Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Bilaspur

For one person, living is cheaper in Bilaspur: $364 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Bilaspur, India
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Bilaspur
🇮🇳 India
$364
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bilaspur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bilaspur actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $364 in Bilaspur, rent included.

  • Ubud, Bali $1,331
  • Bilaspur $364

A couple spends around $2,255 per month in Ubud, Bali vs $589 in Bilaspur, rent included.

  • Ubud, Bali $2,255
  • Bilaspur $589

A family of three spends $3,180 per month in Ubud, Bali vs $814 in Bilaspur, rent included.

  • Ubud, Bali $3,180
  • Bilaspur $814

Ubud, Bali costs about 265% more than Bilaspur, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Bilaspur are more affordable than the global median – Ubud, Bali 2% lower, Bilaspur 73% lower.

Currency
🍽 Eating Out
Ubud, Bali
Bilaspur
Difference
Meal at Budget Restaurant
$3.38 Rp 60.9K
$2.07 ₹195
63.29%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 625.4K
$12.66 ₹1,196
173.70%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 100.6K
$4.89 ₹462
13.91%
Cappuccino
$2.62 Rp 47.3K
$1.35 ₹128
94.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.8K
$0.37 ₹35.32
316.22%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$0.15 ₹13.93
326.67%
Local Beer (0.5 liter draught)
$2.67 Rp 48.1K
$1.77 ₹167
50.85%
Imported Beer (0.33 liter bottle)
$4.26 Rp 76.9K
$2.91 ₹274
46.39%
🛒 Groceries & Markets
Ubud, Bali
Bilaspur
Difference
Milk (1 liter)
$1.46 Rp 26.4K
$0.51 ₹48.45
186.27%
White Bread (500g)
$2.29 Rp 41.4K
$0.48 ₹45.60
377.08%
Rice (white) (1kg)
$1.11 Rp 20.0K
$0.68 ₹63.9
63.24%
Eggs
$2.10 Rp 37.9K
$0.87 ₹81.9
141.38%
Local Cheese (1kg)
$15.94 Rp 287.7K
$4.57 ₹431
248.80%
Chicken Fillets (1kg)
$3.88 Rp 70.1K
$2.82 ₹267
37.59%
Beef Round Steak (1kg)
$11.40 Rp 205.8K
-
-
Apples (1kg)
$3.55 Rp 64.1K
$1.93 ₹182
83.94%
Banana (1kg)
$1.54 Rp 27.7K
$0.64 ₹60.2
140.63%
Oranges (1kg)
$2.23 Rp 40.2K
$0.95 ₹89.9
134.74%
Tomato (1kg)
$1.97 Rp 35.6K
$0.48 ₹45.54
310.42%
Potato (1kg)
$1.86 Rp 33.5K
$0.35 ₹33.18
431.43%
Onion (1kg)
$2.42 Rp 43.6K
$0.46 ₹43.56
426.09%
Lettuce (1 head)
$1.02 Rp 18.5K
$0.46 ₹43.54
121.74%
Water (1.5 liter bottle)
$0.52 Rp 9,427
$0.29 ₹27.14
79.31%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.7K
$4.90 ₹462
-55.10%
Wine (Bottle)
$21.79 Rp 393.2K
$7.26 ₹686
200.14%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.0K
$1.60 ₹151
45.63%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.6K
$2.59 ₹244
14.67%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.92 ₹464
-
🚌 Getting Around
Ubud, Bali
Bilaspur
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,519
$0.21 ₹19.75
19.05%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 147.5K
$7.25 ₹685
12.69%
Taxi Start (Normal Tariff)
$0.44 Rp 7,901
$0.86 ₹81.7
-48.84%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,446
$0.25 ₹23.48
88.00%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.1K
$1.61 ₹152
247.83%
Gasoline (1 liter)
$0.83 Rp 14.9K
$1.00 ₹94.9
-17.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 441.3M
$11.4K ₹1.1M
113.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 572.1M
$19.6K ₹1.9M
61.66%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bilaspur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$34.52 ₹3,261
124.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 110.9K
$3.35 ₹316
83.28%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 341.4K
$6.43 ₹608
194.25%
🎉 Sport & Entertainment
Ubud, Bali
Bilaspur
Difference
Gym Membership (Monthly)
$51.0 Rp 920.4K
$14.35 ₹1,356
255.33%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 329.4K
$6.54 ₹618
179.05%
Cinema Ticket
$4.38 Rp 79.1K
$2.84 ₹268
54.23%
🧸 Childcare & Education
Ubud, Bali
Bilaspur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$45.20 ₹4,270
989.42%
International Primary School, 1 Child (Yearly)
$12.2K Rp 220.6M
$1,434 ₹135.5K
752.03%
👕👟 Clothing & Footwear
Ubud, Bali
Bilaspur
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 815.1K
$21.84 ₹2,063
106.78%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 629.7K
$23.28 ₹2,199
49.87%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$38.42 ₹3,629
103.85%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$29.03 ₹2,743
168.24%
🏠 Accommodation & Living
Ubud, Bali
Bilaspur
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.4M
$122 ₹11.6K
780.70%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.0M
$76.5 ₹7,227
769.02%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.4M
$271 ₹25.6K
1196.34%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.2M
$188 ₹17.8K
786.62%
Buy Apartment in City Center (m2)
$2,340 Rp 42.2M
$913 ₹86.3K
156.28%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.4M
$532 ₹50.3K
320.15%
💵 Salaries & Financials
Ubud, Bali
Bilaspur
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8.86
55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Bilaspur: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Bilaspur
$77 88.5% $588
Groceries & Markets
Ubud, Bali
$279
Bilaspur
$99 64.7% $181
Clothing & Footwear
Ubud, Bali
$106
Bilaspur
$51 52.3% $56
Eating Out
Ubud, Bali
$106
Bilaspur
$64 39.3% $42
Monthly Utilities & Internet
Ubud, Bali
$103
Bilaspur
$44 56.8% $58
Sport & Entertainment
Ubud, Bali
$60
Bilaspur
$20 66.5% $40
Getting Around
Ubud, Bali
$12
Bilaspur
$10 14.6% $1.8

