Cost of Living Comparison Between Biala Podlaska and Ubud, Bali Cost of Living Comparison Between Biala Podlaska and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,299 in Biala Podlaska versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,900 in Biala Podlaska versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,501 in Biala Podlaska versus $3,732 in Ubud, Bali.

Living in Biala Podlaska costs roughly 10% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Biala Podlaska is 3% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$8.02 zł 29.10

$3.57 Rp 61.6K

124.65%

Three-Course Dinner for Two, Mid-Range

$21.69 zł 78.8

$32.58 Rp 562.6K

-33.43%

Fast Food Meal (McDonalds, etc)

$8.33 zł 30.25

$5.07 Rp 87.5K

64.30%

Cappuccino

$3.43 zł 12.46

$2.83 Rp 48.8K

21.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 zł 6.74

$1.34 Rp 23.1K

38.81%

Water (0.33 liter bottle)

$1.64 zł 5.94

$0.69 Rp 12.0K

137.68%

Local Beer (0.5 liter draught)

$3.21 zł 11.65

$2.99 Rp 51.6K

7.36%

Imported Beer (0.33 liter bottle)

$4.00 zł 14.51

$3.85 Rp 66.4K

3.90%

Milk (1 liter)

$1.08 zł 3.90

$1.74 Rp 30.1K

-37.93%

White Bread (500g)

$1.24 zł 4.51

$2.54 Rp 43.8K

-51.18%

Rice (white) (1kg)

$1.21 zł 4.41

$1.19 Rp 20.6K

1.68%

Eggs

$2.99 zł 10.85

$2.43 Rp 41.9K

23.05%

Local Cheese (1kg)

$8.47 zł 30.74

$14.66 Rp 253.2K

-42.22%

Chicken Fillets (1kg)

$6.96 zł 25.26

$4.18 Rp 72.1K

66.51%

Beef Round Steak (1kg)

$10.82 zł 39.26

$11.94 Rp 206.1K

-9.38%

Apples (1kg)

$1.15 zł 4.17

$3.69 Rp 63.6K

-68.83%

Banana (1kg)

$1.72 zł 6.25

$1.61 Rp 27.7K

6.83%

Oranges (1kg)

$1.91 zł 6.94

$2.69 Rp 46.4K

-29.00%

Tomato (1kg)

$2.92 zł 10.59

$2.33 Rp 40.2K

25.32%

Potato (1kg)

$0.89 zł 3.22

$1.91 Rp 32.9K

-53.40%

Onion (1kg)

$1.25 zł 4.53

$2.19 Rp 37.7K

-42.92%

Lettuce (1 head)

$1.19 zł 4.32

$1.06 Rp 18.3K

12.26%

Water (1.5 liter bottle)

$0.56 zł 2.02

$0.72 Rp 12.5K

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.28 zł 19.18

$3.13 Rp 54.1K

68.69%

Wine (Bottle)

$6.94 zł 25.21

$23.49 Rp 405.6K

-70.46%

Local Beer (0.5 liter bottle)

$1.26 zł 4.56

$2.74 Rp 47.3K

-54.01%

Imported Beer (0.33 liter bottle)

$1.92 zł 6.98

$2.88 Rp 49.7K

-33.33%

One-way Ticket (Public Transport)

$1.07 zł 3.87

$0.29 Rp 5,010

268.97%

Public Transport Monthly Pass (Regular Price)

$32.67 zł 119

$8.17 Rp 141.0K

299.88%

Taxi Start (Normal Tariff)

$2.21 zł 8.03

$0.45 Rp 7,834

391.11%

Taxi (Normal Tariff) (1km)

$1.01 zł 3.68

$0.42 Rp 7,278

140.48%

Taxi 1hour Waiting (Normal Tariff)

$9.30 zł 33.76

$6.16 Rp 106.3K

50.97%

Gasoline (1 liter)

$1.70 zł 6.17

$0.84 Rp 14.5K

102.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K zł 123.8K

$26.2K Rp 453.1M

29.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K zł 106.5K

$32.5K Rp 560.8M

-9.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 zł 734

$78.4 Rp 1.4M

157.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.71 zł 31.60

$3.95 Rp 68.2K

120.51%

Internet (50+ Mbps, Unlimited Data)

$13.32 zł 48.35

$24.40 Rp 421.4K

-45.41%

Gym Membership (Monthly)

$35.87 zł 130

$96.5 Rp 1.7M

-62.84%

Tennis Court (1 Hour on Weekend)

$19.26 zł 69.9

$6.35 Rp 109.6K

203.31%

Cinema Ticket

$5.57 zł 20.22

$4.04 Rp 69.7K

37.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$341 zł 1,239

$303 Rp 5.2M

12.78%

International Primary School, 1 Child (Yearly)

$9,347 zł 33.9K

$6,523 Rp 112.6M

43.31%

Jeans (Levis 501 Or Similar)

$90.6 zł 329

$53.8 Rp 929.5K

68.20%

Summer Dress (H&M, Zara, etc)

$30.44 zł 111

$37.98 Rp 655.8K

-19.85%

Sport Shoes (Adidas, Nike)

$77.2 zł 280

$86.8 Rp 1.5M

-10.98%

Men's Leather Business Shoes

$93.4 zł 339

$78.9 Rp 1.4M

18.49%

1-bedroom Apartment, City Center (Monthly)

$645 zł 2,340

$1,012 Rp 17.5M

-36.31%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,800

$674 Rp 11.6M

-26.49%

3-bedroom Apartment, City Center (Monthly)

$994 zł 3,608

$3,390 Rp 58.5M

-70.68%

3-bedroom Apartment, Outside City Center (Monthly)

$821 zł 2,982

$2,098 Rp 36.2M

-60.85%

Buy Apartment in City Center (m2)

$3,084 zł 11.2K

$2,985 Rp 51.5M

3.31%

Buy Apartment Outside City Center (m2)

$2,313 zł 8,396

$2,339 Rp 40.4M

-1.13%

Average Monthly Net Salary (After Tax)

$1,109 zł 4,027

$173 Rp 3.0M

540.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

13.28

-48.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biala Podlaska: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $645 in Biala Podlaska and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Biala Podlaska pays 541% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Biala Podlaska vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $212 vs $298 per month, with Biala Podlaska cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biala Podlaska vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Biala Podlaska and Ubud, Bali differ by about 11% in total monthly costs ($1,299 vs $1,438 including rent). Biala Podlaska is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Biala Podlaska pays 541% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $645 in Biala Podlaska versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $341 in Biala Podlaska versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,299 in Biala Podlaska versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Biala Podlaska but tight or insufficient in Ubud, Bali. The gap between the two cities makes Biala Podlaska the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Biala Podlaska and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biala Podlaska gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.