Cost of Living Comparison Between Ubud, Bali and Bihac Cost of Living Comparison Between Ubud, Bali and Bihac

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $998 in Bihac.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $1,439 in Bihac.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $1,880 in Bihac.

Living in Ubud, Bali is roughly 38% more expensive than in Bihac, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Bihac is 26% below.

Meal at Budget Restaurant

$3.32 Rp 59.7K

$7.02 BAM 12.07

-52.71%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 634.5K

$28.64 BAM 49.22

23.36%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.8K

$5.69 BAM 9.78

-6.33%

Cappuccino

$2.75 Rp 49.5K

$1.17 BAM 2.01

135.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.0K

$1.18 BAM 2.02

46.61%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$0.85 BAM 1.46

-5.88%

Local Beer (0.5 liter draught)

$2.95 Rp 52.9K

$1.41 BAM 2.43

109.22%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.7K

$1.76 BAM 3.02

152.27%

Milk (1 liter)

$1.50 Rp 26.9K

$1.36 BAM 2.33

10.29%

White Bread (500g)

$2.30 Rp 41.3K

$1.10 BAM 1.89

109.09%

Rice (white) (1kg)

$1.10 Rp 19.7K

$2.27 BAM 3.91

-51.54%

Eggs

$2.16 Rp 38.8K

$3.01 BAM 5.17

-28.24%

Local Cheese (1kg)

$17.09 Rp 306.9K

$9.97 BAM 17.14

71.41%

Chicken Fillets (1kg)

$3.88 Rp 69.6K

$7.22 BAM 12.41

-46.26%

Beef Round Steak (1kg)

$11.92 Rp 214.0K

$11.29 BAM 19.41

5.58%

Apples (1kg)

$3.57 Rp 64.0K

$1.77 BAM 3.04

101.69%

Banana (1kg)

$1.58 Rp 28.4K

$1.79 BAM 3.07

-11.73%

Oranges (1kg)

$2.36 Rp 42.4K

$1.39 BAM 2.39

69.78%

Tomato (1kg)

$1.97 Rp 35.3K

$2.08 BAM 3.58

-5.29%

Potato (1kg)

$1.81 Rp 32.5K

$1.13 BAM 1.94

60.18%

Onion (1kg)

$2.39 Rp 42.9K

$1.43 BAM 2.46

67.13%

Lettuce (1 head)

$1.02 Rp 18.3K

$0.93 BAM 1.60

9.68%

Water (1.5 liter bottle)

$0.49 Rp 8,825

$0.86 BAM 1.48

-43.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.3K

$3.62 BAM 6.22

-37.85%

Wine (Bottle)

$22.30 Rp 400.5K

$7.78 BAM 13.38

186.63%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.5K

$1.27 BAM 2.19

86.61%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.0K

$2.00 BAM 3.44

45.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,474

$1.34 BAM 2.29

-81.34%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.6K

$35.08 BAM 60.3

-75.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,936

$1.13 BAM 1.94

-61.06%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,584

$0.99 BAM 1.71

-57.58%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.7K

$10.39 BAM 17.87

-45.52%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.43 BAM 2.45

-43.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 426.3M

$31.5K BAM 54.1K

-24.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 556.3M

$21.8K BAM 37.5K

42.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$203 BAM 349

-59.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.1K

$18.92 BAM 32.52

-66.70%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 334.7K

$21.98 BAM 37.79

-15.24%

Gym Membership (Monthly)

$54.7 Rp 982.9K

$33.21 BAM 57.1

64.80%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.3K

$11.45 BAM 19.68

61.14%

Cinema Ticket

$4.24 Rp 76.1K

$5.45 BAM 9.37

-22.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$148 BAM 254

227.98%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.4M

$3,923 BAM 6,744

42.49%

Jeans (Levis 501 Or Similar)

$45.77 Rp 822.0K

$28.93 BAM 49.72

58.21%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 641.0K

$17.49 BAM 30.06

104.06%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$95.6 BAM 164

-18.13%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$119 BAM 205

-32.83%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$215 BAM 370

432.90%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$204 BAM 351

232.27%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.9M

$305 BAM 524

1048.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.3M

$279 BAM 480

504.11%

Buy Apartment in City Center (m2)

$2,788 Rp 50.1M

$1,464 BAM 2,517

90.43%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.5M

$1,301 BAM 2,237

73.44%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$783 BAM 1,347

-78.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Bihac: September 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $215 in Bihac. Housing cost is often the main lever when comparing two cities.

Bihac pays 375% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $29.00 in Bihac for a mid-range dinner for two. Groceries echo the gap at $286 vs $227 per month, with Bihac cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bihac: Cost of Living - Frequently Asked Questions

Ubud, Bali and Bihac differ by about 38% in total monthly costs ($1,374 vs $998 including rent). Bihac is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 375% lower in Bihac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $215 in Bihac. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bihac – a meal for two runs $29.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,374 per month in Ubud, Bali versus $998 in Bihac – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $998 in Bihac versus $1,374 in Ubud, Bali, a $2,000 budget is realistic in Bihac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bihac the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bihac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bihac gentler on the wallet – expenses run 38% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.