Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Bradley Beach, NJ

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,651 in Bradley Beach, NJ, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
120

Cost of Living Index in Bradley Beach, NJ
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Bradley Beach, NJ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Bradley Beach, NJ

🇺🇸 United States

$2,651

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bradley Beach, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bradley Beach, NJ actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,651 in Bradley Beach, NJ, rent included.

Ubud, Bali $1,331
Bradley Beach, NJ $2,651

A couple spends around $2,255 per month in Ubud, Bali vs $3,755 in Bradley Beach, NJ, rent included.

Ubud, Bali $2,255
Bradley Beach, NJ $3,755

A family of three spends $3,180 per month in Ubud, Bali vs $4,859 in Bradley Beach, NJ, rent included.

Ubud, Bali $3,180
Bradley Beach, NJ $4,859

Ubud, Bali is about 50% cheaper than Bradley Beach, NJ, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Bradley Beach, NJ is 96% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$19.10 $19.10

-82.30%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$79.7 $79.7

-56.54%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$10.02 $10.02

-44.41%

Cappuccino

$2.62 Rp 47.6K

$6.32 $6.32

-58.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.56 $2.56

-39.84%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.49 $1.49

-57.05%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.89 $5.89

-54.67%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$6.91 $6.91

-38.35%

Milk (1 liter)

$1.46 Rp 26.5K

$1.25 $1.25

16.80%

White Bread (500g)

$2.29 Rp 41.6K

$4.47 $4.47

-48.77%

Rice (white) (1kg)

$1.11 Rp 20.1K

$5.90 $5.90

-81.19%

Eggs

$2.10 Rp 38.1K

$3.46 $3.46

-39.31%

Local Cheese (1kg)

$15.94 Rp 289.4K

$13.72 $13.72

16.18%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$10.11 $10.11

-61.62%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$10.64 $10.64

7.14%

Apples (1kg)

$3.55 Rp 64.5K

$3.03 $3.03

17.16%

Banana (1kg)

$1.54 Rp 27.9K

$1.33 $1.33

15.79%

Oranges (1kg)

$2.23 Rp 40.5K

$2.80 $2.80

-20.36%

Tomato (1kg)

$1.97 Rp 35.8K

$3.29 $3.29

-40.12%

Potato (1kg)

$1.86 Rp 33.7K

$2.12 $2.12

-12.26%

Onion (1kg)

$2.42 Rp 43.9K

$2.20 $2.20

10.00%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.94 $1.94

-47.42%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.09 $1.09

-52.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$14.67 $14.67

-85.00%

Wine (Bottle)

$21.79 Rp 395.6K

$15.08 $15.08

44.50%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.79 $1.79

30.17%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.52 $3.52

-15.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.76 $1.76

-85.80%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$52.5 $52.5

-84.44%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$3.06 $3.06

-85.62%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$2.19 $2.19

-78.54%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$42.64 $42.64

-86.87%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.13 $1.13

-26.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$27.3K $27.3K

-10.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$26.2K $26.2K

20.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$172 $172

-55.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$51.4 $51.4

-88.06%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$49.67 $49.67

-61.91%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$37.10 $37.10

37.44%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$20.42 $20.42

-78.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,768 $1,768

-72.15%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$20.4K $20.4K

-40.16%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$49.40 $49.40

-8.58%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$41.91 $41.91

-16.75%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$85.0 $85.0

-7.82%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$104 $104

-25.44%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,439 $1,439

-25.14%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,435 $1,435

-53.67%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,537 $2,537

38.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,123 $2,123

-21.29%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,985 $2,985

-21.60%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,667 $2,667

-16.17%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.72

105.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Bradley Beach, NJ: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Bradley Beach, NJ

$1.4K 54.1% 116% $770

Groceries & Markets

Ubud, Bali

$279 21%

Bradley Beach, NJ

$347 13.1% 24.1% $67

Clothing & Footwear

Ubud, Bali

$106 8%

Bradley Beach, NJ

$126 4.8% 18.8% $20

Eating Out

Ubud, Bali

$106 8%

Bradley Beach, NJ

$318 12% 201% $212

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Bradley Beach, NJ

$273 10.3% 167% $171

Sport & Entertainment

Ubud, Bali

$60 4.5%

Bradley Beach, NJ

$78 2.9% 30.4% $18

Getting Around

Ubud, Bali

$12 0.9%

Bradley Beach, NJ

$74 2.8% 516% $62

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,439 in Bradley Beach, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $80 in Bradley Beach, NJ. Monthly groceries follow the same trend: $279 vs $347 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Bradley Beach, NJ

🕒 Local time

03:51 3:51 AM

14:51 2:51 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,200

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Bradley Beach, NJ 16,370 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Bradley Beach, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bradley Beach, NJ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $2,651 in Bradley Beach, NJ – Ubud, Bali comes out roughly 50% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,977 in Bradley Beach, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,439 in Bradley Beach, NJ.

A mid-range dinner for two costs $35 in Ubud, Bali and $80 in Bradley Beach, NJ. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $2,651 in Bradley Beach, NJ. That makes Ubud, Bali about 50% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,651 in Bradley Beach, NJ. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 50% less, which matters a lot on a fixed budget or early-career salary.