Cost of Living Comparison Between Ubud, Bali and Biala Podlaska Cost of Living Comparison Between Ubud, Bali and Biala Podlaska

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,329 in Biala Podlaska.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,905 in Biala Podlaska.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,480 in Biala Podlaska.

Living in Ubud, Bali is roughly 5% more expensive than in Biala Podlaska, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Biala Podlaska 0% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$8.06 zł 30.06

-55.71%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$22.08 zł 82.4

46.38%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.29 zł 30.91

-39.57%

Cappuccino

$2.82 Rp 51.0K

$3.58 zł 13.34

-21.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.91 zł 7.12

-29.32%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.68 zł 6.26

-56.55%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$3.20 zł 11.94

-8.44%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.13 zł 15.39

-4.60%

Milk (1 liter)

$1.78 Rp 32.1K

$1.04 zł 3.88

71.15%

White Bread (500g)

$2.45 Rp 44.2K

$1.20 zł 4.46

104.17%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.19 zł 4.44

-3.36%

Eggs

$2.41 Rp 43.6K

$3.01 zł 11.23

-19.93%

Local Cheese (1kg)

$14.33 Rp 258.7K

$8.64 zł 32.23

65.86%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$7.00 zł 26.12

-40.14%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.95 zł 40.86

10.14%

Apples (1kg)

$3.64 Rp 65.7K

$1.15 zł 4.29

216.52%

Banana (1kg)

$1.57 Rp 28.3K

$1.78 zł 6.62

-11.80%

Oranges (1kg)

$2.79 Rp 50.3K

$1.89 zł 7.06

47.62%

Tomato (1kg)

$2.24 Rp 40.5K

$2.81 zł 10.49

-20.28%

Potato (1kg)

$1.98 Rp 35.7K

$0.90 zł 3.34

120.00%

Onion (1kg)

$2.28 Rp 41.1K

$1.23 zł 4.60

85.37%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.20 zł 4.48

-12.50%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.54 zł 2.02

46.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$5.14 zł 19.17

-37.94%

Wine (Bottle)

$23.49 Rp 424.1K

$6.87 zł 25.62

241.92%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.26 zł 4.68

130.16%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.92 zł 7.17

43.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.06 zł 3.95

-74.53%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$33.03 zł 123

-74.66%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.21 zł 8.26

-79.64%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.98 zł 3.64

-53.06%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$9.22 zł 34.38

-34.16%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.71 zł 6.37

-49.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$33.9K zł 126.5K

-21.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$29.0K zł 108.1K

12.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$206 zł 768

-61.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$8.48 zł 31.62

-51.77%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$13.55 zł 50.5

76.01%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$36.57 zł 136

170.11%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$19.21 zł 71.7

-66.94%

Cinema Ticket

$4.01 Rp 72.3K

$5.40 zł 20.16

-25.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$338 zł 1,261

-12.07%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$9,621 zł 35.9K

-31.38%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$90.7 zł 338

-41.09%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$31.05 zł 116

22.74%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$77.1 zł 288

15.03%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$96.2 zł 359

-20.36%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$637 zł 2,375

60.15%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$499 zł 1,861

36.32%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$964 zł 3,597

259.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$827 zł 3,085

152.70%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,995 zł 11.2K

-8.88%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$2,286 zł 8,527

0.42%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,051 zł 3,922

-84.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.78

95.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Biala Podlaska: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $637 in Biala Podlaska. Housing cost is often the main lever when comparing two cities.

Biala Podlaska pays 542% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $22.00 in Biala Podlaska for a mid-range dinner for two. Groceries echo the gap at $298 vs $211 per month, with Biala Podlaska cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Biala Podlaska: Cost of Living - Frequently Asked Questions

Ubud, Bali and Biala Podlaska differ by about 5% in total monthly costs ($1,392 vs $1,329 including rent). Biala Podlaska is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 542% lower in Biala Podlaska. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $637 in Biala Podlaska. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $338 in Biala Podlaska. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,329 in Biala Podlaska versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Biala Podlaska but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biala Podlaska the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Biala Podlaska are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biala Podlaska gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.