Last update: Nov 2026

Cost of Living Comparison Between Caernarfon and Ubud, Bali

For one person, living is cheaper in Caernarfon: $1,221 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

59

Cost of Living Index in Caernarfon
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Caernarfon Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Caernarfon

🇬🇧 United Kingdom

$1,221

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Caernarfon and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caernarfon and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,221 in Caernarfon versus $1,331 in Ubud, Bali.

Caernarfon $1,221
Ubud, Bali $1,331

Estimated couple costs with rent: $2,743 in Caernarfon versus $2,255 in Ubud, Bali.

Caernarfon $2,743
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,264 in Caernarfon versus $3,180 in Ubud, Bali.

Caernarfon $4,264
Ubud, Bali $3,180

Living in Caernarfon costs roughly 8% less than in Ubud, Bali.

Both cities sit below the global median: Caernarfon 10% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$13.27 £9.85

$3.38 Rp 61.2K

292.60%

Three-Course Dinner for Two, Mid-Range

$94.7 £70.2

$34.65 Rp 628.6K

173.22%

Fast Food Meal (McDonalds, etc)

$9.48 £7.03

$5.57 Rp 101.1K

70.20%

Cappuccino

$4.05 £3.00

$2.62 Rp 47.5K

54.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 £2.00

$1.54 Rp 27.9K

75.32%

Water (0.33 liter bottle)

$1.91 £1.42

$0.64 Rp 11.6K

198.44%

Local Beer (0.5 liter draught)

$4.97 £3.69

$2.67 Rp 48.4K

86.14%

Imported Beer (0.33 liter bottle)

$3.93 £2.91

$4.26 Rp 77.3K

-7.75%

Milk (1 liter)

$1.94 £1.44

$1.46 Rp 26.5K

32.88%

White Bread (500g)

$1.71 £1.27

$2.29 Rp 41.6K

-25.33%

Rice (white) (1kg)

$2.19 £1.62

$1.11 Rp 20.1K

97.30%

Eggs

$2.44 £1.81

$2.10 Rp 38.1K

16.19%

Local Cheese (1kg)

$9.23 £6.84

$15.94 Rp 289.2K

-42.10%

Chicken Fillets (1kg)

$7.30 £5.41

$3.88 Rp 70.4K

88.14%

Beef Round Steak (1kg)

$15.52 £11.51

$11.40 Rp 206.8K

36.14%

Apples (1kg)

$2.57 £1.91

$3.55 Rp 64.4K

-27.61%

Banana (1kg)

$1.38 £1.02

$1.54 Rp 27.9K

-10.39%

Oranges (1kg)

$1.35 £1.00

$2.23 Rp 40.5K

-39.46%

Tomato (1kg)

$1.35 £1.01

$1.97 Rp 35.8K

-31.47%

Potato (1kg)

$1.72 £1.28

$1.86 Rp 33.7K

-7.53%

Onion (1kg)

$1.79 £1.33

$2.42 Rp 43.9K

-26.03%

Lettuce (1 head)

$1.38 £1.03

$1.02 Rp 18.6K

35.29%

Water (1.5 liter bottle)

$1.59 £1.18

$0.52 Rp 9,475

205.77%

Cigarettes 20 Pack (Marlboro, Camel)

$21.99 £16.31

$2.20 Rp 39.9K

899.55%

Wine (Bottle)

$9.57 £7.10

$21.79 Rp 395.2K

-56.08%

Local Beer (0.5 liter bottle)

$3.95 £2.93

$2.33 Rp 42.2K

69.53%

Imported Beer (0.33 liter bottle)

$3.69 £2.74

$2.97 Rp 53.9K

24.24%

One-way Ticket (Public Transport)

$5.51 £4.09

$0.25 Rp 4,542

2104.00%

Public Transport Monthly Pass (Regular Price)

$69.2 £51.3

$8.17 Rp 148.3K

746.88%

Taxi Start (Normal Tariff)

$5.12 £3.80

$0.44 Rp 7,941

1063.64%

Taxi (Normal Tariff) (1km)

$2.48 £1.84

$0.47 Rp 8,489

427.66%

Taxi 1hour Waiting (Normal Tariff)

$24.65 £18.29

$5.60 Rp 101.6K

340.18%

Gasoline (1 liter)

$1.95 £1.45

$0.83 Rp 15.0K

134.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K £29.0K

$24.4K Rp 443.5M

59.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.3K £30.6K

$31.7K Rp 575.0M

30.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$321 £238

$77.5 Rp 1.4M

313.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.12 £15.67

$6.14 Rp 111.5K

243.97%

Internet (50+ Mbps, Unlimited Data)

$40.24 £29.86

$18.92 Rp 343.1K

112.68%

Gym Membership (Monthly)

$30.57 £22.68

$51.0 Rp 925.0K

-40.05%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$16.01 £11.88

$4.38 Rp 79.5K

265.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,640 £1,216

$492 Rp 8.9M

232.96%

International Primary School, 1 Child (Yearly)

$25.7K £19.1K

$12.2K Rp 221.7M

110.25%

Jeans (Levis 501 Or Similar)

$108 £80.4

$45.16 Rp 819.2K

139.92%

Summer Dress (H&M, Zara, etc)

$50.1 £37.13

$34.89 Rp 632.9K

43.45%

Sport Shoes (Adidas, Nike)

$106 £78.9

$78.3 Rp 1.4M

35.76%

Men's Leather Business Shoes

$79.8 £59.2

$77.9 Rp 1.4M

2.43%

1-bedroom Apartment, City Center (Monthly)

$676 £502

$1,078 Rp 19.5M

-37.26%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,594 £1,183

$1,671 Rp 30.3M

-4.60%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$3,603 £2,673

$166 Rp 3.0M

2065.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.09

13.78

-63.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caernarfon: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Caernarfon

$382 31.3%

Ubud, Bali

$103 7.7% 73.2% $280

Groceries & Markets

Caernarfon

$279 22.8%

Ubud, Bali

$279 21% 0.3% $0.9

Eating Out

Caernarfon

$234 19.2%

Ubud, Bali

$106 8% 54.9% $129

Clothing & Footwear

Caernarfon

$155 12.7%

Ubud, Bali

$106 8% 31.4% $49

Getting Around

Caernarfon

$109 8.9%

Ubud, Bali

$12 0.9% 89% $97

Sport & Entertainment

Caernarfon

$63 5.1%

Ubud, Bali

$60 4.5% 4.5% $2.8

Accommodation & Living

Caernarfon

- * 0%

Ubud, Bali

$665 50%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $676 in Caernarfon and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Caernarfon pays about 22 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $95 in Caernarfon vs $35 in Ubud, Bali. Groceries flip the comparison at $279 vs $279, with Caernarfon cheaper for home cooking.

Good to know

🇬🇧 Caernarfon

🇮🇩 Ubud, Bali

🕒 Local time

11:21 11:21 AM

19:21 7:21 PM

8 h ahead of Caernarfon

🌤 Weather

👥 Population

9,500

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 5, 2026: 1 USD = 0.742 GBP (1 GBP = 1.35 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Caernarfon Ubud, Bali 12,700 km ≈ 16 h nonstop flight

From you

Caernarfon
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Caernarfon vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,221 in Caernarfon and $1,331 in Ubud, Bali, so Caernarfon is about 8% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Caernarfon is about 22 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $676 in Caernarfon versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,640 in Caernarfon versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $95 in Caernarfon. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Caernarfon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.