😐A single person spends $2,862 per month in Biel vs $1,348 in Ubud, Bali, rent included.
😐A couple spends around $4,510 per month in Biel vs $2,312 in Ubud, Bali, rent included.
😐A family of three spends $6,157 per month in Biel vs $3,276 in Ubud, Bali, rent included.
😐Biel costs about 112% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Biel and Ubud, Bali sit above the global median – Biel by 114%, Ubud, Bali by 1%.
Currency
🍽 Eating Out
Biel
Ubud, Bali
Difference
Meal at Budget Restaurant
$29.59CHF 24.61
$3.33Rp 59.6K
788.59%
Three-Course Dinner for Two, Mid-Range
$107CHF 88.6
$35.42Rp 633.7K
200.76%
Fast Food Meal(McDonalds, etc)
$18.30CHF 15.22
$5.76Rp 103.0K
217.71%
Cappuccino
$6.17CHF 5.13
$2.63Rp 47.0K
134.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.01CHF 4.16
$1.74Rp 31.0K
187.93%
Water(0.33 liter bottle)
$4.12CHF 3.43
$0.77Rp 13.8K
435.06%
Local Beer(0.5 liter draught)
$7.76CHF 6.46
$2.71Rp 48.4K
186.35%
Imported Beer(0.33 liter bottle)
$4.89CHF 4.07
$4.52Rp 80.9K
8.19%
🛒 Groceries & Markets
Biel
Ubud, Bali
Difference
Milk(1 liter)
$2.15CHF 1.79
$1.53Rp 27.4K
40.52%
White Bread(500g)
$3.99CHF 3.31
$2.20Rp 39.3K
81.36%
Rice(white)(1kg)
$3.29CHF 2.74
$1.22Rp 21.8K
169.67%
Eggs
$7.08CHF 5.89
$2.14Rp 38.3K
230.84%
Local Cheese(1kg)
$22.61CHF 18.80
$17.73Rp 317.2K
27.52%
Chicken Fillets(1kg)
$27.65CHF 22.99
$3.86Rp 69.0K
616.32%
Beef Round Steak(1kg)
$38.52CHF 32.03
$12.03Rp 215.2K
220.20%
Apples(1kg)
$3.11CHF 2.58
$3.61Rp 64.6K
-13.85%
Banana(1kg)
$2.03CHF 1.69
$1.51Rp 27.1K
34.44%
Oranges(1kg)
$2.49CHF 2.07
$2.32Rp 41.5K
7.33%
Tomato(1kg)
$3.21CHF 2.67
$2.00Rp 35.9K
60.50%
Potato(1kg)
$1.41CHF 1.18
$1.81Rp 32.4K
-22.10%
Onion(1kg)
$1.76CHF 1.46
$2.39Rp 42.7K
-26.36%
Lettuce(1 head)
$1.99CHF 1.66
$0.99Rp 17.8K
101.01%
Water(1.5 liter bottle)
$1.06CHF 0.88
$0.52Rp 9,381
103.85%
Cigarettes 20 Pack(Marlboro, Camel)
$10.63CHF 8.84
$2.18Rp 39.1K
387.61%
Wine(Bottle)
$14.81CHF 12.32
$22.98Rp 411.0K
-35.55%
Local Beer(0.5 liter bottle)
$0.92CHF 0.76
$2.40Rp 42.9K
-61.67%
Imported Beer(0.33 liter bottle)
$1.79CHF 1.48
$3.00Rp 53.6K
-40.33%
🚌 Getting Around
Biel
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.77CHF 3.97
$0.24Rp 4,258
1887.50%
Public Transport Monthly Pass(Regular Price)
$94.5CHF 78.6
$6.99Rp 125.1K
1251.93%
Taxi Start(Normal Tariff)
$7.86CHF 6.54
$0.44Rp 7,882
1686.36%
Taxi(Normal Tariff)(1km)
$4.64CHF 3.86
$0.42Rp 7,589
1004.76%
Taxi 1hour Waiting(Normal Tariff)
$84.3CHF 70.1
$5.45Rp 97.5K
1446.61%
Gasoline(1 liter)
$2.21CHF 1.83
$0.84Rp 15.1K
163.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.9KCHF 34.8K
$24.3KRp 435.2M
72.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.0KCHF 28.3K
$31.9KRp 570.5M
6.74%
🧾 Monthly Utilities & Internet
Biel
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$137CHF 114
$80.8Rp 1.4M
69.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.28CHF 29.34
$6.58Rp 117.7K
436.17%
Internet(50+ Mbps, Unlimited Data)
$52.0CHF 43.21
$18.24Rp 326.4K
184.87%
🎉 Sport & Entertainment
Biel
Ubud, Bali
Difference
Gym Membership(Monthly)
$74.8CHF 62.2
$55.1Rp 986.2K
35.68%
Tennis Court(1 Hour on Weekend)
-
$18.51Rp 331.2K
-
Cinema Ticket
$22.05CHF 18.34
$4.24Rp 75.9K
420.05%
🧸 Childcare & Education
Biel
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,615CHF 2,174
$486Rp 8.7M
438.34%
International Primary School, 1 Child(Yearly)
$37.3KCHF 31.0K
$5,676Rp 101.5M
556.85%
👕👟 Clothing & Footwear
Biel
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$106CHF 88.2
$45.18Rp 808.3K
134.71%
Summer Dress(H&M, Zara, etc)
$40.05CHF 33.30
$34.57Rp 618.5K
15.85%
Sport Shoes(Adidas, Nike)
$137CHF 114
$79.2Rp 1.4M
72.89%
Men's Leather Business Shoes
$213CHF 177
$77.6Rp 1.4M
174.95%
🏠 Accommodation & Living
Biel
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,239CHF 1,030
$1,127Rp 20.2M
9.93%
1-bedroom Apartment, Outside City Center(Monthly)
$1,126CHF 936
$674Rp 12.1M
66.99%
3-bedroom Apartment, City Center(Monthly)
$2,251CHF 1,872
$3,618Rp 64.7M
-37.79%
3-bedroom Apartment, Outside City Center(Monthly)
$2,007CHF 1,669
$1,735Rp 31.0M
15.70%
Buy Apartment in City Center(m2)
$9,747CHF 8,106
$2,829Rp 50.6M
244.56%
Buy Apartment Outside City Center(m2)
$7,907CHF 6,575
$2,307Rp 41.3M
242.77%
💵 Salaries & Financials
Biel
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$5,538CHF 4,605
$166Rp 3.0M
3242.40%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.68
13.78
-87.81%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Biel: October 4, 2026
Last update for Ubud, Bali: October 5, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,239 in Biel versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3242% higher in Biel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $107 in Biel versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $544 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biel vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Biel?
Yes – Biel is pricier by about 112%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,293 per month in Biel and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 1252% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,615 per month in Biel and $486 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Biel or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Biel at $2,862. In Ubud, Bali it covers expenses comfortably, while in Biel it requires careful planning or may not stretch far enough.
Is Biel or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Biel or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biel makes more sense. Both are solid long-term options with distinct trade-offs.