Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Cadiz, Philippines

Name: Cadiz
Address: Cadiz, PH

For one person, living is cheaper in Cadiz: $617 a month against $1,331 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
29

Cost of Living Index in Cadiz
Learn more

Cadiz Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Cadiz

🇵🇭 Philippines

$617

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cadiz actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $617 in Cadiz, rent included.

Ubud, Bali $1,331
Cadiz $617

A couple spends around $2,255 per month in Ubud, Bali vs $943 in Cadiz, rent included.

Ubud, Bali $2,255
Cadiz $943

A family of three spends $3,180 per month in Ubud, Bali vs $1,269 in Cadiz, rent included.

Ubud, Bali $3,180
Cadiz $1,269

Ubud, Bali costs about 116% more than Cadiz, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Cadiz are more affordable than the global median – Ubud, Bali 2% lower, Cadiz 54% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$2.80 ₱178

20.71%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$7.88 ₱501

339.72%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.08 ₱196

80.84%

Cappuccino

$2.62 Rp 47.6K

$1.37 ₱86.9

91.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.38 ₱23.92

305.26%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.32 ₱20.42

100.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.04 ₱65.9

156.73%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.71 ₱108

149.12%

Milk (1 liter)

$1.46 Rp 26.5K

$1.59 ₱101

-8.18%

White Bread (500g)

$2.29 Rp 41.6K

$1.14 ₱72.2

100.88%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.88 ₱56.3

26.14%

Eggs

$2.10 Rp 38.1K

$1.71 ₱109

22.81%

Local Cheese (1kg)

$15.94 Rp 289.4K

$5.80 ₱369

174.83%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$4.02 ₱256

-3.48%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$6.24 ₱397

82.69%

Apples (1kg)

$3.55 Rp 64.5K

$3.18 ₱202

11.64%

Banana (1kg)

$1.54 Rp 27.9K

$1.07 ₱68.1

43.93%

Oranges (1kg)

$2.23 Rp 40.5K

$2.95 ₱188

-24.41%

Tomato (1kg)

$1.97 Rp 35.8K

$1.37 ₱86.8

43.80%

Potato (1kg)

$1.86 Rp 33.7K

$2.30 ₱146

-19.13%

Onion (1kg)

$2.42 Rp 43.9K

$2.71 ₱172

-10.70%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.38 ₱23.89

168.42%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.82 ₱51.9

-36.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.44 ₱155

-9.84%

Wine (Bottle)

$21.79 Rp 395.6K

$6.23 ₱396

249.76%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.07 ₱68.1

117.76%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.27 ₱80.8

133.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.22 ₱13.98

13.64%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$12.17 ₱774

-32.87%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.81 ₱51.7

-45.68%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.35 ₱22.39

34.29%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$2.33 ₱148

140.34%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.17 ₱74.3

-29.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$20.9K ₱1.3M

17.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$19.3K ₱1.2M

64.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$62.1 ₱3,949

24.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$9.55 ₱607

-35.71%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$26.39 ₱1,678

-28.31%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$31.42 ₱1,998

62.29%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$5.31 ₱338

243.69%

Cinema Ticket

$4.38 Rp 79.6K

$4.77 ₱304

-8.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$31.82 ₱2,023

1447.52%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$7,911 ₱503.0K

54.49%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$23.23 ₱1,477

94.40%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$19.10 ₱1,215

82.67%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$54.0 ₱3,432

45.12%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$23.63 ₱1,503

229.54%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$247 ₱15.7K

335.79%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$170 ₱10.8K

291.18%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$498 ₱31.6K

605.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$345 ₱21.9K

384.79%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,622 ₱166.7K

-10.76%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,115 ₱70.9K

100.54%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$184 ₱11.7K

-9.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.33

87.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Cadiz: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Cadiz

$170 27.6% 74.4% $495

Groceries & Markets

Ubud, Bali

$279 21%

Cadiz

$179 29% 36% $101

Clothing & Footwear

Ubud, Bali

$106 8%

Cadiz

$54 8.8% 49.2% $52

Eating Out

Ubud, Bali

$106 8%

Cadiz

$59 9.6% 43.8% $46

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Cadiz

$98 15.9% 4.4% $4.5

Sport & Entertainment

Ubud, Bali

$60 4.5%

Cadiz

$41 6.6% 31.4% $19

Getting Around

Ubud, Bali

$12 0.9%

Cadiz

$16 2.5% 30.8% $3.7

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $247 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Cadiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $8 in Cadiz. Monthly groceries follow the same trend: $279 vs $179 – making Cadiz the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Cadiz

🕒 Local time

22:18 10:18 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

154,723

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.28 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cadiz 2,340 km ≈ 3 h 30 min nonstop flight

From you

Ubud, Bali
Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cadiz: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 116% more than Cadiz, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $925 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments: a one-bedroom in the center costs $247 there versus $1,078 in Ubud, Bali.

Groceries cost about 56% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $8 in Cadiz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Cadiz, where all-in costs run around $617, than in Ubud, Bali at $1,331. In Cadiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Cadiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.