Last update: Oct 2026

Cost of Living Comparison Between Carlisle, PA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,644 in Carlisle, PA, rent and utilities included – about $15,500 less a year. Other living expenses account for most of the difference.

128

Cost of Living Index in Carlisle, PA
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Carlisle, PA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Carlisle, PA

🇺🇸 United States

$2,644

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Carlisle, PA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Carlisle, PA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,644 in Carlisle, PA versus $1,349 in Ubud, Bali.

Carlisle, PA $2,644
Ubud, Bali $1,349

Estimated couple costs with rent: $3,989 in Carlisle, PA versus $2,305 in Ubud, Bali.

Carlisle, PA $3,989
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,335 in Carlisle, PA versus $3,261 in Ubud, Bali.

Carlisle, PA $5,335
Ubud, Bali $3,261

Living in Carlisle, PA is roughly 96% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$26.74 $26.74

$3.32 Rp 60.4K

705.42%

Three-Course Dinner for Two, Mid-Range

$107 $107

$35.64 Rp 647.8K

199.66%

Fast Food Meal (McDonalds, etc)

$11.81 $11.81

$5.53 Rp 100.6K

113.56%

Cappuccino

$6.22 $6.22

$2.72 Rp 49.4K

128.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$1.70 Rp 30.9K

91.76%

Water (0.33 liter bottle)

$2.55 $2.55

$0.76 Rp 13.8K

235.53%

Local Beer (0.5 liter draught)

$9.11 $9.11

$2.65 Rp 48.2K

243.77%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.38 Rp 79.6K

124.89%

Milk (1 liter)

$1.32 $1.32

$1.49 Rp 27.1K

-11.41%

White Bread (500g)

$4.15 $4.15

$2.28 Rp 41.4K

82.02%

Rice (white) (1kg)

$6.98 $6.98

$1.19 Rp 21.6K

486.55%

Eggs

$5.80 $5.80

$2.04 Rp 37.0K

184.31%

Local Cheese (1kg)

$16.76 $16.76

$17.70 Rp 321.7K

-5.31%

Chicken Fillets (1kg)

$16.84 $16.84

$3.96 Rp 72.0K

325.25%

Beef Round Steak (1kg)

$18.34 $18.34

$12.19 Rp 221.6K

50.45%

Apples (1kg)

$6.93 $6.93

$3.66 Rp 66.4K

89.34%

Banana (1kg)

$2.28 $2.28

$1.52 Rp 27.6K

50.00%

Oranges (1kg)

$4.89 $4.89

$2.23 Rp 40.5K

119.28%

Tomato (1kg)

$5.96 $5.96

$1.97 Rp 35.9K

202.54%

Potato (1kg)

$2.91 $2.91

$1.85 Rp 33.6K

57.30%

Onion (1kg)

$3.74 $3.74

$2.42 Rp 44.1K

54.55%

Lettuce (1 head)

$2.64 $2.64

$0.99 Rp 18.0K

166.67%

Water (1.5 liter bottle)

$2.66 $2.66

$0.51 Rp 9,332

421.57%

Cigarettes 20 Pack (Marlboro, Camel)

$14.00 $14.00

$2.22 Rp 40.4K

530.63%

Wine (Bottle)

$16.13 $16.13

$22.24 Rp 404.2K

-27.47%

Local Beer (0.5 liter bottle)

$3.33 $3.33

$2.26 Rp 41.1K

47.35%

Imported Beer (0.33 liter bottle)

$5.63 $5.63

$2.97 Rp 54.0K

89.56%

One-way Ticket (Public Transport)

$1.97 $1.97

$0.25 Rp 4,562

688.00%

Public Transport Monthly Pass (Regular Price)

$53.2 $53.2

$7.82 Rp 142.2K

580.31%

Taxi Start (Normal Tariff)

$3.97 $3.97

$0.44 Rp 7,989

802.27%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$0.43 Rp 7,817

265.12%

Taxi 1hour Waiting (Normal Tariff)

$24.67 $24.67

$5.41 Rp 98.3K

356.01%

Gasoline (1 liter)

$1.02 $1.02

$0.82 Rp 15.0K

24.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$23.8K Rp 433.3M

45.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$31.7K Rp 577.0M

-16.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$79.1 Rp 1.4M

169.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$80.8 $80.8

$6.45 Rp 117.2K

1152.71%

Internet (50+ Mbps, Unlimited Data)

$78.3 $78.3

$18.58 Rp 337.7K

321.21%

Gym Membership (Monthly)

$41.01 $41.01

$49.48 Rp 899.4K

-17.12%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$17.80 $17.80

$4.27 Rp 77.7K

316.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,392 $1,392

$491 Rp 8.9M

183.82%

International Primary School, 1 Child (Yearly)

$41.6K $41.6K

$5,674 Rp 103.1M

632.78%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$44.64 Rp 811.4K

57.93%

Summer Dress (H&M, Zara, etc)

$44.13 $44.13

$34.95 Rp 635.3K

26.27%

Sport Shoes (Adidas, Nike)

$105 $105

$79.9 Rp 1.5M

31.25%

Men's Leather Business Shoes

$126 $126

$79.4 Rp 1.4M

58.20%

1-bedroom Apartment, City Center (Monthly)

$1,172 $1,172

$1,125 Rp 20.4M

4.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,043 $1,043

$671 Rp 12.2M

55.28%

3-bedroom Apartment, City Center (Monthly)

$1,872 $1,872

$3,565 Rp 64.8M

-47.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,693 $1,693

$1,723 Rp 31.3M

-1.79%

Buy Apartment in City Center (m2)

$2,698 $2,698

$2,732 Rp 49.6M

-1.22%

Buy Apartment Outside City Center (m2)

$2,348 $2,348

$2,284 Rp 41.5M

2.78%

Average Monthly Net Salary (After Tax)

$5,573 $5,573

$164 Rp 3.0M

3301.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

13.78

-51.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carlisle, PA: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Carlisle, PA

$1K 39.4%

Ubud, Bali

$672 49.8% 35.6% $371

Groceries & Markets

Carlisle, PA

$512 19.4%

Ubud, Bali

$288 21.4% 43.6% $223

Eating Out

Carlisle, PA

$413 15.6%

Ubud, Bali

$108 8% 73.9% $305

Monthly Utilities & Internet

Carlisle, PA

$372 14.1%

Ubud, Bali

$104 7.7% 72% $268

Clothing & Footwear

Carlisle, PA

$155 5.9%

Ubud, Bali

$108 8% 30.8% $48

Sport & Entertainment

Carlisle, PA

$77 2.9%

Ubud, Bali

$58 4.3% 24.3% $19

Getting Around

Carlisle, PA

$73 2.8%

Ubud, Bali

$11 0.9% 84.3% $62

Cost Breakdown

A one-bedroom apartment in the center runs $1,172 in Carlisle, PA and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Carlisle, PA pays about 34 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $107 in Carlisle, PA vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $512 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Carlisle, PA

🇮🇩 Ubud, Bali

🕒 Local time

15:05 3:05 PM

03:05 3:05 AM

12 h ahead of Carlisle, PA

🌤 Weather

👥 Population

18,682

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Carlisle, PA Ubud, Bali 16,280 km ≈ 21 h nonstop flight

From you

Carlisle, PA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Carlisle, PA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, groceries, and utilities. The 96% gap adds up to real monthly savings that compound significantly over time.

Average pay in Carlisle, PA is about 34 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,172 in Carlisle, PA versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $107 in Carlisle, PA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,644 per month in Carlisle, PA versus $1,349 in Ubud, Bali – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Carlisle, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.