Last update: Oct 2026

Cost of Living Comparison Between Chandigarh and Ubud, Bali

For one person, living is cheaper in Chandigarh: $488 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Chandigarh
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Chandigarh Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Chandigarh

🇮🇳 India

$488

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Chandigarh and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chandigarh and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $488 in Chandigarh versus $1,349 in Ubud, Bali.

Chandigarh $488
Ubud, Bali $1,349

Estimated couple costs with rent: $788 in Chandigarh versus $2,305 in Ubud, Bali.

Chandigarh $788
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,088 in Chandigarh versus $3,261 in Ubud, Bali.

Chandigarh $1,088
Ubud, Bali $3,261

Living in Chandigarh costs roughly 64% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.20 ₹304

$3.32 Rp 60.2K

-3.61%

Three-Course Dinner for Two, Mid-Range

$13.68 ₹1,299

$35.64 Rp 645.8K

-61.62%

Fast Food Meal (McDonalds, etc)

$4.11 ₹390

$5.53 Rp 100.3K

-25.68%

Cappuccino

$2.69 ₹256

$2.72 Rp 49.3K

-1.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.50

$1.70 Rp 30.8K

-74.12%

Water (0.33 liter bottle)

$0.25 ₹23.78

$0.76 Rp 13.8K

-67.11%

Local Beer (0.5 liter draught)

$2.15 ₹204

$2.65 Rp 48.1K

-18.87%

Imported Beer (0.33 liter bottle)

$3.17 ₹301

$4.38 Rp 79.4K

-27.63%

Milk (1 liter)

$0.73 ₹69.4

$1.49 Rp 27.0K

-51.01%

White Bread (500g)

$0.52 ₹49.17

$2.28 Rp 41.2K

-77.19%

Rice (white) (1kg)

$0.81 ₹77.3

$1.19 Rp 21.6K

-31.93%

Eggs

$0.91 ₹86.3

$2.04 Rp 36.9K

-55.39%

Local Cheese (1kg)

$4.93 ₹468

$17.70 Rp 320.8K

-72.15%

Chicken Fillets (1kg)

$2.84 ₹270

$3.96 Rp 71.8K

-28.28%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$1.64 ₹156

$3.66 Rp 66.2K

-55.19%

Banana (1kg)

$0.75 ₹70.9

$1.52 Rp 27.5K

-50.66%

Oranges (1kg)

$1.06 ₹101

$2.23 Rp 40.4K

-52.47%

Tomato (1kg)

$0.67 ₹63.8

$1.97 Rp 35.7K

-65.99%

Potato (1kg)

$0.28 ₹26.54

$1.85 Rp 33.5K

-84.86%

Onion (1kg)

$0.34 ₹32.38

$2.42 Rp 43.9K

-85.95%

Lettuce (1 head)

$0.67 ₹63.4

$0.99 Rp 17.9K

-32.32%

Water (1.5 liter bottle)

$0.30 ₹28.25

$0.51 Rp 9,303

-41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$4.97 ₹472

$2.22 Rp 40.3K

123.87%

Wine (Bottle)

$11.43 ₹1,086

$22.24 Rp 403.0K

-48.61%

Local Beer (0.5 liter bottle)

$1.67 ₹158

$2.26 Rp 41.0K

-26.11%

Imported Beer (0.33 liter bottle)

$2.81 ₹266

$2.97 Rp 53.8K

-5.39%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.55 ₹622

One-way Ticket (Public Transport)

$0.25 ₹23.60

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$4.58 ₹435

$7.82 Rp 141.8K

-41.43%

Taxi Start (Normal Tariff)

$1.08 ₹102

$0.44 Rp 7,964

145.45%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.90

$0.43 Rp 7,793

-41.86%

Taxi 1hour Waiting (Normal Tariff)

$1.66 ₹158

$5.41 Rp 98.0K

-69.32%

Gasoline (1 liter)

