Cost of Living Comparison Between Ubud, Bali and Camden, NJ Cost of Living Comparison Between Ubud, Bali and Camden, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,915 in Camden, NJ.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $4,246 in Camden, NJ.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $5,577 in Camden, NJ.

Living in Ubud, Bali costs roughly 52% less than in Camden, NJ, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Camden, NJ 117% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$19.94 $19.94

-82.10%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$91.0 $91.0

-64.27%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$12.23 $12.23

-60.26%

Cappuccino

$2.75 Rp 49.2K

$4.89 $4.89

-43.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.73 $2.73

-51.65%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.02 $2.02

-65.35%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$6.06 $6.06

-51.98%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$6.91 $6.91

-45.15%

Milk (1 liter)

$1.71 Rp 30.6K

$1.35 $1.35

26.67%

White Bread (500g)

$2.47 Rp 44.3K

$4.23 $4.23

-41.61%

Rice (white) (1kg)

$1.20 Rp 21.5K

$8.07 $8.07

-85.13%

Eggs

$2.44 Rp 43.8K

$4.31 $4.31

-43.39%

Local Cheese (1kg)

$14.38 Rp 257.7K

$14.88 $14.88

-3.36%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$16.73 $16.73

-74.24%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$20.07 $20.07

-39.16%

Apples (1kg)

$3.68 Rp 66.0K

$6.19 $6.19

-40.55%

Banana (1kg)

$1.55 Rp 27.8K

$2.14 $2.14

-27.57%

Oranges (1kg)

$2.79 Rp 49.9K

$5.93 $5.93

-52.95%

Tomato (1kg)

$2.33 Rp 41.8K

$5.42 $5.42

-57.01%

Potato (1kg)

$1.97 Rp 35.3K

$3.69 $3.69

-46.61%

Onion (1kg)

$2.31 Rp 41.4K

$2.81 $2.81

-17.79%

Lettuce (1 head)

$1.06 Rp 19.1K

$3.02 $3.02

-64.90%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$2.52 $2.52

-71.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$12.93 $12.93

-74.63%

Wine (Bottle)

$22.79 Rp 408.4K

$20.20 $20.20

12.82%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.03 $2.03

38.42%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$4.05 $4.05

-31.36%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$2.25 $2.25

-87.11%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$59.3 $59.3

-86.41%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.93 $2.93

-84.64%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.52 $1.52

-70.39%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$22.06 $22.06

-71.71%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.97 $0.97

-12.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$30.5K $30.5K

-14.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$25.4K $25.4K

24.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$271 $271

-70.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$59.1 $59.1

-93.13%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$76.3 $76.3

-68.00%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$42.59 $42.59

129.33%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$15.27 $15.27

-73.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$2,051 $2,051

-85.17%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$23.6K $23.6K

-71.93%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$56.1 $56.1

-3.28%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$41.27 $41.27

-6.03%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$94.5 $94.5

-8.82%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$144 $144

-46.83%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,626 $1,626

-39.40%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,332 $1,332

-50.61%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$2,667 $2,667

26.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$2,206 $2,206

-6.35%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,872 $2,872

-4.54%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,442 $2,442

-8.77%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$4,831 $4,831

-96.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.44

106.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Camden, NJ: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,626 in Camden, NJ. Housing cost is often the main lever when comparing two cities.

Camden, NJ pays 2856% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $91.0 in Camden, NJ for a mid-range dinner for two. Groceries echo the gap at $297 vs $506 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Camden, NJ: Cost of Living - Frequently Asked Questions

Ubud, Bali and Camden, NJ differ by about 108% in total monthly costs ($1,404 vs $2,915 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Camden, NJ earns 2856% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $1,626 in Camden, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 636% less than in Camden, NJ. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $2,051 in Camden, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,404 in Ubud, Bali versus $2,915 in Camden, NJ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Camden, NJ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Camden, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 108% less than in Camden, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.