Cost of Living Comparison Between Ubud, Bali and Bilaspur Cost of Living Comparison Between Ubud, Bali and Bilaspur

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $376 in Bilaspur, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $603 in Bilaspur, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $830 in Bilaspur, rent included.

Ubud, Bali costs about 275% more than Bilaspur, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Bilaspur is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.32 ₹223

48.71%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$12.84 ₹1,238

151.87%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.42 ₹523

-10.70%

Cappuccino

$2.75 Rp 49.4K

$1.60 ₹154

71.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.28 ₹26.98

392.86%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.13 ₹12.35

476.92%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.36 ₹227

26.69%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.54 ₹342

8.76%

Milk (1 liter)

$1.74 Rp 31.2K

$0.58 ₹56.2

200.00%

White Bread (500g)

$2.46 Rp 44.2K

$0.40 ₹38.51

515.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.57 ₹54.7

105.26%

Eggs

$2.43 Rp 43.7K

$0.82 ₹79.6

196.34%

Local Cheese (1kg)

$14.50 Rp 260.6K

$3.37 ₹325

330.27%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.92 ₹281

48.97%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

$1.99 ₹191

86.93%

Banana (1kg)

$1.63 Rp 29.2K

$0.71 ₹68.7

129.58%

Oranges (1kg)

$2.74 Rp 49.3K

$0.93 ₹90.2

194.62%

Tomato (1kg)

$2.24 Rp 40.3K

$0.53 ₹51.4

322.64%

Potato (1kg)

$1.92 Rp 34.5K

$0.48 ₹46.48

300.00%

Onion (1kg)

$2.28 Rp 40.9K

$0.44 ₹42.35

418.18%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.46 ₹44.01

130.43%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.34 ₹32.64

111.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.00 ₹386

-17.75%

Wine (Bottle)

$23.19 Rp 416.8K

$7.22 ₹696

221.19%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.01 ₹194

38.31%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.27 ₹315

-16.51%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.19 ₹500

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.30 ₹29.00

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$8.79 ₹847

-7.74%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.43 ₹41.07

11.63%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.19 ₹18.04

121.05%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$1.48 ₹143

320.27%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.27 ₹123

-36.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$7,583 ₹731.3K

250.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$13.4K ₹1.3M

140.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$16.39 ₹1,581

378.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$3.56 ₹343

14.33%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$6.34 ₹611

283.75%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$14.71 ₹1,418

570.36%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$6.94 ₹669

-8.65%

Cinema Ticket

$3.99 Rp 71.6K

$2.94 ₹283

35.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$51.9 ₹5,000

488.29%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,519 ₹146.5K

337.18%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$35.21 ₹3,395

53.76%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.46 ₹2,841

28.34%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$40.99 ₹3,953

111.86%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$35.57 ₹3,431

114.65%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$124 ₹11.9K

701.99%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$76.9 ₹7,411

775.38%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$273 ₹26.3K

1135.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$181 ₹17.5K

1029.89%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$944 ₹91.1K

197.04%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$471 ₹45.4K

372.96%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$260 ₹25.1K

-35.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.97

66.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bilaspur: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $124 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 56% higher in Bilaspur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $13.00 in Bilaspur. Monthly groceries follow the same trend: $297 vs $100 – making Bilaspur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bilaspur: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 275% more than Bilaspur, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $564 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 197% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $13.00 in Bilaspur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Bilaspur, where all-in costs run around $376, than in Ubud, Bali at $1,408. In Bilaspur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bilaspur costs $376 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.