$1.09 ₹103

$0.82 Rp 14.9K

32.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$23.8K Rp 432.0M

-52.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₹2.4M

$31.7K Rp 575.3M

-21.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.21 ₹3,628

$79.1 Rp 1.4M

-51.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.08 ₹388

$6.45 Rp 116.8K

-36.74%

Internet (50+ Mbps, Unlimited Data)

$6.52 ₹619

$18.58 Rp 336.7K

-64.91%

Gym Membership (Monthly)

$25.72 ₹2,443

$49.48 Rp 896.7K

-48.02%

Tennis Court (1 Hour on Weekend)

$8.08 ₹767

$17.65 Rp 319.8K

-54.22%

Cinema Ticket

$3.13 ₹298

$4.27 Rp 77.4K

-26.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$57.7 ₹5,480

$491 Rp 8.9M

-88.23%

International Primary School, 1 Child (Yearly)

$2,480 ₹235.5K

$5,674 Rp 102.8M

-56.29%

Jeans (Levis 501 Or Similar)

$26.87 ₹2,551

$44.64 Rp 808.9K

-39.81%

Summer Dress (H&M, Zara, etc)

$25.26 ₹2,398

$34.95 Rp 633.4K

-27.73%

Sport Shoes (Adidas, Nike)

$57.6 ₹5,469

$79.9 Rp 1.4M

-27.91%

Men's Leather Business Shoes

$44.40 ₹4,216

$79.4 Rp 1.4M

-44.09%

1-bedroom Apartment, City Center (Monthly)

$171 ₹16.3K

$1,125 Rp 20.4M

-84.77%

1-bedroom Apartment, Outside City Center (Monthly)

$127 ₹12.1K

$671 Rp 12.2M

-81.08%

3-bedroom Apartment, City Center (Monthly)

$482 ₹45.8K

$3,565 Rp 64.6M

-86.47%

3-bedroom Apartment, Outside City Center (Monthly)

$309 ₹29.3K

$1,723 Rp 31.2M

-82.07%

Buy Apartment in City Center (m2)

$1,868 ₹177.4K

$2,732 Rp 49.5M

-31.61%

Buy Apartment Outside City Center (m2)

$1,025 ₹97.4K

$2,284 Rp 41.4M

-55.11%

Average Monthly Net Salary (After Tax)

$437 ₹41.5K

$164 Rp 3.0M

166.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-41.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chandigarh: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chandigarh

$127 26%

Ubud, Bali

$672 49.8% 429% $544

Groceries & Markets

Chandigarh

$113 23.2%

Ubud, Bali

$288 21.4% 155% $175

Eating Out

Chandigarh

$90 18.5%

Ubud, Bali

$108 8% 19.5% $18

Clothing & Footwear

Chandigarh

$69 14.2%

Ubud, Bali

$108 8% 55% $38

Monthly Utilities & Internet

Chandigarh

$49 10%

Ubud, Bali

$104 7.7% 113% $55

Sport & Entertainment

Chandigarh

$32 6.6%

Ubud, Bali

$58 4.3% 81.4% $26

Getting Around

Chandigarh

$7.9 1.6%

Ubud, Bali

$11 0.9% 44.4% $3.5

Cost Breakdown

A one-bedroom apartment in the center runs $171 in Chandigarh and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Chandigarh pays about 2.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14 in Chandigarh vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $113 vs $288 per month, with Chandigarh cheaper across the board.

Good to know

🇮🇳 Chandigarh

🇮🇩 Ubud, Bali

🕒 Local time

14:18 2:18 PM

16:48 4:48 PM

2 h 30 min ahead of Chandigarh

🌤 Weather

👥 Population

1,028,667

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 1, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Chandigarh Ubud, Bali 5,990 km ≈ 8 h nonstop flight

From you

Chandigarh
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chandigarh vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 64% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

Average pay in Chandigarh is about 2.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $171 in Chandigarh versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 41% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

Childcare runs $58 in Chandigarh versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $488 in Chandigarh versus $1,349 in Ubud, Bali, a $800 budget is realistic in Chandigarh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chandigarh and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Chandigarh gentler on the wallet – expenses run 64% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.