Cost of Living Comparison Between Biel and Ubud, Bali Cost of Living Comparison Between Biel and Ubud, Bali

Monthly Cost of Living

A single person spends $2,862 per month in Biel vs $1,348 in Ubud, Bali, rent included.

A couple spends around $4,510 per month in Biel vs $2,312 in Ubud, Bali, rent included.

A family of three spends $6,157 per month in Biel vs $3,276 in Ubud, Bali, rent included.

Biel costs about 112% more than Ubud, Bali, driven mainly by Eating Out.

Both Biel and Ubud, Bali sit above the global median – Biel by 114%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
Biel
Ubud, Bali
Difference
Meal at Budget Restaurant
$29.59 CHF 24.61
$3.33 Rp 59.6K
788.59%
Three-Course Dinner for Two, Mid-Range
$107 CHF 88.6
$35.42 Rp 633.7K
200.76%
Fast Food Meal (McDonalds, etc)
$18.30 CHF 15.22
$5.76 Rp 103.0K
217.71%
Cappuccino
$6.17 CHF 5.13
$2.63 Rp 47.0K
134.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.01 CHF 4.16
$1.74 Rp 31.0K
187.93%
Water (0.33 liter bottle)
$4.12 CHF 3.43
$0.77 Rp 13.8K
435.06%
Local Beer (0.5 liter draught)
$7.76 CHF 6.46
$2.71 Rp 48.4K
186.35%
Imported Beer (0.33 liter bottle)
$4.89 CHF 4.07
$4.52 Rp 80.9K
8.19%
🛒 Groceries & Markets
Biel
Ubud, Bali
Difference
Milk (1 liter)
$2.15 CHF 1.79
$1.53 Rp 27.4K
40.52%
White Bread (500g)
$3.99 CHF 3.31
$2.20 Rp 39.3K
81.36%
Rice (white) (1kg)
$3.29 CHF 2.74
$1.22 Rp 21.8K
169.67%
Eggs
$7.08 CHF 5.89
$2.14 Rp 38.3K
230.84%
Local Cheese (1kg)
$22.61 CHF 18.80
$17.73 Rp 317.2K
27.52%
Chicken Fillets (1kg)
$27.65 CHF 22.99
$3.86 Rp 69.0K
616.32%
Beef Round Steak (1kg)
$38.52 CHF 32.03
$12.03 Rp 215.2K
220.20%
Apples (1kg)
$3.11 CHF 2.58
$3.61 Rp 64.6K
-13.85%
Banana (1kg)
$2.03 CHF 1.69
$1.51 Rp 27.1K
34.44%
Oranges (1kg)
$2.49 CHF 2.07
$2.32 Rp 41.5K
7.33%
Tomato (1kg)
$3.21 CHF 2.67
$2.00 Rp 35.9K
60.50%
Potato (1kg)
$1.41 CHF 1.18
$1.81 Rp 32.4K
-22.10%
Onion (1kg)
$1.76 CHF 1.46
$2.39 Rp 42.7K
-26.36%
Lettuce (1 head)
$1.99 CHF 1.66
$0.99 Rp 17.8K
101.01%
Water (1.5 liter bottle)
$1.06 CHF 0.88
$0.52 Rp 9,381
103.85%
Cigarettes 20 Pack (Marlboro, Camel)
$10.63 CHF 8.84
$2.18 Rp 39.1K
387.61%
Wine (Bottle)
$14.81 CHF 12.32
$22.98 Rp 411.0K
-35.55%
Local Beer (0.5 liter bottle)
$0.92 CHF 0.76
$2.40 Rp 42.9K
-61.67%
Imported Beer (0.33 liter bottle)
$1.79 CHF 1.48
$3.00 Rp 53.6K
-40.33%
🚌 Getting Around
Biel
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.77 CHF 3.97
$0.24 Rp 4,258
1887.50%
Public Transport Monthly Pass (Regular Price)
$94.5 CHF 78.6
$6.99 Rp 125.1K
1251.93%
Taxi Start (Normal Tariff)
$7.86 CHF 6.54
$0.44 Rp 7,882
1686.36%
Taxi (Normal Tariff) (1km)
$4.64 CHF 3.86
$0.42 Rp 7,589
1004.76%
Taxi 1hour Waiting (Normal Tariff)
$84.3 CHF 70.1
$5.45 Rp 97.5K
1446.61%
Gasoline (1 liter)
$2.21 CHF 1.83
$0.84 Rp 15.1K
163.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.9K CHF 34.8K
$24.3K Rp 435.2M
72.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.0K CHF 28.3K
$31.9K Rp 570.5M
6.74%
🧾 Monthly Utilities & Internet
Biel
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$137 CHF 114
$80.8 Rp 1.4M
69.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.28 CHF 29.34
$6.58 Rp 117.7K
436.17%
Internet (50+ Mbps, Unlimited Data)
$52.0 CHF 43.21
$18.24 Rp 326.4K
184.87%
🎉 Sport & Entertainment
Biel
Ubud, Bali
Difference
Gym Membership (Monthly)
$74.8 CHF 62.2
$55.1 Rp 986.2K
35.68%
Tennis Court (1 Hour on Weekend)
-
$18.51 Rp 331.2K
-
Cinema Ticket
$22.05 CHF 18.34
$4.24 Rp 75.9K
420.05%
🧸 Childcare & Education
Biel
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,615 CHF 2,174
$486 Rp 8.7M
438.34%
International Primary School, 1 Child (Yearly)
$37.3K CHF 31.0K
$5,676 Rp 101.5M
556.85%
👕👟 Clothing & Footwear
Biel
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$106 CHF 88.2
$45.18 Rp 808.3K
134.71%
Summer Dress (H&M, Zara, etc)
$40.05 CHF 33.30
$34.57 Rp 618.5K
15.85%
Sport Shoes (Adidas, Nike)
$137 CHF 114
$79.2 Rp 1.4M
72.89%
Men's Leather Business Shoes
$213 CHF 177
$77.6 Rp 1.4M
174.95%
🏠 Accommodation & Living
Biel
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,239 CHF 1,030
$1,127 Rp 20.2M
9.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,126 CHF 936
$674 Rp 12.1M
66.99%
3-bedroom Apartment, City Center (Monthly)
$2,251 CHF 1,872
$3,618 Rp 64.7M
-37.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,007 CHF 1,669
$1,735 Rp 31.0M
15.70%
Buy Apartment in City Center (m2)
$9,747 CHF 8,106
$2,829 Rp 50.6M
244.56%
Buy Apartment Outside City Center (m2)
$7,907 CHF 6,575
$2,307 Rp 41.3M
242.77%
💵 Salaries & Financials
Biel
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,538 CHF 4,605
$166 Rp 3.0M
3242.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.68
13.78
-87.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biel: October 4, 2026

Last update for Ubud, Bali: October 5, 2026

Cost Breakdown

A central one-bedroom costs $1,239 in Biel versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3242% higher in Biel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in Biel versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $544 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biel vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Biel?
Yes – Biel is pricier by about 112%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,293 per month in Biel and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 1252% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,615 per month in Biel and $486 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Biel or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Biel at $2,862. In Ubud, Bali it covers expenses comfortably, while in Biel it requires careful planning or may not stretch far enough.
Is Biel or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Biel or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biel makes more sense. Both are solid long-term options with distinct trade-offs.

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