc)
$24.07₹2,303
$38.31Rp 686.7K
-37.17%
Sport Shoes(Adidas, Nike)
$48.81₹4,671
$88.6Rp 1.6M
-44.91%
Men's Leather Business Shoes
$32.30₹3,091
$77.9Rp 1.4M
-58.52%
🏠 Accommodation & Living
Chandigarh
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$174₹16.7K
$1,006Rp 18.0M
-82.66%
1-bedroom Apartment, Outside City Center(Monthly)
$104₹9,920
$675Rp 12.1M
-84.65%
3-bedroom Apartment, City Center(Monthly)
$403₹38.5K
$3,442Rp 61.7M
-88.30%
3-bedroom Apartment, Outside City Center(Monthly)
$271₹25.9K
$2,039Rp 36.6M
-86.74%
Buy Apartment in City Center(m2)
$3,407₹326.1K
$2,841Rp 50.9M
19.92%
Buy Apartment Outside City Center(m2)
$2,069₹198.0K
$2,264Rp 40.6M
-8.62%
💵 Salaries & Financials
Chandigarh
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$435₹41.7K
$165Rp 3.0M
163.44%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.3
13.28
-37.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chandigarh: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $174 in Chandigarh and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Chandigarh pays 163% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $14.00 in Chandigarh vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $116 vs $302 per month, with Chandigarh cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chandigarh vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chandigarh or Ubud, Bali?
Chandigarh wins on cost – living expenses run 212% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.
Are salaries higher in Chandigarh or Ubud, Bali?
Chandigarh pays 163% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Chandigarh vs Ubud, Bali?
Rent for a central apartment: $174 in Chandigarh versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Chandigarh vs Ubud, Bali?
A monthly transit pass in Chandigarh runs roughly 6% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Chandigarh and Ubud, Bali?
Childcare runs $61.9 in Chandigarh versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Chandigarh or Ubud, Bali?
At $455 in Chandigarh versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Chandigarh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.
Which city is better for digital nomads, Chandigarh or Ubud, Bali?
Both work as nomad bases, but Chandigarh delivers better value – similar infrastructure at $455 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chandigarh hard to pass up.
How safe is Chandigarh compared to Ubud, Bali?
Safety-wise, Chandigarh and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Chandigarh gentler on the wallet – expenses run 212% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Chandigarh vs other spots: cost of living compared