Last update: Oct 2026

Cost of Living Comparison Between Bradley Beach, NJ and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,651 in Bradley Beach, NJ, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

Bradley Beach, NJ, United States
Ubud, Bali, Indonesia
Bradley Beach, NJ
🇺🇸 United States
$2,651
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Bradley Beach, NJ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bradley Beach, NJ and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,651 per month in Bradley Beach, NJ vs $1,331 in Ubud, Bali, rent included.

  • Bradley Beach, NJ $2,651
  • Ubud, Bali $1,331

A couple spends around $3,755 per month in Bradley Beach, NJ vs $2,255 in Ubud, Bali, rent included.

  • Bradley Beach, NJ $3,755
  • Ubud, Bali $2,255

A family of three spends $4,859 per month in Bradley Beach, NJ vs $3,180 in Ubud, Bali, rent included.

  • Bradley Beach, NJ $4,859
  • Ubud, Bali $3,180

Bradley Beach, NJ costs about 99% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Bradley Beach, NJ sits 96% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Bradley Beach, NJ
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.10 $19.10
$3.38 Rp 61.3K
465.09%
Three-Course Dinner for Two, Mid-Range
$79.7 $79.7
$34.65 Rp 628.8K
130.07%
Fast Food Meal (McDonalds, etc)
$10.02 $10.02
$5.57 Rp 101.2K
79.89%
Cappuccino
$6.32 $6.32
$2.62 Rp 47.5K
141.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.56 $2.56
$1.54 Rp 27.9K
66.23%
Water (0.33 liter bottle)
$1.49 $1.49
$0.64 Rp 11.6K
132.81%
Local Beer (0.5 liter draught)
$5.89 $5.89
$2.67 Rp 48.4K
120.60%
Imported Beer (0.33 liter bottle)
$6.91 $6.91
$4.26 Rp 77.4K
62.21%
🛒 Groceries & Markets
Bradley Beach, NJ
Ubud, Bali
Difference
Milk (1 liter)
$1.25 $1.25
$1.46 Rp 26.5K
-14.38%
White Bread (500g)
$4.47 $4.47
$2.29 Rp 41.6K
95.20%
Rice (white) (1kg)
$5.90 $5.90
$1.11 Rp 20.1K
431.53%
Eggs
$3.46 $3.46
$2.10 Rp 38.1K
64.76%
Local Cheese (1kg)
$13.72 $13.72
$15.94 Rp 289.3K
-13.93%
Chicken Fillets (1kg)
$10.11 $10.11
$3.88 Rp 70.5K
160.57%
Beef Round Steak (1kg)
$10.64 $10.64
$11.40 Rp 206.9K
-6.67%
Apples (1kg)
$3.03 $3.03
$3.55 Rp 64.5K
-14.65%
Banana (1kg)
$1.33 $1.33
$1.54 Rp 27.9K
-13.64%
Oranges (1kg)
$2.80 $2.80
$2.23 Rp 40.5K
25.56%
Tomato (1kg)
$3.29 $3.29
$1.97 Rp 35.8K
67.01%
Potato (1kg)
$2.12 $2.12
$1.86 Rp 33.7K
13.98%
Onion (1kg)
$2.20 $2.20
$2.42 Rp 43.9K
-9.09%
Lettuce (1 head)
$1.94 $1.94
$1.02 Rp 18.6K
90.20%
Water (1.5 liter bottle)
$1.09 $1.09
$0.52 Rp 9,479
109.62%
Cigarettes 20 Pack (Marlboro, Camel)
$14.67 $14.67
$2.20 Rp 39.9K
566.82%
Wine (Bottle)
$15.08 $15.08
$21.79 Rp 395.4K
-30.79%
Local Beer (0.5 liter bottle)
$1.79 $1.79
$2.33 Rp 42.2K
-23.18%
Imported Beer (0.33 liter bottle)
$3.52 $3.52
$2.97 Rp 53.9K
18.52%
🚌 Getting Around
Bradley Beach, NJ
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.76 $1.76
$0.25 Rp 4,544
604.00%
Public Transport Monthly Pass (Regular Price)
$52.5 $52.5
$8.17 Rp 148.4K
542.72%
Taxi Start (Normal Tariff)
$3.06 $3.06
$0.44 Rp 7,944
595.45%
Taxi (Normal Tariff) (1km)
$2.19 $2.19
$0.47 Rp 8,493
365.96%
Taxi 1hour Waiting (Normal Tariff)
$42.64 $42.64
$5.60 Rp 101.6K
661.43%
Gasoline (1 liter)
$1.13 $1.13
$0.83 Rp 15.0K
36.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K $27.3K
$24.4K Rp 443.7M
11.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$31.7K Rp 575.2M
-17.27%
🧾 Monthly Utilities & Internet
Bradley Beach, NJ
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 $172
$77.5 Rp 1.4M
122.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.4 $51.4
$6.14 Rp 111.5K
737.79%
Internet (50+ Mbps, Unlimited Data)
$49.67 $49.67
$18.92 Rp 343.3K
162.53%
🎉 Sport & Entertainment
Bradley Beach, NJ
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.10 $37.10
$51.0 Rp 925.4K
-27.24%
Tennis Court (1 Hour on Weekend)
-
$18.25 Rp 331.2K
-
Cinema Ticket
$20.42 $20.42
$4.38 Rp 79.5K
366.21%
🧸 Childcare & Education
Bradley Beach, NJ
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,768 $1,768
$492 Rp 8.9M
259.12%
International Primary School, 1 Child (Yearly)
$20.4K $20.4K
$12.2K Rp 221.8M
67.12%
👕👟 Clothing & Footwear
Bradley Beach, NJ
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$49.40 $49.40
$45.16 Rp 819.6K
9.39%
Summer Dress (H&M, Zara, etc)
$41.91 $41.91
$34.89 Rp 633.2K
20.12%
Sport Shoes (Adidas, Nike)
$85.0 $85.0
$78.3 Rp 1.4M
8.48%
Men's Leather Business Shoes
$104 $104
$77.9 Rp 1.4M
34.12%
🏠 Accommodation & Living
Bradley Beach, NJ
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,439 $1,439
$1,078 Rp 19.6M
33.58%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 $1,435
$665 Rp 12.1M
115.85%
3-bedroom Apartment, City Center (Monthly)
$2,537 $2,537
$3,510 Rp 63.7M
-27.73%
3-bedroom Apartment, Outside City Center (Monthly)
$2,123 $2,123
$1,671 Rp 30.3M
27.04%
Buy Apartment in City Center (m2)
$2,985 $2,985
$2,340 Rp 42.5M
27.55%
Buy Apartment Outside City Center (m2)
$2,667 $2,667
$2,236 Rp 40.6M
19.28%
💵 Salaries & Financials
Bradley Beach, NJ
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.72
13.78
-51.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bradley Beach, NJ: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bradley Beach, NJ
$1.4K
Ubud, Bali
$665 53.7% $770
Groceries & Markets
Bradley Beach, NJ
$347
Ubud, Bali
$279 19.4% $67
Eating Out
Bradley Beach, NJ
$318
Ubud, Bali
$106 66.8% $212
Monthly Utilities & Internet
Bradley Beach, NJ
$273
Ubud, Bali
$103 62.5% $171
Clothing & Footwear
Bradley Beach, NJ
$126
Ubud, Bali
$106 15.8% $20
Sport & Entertainment
Bradley Beach, NJ
$78
Ubud, Bali
$60 23.3% $18
Getting Around
Bradley Beach, NJ
$74
Ubud, Bali
$12 83.8% $62

