Cost of Living Comparison Between Biala Podlaska and Ubud, Bali Cost of Living Comparison Between Biala Podlaska and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,329 in Biala Podlaska versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,905 in Biala Podlaska versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,480 in Biala Podlaska versus $3,723 in Ubud, Bali.

Living in Biala Podlaska costs roughly 4% less than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Biala Podlaska 0% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$8.06 zł 30.06

$3.57 Rp 64.5K

125.77%

Three-Course Dinner for Two, Mid-Range

$22.08 zł 82.4

$32.32 Rp 583.4K

-31.68%

Fast Food Meal (McDonalds, etc)

$8.29 zł 30.91

$5.01 Rp 90.4K

65.47%

Cappuccino

$3.58 zł 13.34

$2.82 Rp 51.0K

26.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 zł 7.12

$1.35 Rp 24.4K

41.48%

Water (0.33 liter bottle)

$1.68 zł 6.26

$0.73 Rp 13.2K

130.14%

Local Beer (0.5 liter draught)

$3.20 zł 11.94

$2.93 Rp 53.0K

9.22%

Imported Beer (0.33 liter bottle)

$4.13 zł 15.39

$3.94 Rp 71.1K

4.82%

Milk (1 liter)

$1.04 zł 3.88

$1.78 Rp 32.1K

-41.57%

White Bread (500g)

$1.20 zł 4.46

$2.45 Rp 44.2K

-51.02%

Rice (white) (1kg)

$1.19 zł 4.44

$1.15 Rp 20.7K

3.48%

Eggs

$3.01 zł 11.23

$2.41 Rp 43.6K

24.90%

Local Cheese (1kg)

$8.64 zł 32.23

$14.33 Rp 258.7K

-39.71%

Chicken Fillets (1kg)

$7.00 zł 26.12

$4.19 Rp 75.6K

67.06%

Beef Round Steak (1kg)

$10.95 zł 40.86

$12.06 Rp 217.7K

-9.20%

Apples (1kg)

$1.15 zł 4.29

$3.64 Rp 65.7K

-68.41%

Banana (1kg)

$1.78 zł 6.62

$1.57 Rp 28.3K

13.38%

Oranges (1kg)

$1.89 zł 7.06

$2.79 Rp 50.3K

-32.26%

Tomato (1kg)

$2.81 zł 10.49

$2.24 Rp 40.5K

25.45%

Potato (1kg)

$0.90 zł 3.34

$1.98 Rp 35.7K

-54.55%

Onion (1kg)

$1.23 zł 4.60

$2.28 Rp 41.1K

-46.05%

Lettuce (1 head)

$1.20 zł 4.48

$1.05 Rp 19.0K

14.29%

Water (1.5 liter bottle)

$0.54 zł 2.02

$0.79 Rp 14.2K

-31.65%

Cigarettes 20 Pack (Marlboro, Camel)

$5.14 zł 19.17

$3.19 Rp 57.6K

61.13%

Wine (Bottle)

$6.87 zł 25.62

$23.49 Rp 424.1K

-70.75%

Local Beer (0.5 liter bottle)

$1.26 zł 4.68

$2.90 Rp 52.3K

-56.55%

Imported Beer (0.33 liter bottle)

$1.92 zł 7.17

$2.76 Rp 49.7K

-30.43%

One-way Ticket (Public Transport)

$1.06 zł 3.95

$0.27 Rp 4,813

292.59%

Public Transport Monthly Pass (Regular Price)

$33.03 zł 123

$8.37 Rp 151.1K

294.62%

Taxi Start (Normal Tariff)

$2.21 zł 8.26

$0.45 Rp 8,167

391.11%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.64

$0.46 Rp 8,298

113.04%

Taxi 1hour Waiting (Normal Tariff)

$9.22 zł 34.38

$6.07 Rp 109.6K

51.89%

Gasoline (1 liter)

$1.71 zł 6.37

$0.86 Rp 15.6K

98.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K zł 126.5K

$26.6K Rp 480.0M

27.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 108.1K

$32.5K Rp 587.6M

-10.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 zł 768

$79.0 Rp 1.4M

160.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.48 zł 31.62

$4.09 Rp 73.9K

107.33%

Internet (50+ Mbps, Unlimited Data)

$13.55 zł 50.5

$23.85 Rp 430.5K

-43.19%

Gym Membership (Monthly)

$36.57 zł 136

$98.8 Rp 1.8M

-62.98%

Tennis Court (1 Hour on Weekend)

$19.21 zł 71.7

$6.35 Rp 114.7K

202.52%

Cinema Ticket

$5.40 zł 20.16

$4.01 Rp 72.3K

34.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$338 zł 1,261

$297 Rp 5.4M

13.72%

International Primary School, 1 Child (Yearly)

$9,621 zł 35.9K

$6,602 Rp 119.2M

45.74%

Jeans (Levis 501 Or Similar)

$90.7 zł 338

$53.4 Rp 964.5K

69.75%

Summer Dress (H&M, Zara, etc)

$31.05 zł 116

$38.11 Rp 688.1K

-18.53%

Sport Shoes (Adidas, Nike)

$77.1 zł 288

$88.7 Rp 1.6M

-13.06%

Men's Leather Business Shoes

$96.2 zł 359

$76.6 Rp 1.4M

25.57%

1-bedroom Apartment, City Center (Monthly)

$637 zł 2,375

$1,020 Rp 18.4M

-37.56%

1-bedroom Apartment, Outside City Center (Monthly)

$499 zł 1,861

$680 Rp 12.3M

-26.64%

3-bedroom Apartment, City Center (Monthly)

$964 zł 3,597

$3,469 Rp 62.6M

-72.20%

3-bedroom Apartment, Outside City Center (Monthly)

$827 zł 3,085

$2,090 Rp 37.7M

-60.43%

Buy Apartment in City Center (m2)

$2,995 zł 11.2K

$2,729 Rp 49.3M

9.75%

Buy Apartment Outside City Center (m2)

$2,286 zł 8,527

$2,295 Rp 41.4M

-0.42%

Average Monthly Net Salary (After Tax)

$1,051 zł 3,922

$164 Rp 3.0M

542.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

13.28

-48.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biala Podlaska: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $637 in Biala Podlaska and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Biala Podlaska pays 542% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Biala Podlaska vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $211 vs $298 per month, with Biala Podlaska cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biala Podlaska vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Biala Podlaska and Ubud, Bali differ by about 5% in total monthly costs ($1,329 vs $1,392 including rent). Biala Podlaska is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 542% higher in Biala Podlaska, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $637 in Biala Podlaska versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $338 in Biala Podlaska versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,329 in Biala Podlaska versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Biala Podlaska but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biala Podlaska the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Biala Podlaska and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biala Podlaska gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.