😐A single person spends $3,096 per month in Biel vs $1,438 in Ubud, Bali, rent included.
😐A couple spends around $4,763 per month in Biel vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $6,429 per month in Biel vs $3,732 in Ubud, Bali, rent included.
😐Biel costs about 115% more than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both Biel and Ubud, Bali sit above the global median – Biel by 131%, Ubud, Bali by 7%.
Currency
🍽 Eating Out
Biel
Ubud, Bali
Difference
Meal at Budget Restaurant
$24.71CHF 19.54
$3.57Rp 61.9K
592.16%
Three-Course Dinner for Two, Mid-Range
$113CHF 89.3
$32.58Rp 564.7K
246.35%
Fast Food Meal(McDonalds, etc)
$16.03CHF 12.68
$5.07Rp 87.8K
216.17%
Cappuccino
$6.33CHF 5.01
$2.83Rp 49.0K
123.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.32CHF 4.21
$1.34Rp 23.2K
297.01%
Water(0.33 liter bottle)
$5.06CHF 4.00
$0.69Rp 12.0K
633.33%
Local Beer(0.5 liter draught)
$7.79CHF 6.16
$2.99Rp 51.8K
160.54%
Imported Beer(0.33 liter bottle)
$6.87CHF 5.43
$3.85Rp 66.7K
78.44%
🛒 Groceries & Markets
Biel
Ubud, Bali
Difference
Milk(1 liter)
$2.25CHF 1.78
$1.74Rp 30.2K
29.31%
White Bread(500g)
$3.72CHF 2.94
$2.54Rp 44.0K
46.46%
Rice(white)(1kg)
$4.28CHF 3.38
$1.19Rp 20.6K
259.66%
Eggs
$7.51CHF 5.94
$2.43Rp 42.0K
209.05%
Local Cheese(1kg)
$30.27CHF 23.95
$14.66Rp 254.1K
106.48%
Chicken Fillets(1kg)
$35.98CHF 28.46
$4.18Rp 72.4K
760.77%
Beef Round Steak(1kg)
$50.9CHF 40.22
$11.94Rp 206.9K
325.88%
Apples(1kg)
$3.28CHF 2.59
$3.69Rp 63.9K
-11.11%
Banana(1kg)
$2.31CHF 1.83
$1.61Rp 27.8K
43.48%
Oranges(1kg)
$2.98CHF 2.36
$2.69Rp 46.5K
10.78%
Tomato(1kg)
$4.35CHF 3.44
$2.33Rp 40.4K
86.70%
Potato(1kg)
$2.49CHF 1.97
$1.91Rp 33.0K
30.37%
Onion(1kg)
$2.39CHF 1.89
$2.19Rp 37.9K
9.13%
Lettuce(1 head)
$2.67CHF 2.11
$1.06Rp 18.3K
151.89%
Water(1.5 liter bottle)
$0.89CHF 0.70
$0.72Rp 12.5K
23.61%
Cigarettes 20 Pack(Marlboro, Camel)
$11.12CHF 8.80
$3.13Rp 54.3K
255.27%
Wine(Bottle)
$12.63CHF 9.99
$23.49Rp 407.1K
-46.23%
Local Beer(0.5 liter bottle)
$2.40CHF 1.90
$2.74Rp 47.5K
-12.41%
Imported Beer(0.33 liter bottle)
$3.32CHF 2.63
$2.88Rp 49.9K
15.28%
🚌 Getting Around
Biel
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.47CHF 3.53
$0.29Rp 5,029
1441.38%
Public Transport Monthly Pass(Regular Price)
$109CHF 86.3
$8.17Rp 141.6K
1235.74%
Taxi Start(Normal Tariff)
$12.54CHF 9.92
$0.45Rp 7,863
2686.67%
Taxi(Normal Tariff)(1km)
$4.05CHF 3.20
$0.42Rp 7,305
864.29%
Taxi 1hour Waiting(Normal Tariff)
$82.4CHF 65.2
$6.16Rp 106.7K
1238.15%
Gasoline(1 liter)
$2.15CHF 1.70
$0.84Rp 14.6K
155.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3KCHF 24.8K
$26.2KRp 454.9M
19.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.5KCHF 22.5K
$32.5KRp 562.9M
-12.27%
🧾 Monthly Utilities & Internet
Biel
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$244CHF 193
$78.4Rp 1.4M
211.26%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$36.50CHF 28.87
$3.95Rp 68.5K
824.05%
Internet(50+ Mbps, Unlimited Data)
$55.6CHF 43.97
$24.40Rp 423.0K
127.83%
🎉 Sport & Entertainment
Biel
Ubud, Bali
Difference
Gym Membership(Monthly)
$114CHF 90.3
$96.5Rp 1.7M
18.23%
Tennis Court(1 Hour on Weekend)
$73.2CHF 57.9
$6.35Rp 110.0K
1051.97%
Cinema Ticket
$21.76CHF 17.21
$4.04Rp 70.0K
438.61%
🧸 Childcare & Education
Biel
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,865CHF 2,266
$303Rp 5.2M
846.75%
International Primary School, 1 Child(Yearly)
$42.2KCHF 33.4K
$6,523Rp 113.1M
547.50%
👕👟 Clothing & Footwear
Biel
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$141CHF 111
$53.8Rp 933.1K
161.68%
Summer Dress(H&M, Zara, etc)
$45.49CHF 35.98
$37.98Rp 658.3K
19.77%
Sport Shoes(Adidas, Nike)
$131CHF 104
$86.8Rp 1.5M
51.41%
Men's Leather Business Shoes
$159CHF 126
$78.9Rp 1.4M
101.57%
🏠 Accommodation & Living
Biel
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,298CHF 1,027
$1,012Rp 17.5M
28.23%
1-bedroom Apartment, Outside City Center(Monthly)
$1,126CHF 890
$674Rp 11.7M
66.90%
3-bedroom Apartment, City Center(Monthly)
$2,273CHF 1,798
$3,390Rp 58.8M
-32.96%
3-bedroom Apartment, Outside City Center(Monthly)
$1,871CHF 1,480
$2,098Rp 36.4M
-10.81%
Buy Apartment in City Center(m2)
$9,986CHF 7,899
$2,985Rp 51.7M
234.57%
Buy Apartment Outside City Center(m2)
$8,438CHF 6,674
$2,339Rp 40.5M
260.72%
💵 Salaries & Financials
Biel
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,974CHF 6,307
$173Rp 3.0M
4505.80%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.88
13.28
-85.84%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Biel: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,298 in Biel versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 4506% higher in Biel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $113 in Biel versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $672 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biel vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Biel?
Yes – Biel is pricier by about 115%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,644 per month in Biel and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 1236% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,865 per month in Biel and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Biel or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Biel at $3,096. In Ubud, Bali it covers expenses comfortably, while in Biel it requires careful planning or may not stretch far enough.
Is Biel or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Biel or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biel makes more sense. Both are solid long-term options with distinct trade-offs.