Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bhagalpur

For one person, living is cheaper in Bhagalpur: $281 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
13

Cost of Living Index in Bhagalpur
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Bhagalpur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bhagalpur

🇮🇳 India

$281

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bhagalpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bhagalpur actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $281 in Bhagalpur, rent included.

Ubud, Bali $1,349
Bhagalpur $281

A couple spends around $2,305 per month in Ubud, Bali vs $458 in Bhagalpur, rent included.

Ubud, Bali $2,305
Bhagalpur $458

A family of three spends $3,261 per month in Ubud, Bali vs $636 in Bhagalpur, rent included.

Ubud, Bali $3,261
Bhagalpur $636

Ubud, Bali costs about 380% more than Bhagalpur, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.13 ₹203

55.87%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$9.31 ₹887

282.81%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.65 ₹252

108.68%

Cappuccino

$2.72 Rp 49.4K

$1.37 ₹131

98.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.38 ₹36.41

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.16 ₹15.05

375.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.56 ₹149

69.87%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.23 ₹307

35.60%

Milk (1 liter)

$1.49 Rp 27.1K

$0.59 ₹56.0

152.54%

White Bread (500g)

$2.28 Rp 41.4K

$0.40 ₹38.44

470.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.48 ₹45.48

147.92%

Eggs

$2.04 Rp 37.0K

$0.89 ₹85.0

129.21%

Local Cheese (1kg)

$17.70 Rp 321.9K

$4.45 ₹424

297.75%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$2.19 ₹208

80.82%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

Apples (1kg)

$3.66 Rp 66.5K

$1.41 ₹134

159.57%

Banana (1kg)

$1.52 Rp 27.6K

$0.51 ₹48.88

198.04%

Oranges (1kg)

$2.23 Rp 40.5K

$1.01 ₹96.0

120.79%

Tomato (1kg)

$1.97 Rp 35.9K

$0.45 ₹42.45

337.78%

Potato (1kg)

$1.85 Rp 33.6K

$0.33 ₹31.10

460.61%

Onion (1kg)

$2.42 Rp 44.1K

$0.35 ₹33.58

591.43%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.30 ₹28.71

230.00%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.27 ₹25.54

88.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.94 ₹470

-55.06%

Wine (Bottle)

$22.24 Rp 404.4K

$6.22 ₹592

257.56%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.46 ₹139

54.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.15 ₹204

38.14%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.57 ₹626

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.20 ₹19.03

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$4.61 ₹439

69.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.29 ₹123

-65.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.19 ₹17.83

126.32%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$1.88 ₹179

187.77%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 ₹103

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$11.2K ₹1.1M

113.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$22.1K ₹2.1M

43.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$21.17 ₹2,016

273.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$3.01 ₹286

114.29%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$6.35 ₹604

192.60%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$12.77 ₹1,216

287.47%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$4.09 ₹389

331.54%

Cinema Ticket

$4.27 Rp 77.7K

$2.16 ₹205

97.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$27.64 ₹2,631

1674.75%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$2,003 ₹190.7K

183.28%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$21.03 ₹2,002

112.27%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$14.46 ₹1,377

141.70%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$38.32 ₹3,649

108.51%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$25.57 ₹2,434

210.60%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$51.8 ₹4,930

2072.36%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$36.99 ₹3,522

1715.33%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$142 ₹13.6K

2402.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$103 ₹9,827

1569.70%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,276 ₹121.5K

114.08%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$874 ₹83.2K

161.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$282 ₹26.8K

-41.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bhagalpur: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bhagalpur

$37 13.2% 94.5% $635

Groceries & Markets

Ubud, Bali

$288 21.4%

Bhagalpur

$86 30.7% 70.1% $202

Eating Out

Ubud, Bali

$108 8%

Bhagalpur

$58 20.6% 46.2% $50

Clothing & Footwear

Ubud, Bali

$108 8%

Bhagalpur

$45 15.9% 58.4% $63

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bhagalpur

$31 10.9% 70.7% $74

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bhagalpur

$17 6.1% 70.5% $41

Getting Around

Ubud, Bali

$11 0.9%

Bhagalpur

$7.6 2.7% 33.1% $3.8

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $52 in Bhagalpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Bhagalpur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $9 in Bhagalpur. Monthly groceries follow the same trend: $288 vs $86 – making Bhagalpur the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Bhagalpur

🕒 Local time

10:52 10:52 AM

08:22 8:22 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

410,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bhagalpur 4,840 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Bhagalpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bhagalpur: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 380%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $422 in Bhagalpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhagalpur, especially for central apartments: a one-bedroom in the center costs $52 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $9 in Bhagalpur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $281 in Bhagalpur. That makes Bhagalpur about 79% cheaper.

A $1,000 monthly budget goes further in Bhagalpur, where all-in costs run around $281, than in Ubud, Bali at $1,349. In Bhagalpur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bhagalpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Bhagalpur is the easier option financially – housing and daily costs are lower, and overall it costs about 79% less, which matters a lot on a fixed budget or early-career salary.