Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Caernarfon

For one person, living is cheaper in Caernarfon: $1,221 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Caernarfon
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Caernarfon Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Caernarfon

🇬🇧 United Kingdom

$1,221

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Caernarfon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Caernarfon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,221 in Caernarfon.

Ubud, Bali $1,331
Caernarfon $1,221

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,743 in Caernarfon.

Ubud, Bali $2,255
Caernarfon $2,743

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,264 in Caernarfon.

Ubud, Bali $3,180
Caernarfon $4,264

Living in Ubud, Bali is roughly 9% more expensive than in Caernarfon.

Both cities sit below the global median: Ubud, Bali 2% lower, Caernarfon 10% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$13.27 £9.85

-74.53%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$94.7 £70.2

-63.40%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$9.48 £7.03

-41.24%

Cappuccino

$2.62 Rp 47.5K

$4.05 £3.00

-35.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.70 £2.00

-42.96%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.91 £1.42

-66.49%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.97 £3.69

-46.28%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.93 £2.91

8.40%

Milk (1 liter)

$1.46 Rp 26.5K

$1.94 £1.44

-24.74%

White Bread (500g)

$2.29 Rp 41.6K

$1.71 £1.27

33.92%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.19 £1.62

-49.32%

Eggs

$2.10 Rp 38.1K

$2.44 £1.81

-13.93%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.23 £6.84

72.70%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$7.30 £5.41

-46.85%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$15.52 £11.51

-26.55%

Apples (1kg)

$3.55 Rp 64.4K

$2.57 £1.91

38.13%

Banana (1kg)

$1.54 Rp 27.9K

$1.38 £1.02

11.59%

Oranges (1kg)

$2.23 Rp 40.5K

$1.35 £1.00

65.19%

Tomato (1kg)

$1.97 Rp 35.8K

$1.35 £1.01

45.93%

Potato (1kg)

$1.86 Rp 33.7K

$1.72 £1.28

8.14%

Onion (1kg)

$2.42 Rp 43.9K

$1.79 £1.33

35.20%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.38 £1.03

-26.09%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.59 £1.18

-67.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$21.99 £16.31

-90.00%

Wine (Bottle)

$21.79 Rp 395.2K

$9.57 £7.10

127.69%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$3.95 £2.93

-41.01%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.69 £2.74

-19.51%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$5.51 £4.09

-95.46%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$69.2 £51.3

-88.19%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$5.12 £3.80

-91.41%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.48 £1.84

-81.05%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$24.65 £18.29

-77.28%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.95 £1.45

-57.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$39.1K £29.0K

-37.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$41.3K £30.6K

-23.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$321 £238

-75.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$21.12 £15.67

-70.93%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$40.24 £29.86

-52.98%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$30.57 £22.68

66.80%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$16.01 £11.88

-72.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,640 £1,216

-69.97%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$25.7K £19.1K

-52.44%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$108 £80.4

-58.32%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$50.1 £37.13

-30.29%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$106 £78.9

-26.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.8 £59.2

-2.37%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$676 £502

59.38%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,594 £1,183

4.83%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,603 £2,673

-95.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.09

170.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Caernarfon: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Caernarfon

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Caernarfon

$279 22.8% 0.3% $0.9

Clothing & Footwear

Ubud, Bali

$106 8%

Caernarfon

$155 12.7% 45.8% $49

Eating Out

Ubud, Bali

$106 8%

Caernarfon

$234 19.2% 122% $129

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Caernarfon

$382 31.3% 273% $280

Sport & Entertainment

Ubud, Bali

$60 4.5%

Caernarfon

$63 5.1% 4.7% $2.8

Getting Around

Ubud, Bali

$12 0.9%

Caernarfon

$109 8.9% 810% $97

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $676 in Caernarfon. Housing cost is often the main lever when comparing two cities.

Caernarfon pays about 22 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $95 in Caernarfon for a mid-range dinner for two. Groceries echo the gap at $279 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Caernarfon

🕒 Local time

19:28 7:28 PM

11:28 11:28 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

9,500

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

British Pound exchange rates as of November 5, 2026: 1 USD = 0.742 GBP (1 GBP = 1.35 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Caernarfon 12,700 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Caernarfon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Caernarfon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,221 in Caernarfon, so Caernarfon is about 8% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $676 in Caernarfon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $1,640 in Caernarfon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $95 in Caernarfon. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Caernarfon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.