Cost of Living Comparison Between Chandigarh and Ubud, Bali Cost of Living Comparison Between Chandigarh and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $455 in Chandigarh versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $739 in Chandigarh versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,023 in Chandigarh versus $3,660 in Ubud, Bali.

Living in Chandigarh costs roughly 68% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Chandigarh is 66% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Chandigarh
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.16 ₹303
$3.56 Rp 63.9K
-11.24%
Three-Course Dinner for Two, Mid-Range
$14.21 ₹1,360
$32.73 Rp 586.8K
-56.58%
Fast Food Meal (McDonalds, etc)
$3.41 ₹327
$4.95 Rp 88.7K
-31.11%
Cappuccino
$2.00 ₹192
$2.71 Rp 48.6K
-26.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 ₹37.50
$1.34 Rp 24.1K
-70.90%
Water (0.33 liter bottle)
$0.20 ₹19.12
$0.70 Rp 12.5K
-71.43%
Local Beer (0.5 liter draught)
$1.71 ₹164
$2.92 Rp 52.3K
-41.44%
Imported Beer (0.33 liter bottle)
$2.93 ₹281
$3.96 Rp 70.9K
-26.01%
🛒 Groceries & Markets
Chandigarh
Ubud, Bali
Difference
Milk (1 liter)
$0.77 ₹73.9
$1.81 Rp 32.4K
-57.46%
White Bread (500g)
$0.58 ₹55.9
$2.52 Rp 45.1K
-76.98%
Rice (white) (1kg)
$0.90 ₹85.9
$1.16 Rp 20.8K
-22.41%
Eggs
$1.06 ₹101
$2.46 Rp 44.1K
-56.91%
Local Cheese (1kg)
$5.45 ₹522
$14.71 Rp 263.7K
-62.95%
Chicken Fillets (1kg)
$3.03 ₹290
$4.32 Rp 77.4K
-29.86%
Beef Round Steak (1kg)
-
$12.14 Rp 217.5K
-
Apples (1kg)
$1.99 ₹190
$3.84 Rp 68.8K
-48.18%
Banana (1kg)
$0.81 ₹78.0
$1.56 Rp 27.9K
-48.08%
Oranges (1kg)
$0.97 ₹93.1
$2.83 Rp 50.8K
-65.72%
Tomato (1kg)
$0.56 ₹54.0
$2.33 Rp 41.7K
-75.97%
Potato (1kg)
$0.40 ₹37.84
$1.91 Rp 34.3K
-79.06%
Onion (1kg)
$0.46 ₹43.88
$2.20 Rp 39.5K
-79.09%
Lettuce (1 head)
$0.49 ₹46.85
$1.01 Rp 18.2K
-51.49%
Water (1.5 liter bottle)
$0.32 ₹30.38
$0.78 Rp 13.9K
-58.97%
Cigarettes 20 Pack (Marlboro, Camel)
$4.01 ₹384
$3.32 Rp 59.4K
20.78%
Wine (Bottle)
$9.79 ₹936
$23.74 Rp 425.5K
-58.76%
Local Beer (0.5 liter bottle)
$1.72 ₹165
$2.79 Rp 50.0K
-38.35%
Imported Beer (0.33 liter bottle)
$2.76 ₹264
$2.86 Rp 51.3K
-3.50%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.28 ₹506
-
-
🚌 Getting Around
Chandigarh
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.30 ₹28.89
$0.27 Rp 4,819
11.11%
Public Transport Monthly Pass (Regular Price)
$8.50 ₹814
$8.03 Rp 143.9K
5.85%
Taxi Start (Normal Tariff)
$0.78 ₹74.6
$0.46 Rp 8,181
69.57%
Taxi (Normal Tariff) (1km)
$0.24 ₹23.09
$0.45 Rp 8,068
-46.67%
Taxi 1hour Waiting (Normal Tariff)
$1.30 ₹124
$6.10 Rp 109.3K
-78.69%
Gasoline (1 liter)
$1.15 ₹110
$0.79 Rp 14.2K
45.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.5K ₹1.4M
$26.1K Rp 468.8M
-44.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0K ₹2.8M
$32.1K Rp 575.8M
-9.86%
🧾 Monthly Utilities & Internet
Chandigarh
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$47.95 ₹4,588
$79.9 Rp 1.4M
-40.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.47 ₹332
$4.06 Rp 72.9K
-14.53%
Internet (50+ Mbps, Unlimited Data)
$7.14 ₹683
$23.52 Rp 421.6K
-69.64%
🎉 Sport & Entertainment
Chandigarh
Ubud, Bali
Difference
Gym Membership (Monthly)
$19.33 ₹1,850
$98.7 Rp 1.8M
-80.42%
Tennis Court (1 Hour on Weekend)
$10.12 ₹969
$6.63 Rp 118.8K
52.64%
Cinema Ticket
$2.88 ₹276
$4.15 Rp 74.3K
-30.60%
🧸 Childcare & Education
Chandigarh
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$61.9 ₹5,925
$304 Rp 5.4M
-79.63%
International Primary School, 1 Child (Yearly)
$1,968 ₹188.4K
$6,613 Rp 118.5M
-70.23%
👕👟 Clothing & Footwear
Chandigarh
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$24.50 ₹2,344
$55.5 Rp 995.6K
-55.89%
Summer Dress (H&M, Zara, etc)
$24.07 ₹2,303
$38.31 Rp 686.7K
-37.17%
Sport Shoes (Adidas, Nike)
$48.81 ₹4,671
$88.6 Rp 1.6M
-44.91%
Men's Leather Business Shoes
$32.30 ₹3,091
$77.9 Rp 1.4M
-58.52%
🏠 Accommodation & Living
Chandigarh
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$174 ₹16.7K
$1,006 Rp 18.0M
-82.66%
1-bedroom Apartment, Outside City Center (Monthly)
$104 ₹9,920
$675 Rp 12.1M
-84.65%
3-bedroom Apartment, City Center (Monthly)
$403 ₹38.5K
$3,442 Rp 61.7M
-88.30%
3-bedroom Apartment, Outside City Center (Monthly)
$271 ₹25.9K
$2,039 Rp 36.6M
-86.74%
Buy Apartment in City Center (m2)
$3,407 ₹326.1K
$2,841 Rp 50.9M
19.92%
Buy Apartment Outside City Center (m2)
$2,069 ₹198.0K
$2,264 Rp 40.6M
-8.62%
💵 Salaries & Financials
Chandigarh
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$435 ₹41.7K
$165 Rp 3.0M
163.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.3
13.28
-37.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chandigarh: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $174 in Chandigarh and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Chandigarh pays 163% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Chandigarh vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $116 vs $302 per month, with Chandigarh cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chandigarh vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chandigarh or Ubud, Bali?
Chandigarh wins on cost – living expenses run 212% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.
Are salaries higher in Chandigarh or Ubud, Bali?
Chandigarh pays 163% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Chandigarh vs Ubud, Bali?
Rent for a central apartment: $174 in Chandigarh versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Chandigarh vs Ubud, Bali?
A monthly transit pass in Chandigarh runs roughly 6% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Chandigarh and Ubud, Bali?
Childcare runs $61.9 in Chandigarh versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Chandigarh or Ubud, Bali?
At $455 in Chandigarh versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Chandigarh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.
Which city is better for digital nomads, Chandigarh or Ubud, Bali?
Both work as nomad bases, but Chandigarh delivers better value – similar infrastructure at $455 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chandigarh hard to pass up.
How safe is Chandigarh compared to Ubud, Bali?
Safety-wise, Chandigarh and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Chandigarh gentler on the wallet – expenses run 212% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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