Cost of Living Comparison Between Ubud, Bali and Bhagalpur Cost of Living Comparison Between Ubud, Bali and Bhagalpur

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $309 in Bhagalpur, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $506 in Bhagalpur, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $703 in Bhagalpur, rent included.

Ubud, Bali costs about 356% more than Bhagalpur, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Bhagalpur is 77% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.40 ₹231

43.75%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$9.95 ₹958

225.03%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.59 ₹345

34.82%

Cappuccino

$2.75 Rp 49.3K

$1.43 ₹137

92.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.27 ₹26.17

411.11%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.12 ₹11.51

525.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.98 ₹190

51.01%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$9.08 ₹874

-57.60%

Milk (1 liter)

$1.74 Rp 31.1K

$0.65 ₹62.7

167.69%

White Bread (500g)

$2.46 Rp 44.1K

$0.42 ₹40.57

485.71%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.54 ₹52.1

116.67%

Eggs

$2.43 Rp 43.6K

$1.07 ₹103

127.10%

Local Cheese (1kg)

$14.50 Rp 260.2K

$5.29 ₹509

174.10%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$2.67 ₹257

62.92%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

$1.35 ₹130

175.56%

Banana (1kg)

$1.63 Rp 29.2K

$0.67 ₹64.1

143.28%

Oranges (1kg)

$2.74 Rp 49.2K

$1.05 ₹101

160.95%

Tomato (1kg)

$2.24 Rp 40.2K

$0.58 ₹56.1

286.21%

Potato (1kg)

$1.92 Rp 34.4K

$0.39 ₹37.38

392.31%

Onion (1kg)

$2.28 Rp 40.8K

$0.32 ₹30.77

612.50%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.39 ₹37.55

171.79%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.32 ₹30.72

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.58 ₹249

27.52%

Wine (Bottle)

$23.19 Rp 416.1K

$6.40 ₹616

262.34%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$2.03 ₹195

36.95%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.26 ₹218

20.80%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.49 ₹624

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.14 ₹13.10

92.86%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$4.61 ₹444

75.92%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.14 ₹110

-57.89%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.19 ₹18.08

121.05%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.43 ₹138

334.97%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.18 ₹113

-31.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$8,674 ₹835.0K

206.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$14.5K ₹1.4M

121.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$23.59 ₹2,271

232.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$3.29 ₹316

23.71%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$7.34 ₹707

231.47%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$12.45 ₹1,199

692.05%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$5.73 ₹551

10.65%

Cinema Ticket

$3.99 Rp 71.5K

$1.71 ₹164

133.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$29.11 ₹2,802

947.85%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,888 ₹181.7K

251.86%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$26.13 ₹2,515

107.19%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$13.92 ₹1,341

171.62%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$41.98 ₹4,041

106.86%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$24.13 ₹2,323

216.41%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$46.04 ₹4,433

2054.43%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$32.37 ₹3,116

1978.25%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$127 ₹12.2K

2554.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$103 ₹9,917

1890.28%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,311 ₹126.2K

113.98%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$855 ₹82.3K

160.43%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$273 ₹26.3K

-38.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bhagalpur: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $46.04 in Bhagalpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 63% higher in Bhagalpur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $10.00 in Bhagalpur. Monthly groceries follow the same trend: $297 vs $99.0 – making Bhagalpur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bhagalpur: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 356%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $463 in Bhagalpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhagalpur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $10.00 in Bhagalpur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $309 in Bhagalpur. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Bhagalpur, where all-in costs run around $309, than in Ubud, Bali at $1,408. In Bhagalpur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bhagalpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bhagalpur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.