Cost Breakdown

A central one-bedroom costs $1,439 in Bradley Beach, NJ versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $80 in Bradley Beach, NJ versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $347 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Bradley Beach, NJ
🇮🇩 Ubud, Bali
🕒 Local time
11:26 11:26 AM
00:26 12:26 AM
13 h ahead of Bradley Beach, NJ
🌤 Weather
👥 Population
4,200
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

On the map
Between locations
  • Bradley Beach, NJ Ubud, Bali 16,370 km ≈ 21 h nonstop flight
From you
  • Bradley Beach, NJ
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bradley Beach, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bradley Beach, NJ and in Ubud, Bali compare overall?
Monthly costs with rent: $2,651 in Bradley Beach, NJ, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 50% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Bradley Beach, NJ compared to Ubud, Bali?
For a comfortable life, plan on about $3,977 per month in Bradley Beach, NJ and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bradley Beach, NJ and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,439 in Bradley Beach, NJ.
Which city has cheaper restaurants?
A mid-range dinner for two costs $80 in Bradley Beach, NJ and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bradley Beach, NJ or Ubud, Bali?
Monthly expenses with rent come to $2,651 in Bradley Beach, NJ and $1,331 in Ubud, Bali. That makes Ubud, Bali about 50% cheaper.
Which city is feasible on a $1,000 budget?
$1,000 is a stretch for both – monthly costs hit $2,651 in Bradley Beach, NJ and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Bradley Beach, NJ or Ubud, Bali?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Bradley Beach, NJ or Ubud, Bali safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Where should expats move: Bradley Beach, NJ or Ubud, Bali?
For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 50% less, which matters a lot on a fixed budget or early-career salary.

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