Cost of Living Comparison Between Biel and Ubud, Bali Cost of Living Comparison Between Biel and Ubud, Bali

Monthly Cost of Living

A single person spends $3,096 per month in Biel vs $1,438 in Ubud, Bali, rent included.

A couple spends around $4,763 per month in Biel vs $2,585 in Ubud, Bali, rent included.

A family of three spends $6,429 per month in Biel vs $3,732 in Ubud, Bali, rent included.

Biel costs about 115% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both Biel and Ubud, Bali sit above the global median – Biel by 131%, Ubud, Bali by 7%.

Currency
🍽 Eating Out
Biel
Ubud, Bali
Difference
Meal at Budget Restaurant
$24.71 CHF 19.54
$3.57 Rp 61.9K
592.16%
Three-Course Dinner for Two, Mid-Range
$113 CHF 89.3
$32.58 Rp 564.7K
246.35%
Fast Food Meal (McDonalds, etc)
$16.03 CHF 12.68
$5.07 Rp 87.8K
216.17%
Cappuccino
$6.33 CHF 5.01
$2.83 Rp 49.0K
123.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.32 CHF 4.21
$1.34 Rp 23.2K
297.01%
Water (0.33 liter bottle)
$5.06 CHF 4.00
$0.69 Rp 12.0K
633.33%
Local Beer (0.5 liter draught)
$7.79 CHF 6.16
$2.99 Rp 51.8K
160.54%
Imported Beer (0.33 liter bottle)
$6.87 CHF 5.43
$3.85 Rp 66.7K
78.44%
🛒 Groceries & Markets
Biel
Ubud, Bali
Difference
Milk (1 liter)
$2.25 CHF 1.78
$1.74 Rp 30.2K
29.31%
White Bread (500g)
$3.72 CHF 2.94
$2.54 Rp 44.0K
46.46%
Rice (white) (1kg)
$4.28 CHF 3.38
$1.19 Rp 20.6K
259.66%
Eggs
$7.51 CHF 5.94
$2.43 Rp 42.0K
209.05%
Local Cheese (1kg)
$30.27 CHF 23.95
$14.66 Rp 254.1K
106.48%
Chicken Fillets (1kg)
$35.98 CHF 28.46
$4.18 Rp 72.4K
760.77%
Beef Round Steak (1kg)
$50.9 CHF 40.22
$11.94 Rp 206.9K
325.88%
Apples (1kg)
$3.28 CHF 2.59
$3.69 Rp 63.9K
-11.11%
Banana (1kg)
$2.31 CHF 1.83
$1.61 Rp 27.8K
43.48%
Oranges (1kg)
$2.98 CHF 2.36
$2.69 Rp 46.5K
10.78%
Tomato (1kg)
$4.35 CHF 3.44
$2.33 Rp 40.4K
86.70%
Potato (1kg)
$2.49 CHF 1.97
$1.91 Rp 33.0K
30.37%
Onion (1kg)
$2.39 CHF 1.89
$2.19 Rp 37.9K
9.13%
Lettuce (1 head)
$2.67 CHF 2.11
$1.06 Rp 18.3K
151.89%
Water (1.5 liter bottle)
$0.89 CHF 0.70
$0.72 Rp 12.5K
23.61%
Cigarettes 20 Pack (Marlboro, Camel)
$11.12 CHF 8.80
$3.13 Rp 54.3K
255.27%
Wine (Bottle)
$12.63 CHF 9.99
$23.49 Rp 407.1K
-46.23%
Local Beer (0.5 liter bottle)
$2.40 CHF 1.90
$2.74 Rp 47.5K
-12.41%
Imported Beer (0.33 liter bottle)
$3.32 CHF 2.63
$2.88 Rp 49.9K
15.28%
🚌 Getting Around
Biel
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.47 CHF 3.53
$0.29 Rp 5,029
1441.38%
Public Transport Monthly Pass (Regular Price)
$109 CHF 86.3
$8.17 Rp 141.6K
1235.74%
Taxi Start (Normal Tariff)
$12.54 CHF 9.92
$0.45 Rp 7,863
2686.67%
Taxi (Normal Tariff) (1km)
$4.05 CHF 3.20
$0.42 Rp 7,305
864.29%
Taxi 1hour Waiting (Normal Tariff)
$82.4 CHF 65.2
$6.16 Rp 106.7K
1238.15%
Gasoline (1 liter)
$2.15 CHF 1.70
$0.84 Rp 14.6K
155.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3K CHF 24.8K
$26.2K Rp 454.9M
19.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.5K CHF 22.5K
$32.5K Rp 562.9M
-12.27%
🧾 Monthly Utilities & Internet
Biel
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$244 CHF 193
$78.4 Rp 1.4M
211.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.50 CHF 28.87
$3.95 Rp 68.5K
824.05%
Internet (50+ Mbps, Unlimited Data)
$55.6 CHF 43.97
$24.40 Rp 423.0K
127.83%
🎉 Sport & Entertainment
Biel
Ubud, Bali
Difference
Gym Membership (Monthly)
$114 CHF 90.3
$96.5 Rp 1.7M
18.23%
Tennis Court (1 Hour on Weekend)
$73.2 CHF 57.9
$6.35 Rp 110.0K
1051.97%
Cinema Ticket
$21.76 CHF 17.21
$4.04 Rp 70.0K
438.61%
🧸 Childcare & Education
Biel
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,865 CHF 2,266
$303 Rp 5.2M
846.75%
International Primary School, 1 Child (Yearly)
$42.2K CHF 33.4K
$6,523 Rp 113.1M
547.50%
👕👟 Clothing & Footwear
Biel
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$141 CHF 111
$53.8 Rp 933.1K
161.68%
Summer Dress (H&M, Zara, etc)
$45.49 CHF 35.98
$37.98 Rp 658.3K
19.77%
Sport Shoes (Adidas, Nike)
$131 CHF 104
$86.8 Rp 1.5M
51.41%
Men's Leather Business Shoes
$159 CHF 126
$78.9 Rp 1.4M
101.57%
🏠 Accommodation & Living
Biel
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,298 CHF 1,027
$1,012 Rp 17.5M
28.23%
1-bedroom Apartment, Outside City Center (Monthly)
$1,126 CHF 890
$674 Rp 11.7M
66.90%
3-bedroom Apartment, City Center (Monthly)
$2,273 CHF 1,798
$3,390 Rp 58.8M
-32.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,871 CHF 1,480
$2,098 Rp 36.4M
-10.81%
Buy Apartment in City Center (m2)
$9,986 CHF 7,899
$2,985 Rp 51.7M
234.57%
Buy Apartment Outside City Center (m2)
$8,438 CHF 6,674
$2,339 Rp 40.5M
260.72%
💵 Salaries & Financials
Biel
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$7,974 CHF 6,307
$173 Rp 3.0M
4505.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.88
13.28
-85.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biel: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,298 in Biel versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4506% higher in Biel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $113 in Biel versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $672 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biel vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Biel?
Yes – Biel is pricier by about 115%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,644 per month in Biel and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 1236% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,865 per month in Biel and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Biel or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Biel at $3,096. In Ubud, Bali it covers expenses comfortably, while in Biel it requires careful planning or may not stretch far enough.
Is Biel or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Biel or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biel makes more sense. Both are solid long-term options with distinct trade-offs.

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