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $122 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $13 in Bilaspur. Monthly groceries follow the same trend: $279 vs $99 – making Bilaspur the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇮🇳 Bilaspur
🕒 Local time
20:31 8:31 PM
18:01 6:01 PM
2 h 30 min behind Ubud, Bali
🌤 Weather
👥 Population
74,800
115,000
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

On the map
Between locations
  • Ubud, Bali Bilaspur 6,030 km ≈ 8 h nonstop flight
From you
  • Ubud, Bali
  • Bilaspur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bilaspur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Bilaspur?
Ubud, Bali costs about 265% more than Bilaspur, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Bilaspur?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $547 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Bilaspur?
Rent is clearly cheaper in Bilaspur, especially for central apartments: a one-bedroom in the center costs $122 there versus $1,078 in Ubud, Bali.
Are groceries more expensive in Ubud, Bali or in Bilaspur?
Groceries cost about 183% more in Ubud, Bali, though the gap depends on what you buy.
How do dining costs compare in Ubud, Bali and in Bilaspur?
A mid-range dinner for two costs $35 in Ubud, Bali and $13 in Bilaspur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $800/month in Ubud, Bali or in Bilaspur?
A $800 monthly budget goes further in Bilaspur, where all-in costs run around $364, than in Ubud, Bali at $1,331. In Bilaspur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Bilaspur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is more affordable for expats?
For expats, Bilaspur is the easier option financially – housing and daily costs are lower, and overall it costs about 73% less, which matters a lot on a fixed budget or early-career salary.

Ubud, Bali vs other spots: cost of living compared

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