Cost of Living Comparison Between Bihac and Ubud, Bali Cost of Living Comparison Between Bihac and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $998 in Bihac versus $1,374 in Ubud, Bali.

Estimated couple costs with rent: $1,439 in Bihac versus $2,313 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,880 in Bihac versus $3,252 in Ubud, Bali.

Living in Bihac costs roughly 27% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Bihac is 26% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$7.02 BAM 12.07

$3.32 Rp 59.7K

111.45%

Three-Course Dinner for Two, Mid-Range

$28.64 BAM 49.22

$35.33 Rp 634.5K

-18.94%

Fast Food Meal (McDonalds, etc)

$5.69 BAM 9.78

$5.33 Rp 95.8K

6.75%

Cappuccino

$1.17 BAM 2.01

$2.75 Rp 49.5K

-57.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 BAM 2.02

$1.73 Rp 31.0K

-31.79%

Water (0.33 liter bottle)

$0.85 BAM 1.46

$0.80 Rp 14.3K

6.25%

Local Beer (0.5 liter draught)

$1.41 BAM 2.43

$2.95 Rp 52.9K

-52.20%

Imported Beer (0.33 liter bottle)

$1.76 BAM 3.02

$4.44 Rp 79.7K

-60.36%

Milk (1 liter)

$1.36 BAM 2.33

$1.50 Rp 26.9K

-9.33%

White Bread (500g)

$1.10 BAM 1.89

$2.30 Rp 41.3K

-52.17%

Rice (white) (1kg)

$2.27 BAM 3.91

$1.10 Rp 19.7K

106.36%

Eggs

$3.01 BAM 5.17

$2.16 Rp 38.8K

39.35%

Local Cheese (1kg)

$9.97 BAM 17.14

$17.09 Rp 306.9K

-41.66%

Chicken Fillets (1kg)

$7.22 BAM 12.41

$3.88 Rp 69.6K

86.08%

Beef Round Steak (1kg)

$11.29 BAM 19.41

$11.92 Rp 214.0K

-5.29%

Apples (1kg)

$1.77 BAM 3.04

$3.57 Rp 64.0K

-50.42%

Banana (1kg)

$1.79 BAM 3.07

$1.58 Rp 28.4K

13.29%

Oranges (1kg)

$1.39 BAM 2.39

$2.36 Rp 42.4K

-41.10%

Tomato (1kg)

$2.08 BAM 3.58

$1.97 Rp 35.3K

5.58%

Potato (1kg)

$1.13 BAM 1.94

$1.81 Rp 32.5K

-37.57%

Onion (1kg)

$1.43 BAM 2.46

$2.39 Rp 42.9K

-40.17%

Lettuce (1 head)

$0.93 BAM 1.60

$1.02 Rp 18.3K

-8.82%

Water (1.5 liter bottle)

$0.86 BAM 1.48

$0.49 Rp 8,825

75.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.62 BAM 6.22

$2.25 Rp 40.3K

60.89%

Wine (Bottle)

$7.78 BAM 13.38

$22.30 Rp 400.5K

-65.11%

Local Beer (0.5 liter bottle)

$1.27 BAM 2.19

$2.37 Rp 42.5K

-46.41%

Imported Beer (0.33 liter bottle)

$2.00 BAM 3.44

$2.90 Rp 52.0K

-31.03%

One-way Ticket (Public Transport)

$1.34 BAM 2.29

$0.25 Rp 4,474

436.00%

Public Transport Monthly Pass (Regular Price)

$35.08 BAM 60.3

$8.55 Rp 153.6K

310.29%

Taxi Start (Normal Tariff)

$1.13 BAM 1.94

$0.44 Rp 7,936

156.82%

Taxi (Normal Tariff) (1km)

$0.99 BAM 1.71

$0.42 Rp 7,584

135.71%

Taxi 1hour Waiting (Normal Tariff)

$10.39 BAM 17.87

$5.66 Rp 101.7K

83.57%

Gasoline (1 liter)

$1.43 BAM 2.45

$0.81 Rp 14.6K

76.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K BAM 54.1K

$23.7K Rp 426.3M

32.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K BAM 37.5K

$31.0K Rp 556.3M

-29.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 BAM 349

$82.3 Rp 1.5M

146.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.92 BAM 32.52

$6.30 Rp 113.1K

200.32%

Internet (50+ Mbps, Unlimited Data)

$21.98 BAM 37.79

$18.63 Rp 334.7K

17.98%

Gym Membership (Monthly)

$33.21 BAM 57.1

$54.7 Rp 982.9K

-39.32%

Tennis Court (1 Hour on Weekend)

$11.45 BAM 19.68

$18.45 Rp 331.3K

-37.94%

Cinema Ticket

$5.45 BAM 9.37

$4.24 Rp 76.1K

28.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$148 BAM 254

$484 Rp 8.7M

-69.51%

International Primary School, 1 Child (Yearly)

$3,923 BAM 6,744

$5,590 Rp 100.4M

-29.82%

Jeans (Levis 501 Or Similar)

$28.93 BAM 49.72

$45.77 Rp 822.0K

-36.79%

Summer Dress (H&M, Zara, etc)

$17.49 BAM 30.06

$35.69 Rp 641.0K

-50.99%

Sport Shoes (Adidas, Nike)

$95.6 BAM 164

$78.3 Rp 1.4M

22.15%

Men's Leather Business Shoes

$119 BAM 205

$80.1 Rp 1.4M

48.87%

1-bedroom Apartment, City Center (Monthly)

$215 BAM 370

$1,147 Rp 20.6M

-81.23%

1-bedroom Apartment, Outside City Center (Monthly)

$204 BAM 351

$678 Rp 12.2M

-69.90%

3-bedroom Apartment, City Center (Monthly)

$305 BAM 524

$3,504 Rp 62.9M

-91.29%

3-bedroom Apartment, Outside City Center (Monthly)

$279 BAM 480

$1,688 Rp 30.3M

-83.45%

Buy Apartment in City Center (m2)

$1,464 BAM 2,517

$2,788 Rp 50.1M

-47.49%

Buy Apartment Outside City Center (m2)

$1,301 BAM 2,237

$2,257 Rp 40.5M

-42.34%

Average Monthly Net Salary (After Tax)

$783 BAM 1,347

$165 Rp 3.0M

374.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

13.78

-68.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bihac: September 27, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $215 in Bihac and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bihac pays 375% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29.00 in Bihac vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $227 vs $286 per month, with Bihac cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bihac vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bihac and Ubud, Bali differ by about 38% in total monthly costs ($998 vs $1,374 including rent). Bihac is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 375% higher in Bihac, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $215 in Bihac versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bihac – a meal for two runs $29.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $998 per month in Bihac versus $1,374 in Ubud, Bali – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $998 in Bihac versus $1,374 in Ubud, Bali, a $2,000 budget is realistic in Bihac but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bihac the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bihac and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bihac gentler on the wallet – expenses run 38% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.