Cost of Living Comparison Between Ubud, Bali and Cadiz Cost of Living Comparison Between Ubud, Bali and Cadiz

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $674 in Cadiz, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,037 in Cadiz, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,400 in Cadiz, rent included.

Ubud, Bali costs about 111% more than Cadiz, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Cadiz is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.63 ₱162

35.36%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$8.72 ₱537

275.34%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$3.45 ₱213

43.48%

Cappuccino

$2.71 Rp 48.4K

$1.54 ₱94.8

75.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.42 ₱26.20

219.05%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.32 ₱19.99

118.75%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$0.93 ₱57.4

213.98%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.72 ₱106

130.23%

Milk (1 liter)

$1.81 Rp 32.3K

$1.78 ₱110

1.69%

White Bread (500g)

$2.52 Rp 45.0K

$1.21 ₱74.5

108.26%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.89 ₱55.0

30.34%

Eggs

$2.46 Rp 43.9K

$1.97 ₱122

24.87%

Local Cheese (1kg)

$14.71 Rp 262.7K

$6.07 ₱374

142.34%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.22 ₱260

2.37%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$6.85 ₱422

77.23%

Apples (1kg)

$3.84 Rp 68.6K

$3.77 ₱232

1.86%

Banana (1kg)

$1.56 Rp 27.8K

$1.14 ₱70.3

36.84%

Oranges (1kg)

$2.83 Rp 50.6K

$3.41 ₱211

-17.01%

Tomato (1kg)

$2.33 Rp 41.5K

$1.55 ₱95.7

50.32%

Potato (1kg)

$1.91 Rp 34.2K

$2.64 ₱163

-27.65%

Onion (1kg)

$2.20 Rp 39.3K

$3.05 ₱188

-27.87%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.46 ₱28.21

119.57%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.88 ₱54.1

-11.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.76 ₱170

20.29%

Wine (Bottle)

$23.74 Rp 423.9K

$5.59 ₱345

324.69%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.29 ₱79.3

116.28%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.45 ₱89.3

97.24%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.26 ₱15.93

3.85%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.69 ₱42.51

-33.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.22 ₱13.49

104.55%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.67 ₱165

128.46%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.14 ₱70.3

-30.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$23.7K ₱1.5M

10.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$19.7K ₱1.2M

62.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$64.9 ₱4,002

23.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$12.16 ₱750

-66.61%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$30.10 ₱1,856

-21.86%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$33.85 ₱2,088

191.58%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$4.54 ₱280

46.04%

Cinema Ticket

$4.15 Rp 74.1K

$5.36 ₱330

-22.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$35.19 ₱2,170

763.77%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$4,339 ₱267.5K

52.43%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$45.46 ₱2,803

22.17%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$22.91 ₱1,413

67.22%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$61.8 ₱3,809

43.44%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$26.95 ₱1,662

188.94%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$269 ₱16.6K

273.87%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$178 ₱11.0K

279.70%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$579 ₱35.7K

494.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$391 ₱24.1K

421.37%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,721 ₱167.8K

4.40%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,082 ₱66.7K

109.30%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$198 ₱12.2K

-16.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cadiz: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $269 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Cadiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $9.00 in Cadiz. Monthly groceries follow the same trend: $302 vs $195 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cadiz: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 111% more than Cadiz, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,011 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $9.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 55% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $674, than in Ubud, Bali at $1,419. In Cadiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cadiz costs $674 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.