Cost of Living Comparison Between Ubud, Bali and Bilaspur Cost of Living Comparison Between Ubud, Bali and Bilaspur

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $365 in Bilaspur, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $601 in Bilaspur, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $837 in Bilaspur, rent included.

Ubud, Bali costs about 289% more than Bilaspur, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Bilaspur is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.38 ₹228

49.58%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$12.58 ₹1,203

160.17%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.37 ₹514

-7.82%

Cappuccino

$2.71 Rp 48.6K

$1.53 ₹146

77.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.28 ₹26.68

378.57%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.11 ₹10.50

536.36%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.36 ₹225

23.73%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.45 ₹330

14.78%

Milk (1 liter)

$1.81 Rp 32.4K

$0.62 ₹59.4

191.94%

White Bread (500g)

$2.52 Rp 45.1K

$0.39 ₹37.31

546.15%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.61 ₹58.3

90.16%

Eggs

$2.46 Rp 44.1K

$0.86 ₹81.9

186.05%

Local Cheese (1kg)

$14.71 Rp 263.7K

$3.34 ₹320

340.42%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$2.80 ₹268

54.29%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$1.98 ₹189

93.94%

Banana (1kg)

$1.56 Rp 27.9K

$0.73 ₹69.8

113.70%

Oranges (1kg)

$2.83 Rp 50.8K

$1.01 ₹96.4

180.20%

Tomato (1kg)

$2.33 Rp 41.7K

$0.50 ₹47.63

366.00%

Potato (1kg)

$1.91 Rp 34.3K

$0.48 ₹46.07

297.92%

Onion (1kg)

$2.20 Rp 39.5K

$0.43 ₹41.33

411.63%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.48 ₹46.39

110.42%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.37 ₹35.04

110.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.06 ₹388

-18.23%

Wine (Bottle)

$23.74 Rp 425.5K

$6.66 ₹637

256.46%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$2.01 ₹192

38.81%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.21 ₹307

-10.90%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.16 ₹494

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.30 ₹29.05

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$8.83 ₹845

-9.06%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.42 ₹40.30

9.52%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.19 ₹18.55

136.84%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.41 ₹135

332.62%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.22 ₹116

-35.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$7,550 ₹722.5K

246.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$13.6K ₹1.3M

136.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$16.81 ₹1,609

375.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.58 ₹342

13.41%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$6.48 ₹620

262.96%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$14.51 ₹1,388

580.22%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$6.95 ₹665

-4.60%

Cinema Ticket

$4.15 Rp 74.3K

$2.85 ₹272

45.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$52.0 ₹4,979

484.20%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,546 ₹147.9K

327.78%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$34.47 ₹3,299

61.13%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.13 ₹2,788

31.51%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$40.83 ₹3,907

117.00%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$35.44 ₹3,391

119.72%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$123 ₹11.8K

719.30%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$76.1 ₹7,281

787.66%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$278 ₹26.6K

1137.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$179 ₹17.1K

1041.78%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$975 ₹93.3K

191.49%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$448 ₹42.9K

405.51%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$338 ₹32.4K

-51.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.97

66.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bilaspur: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $123 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 105% higher in Bilaspur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $13.00 in Bilaspur. Monthly groceries follow the same trend: $302 vs $99.0 – making Bilaspur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bilaspur: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 289% more than Bilaspur, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $547 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 205% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $13.00 in Bilaspur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Bilaspur, where all-in costs run around $365, than in Ubud, Bali at $1,419. In Bilaspur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bilaspur costs $365 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.