Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Carlisle, PA

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,669 in Carlisle, PA, rent and utilities included – about $16,100 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
127

Cost of Living Index in Carlisle, PA
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Carlisle, PA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Carlisle, PA

🇺🇸 United States

$2,669

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Carlisle, PA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Carlisle, PA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,669 in Carlisle, PA.

Ubud, Bali $1,331
Carlisle, PA $2,669

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,974 in Carlisle, PA.

Ubud, Bali $2,255
Carlisle, PA $3,974

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $5,280 in Carlisle, PA.

Ubud, Bali $3,180
Carlisle, PA $5,280

Living in Ubud, Bali costs roughly 50% less than in Carlisle, PA, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Carlisle, PA is 97% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$24.04 $24.04

-85.94%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$102 $102

-66.08%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$12.07 $12.07

-53.85%

Cappuccino

$2.62 Rp 47.5K

$6.25 $6.25

-58.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.18 $3.18

-51.57%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.62 $2.62

-75.57%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$8.68 $8.68

-69.24%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$9.84 $9.84

-56.71%

Milk (1 liter)

$1.46 Rp 26.5K

$1.28 $1.28

14.06%

White Bread (500g)

$2.29 Rp 41.6K

$4.08 $4.08

-43.87%

Rice (white) (1kg)

$1.11 Rp 20.1K

$7.20 $7.20

-84.58%

Eggs

$2.10 Rp 38.1K

$5.56 $5.56

-62.23%

Local Cheese (1kg)

$15.94 Rp 289.3K

$17.05 $17.05

-6.51%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$16.99 $16.99

-77.16%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$18.47 $18.47

-38.28%

Apples (1kg)

$3.55 Rp 64.5K

$7.13 $7.13

-50.21%

Banana (1kg)

$1.54 Rp 27.9K

$2.45 $2.45

-37.14%

Oranges (1kg)

$2.23 Rp 40.5K

$4.89 $4.89

-54.40%

Tomato (1kg)

$1.97 Rp 35.8K

$5.90 $5.90

-66.61%

Potato (1kg)

$1.86 Rp 33.7K

$2.88 $2.88

-35.42%

Onion (1kg)

$2.42 Rp 43.9K

$3.76 $3.76

-35.64%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.57 $2.57

-60.31%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$2.77 $2.77

-81.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$14.01 $14.01

-84.30%

Wine (Bottle)

$21.79 Rp 395.4K

$15.99 $15.99

36.27%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$3.36 $3.36

-30.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.62 $5.62

-47.15%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$1.92 $1.92

-86.98%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$63.8 $63.8

-87.20%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$3.95 $3.95

-88.86%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.62 $1.62

-70.99%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$24.78 $24.78

-77.40%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.98 $0.98

-15.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$35.2K $35.2K

-30.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$25.8K $25.8K

22.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$207 $207

-62.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$80.8 $80.8

-92.40%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$79.8 $79.8

-76.30%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$45.05 $45.05

13.19%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$4.38 Rp 79.5K

$17.90 $17.90

-75.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,933 $2,933

-83.21%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$20.6K $20.6K

-40.69%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$72.0 $72.0

-37.23%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$44.88 $44.88

-22.26%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$104 $104

-24.42%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$125 $125

-37.74%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,184 $1,184

-8.99%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,077 $1,077

-38.24%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,883 $1,883

86.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,678 $1,678

-0.40%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,461 $2,461

-4.90%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,034 $2,034

9.95%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$5,501 $5,501

-96.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.86

100.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Carlisle, PA: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Carlisle, PA

$1.1K 40.3% 61.9% $412

Groceries & Markets

Ubud, Bali

$279 21%

Carlisle, PA

$515 19.3% 84.3% $236

Clothing & Footwear

Ubud, Bali

$106 8%

Carlisle, PA

$155 5.8% 46.3% $49

Eating Out

Ubud, Bali

$106 8%

Carlisle, PA

$390 14.6% 269% $284

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Carlisle, PA

$368 13.8% 259% $265

Sport & Entertainment

Ubud, Bali

$60 4.5%

Carlisle, PA

$81 3% 35.3% $21

Getting Around

Ubud, Bali

$12 0.9%

Carlisle, PA

$84 3.1% 599% $72

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,184 in Carlisle, PA. Housing cost is often the main lever when comparing two cities.

Carlisle, PA pays about 33 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $102 in Carlisle, PA for a mid-range dinner for two. Groceries echo the gap at $279 vs $515 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Carlisle, PA

🕒 Local time

20:29 8:29 PM

07:29 7:29 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

18,682

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Carlisle, PA 16,280 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Carlisle, PA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Carlisle, PA: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 50% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,184 in Carlisle, PA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $102 in Carlisle, PA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,669 in Carlisle, PA – Ubud, Bali is about 50% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Carlisle, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.