Cost of Living Comparison Between Biala Podlaska and Ubud, Bali Cost of Living Comparison Between Biala Podlaska and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,413 in Biala Podlaska versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,026 in Biala Podlaska versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,639 in Biala Podlaska versus $3,327 in Ubud, Bali.

Living in Biala Podlaska is roughly 3% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Biala Podlaska 3% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$8.00 zł 30.36

$3.44 Rp 61.0K

132.56%

Three-Course Dinner for Two, Mid-Range

$21.49 zł 81.6

$36.31 Rp 644.2K

-40.82%

Fast Food Meal (McDonalds, etc)

$9.21 zł 34.95

$5.71 Rp 101.2K

61.30%

Cappuccino

$3.87 zł 14.70

$2.67 Rp 47.4K

44.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 zł 10.58

$1.75 Rp 31.0K

59.43%

Water (0.33 liter bottle)

$2.86 zł 10.87

$0.87 Rp 15.5K

228.74%

Local Beer (0.5 liter draught)

$4.90 zł 18.60

$2.95 Rp 52.4K

66.10%

Imported Beer (0.33 liter bottle)

$5.31 zł 20.16

$4.52 Rp 80.2K

17.48%

Milk (1 liter)

$1.03 zł 3.91

$1.62 Rp 28.7K

-36.42%

White Bread (500g)

$1.10 zł 4.19

$2.33 Rp 41.3K

-52.79%

Rice (white) (1kg)

$1.40 zł 5.30

$1.11 Rp 19.6K

26.13%

Eggs

$3.48 zł 13.20

$2.20 Rp 39.0K

58.18%

Local Cheese (1kg)

$11.01 zł 41.80

$17.69 Rp 313.9K

-37.76%

Chicken Fillets (1kg)

$7.34 zł 27.85

$4.10 Rp 72.7K

79.02%

Beef Round Steak (1kg)

$12.36 zł 46.94

$12.18 Rp 216.0K

1.48%

Apples (1kg)

$1.19 zł 4.52

$3.71 Rp 65.8K

-67.92%

Banana (1kg)

$1.67 zł 6.32

$1.59 Rp 28.2K

5.03%

Oranges (1kg)

$2.49 zł 9.44

$2.28 Rp 40.5K

9.21%

Tomato (1kg)

$3.07 zł 11.64

$1.95 Rp 34.7K

57.44%

Potato (1kg)

$0.88 zł 3.36

$1.91 Rp 33.8K

-53.93%

Onion (1kg)

$0.90 zł 3.40

$2.33 Rp 41.4K

-61.37%

Lettuce (1 head)

$1.46 zł 5.54

$1.01 Rp 17.9K

44.55%

Water (1.5 liter bottle)

$0.64 zł 2.43

$0.55 Rp 9,791

16.36%

Cigarettes 20 Pack (Marlboro, Camel)

$6.04 zł 22.93

$2.23 Rp 39.6K

170.85%

Wine (Bottle)

$6.77 zł 25.71

$23.07 Rp 409.3K

-70.65%

Local Beer (0.5 liter bottle)

$1.15 zł 4.38

$2.42 Rp 42.9K

-52.48%

Imported Beer (0.33 liter bottle)

$1.81 zł 6.86

$3.00 Rp 53.2K

-39.67%

One-way Ticket (Public Transport)

$1.16 zł 4.40

$0.27 Rp 4,823

329.63%

Public Transport Monthly Pass (Regular Price)

$32.52 zł 123

$8.98 Rp 159.4K

262.14%

Taxi Start (Normal Tariff)

$1.57 zł 5.98

$0.48 Rp 8,582

227.08%

Taxi (Normal Tariff) (1km)

$0.58 zł 2.18

$0.43 Rp 7,693

34.88%

Taxi 1hour Waiting (Normal Tariff)

$9.38 zł 35.61

$5.64 Rp 100.1K

66.31%

Gasoline (1 liter)

$1.59 zł 6.03

$0.80 Rp 14.3K

98.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K zł 118.7K

$24.9K Rp 442.5M

25.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K zł 106.7K

$31.7K Rp 562.6M

-11.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 zł 747

$81.5 Rp 1.4M

141.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.87 zł 33.66

$6.49 Rp 115.2K

36.67%

Internet (50+ Mbps, Unlimited Data)

$13.29 zł 50.5

$18.77 Rp 333.0K

-29.20%

Gym Membership (Monthly)

$39.66 zł 151

$56.9 Rp 1.0M

-30.26%

Tennis Court (1 Hour on Weekend)

$25.39 zł 96.4

$18.73 Rp 332.3K

35.56%

Cinema Ticket

$5.34 zł 20.29

$4.54 Rp 80.5K

17.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$524 zł 1,991

$481 Rp 8.5M

9.10%

International Primary School, 1 Child (Yearly)

$10.8K zł 41.0K

$5,711 Rp 101.3M

89.06%

Jeans (Levis 501 Or Similar)

$76.5 zł 290

$45.52 Rp 807.5K

67.97%

Summer Dress (H&M, Zara, etc)

$42.80 zł 162

$35.88 Rp 636.6K

19.29%

Sport Shoes (Adidas, Nike)

$92.9 zł 353

$80.4 Rp 1.4M

15.56%

Men's Leather Business Shoes

$99.6 zł 378

$78.7 Rp 1.4M

26.54%

1-bedroom Apartment, City Center (Monthly)

$656 zł 2,489

$1,115 Rp 19.8M

-41.17%

1-bedroom Apartment, Outside City Center (Monthly)

$537 zł 2,040

$698 Rp 12.4M

-22.96%

3-bedroom Apartment, City Center (Monthly)

$1,073 zł 4,072

$3,637 Rp 64.5M

-70.51%

3-bedroom Apartment, Outside City Center (Monthly)

$983 zł 3,731

$1,737 Rp 30.8M

-43.43%

Buy Apartment in City Center (m2)

$3,015 zł 11.4K

$2,784 Rp 49.4M

8.30%

Buy Apartment Outside City Center (m2)

$2,339 zł 8,881

$2,290 Rp 40.6M

2.17%

Average Monthly Net Salary (After Tax)

$1,071 zł 4,064

$168 Rp 3.0M

537.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

13.78

-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biala Podlaska: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $656 in Biala Podlaska and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Biala Podlaska pays 537% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Biala Podlaska vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $230 vs $295 per month, with Biala Podlaska cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biala Podlaska vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Biala Podlaska and Ubud, Bali differ by about 3% in total monthly costs ($1,413 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 537% higher in Biala Podlaska, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $656 in Biala Podlaska versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $524 in Biala Podlaska versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Biala Podlaska pay roughly 28% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,413 in Biala Podlaska, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Biala Podlaska. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Biala Podlaska and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 3% less than in Biala Podlaska. Beyond cost, consider language, visa policies, and how big the international community is in each city.