Cost of Living Comparison Between Ubud, Bali and Cadiz Cost of Living Comparison Between Ubud, Bali and Cadiz

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $665 in Cadiz, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,040 in Cadiz, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,415 in Cadiz, rent included.

Ubud, Bali costs about 112% more than Cadiz, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Cadiz is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.74 ₱169

25.91%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$8.77 ₱540

268.76%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.59 ₱221

34.82%

Cappuccino

$2.75 Rp 49.3K

$1.54 ₱94.8

78.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.43 ₱26.29

220.93%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.32 ₱19.85

134.38%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$0.95 ₱58.6

214.74%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$1.73 ₱106

122.54%

Milk (1 liter)

$1.74 Rp 31.1K

$1.79 ₱110

-2.79%

White Bread (500g)

$2.46 Rp 44.1K

$1.22 ₱75.0

101.64%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.92 ₱56.8

27.17%

Eggs

$2.43 Rp 43.6K

$1.96 ₱120

23.98%

Local Cheese (1kg)

$14.50 Rp 260.2K

$5.96 ₱367

143.29%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$4.32 ₱266

0.69%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$6.98 ₱429

71.63%

Apples (1kg)

$3.72 Rp 66.7K

$3.77 ₱232

-1.33%

Banana (1kg)

$1.63 Rp 29.2K

$1.19 ₱73.3

36.97%

Oranges (1kg)

$2.74 Rp 49.2K

$3.27 ₱201

-16.21%

Tomato (1kg)

$2.24 Rp 40.2K

$1.61 ₱99.2

39.13%

Potato (1kg)

$1.92 Rp 34.4K

$2.66 ₱164

-27.82%

Onion (1kg)

$2.28 Rp 40.8K

$3.02 ₱186

-24.50%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.46 ₱28.21

130.43%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.91 ₱56.3

-20.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.87 ₱177

14.63%

Wine (Bottle)

$23.19 Rp 416.1K

$8.39 ₱516

176.40%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.35 ₱83.1

105.93%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.44 ₱88.7

89.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.28 ₱17.29

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.69 ₱42.66

-30.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.24 ₱14.78

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.64 ₱162

135.61%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.09 ₱67.1

-25.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$24.0K ₱1.5M

10.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$19.7K ₱1.2M

63.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$65.9 ₱4,055

18.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$12.47 ₱768

-67.36%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$29.89 ₱1,840

-18.60%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$34.12 ₱2,101

189.01%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$4.48 ₱276

41.52%

Cinema Ticket

$3.99 Rp 71.5K

$5.24 ₱322

-23.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$34.98 ₱2,153

772.01%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$4,294 ₱264.4K

54.69%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$46.41 ₱2,857

16.66%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$23.07 ₱1,420

63.89%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$62.3 ₱3,838

39.30%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$26.58 ₱1,636

187.25%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$265 ₱16.3K

274.34%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$174 ₱10.7K

285.61%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$593 ₱36.5K

469.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$399 ₱24.6K

413.42%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$2,554 ₱157.2K

9.81%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$986 ₱60.7K

125.78%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$196 ₱12.1K

-14.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Cadiz: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $265 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Cadiz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $9.00 in Cadiz. Monthly groceries follow the same trend: $297 vs $202 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cadiz: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 112% more than Cadiz, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $998 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $9.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 47% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $665, than in Ubud, Bali at $1,408. In Cadiz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cadiz costs $665 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.