Cost of Living Comparison Between Ubud, Bali and Biala Podlaska Cost of Living Comparison Between Ubud, Bali and Biala Podlaska

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,413 in Biala Podlaska.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,026 in Biala Podlaska.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,639 in Biala Podlaska.

Living in Ubud, Bali costs roughly 3% less than in Biala Podlaska, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Biala Podlaska 3% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$8.00 zł 30.36

-57.00%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$21.49 zł 81.6

68.96%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$9.21 zł 34.95

-38.00%

Cappuccino

$2.67 Rp 47.4K

$3.87 zł 14.70

-31.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.79 zł 10.58

-37.28%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$2.86 zł 10.87

-69.58%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$4.90 zł 18.60

-39.80%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$5.31 zł 20.16

-14.88%

Milk (1 liter)

$1.62 Rp 28.7K

$1.03 zł 3.91

57.28%

White Bread (500g)

$2.33 Rp 41.3K

$1.10 zł 4.19

111.82%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.40 zł 5.30

-20.71%

Eggs

$2.20 Rp 39.0K

$3.48 zł 13.20

-36.78%

Local Cheese (1kg)

$17.69 Rp 313.9K

$11.01 zł 41.80

60.67%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$7.34 zł 27.85

-44.14%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$12.36 zł 46.94

-1.46%

Apples (1kg)

$3.71 Rp 65.8K

$1.19 zł 4.52

211.76%

Banana (1kg)

$1.59 Rp 28.2K

$1.67 zł 6.32

-4.79%

Oranges (1kg)

$2.28 Rp 40.5K

$2.49 zł 9.44

-8.43%

Tomato (1kg)

$1.95 Rp 34.7K

$3.07 zł 11.64

-36.48%

Potato (1kg)

$1.91 Rp 33.8K

$0.88 zł 3.36

117.05%

Onion (1kg)

$2.33 Rp 41.4K

$0.90 zł 3.40

158.89%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.46 zł 5.54

-30.82%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.64 zł 2.43

-14.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$6.04 zł 22.93

-63.08%

Wine (Bottle)

$23.07 Rp 409.3K

$6.77 zł 25.71

240.77%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.15 zł 4.38

110.43%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.81 zł 6.86

65.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$1.16 zł 4.40

-76.72%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$32.52 zł 123

-72.39%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$1.57 zł 5.98

-69.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.58 zł 2.18

-25.86%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$9.38 zł 35.61

-39.87%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.59 zł 6.03

-49.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$31.3K zł 118.7K

-20.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$28.1K zł 106.7K

12.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$197 zł 747

-58.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$8.87 zł 33.66

-26.83%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$13.29 zł 50.5

41.23%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$39.66 zł 151

43.39%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$25.39 zł 96.4

-26.23%

Cinema Ticket

$4.54 Rp 80.5K

$5.34 zł 20.29

-14.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$524 zł 1,991

-8.34%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$10.8K zł 41.0K

-47.11%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$76.5 zł 290

-40.47%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$42.80 zł 162

-16.17%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$92.9 zł 353

-13.47%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$99.6 zł 378

-20.97%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$656 zł 2,489

69.98%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$537 zł 2,040

29.81%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,073 zł 4,072

239.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$983 zł 3,731

76.78%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$3,015 zł 11.4K

-7.66%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$2,339 zł 8,881

-2.12%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,071 zł 4,064

-84.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.87

100.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Biala Podlaska: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $656 in Biala Podlaska. Housing cost is often the main lever when comparing two cities.

Biala Podlaska pays 537% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $21.00 in Biala Podlaska for a mid-range dinner for two. Groceries echo the gap at $295 vs $230 per month, with Biala Podlaska cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Biala Podlaska: Cost of Living - Frequently Asked Questions

Ubud, Bali and Biala Podlaska differ by about 3% in total monthly costs ($1,368 vs $1,413 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 537% lower in Biala Podlaska. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $656 in Biala Podlaska. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $524 in Biala Podlaska. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Biala Podlaska pay roughly 28% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,413 in Biala Podlaska, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Biala Podlaska. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Biala Podlaska are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 3% less than in Biala Podlaska. Beyond cost, consider language, visa policies, and how big the international community is in each city.