Cost of Living Comparison Between Ubud, Bali and Biala Podlaska Cost of Living Comparison Between Ubud, Bali and Biala Podlaska

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,314 in Biala Podlaska.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,906 in Biala Podlaska.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,497 in Biala Podlaska.

Living in Ubud, Bali is roughly 7% more expensive than Biala Podlaska, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Biala Podlaska is 2% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$8.06 zł 29.47

-55.71%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$21.50 zł 78.6

51.16%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.94 zł 29.02

-38.79%

Cappuccino

$2.75 Rp 49.2K

$3.47 zł 12.68

-20.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.90 zł 6.93

-30.53%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.69 zł 6.18

-58.58%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$3.27 zł 11.97

-11.01%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.13 zł 15.08

-8.23%

Milk (1 liter)

$1.71 Rp 30.6K

$1.09 zł 3.97

56.88%

White Bread (500g)

$2.47 Rp 44.3K

$1.19 zł 4.33

107.56%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.21 zł 4.43

-0.83%

Eggs

$2.44 Rp 43.8K

$3.13 zł 11.46

-22.04%

Local Cheese (1kg)

$14.38 Rp 257.7K

$8.52 zł 31.13

68.78%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.87 zł 25.12

-37.26%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$10.88 zł 39.77

12.22%

Apples (1kg)

$3.68 Rp 66.0K

$1.21 zł 4.43

204.13%

Banana (1kg)

$1.55 Rp 27.8K

$1.72 zł 6.30

-9.88%

Oranges (1kg)

$2.79 Rp 49.9K

$1.91 zł 6.98

46.07%

Tomato (1kg)

$2.33 Rp 41.8K

$2.95 zł 10.80

-21.02%

Potato (1kg)

$1.97 Rp 35.3K

$0.97 zł 3.56

103.09%

Onion (1kg)

$2.31 Rp 41.4K

$1.24 zł 4.52

86.29%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.15 zł 4.21

-7.83%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.55 zł 2.01

32.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.00 zł 18.27

-34.40%

Wine (Bottle)

$22.79 Rp 408.4K

$6.67 zł 24.38

241.68%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.21 zł 4.44

132.23%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.87 zł 6.82

48.66%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.06 zł 3.88

-72.64%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$33.04 zł 121

-75.61%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.18 zł 7.97

-79.36%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.98 zł 3.58

-54.08%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$9.45 zł 34.53

-33.97%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.69 zł 6.16

-49.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$33.1K zł 121.1K

-21.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$29.6K zł 108.3K

6.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$204 zł 744

-60.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$8.76 zł 32.00

-53.65%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$13.46 zł 49.21

81.43%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$35.82 zł 131

172.67%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$19.52 zł 71.4

-66.96%

Cinema Ticket

$4.04 Rp 72.4K

$5.40 zł 19.74

-25.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$339 zł 1,237

-10.20%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$9,403 zł 34.4K

-29.58%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$93.1 zł 340

-41.77%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$30.43 zł 111

27.44%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$74.8 zł 273

15.13%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$95.9 zł 350

-20.04%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$645 zł 2,357

52.82%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$503 zł 1,840

30.72%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$996 zł 3,641

238.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$802 zł 2,933

157.46%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$3,051 zł 11.1K

-10.13%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,351 zł 8,592

-5.24%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,069 zł 3,906

-84.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.78

95.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Biala Podlaska: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $645 in Biala Podlaska. Housing cost is often the main lever when comparing two cities.

Biala Podlaska pays 554% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Biala Podlaska for a mid-range dinner for two. Groceries echo the gap at $297 vs $211 per month, with Biala Podlaska cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Biala Podlaska: Cost of Living - Frequently Asked Questions

Ubud, Bali and Biala Podlaska differ by about 7% in total monthly costs ($1,404 vs $1,314 including rent). Biala Podlaska is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Biala Podlaska earns 554% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $645 in Biala Podlaska. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $339 in Biala Podlaska. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,314 in Biala Podlaska versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Biala Podlaska but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biala Podlaska the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Biala Podlaska are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biala Podlaska gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.