😐A single person spends $3,090 per month in Biel vs $1,404 in Ubud, Bali, rent included.
😐A couple spends around $4,810 per month in Biel vs $2,549 in Ubud, Bali, rent included.
😐A family of three spends $6,531 per month in Biel vs $3,694 in Ubud, Bali, rent included.
😐Biel costs about 120% more than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both Biel and Ubud, Bali sit above the global median – Biel by 130%, Ubud, Bali by 4%.
Currency
🍽 Eating Out
Biel
Ubud, Bali
Difference
Meal at Budget Restaurant
$24.74CHF 19.64
$3.57Rp 64.0K
593.00%
Three-Course Dinner for Two, Mid-Range
$111CHF 88.4
$32.50Rp 582.3K
242.46%
Fast Food Meal(McDonalds, etc)
$16.06CHF 12.75
$4.86Rp 87.1K
230.45%
Cappuccino
$6.13CHF 4.87
$2.75Rp 49.2K
122.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.27CHF 4.18
$1.32Rp 23.7K
299.24%
Water(0.33 liter bottle)
$5.07CHF 4.03
$0.70Rp 12.6K
624.29%
Local Beer(0.5 liter draught)
$7.56CHF 6.00
$2.91Rp 52.2K
159.79%
Imported Beer(0.33 liter bottle)
$6.73CHF 5.34
$3.79Rp 68.0K
77.57%
🛒 Groceries & Markets
Biel
Ubud, Bali
Difference
Milk(1 liter)
$2.25CHF 1.78
$1.71Rp 30.6K
31.58%
White Bread(500g)
$3.83CHF 3.04
$2.47Rp 44.3K
55.06%
Rice(white)(1kg)
$4.21CHF 3.35
$1.20Rp 21.5K
250.83%
Eggs
$7.42CHF 5.89
$2.44Rp 43.8K
204.10%
Local Cheese(1kg)
$30.45CHF 24.17
$14.38Rp 257.7K
111.75%
Chicken Fillets(1kg)
$35.97CHF 28.56
$4.31Rp 77.1K
734.57%
Beef Round Steak(1kg)
$51.6CHF 40.95
$12.21Rp 218.7K
322.44%
Apples(1kg)
$3.37CHF 2.68
$3.68Rp 66.0K
-8.42%
Banana(1kg)
$2.27CHF 1.80
$1.55Rp 27.8K
46.45%
Oranges(1kg)
$3.00CHF 2.38
$2.79Rp 49.9K
7.53%
Tomato(1kg)
$4.11CHF 3.26
$2.33Rp 41.8K
76.39%
Potato(1kg)
$2.49CHF 1.97
$1.97Rp 35.3K
26.40%
Onion(1kg)
$2.47CHF 1.96
$2.31Rp 41.4K
6.93%
Lettuce(1 head)
$2.70CHF 2.14
$1.06Rp 19.1K
154.72%
Water(1.5 liter bottle)
$0.96CHF 0.76
$0.73Rp 13.1K
31.51%
Cigarettes 20 Pack(Marlboro, Camel)
$10.88CHF 8.64
$3.28Rp 58.8K
231.71%
Wine(Bottle)
$13.76CHF 10.93
$22.79Rp 408.4K
-39.62%
Local Beer(0.5 liter bottle)
$2.33CHF 1.85
$2.81Rp 50.3K
-17.08%
Imported Beer(0.33 liter bottle)
$3.29CHF 2.61
$2.78Rp 49.9K
18.35%
🚌 Getting Around
Biel
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.52CHF 3.59
$0.29Rp 5,217
1458.62%
Public Transport Monthly Pass(Regular Price)
$110CHF 87.3
$8.06Rp 144.4K
1263.52%
Taxi Start(Normal Tariff)
$12.26CHF 9.73
$0.45Rp 8,047
2624.44%
Taxi(Normal Tariff)(1km)
$4.09CHF 3.24
$0.45Rp 8,094
808.89%
Taxi 1hour Waiting(Normal Tariff)
$83.3CHF 66.2
$6.24Rp 111.7K
1235.58%
Gasoline(1 liter)
$2.23CHF 1.77
$0.85Rp 15.2K
162.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KCHF 24.0K
$26.0KRp 465.4M
16.46%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3KCHF 22.5K
$31.7KRp 567.2M
-10.48%
🧾 Monthly Utilities & Internet
Biel
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$251CHF 200
$80.8Rp 1.4M
211.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$36.85CHF 29.26
$4.06Rp 72.7K
807.64%
Internet(50+ Mbps, Unlimited Data)
$55.6CHF 44.16
$24.42Rp 437.6K
127.76%
🎉 Sport & Entertainment
Biel
Ubud, Bali
Difference
Gym Membership(Monthly)
$116CHF 92.1
$97.7Rp 1.7M
18.83%
Tennis Court(1 Hour on Weekend)
$73.3CHF 58.2
$6.45Rp 115.5K
1036.90%
Cinema Ticket
$22.57CHF 17.92
$4.04Rp 72.4K
458.66%
🧸 Childcare & Education
Biel
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,842CHF 2,256
$304Rp 5.4M
834.84%
International Primary School, 1 Child(Yearly)
$42.1KCHF 33.4K
$6,621Rp 118.6M
536.24%
👕👟 Clothing & Footwear
Biel
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$141CHF 112
$54.2Rp 971.7K
160.26%
Summer Dress(H&M, Zara, etc)
$46.15CHF 36.64
$38.78Rp 694.7K
19.00%
Sport Shoes(Adidas, Nike)
$130CHF 103
$86.1Rp 1.5M
51.17%
Men's Leather Business Shoes
$161CHF 128
$76.7Rp 1.4M
109.95%
🏠 Accommodation & Living
Biel
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,282CHF 1,018
$986Rp 17.7M
30.11%
1-bedroom Apartment, Outside City Center(Monthly)
$1,132CHF 899
$658Rp 11.8M
72.08%
3-bedroom Apartment, City Center(Monthly)
$2,273CHF 1,805
$3,369Rp 60.4M
-32.54%
3-bedroom Apartment, Outside City Center(Monthly)
$1,868CHF 1,483
$2,066Rp 37.0M
-9.56%
Buy Apartment in City Center(m2)
$9,844CHF 7,815
$2,741Rp 49.1M
259.09%
Buy Apartment Outside City Center(m2)
$8,108CHF 6,437
$2,228Rp 39.9M
263.97%
💵 Salaries & Financials
Biel
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,948CHF 6,310
$163Rp 2.9M
4763.46%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.88
13.28
-85.84%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Biel: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,282 in Biel versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 4763% higher in Biel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $111 in Biel versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $677 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biel vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Biel?
Yes – Biel is pricier by about 120%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,635 per month in Biel and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 1264% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,842 per month in Biel and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Biel or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Biel at $3,090. In Ubud, Bali it covers expenses comfortably, while in Biel it requires careful planning or may not stretch far enough.
Is Biel or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Biel or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biel makes more sense. Both are solid long-term options with distinct trade-offs.