Cost of Living Comparison Between Ubud, Bali and Biala Podlaska Cost of Living Comparison Between Ubud, Bali and Biala Podlaska

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,299 in Biala Podlaska.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,900 in Biala Podlaska.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,501 in Biala Podlaska.

Living in Ubud, Bali is roughly 11% more expensive than Biala Podlaska, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Biala Podlaska is 3% below.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$8.02 zł 29.10

-55.49%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$21.69 zł 78.8

50.21%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$8.33 zł 30.25

-39.14%

Cappuccino

$2.83 Rp 48.8K

$3.43 zł 12.46

-17.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$1.86 zł 6.74

-27.96%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.64 zł 5.94

-57.93%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$3.21 zł 11.65

-6.85%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$4.00 zł 14.51

-3.75%

Milk (1 liter)

$1.74 Rp 30.1K

$1.08 zł 3.90

61.11%

White Bread (500g)

$2.54 Rp 43.8K

$1.24 zł 4.51

104.84%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.21 zł 4.41

-1.65%

Eggs

$2.43 Rp 41.9K

$2.99 zł 10.85

-18.73%

Local Cheese (1kg)

$14.66 Rp 253.2K

$8.47 zł 30.74

73.08%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$6.96 zł 25.26

-39.94%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$10.82 zł 39.26

10.35%

Apples (1kg)

$3.69 Rp 63.6K

$1.15 zł 4.17

220.87%

Banana (1kg)

$1.61 Rp 27.7K

$1.72 zł 6.25

-6.40%

Oranges (1kg)

$2.69 Rp 46.4K

$1.91 zł 6.94

40.84%

Tomato (1kg)

$2.33 Rp 40.2K

$2.92 zł 10.59

-20.21%

Potato (1kg)

$1.91 Rp 32.9K

$0.89 zł 3.22

114.61%

Onion (1kg)

$2.19 Rp 37.7K

$1.25 zł 4.53

75.20%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.19 zł 4.32

-10.92%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.56 zł 2.02

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$5.28 zł 19.18

-40.72%

Wine (Bottle)

$23.49 Rp 405.6K

$6.94 zł 25.21

238.47%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$1.26 zł 4.56

117.46%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$1.92 zł 6.98

50.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$1.07 zł 3.87

-72.90%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$32.67 zł 119

-74.99%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$2.21 zł 8.03

-79.64%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$1.01 zł 3.68

-58.42%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$9.30 zł 33.76

-33.76%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.70 zł 6.17

-50.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$34.1K zł 123.8K

-23.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$29.3K zł 106.5K

10.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$202 zł 734

-61.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$8.71 zł 31.60

-54.65%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$13.32 zł 48.35

83.18%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$35.87 zł 130

169.14%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$19.26 zł 69.9

-67.03%

Cinema Ticket

$4.04 Rp 69.7K

$5.57 zł 20.22

-27.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$341 zł 1,239

-11.33%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$9,347 zł 33.9K

-30.22%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$90.6 zł 329

-40.55%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$30.44 zł 111

24.77%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$77.2 zł 280

12.34%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$93.4 zł 339

-15.60%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$645 zł 2,340

57.02%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$496 zł 1,800

36.04%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$994 zł 3,608

241.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$821 zł 2,982

155.42%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$3,084 zł 11.2K

-3.21%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$2,313 zł 8,396

1.14%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,109 zł 4,027

-84.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.78

95.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Biala Podlaska: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $645 in Biala Podlaska. Housing cost is often the main lever when comparing two cities.

Biala Podlaska pays 541% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $22.00 in Biala Podlaska for a mid-range dinner for two. Groceries echo the gap at $298 vs $212 per month, with Biala Podlaska cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Biala Podlaska: Cost of Living - Frequently Asked Questions

Ubud, Bali and Biala Podlaska differ by about 11% in total monthly costs ($1,438 vs $1,299 including rent). Biala Podlaska is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Biala Podlaska earns 541% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $645 in Biala Podlaska. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $341 in Biala Podlaska. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,299 in Biala Podlaska versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Biala Podlaska but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biala Podlaska the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Biala Podlaska are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biala Podlaska gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.