Cost of Living Comparison Between Ubud, Bali and Biel Cost of Living Comparison Between Ubud, Bali and Biel

Monthly Cost of Living

A single person spends $1,348 per month in Ubud, Bali vs $2,862 in Biel, rent included.

A couple spends around $2,312 per month in Ubud, Bali vs $4,510 in Biel, rent included.

A family of three spends $3,276 per month in Ubud, Bali vs $6,157 in Biel, rent included.

Ubud, Bali is about 53% cheaper than Biel, driven mainly by Eating Out.

Both Ubud, Bali and Biel sit above the global median – Ubud, Bali by 1%, Biel by 114%.

Currency
🍽 Eating Out
Ubud, Bali
Biel
Difference
Meal at Budget Restaurant
$3.33 Rp 59.6K
$29.59 CHF 24.61
-88.75%
Three-Course Dinner for Two, Mid-Range
$35.42 Rp 633.7K
$107 CHF 88.6
-66.75%
Fast Food Meal (McDonalds, etc)
$5.76 Rp 103.0K
$18.30 CHF 15.22
-68.52%
Cappuccino
$2.63 Rp 47.0K
$6.17 CHF 5.13
-57.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.74 Rp 31.0K
$5.01 CHF 4.16
-65.27%
Water (0.33 liter bottle)
$0.77 Rp 13.8K
$4.12 CHF 3.43
-81.31%
Local Beer (0.5 liter draught)
$2.71 Rp 48.4K
$7.76 CHF 6.46
-65.08%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.9K
$4.89 CHF 4.07
-7.57%
🛒 Groceries & Markets
Ubud, Bali
Biel
Difference
Milk (1 liter)
$1.53 Rp 27.4K
$2.15 CHF 1.79
-28.84%
White Bread (500g)
$2.20 Rp 39.3K
$3.99 CHF 3.31
-44.86%
Rice (white) (1kg)
$1.22 Rp 21.8K
$3.29 CHF 2.74
-62.92%
Eggs
$2.14 Rp 38.3K
$7.08 CHF 5.89
-69.77%
Local Cheese (1kg)
$17.73 Rp 317.2K
$22.61 CHF 18.80
-21.58%
Chicken Fillets (1kg)
$3.86 Rp 69.0K
$27.65 CHF 22.99
-86.04%
Beef Round Steak (1kg)
$12.03 Rp 215.2K
$38.52 CHF 32.03
-68.77%
Apples (1kg)
$3.61 Rp 64.6K
$3.11 CHF 2.58
16.08%
Banana (1kg)
$1.51 Rp 27.1K
$2.03 CHF 1.69
-25.62%
Oranges (1kg)
$2.32 Rp 41.5K
$2.49 CHF 2.07
-6.83%
Tomato (1kg)
$2.00 Rp 35.9K
$3.21 CHF 2.67
-37.69%
Potato (1kg)
$1.81 Rp 32.4K
$1.41 CHF 1.18
28.37%
Onion (1kg)
$2.39 Rp 42.7K
$1.76 CHF 1.46
35.80%
Lettuce (1 head)
$0.99 Rp 17.8K
$1.99 CHF 1.66
-50.25%
Water (1.5 liter bottle)
$0.52 Rp 9,381
$1.06 CHF 0.88
-50.94%
Cigarettes 20 Pack (Marlboro, Camel)
$2.18 Rp 39.1K
$10.63 CHF 8.84
-79.49%
Wine (Bottle)
$22.98 Rp 411.0K
$14.81 CHF 12.32
55.17%
Local Beer (0.5 liter bottle)
$2.40 Rp 42.9K
$0.92 CHF 0.76
160.87%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.6K
$1.79 CHF 1.48
67.60%
🚌 Getting Around
Ubud, Bali
Biel
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,258
$4.77 CHF 3.97
-94.97%
Public Transport Monthly Pass (Regular Price)
$6.99 Rp 125.1K
$94.5 CHF 78.6
-92.60%
Taxi Start (Normal Tariff)
$0.44 Rp 7,882
$7.86 CHF 6.54
-94.40%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,589
$4.64 CHF 3.86
-90.95%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 97.5K
$84.3 CHF 70.1
-93.53%
Gasoline (1 liter)
$0.84 Rp 15.1K
$2.21 CHF 1.83
-61.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K Rp 435.2M
$41.9K CHF 34.8K
-41.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 570.5M
$34.0K CHF 28.3K
-6.32%
🧾 Monthly Utilities & Internet
Ubud, Bali
Biel
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$137 CHF 114
-40.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.58 Rp 117.7K
$35.28 CHF 29.34
-81.35%
Internet (50+ Mbps, Unlimited Data)
$18.24 Rp 326.4K
$52.0 CHF 43.21
-64.90%
🎉 Sport & Entertainment
Ubud, Bali
Biel
Difference
Gym Membership (Monthly)
$55.1 Rp 986.2K
$74.8 CHF 62.2
-26.30%
Tennis Court (1 Hour on Weekend)
$18.51 Rp 331.2K
-
-
Cinema Ticket
$4.24 Rp 75.9K
$22.05 CHF 18.34
-80.77%
🧸 Childcare & Education
Ubud, Bali
Biel
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$486 Rp 8.7M
$2,615 CHF 2,174
-81.42%
International Primary School, 1 Child (Yearly)
$5,676 Rp 101.5M
$37.3K CHF 31.0K
-84.78%
👕👟 Clothing & Footwear
Ubud, Bali
Biel
Difference
Jeans (Levis 501 Or Similar)
$45.18 Rp 808.3K
$106 CHF 88.2
-57.39%
Summer Dress (H&M, Zara, etc)
$34.57 Rp 618.5K
$40.05 CHF 33.30
-13.68%
Sport Shoes (Adidas, Nike)
$79.2 Rp 1.4M
$137 CHF 114
-42.16%
Men's Leather Business Shoes
$77.6 Rp 1.4M
$213 CHF 177
-63.63%
🏠 Accommodation & Living
Ubud, Bali
Biel
Difference
1-bedroom Apartment, City Center (Monthly)
$1,127 Rp 20.2M
$1,239 CHF 1,030
-9.03%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 12.1M
$1,126 CHF 936
-40.12%
3-bedroom Apartment, City Center (Monthly)
$3,618 Rp 64.7M
$2,251 CHF 1,872
60.74%
3-bedroom Apartment, Outside City Center (Monthly)
$1,735 Rp 31.0M
$2,007 CHF 1,669
-13.57%
Buy Apartment in City Center (m2)
$2,829 Rp 50.6M
$9,747 CHF 8,106
-70.98%
Buy Apartment Outside City Center (m2)
$2,307 Rp 41.3M
$7,907 CHF 6,575
-70.83%
💵 Salaries & Financials
Ubud, Bali
Biel
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$5,538 CHF 4,605
-97.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
1.68
720.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Biel: October 4, 2026

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $1,239 in Biel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3242% higher in Biel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $107 in Biel. Monthly groceries follow the same trend: $290 vs $544 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Biel: Cost of Living - Frequently Asked Questions
Is Biel cheaper than Ubud, Bali?
Yes – Biel is pricier by about 112%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $4,293 in Biel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 1252% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $486 per month in Ubud, Bali and $2,615 in Biel. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Ubud, Bali or in Biel?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Biel at $2,862. In Ubud, Bali it covers expenses comfortably, while in Biel it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Biel more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Biel?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biel makes more sense. Both are solid long-term options with distinct trade-offs.

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