Cost of Living Comparison Between Ubud, Bali and Bhagalpur Cost of Living Comparison Between Ubud, Bali and Bhagalpur

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $317 in Bhagalpur, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $513 in Bhagalpur, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $708 in Bhagalpur, rent included.

Ubud, Bali costs about 347% more than Bhagalpur, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Bhagalpur is 76% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.39 ₹228

48.95%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$10.04 ₹961

226.00%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.56 ₹341

39.04%

Cappuccino

$2.71 Rp 48.6K

$1.45 ₹139

86.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.27 ₹25.94

396.30%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.12 ₹11.87

483.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.98 ₹189

47.47%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$9.31 ₹891

-57.47%

Milk (1 liter)

$1.81 Rp 32.4K

$0.62 ₹59.3

191.94%

White Bread (500g)

$2.52 Rp 45.1K

$0.45 ₹43.38

460.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.53 ₹50.8

118.87%

Eggs

$2.46 Rp 44.1K

$1.07 ₹102

129.91%

Local Cheese (1kg)

$14.71 Rp 263.7K

$5.18 ₹496

183.98%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$2.68 ₹256

61.19%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$1.39 ₹133

176.26%

Banana (1kg)

$1.56 Rp 27.9K

$0.66 ₹63.6

136.36%

Oranges (1kg)

$2.83 Rp 50.8K

$1.09 ₹104

159.63%

Tomato (1kg)

$2.33 Rp 41.7K

$0.55 ₹52.6

323.64%

Potato (1kg)

$1.91 Rp 34.3K

$0.38 ₹36.68

402.63%

Onion (1kg)

$2.20 Rp 39.5K

$0.34 ₹32.81

547.06%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.43 ₹41.18

134.88%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.34 ₹32.60

129.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$2.60 ₹249

27.69%

Wine (Bottle)

$23.74 Rp 425.5K

$6.39 ₹612

271.52%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.99 ₹191

40.20%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.29 ₹219

24.89%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.48 ₹620

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.12 ₹11.70

125.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$4.59 ₹439

74.95%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.18 ₹113

-61.02%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.21 ₹20.04

114.29%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.42 ₹136

329.58%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.22 ₹117

-35.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$8,803 ₹842.4K

197.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$14.7K ₹1.4M

118.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$22.92 ₹2,194

248.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.32 ₹317

22.29%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$7.14 ₹683

229.41%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$12.55 ₹1,201

686.45%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$5.51 ₹528

20.33%

Cinema Ticket

$4.15 Rp 74.3K

$1.79 ₹172

131.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$28.75 ₹2,751

957.25%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,879 ₹179.8K

251.90%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$26.46 ₹2,532

109.90%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$13.80 ₹1,321

177.61%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$42.77 ₹4,093

107.15%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$23.71 ₹2,269

228.43%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$45.88 ₹4,390

2093.61%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$31.75 ₹3,038

2027.02%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$128 ₹12.2K

2591.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$100 ₹9,595

1934.15%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,284 ₹122.8K

121.35%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$861 ₹82.4K

163.03%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$275 ₹26.3K

-39.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bhagalpur: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $45.88 in Bhagalpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 66% higher in Bhagalpur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $10.00 in Bhagalpur. Monthly groceries follow the same trend: $302 vs $99.0 – making Bhagalpur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bhagalpur: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 347%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $476 in Bhagalpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhagalpur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $10.00 in Bhagalpur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $317 in Bhagalpur. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Bhagalpur, where all-in costs run around $317, than in Ubud, Bali at $1,419. In Bhagalpur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bhagalpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bhagalpur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.