Last update: Oct 2026

Cost of Living Comparison Between Bhagalpur and Ubud, Bali

For one person, living is cheaper in Bhagalpur: $281 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,800 less a year. Rent and utilities account for most of the difference.

Bhagalpur, India
Ubud, Bali, Indonesia
Bhagalpur
🇮🇳 India
$281
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Bhagalpur and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bhagalpur and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $281 per month in Bhagalpur vs $1,349 in Ubud, Bali, rent included.

  • Bhagalpur $281
  • Ubud, Bali $1,349

A couple spends around $458 per month in Bhagalpur vs $2,305 in Ubud, Bali, rent included.

  • Bhagalpur $458
  • Ubud, Bali $2,305

A family of three spends $636 per month in Bhagalpur vs $3,261 in Ubud, Bali, rent included.

  • Bhagalpur $636
  • Ubud, Bali $3,261

Bhagalpur is about 79% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Bhagalpur
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.13 ₹203
$3.32 Rp 60.4K
-35.84%
Three-Course Dinner for Two, Mid-Range
$9.31 ₹887
$35.64 Rp 647.8K
-73.88%
Fast Food Meal (McDonalds, etc)
$2.65 ₹252
$5.53 Rp 100.6K
-52.08%
Cappuccino
$1.37 ₹131
$2.72 Rp 49.4K
-49.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 ₹36.42
$1.70 Rp 30.9K
-77.65%
Water (0.33 liter bottle)
$0.16 ₹15.06
$0.76 Rp 13.8K
-78.95%
Local Beer (0.5 liter draught)
$1.56 ₹149
$2.65 Rp 48.2K
-41.13%
Imported Beer (0.33 liter bottle)
$3.23 ₹307
$4.38 Rp 79.6K
-26.26%
🛒 Groceries & Markets
Bhagalpur
Ubud, Bali
Difference
Milk (1 liter)
$0.59 ₹56.0
$1.49 Rp 27.1K
-60.40%
White Bread (500g)
$0.40 ₹38.45
$2.28 Rp 41.4K
-82.46%
Rice (white) (1kg)
$0.48 ₹45.49
$1.19 Rp 21.6K
-59.66%
Eggs
$0.89 ₹85.0
$2.04 Rp 37.0K
-56.37%
Local Cheese (1kg)
$4.45 ₹424
$17.70 Rp 321.7K
-74.86%
Chicken Fillets (1kg)
$2.19 ₹208
$3.96 Rp 72.0K
-44.70%
Beef Round Steak (1kg)
-
$12.19 Rp 221.6K
-
Apples (1kg)
$1.41 ₹134
$3.66 Rp 66.4K
-61.48%
Banana (1kg)
$0.51 ₹48.89
$1.52 Rp 27.6K
-66.45%
Oranges (1kg)
$1.01 ₹96.1
$2.23 Rp 40.5K
-54.71%
Tomato (1kg)
$0.45 ₹42.45
$1.97 Rp 35.9K
-77.16%
Potato (1kg)
$0.33 ₹31.10
$1.85 Rp 33.6K
-82.16%
Onion (1kg)
$0.35 ₹33.59
$2.42 Rp 44.1K
-85.54%
Lettuce (1 head)
$0.30 ₹28.71
$0.99 Rp 18.0K
-69.70%
Water (1.5 liter bottle)
$0.27 ₹25.54
$0.51 Rp 9,332
-47.06%
Cigarettes 20 Pack (Marlboro, Camel)
$4.94 ₹470
$2.22 Rp 40.4K
122.52%
Wine (Bottle)
$6.22 ₹592
$22.24 Rp 404.2K
-72.03%
Local Beer (0.5 liter bottle)
$1.46 ₹139
$2.26 Rp 41.1K
-35.40%
Imported Beer (0.33 liter bottle)
$2.15 ₹204
$2.97 Rp 54.0K
-27.61%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.57 ₹626
-
-
🚌 Getting Around
Bhagalpur
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.20 ₹19.03
$0.25 Rp 4,562
-20.00%
Public Transport Monthly Pass (Regular Price)
$4.61 ₹439
$7.82 Rp 142.2K
-41.05%
Taxi Start (Normal Tariff)
$1.29 ₹123
$0.44 Rp 7,989
193.18%
Taxi (Normal Tariff) (1km)
$0.19 ₹17.83
$0.43 Rp 7,817
-55.81%
Taxi 1hour Waiting (Normal Tariff)
$1.88 ₹179
$5.41 Rp 98.3K
-65.25%
Gasoline (1 liter)
$1.08 ₹103
$0.82 Rp 15.0K
31.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.2K ₹1.1M
$23.8K Rp 433.3M
-53.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1K ₹2.1M
$31.7K Rp 577.0M
-30.54%
🧾 Monthly Utilities & Internet
Bhagalpur
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$21.17 ₹2,016
$79.1 Rp 1.4M
-73.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.01 ₹287
$6.45 Rp 117.2K
-53.33%
Internet (50+ Mbps, Unlimited Data)
$6.35 ₹604
$18.58 Rp 337.7K
-65.82%
🎉 Sport & Entertainment
Bhagalpur
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.77 ₹1,216
$49.48 Rp 899.4K
-74.19%
Tennis Court (1 Hour on Weekend)
$4.09 ₹389
$17.65 Rp 320.8K
-76.83%
Cinema Ticket
$2.16 ₹205
$4.27 Rp 77.7K
-49.41%
🧸 Childcare & Education
Bhagalpur
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$27.64 ₹2,632
$491 Rp 8.9M
-94.37%
International Primary School, 1 Child (Yearly)
$2,003 ₹190.7K
$5,674 Rp 103.1M
-64.70%
👕👟 Clothing & Footwear
Bhagalpur
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$21.03 ₹2,002
$44.64 Rp 811.4K
-52.89%
Summer Dress (H&M, Zara, etc)
$14.46 ₹1,377
$34.95 Rp 635.3K
-58.63%
Sport Shoes (Adidas, Nike)
$38.32 ₹3,649
$79.9 Rp 1.5M
-52.04%
Men's Leather Business Shoes
$25.57 ₹2,434
$79.4 Rp 1.4M
-67.80%
🏠 Accommodation & Living
Bhagalpur
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$51.8 ₹4,930
$1,125 Rp 20.4M
-95.40%
1-bedroom Apartment, Outside City Center (Monthly)
$36.99 ₹3,523
$671 Rp 12.2M
-94.49%
3-bedroom Apartment, City Center (Monthly)
$142 ₹13.6K
$3,565 Rp 64.8M
-96.00%
3-bedroom Apartment, Outside City Center (Monthly)
$103 ₹9,828
$1,723 Rp 31.3M
-94.01%
Buy Apartment in City Center (m2)
$1,276 ₹121.5K
$2,732 Rp 49.6M
-53.29%
Buy Apartment Outside City Center (m2)
$874 ₹83.2K
$2,284 Rp 41.5M
-61.73%
💵 Salaries & Financials
Bhagalpur
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$282 ₹26.8K
$164 Rp 3.0M
72.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
13.78
-41.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bhagalpur: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Bhagalpur
$86
Ubud, Bali
$288 235% $202
Eating Out
Bhagalpur
$58
Ubud, Bali
$108 85.9% $50
Clothing & Footwear
Bhagalpur
$45
Ubud, Bali
$108 140% $63
Accommodation & Living
Bhagalpur
$37
Ubud, Bali
$672 1715% $635
Monthly Utilities & Internet
Bhagalpur
$31
Ubud, Bali
$104 241% $74
Sport & Entertainment
Bhagalpur
$17
Ubud, Bali
$58 240% $41
Getting Around
Bhagalpur
$7.6
Ubud, Bali
$11 49.5% $3.8

