Cost of Living Comparison Between Ubud, Bali and Bihac Cost of Living Comparison Between Ubud, Bali and Bihac

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $999 in Bihac.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,440 in Bihac.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,880 in Bihac.

Living in Ubud, Bali is roughly 42% more expensive than Bihac, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Bihac is 25% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$6.88 BAM 11.60

-48.26%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$29.91 BAM 50.4

9.43%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.76 BAM 9.71

-14.06%

Cappuccino

$2.71 Rp 48.6K

$1.16 BAM 1.95

133.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.16 BAM 1.95

15.52%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.86 BAM 1.44

-18.60%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.50 BAM 2.53

94.67%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$1.74 BAM 2.93

127.59%

Milk (1 liter)

$1.81 Rp 32.4K

$1.34 BAM 2.25

35.07%

White Bread (500g)

$2.52 Rp 45.1K

$1.11 BAM 1.87

127.03%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.38 BAM 4.02

-51.26%

Eggs

$2.46 Rp 44.1K

$2.87 BAM 4.84

-14.29%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.16 BAM 17.11

44.78%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.32 BAM 12.34

-40.98%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$11.57 BAM 19.49

4.93%

Apples (1kg)

$3.84 Rp 68.8K

$1.74 BAM 2.93

120.69%

Banana (1kg)

$1.56 Rp 27.9K

$1.61 BAM 2.72

-3.11%

Oranges (1kg)

$2.83 Rp 50.8K

$1.90 BAM 3.21

48.95%

Tomato (1kg)

$2.33 Rp 41.7K

$2.07 BAM 3.49

12.56%

Potato (1kg)

$1.91 Rp 34.3K

$1.15 BAM 1.93

66.09%

Onion (1kg)

$2.20 Rp 39.5K

$1.44 BAM 2.43

52.78%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.92 BAM 1.54

9.78%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.86 BAM 1.46

-9.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.50 BAM 5.90

-5.14%

Wine (Bottle)

$23.74 Rp 425.5K

$8.36 BAM 14.08

183.97%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.25 BAM 2.11

123.20%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.01 BAM 3.39

42.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.81 BAM 3.05

-85.08%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$35.05 BAM 59.1

-77.09%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.20 BAM 2.03

-61.67%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.77 BAM 1.30

-41.56%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$10.75 BAM 18.11

-43.26%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.49 BAM 2.51

-46.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.7K BAM 40.0K

10.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$26.2K BAM 44.1K

22.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$210 BAM 353

-61.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$19.23 BAM 32.39

-78.89%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$21.97 BAM 37.02

7.06%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$29.75 BAM 50.1

231.76%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$10.88 BAM 18.34

-39.06%

Cinema Ticket

$4.15 Rp 74.3K

$5.55 BAM 9.35

-25.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$150 BAM 252

103.32%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,937 BAM 4,949

125.14%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$29.33 BAM 49.41

89.36%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$17.54 BAM 29.55

118.42%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$98.5 BAM 166

-10.08%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$118 BAM 198

-33.83%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$222 BAM 373

354.31%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$206 BAM 348

227.27%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$308 BAM 520

1016.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$280 BAM 472

628.09%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,492 BAM 2,514

90.41%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,326 BAM 2,234

70.70%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$806 BAM 1,358

-79.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.14

220.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bihac: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $222 in Bihac. Housing cost is often the main lever when comparing two cities.

Bihac pays 388% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $30.00 in Bihac for a mid-range dinner for two. Groceries echo the gap at $302 vs $231 per month, with Bihac cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bihac: Cost of Living - Frequently Asked Questions

Ubud, Bali and Bihac differ by about 42% in total monthly costs ($1,419 vs $999 including rent). Bihac is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Bihac earns 388% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $222 in Bihac. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bihac – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $999 in Bihac – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

At $999 in Bihac versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Bihac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bihac the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bihac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bihac gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.