Cost of Living Comparison Between Ubud, Bali and Bhagalpur Cost of Living Comparison Between Ubud, Bali and Bhagalpur

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $278 in Bhagalpur, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $458 in Bhagalpur, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $638 in Bhagalpur, rent included.

Ubud, Bali costs about 396% more than Bhagalpur, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Bhagalpur is 80% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.13 ₹203

56.34%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$9.51 ₹909

276.66%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$2.61 ₹249

115.71%

Cappuccino

$2.82 Rp 49.7K

$1.39 ₹133

102.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.36 ₹34.31

386.11%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.17 ₹16.08

370.59%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.63 ₹156

86.50%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.09 ₹296

39.16%

Milk (1 liter)

$1.61 Rp 28.3K

$0.56 ₹53.4

187.50%

White Bread (500g)

$2.27 Rp 39.9K

$0.40 ₹38.12

467.50%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.49 ₹46.39

138.78%

Eggs

$2.17 Rp 38.2K

$0.96 ₹91.5

126.04%

Local Cheese (1kg)

$17.63 Rp 310.5K

$4.39 ₹419

301.59%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$2.23 ₹213

81.61%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$1.42 ₹136

154.93%

Banana (1kg)

$1.64 Rp 28.8K

$0.51 ₹48.65

221.57%

Oranges (1kg)

$2.31 Rp 40.6K

$1.01 ₹96.9

128.71%

Tomato (1kg)

$1.96 Rp 34.5K

$0.42 ₹40.06

366.67%

Potato (1kg)

$1.84 Rp 32.5K

$0.35 ₹33.88

425.71%

Onion (1kg)

$2.37 Rp 41.7K

$0.35 ₹33.61

577.14%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.28 ₹26.63

275.00%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.28 ₹26.54

92.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.97 ₹475

-53.72%

Wine (Bottle)

$23.08 Rp 406.4K

$6.39 ₹611

261.19%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.49 ₹142

57.05%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.17 ₹207

41.47%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.84 ₹654

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.20 ₹19.10

25.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$4.68 ₹447

101.28%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.30 ₹124

-62.31%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.17 ₹16.60

176.47%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.88 ₹180

197.87%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.07 ₹102

-24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$17.3K ₹1.7M

44.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$22.4K ₹2.1M

38.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$21.10 ₹2,016

292.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$2.79 ₹267

132.62%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$6.59 ₹630

185.13%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$12.44 ₹1,189

344.05%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$3.97 ₹379

358.69%

Cinema Ticket

$4.30 Rp 75.7K

$2.05 ₹196

109.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$27.90 ₹2,666

1671.22%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$2,004 ₹191.5K

195.28%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$21.54 ₹2,058

114.86%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$14.21 ₹1,358

156.44%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$38.02 ₹3,633

112.26%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$25.78 ₹2,463

205.66%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$53.5 ₹5,107

1984.19%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$36.49 ₹3,486

1799.86%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$140 ₹13.4K

2491.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$105 ₹10.0K

1528.58%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,286 ₹122.8K

114.71%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$853 ₹81.5K

168.74%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$275 ₹26.3K

-39.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Bhagalpur: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $53.5 in Bhagalpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 65% higher in Bhagalpur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $10.00 in Bhagalpur. Monthly groceries follow the same trend: $294 vs $87.0 – making Bhagalpur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bhagalpur: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 396%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $417 in Bhagalpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhagalpur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $10.00 in Bhagalpur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $278 in Bhagalpur. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Bhagalpur, where all-in costs run around $278, than in Ubud, Bali at $1,378. In Bhagalpur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bhagalpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bhagalpur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.