Cost Breakdown

A central one-bedroom costs $52 in Bhagalpur versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Bhagalpur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $9 in Bhagalpur versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $86 vs $288 – making Bhagalpur the more affordable choice for daily food spending.

Good to know
🇮🇳 Bhagalpur
🇮🇩 Ubud, Bali
🕒 Local time
06:20 6:20 AM
08:50 8:50 AM
2 h 30 min ahead of Bhagalpur
🌤 Weather
👥 Population
410,000
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Bhagalpur Ubud, Bali 4,840 km ≈ 7 h nonstop flight
From you
  • Bhagalpur
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bhagalpur vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Bhagalpur cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 380%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $422 per month in Bhagalpur and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bhagalpur, especially for central apartments: a one-bedroom in the center costs $52 there versus $1,125 in Ubud, Bali.
Is eating out cheaper in Bhagalpur or in Ubud, Bali?
A mid-range dinner for two costs $9 in Bhagalpur and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Bhagalpur and in Ubud, Bali?
Monthly expenses with rent come to $281 in Bhagalpur and $1,349 in Ubud, Bali. That makes Bhagalpur about 79% cheaper.
Is $1,000 a realistic budget for living in Bhagalpur or in Ubud, Bali?
A $1,000 monthly budget goes further in Bhagalpur, where all-in costs run around $281, than in Ubud, Bali at $1,349. In Bhagalpur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Bhagalpur or Ubud, Bali more family-friendly?
Families tend to lean toward Bhagalpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is easier to live in as a foreigner?
For expats, Bhagalpur is the easier option financially – housing and daily costs are lower, and overall it costs about 79% less, which matters a lot on a fixed budget or early-career salary.

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