Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bern

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,524 in Bern, rent and utilities included – about $26,100 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
171

Cost of Living Index in Bern
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Bern Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bern

🇨🇭 Switzerland

$3,524

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bern

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bern actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,524 in Bern.

Ubud, Bali $1,349
Bern $3,524

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $5,348 in Bern.

Ubud, Bali $2,305
Bern $5,348

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $7,171 in Bern.

Ubud, Bali $3,261
Bern $7,171

Living in Ubud, Bali costs roughly 62% less than in Bern, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$28.73 CHF 23.81

-88.44%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$123 CHF 102

-70.98%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$15.88 CHF 13.16

-65.18%

Cappuccino

$2.72 Rp 49.0K

$6.89 CHF 5.71

-60.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$6.13 CHF 5.08

-72.27%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$6.96 CHF 5.77

-89.08%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$9.11 CHF 7.55

-70.91%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$8.06 CHF 6.68

-45.66%

Milk (1 liter)

$1.49 Rp 26.9K

$2.21 CHF 1.84

-32.58%

White Bread (500g)

$2.28 Rp 41.0K

$2.92 CHF 2.42

-21.92%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.17 CHF 2.63

-62.46%

Eggs

$2.04 Rp 36.7K

$7.70 CHF 6.39

-73.51%

Local Cheese (1kg)

$17.70 Rp 319.1K

$24.56 CHF 20.35

-27.93%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$29.33 CHF 24.31

-86.50%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$38.43 CHF 31.85

-68.28%

Apples (1kg)

$3.66 Rp 65.9K

$3.80 CHF 3.15

-3.68%

Banana (1kg)

$1.52 Rp 27.4K

$2.01 CHF 1.67

-24.38%

Oranges (1kg)

$2.23 Rp 40.2K

$2.60 CHF 2.15

-14.23%

Tomato (1kg)

$1.97 Rp 35.6K

$4.62 CHF 3.83

-57.36%

Potato (1kg)

$1.85 Rp 33.3K

$1.65 CHF 1.37

12.12%

Onion (1kg)

$2.42 Rp 43.7K

$2.05 CHF 1.70

18.05%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.21 CHF 1.84

-55.20%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.28 CHF 1.06

-60.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$11.13 CHF 9.23

-80.05%

Wine (Bottle)

$22.24 Rp 400.9K

$11.91 CHF 9.87

86.73%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$2.29 CHF 1.90

-1.31%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.02 CHF 2.51

-1.66%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$6.35 CHF 5.26

-96.06%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$97.9 CHF 81.1

-92.01%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$7.99 CHF 6.62

-94.49%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$4.66 CHF 3.86

-90.77%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$110 CHF 91.3

-95.09%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.36 CHF 1.96

-65.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$38.5K CHF 31.9K

-38.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$39.6K CHF 32.8K

-19.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$272 CHF 225

-70.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$28.10 CHF 23.29

-77.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$54.0 CHF 44.79

-65.61%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$85.2 CHF 70.6

-41.92%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$47.65 CHF 39.50

-62.96%

Cinema Ticket

$4.27 Rp 77.0K

$25.53 CHF 21.16

-83.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$3,123 CHF 2,589

-84.29%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$30.5K CHF 25.3K

-81.41%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$144 CHF 119

-68.94%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$61.4 CHF 50.9

-43.08%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$155 CHF 129

-48.54%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$198 CHF 164

-59.86%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$2,102 CHF 1,743

-46.50%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$1,584 CHF 1,313

-57.61%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$3,558 CHF 2,949

0.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$2,670 CHF 2,213

-35.45%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$18.2K CHF 15.1K

-85.02%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$14.0K CHF 11.6K

-83.71%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$6,701 CHF 5,555

-97.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.46

460.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bern: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bern

$1.6K 45% 136% $913

Groceries & Markets

Ubud, Bali

$288 21.4%

Bern

$570 16.2% 97.5% $281

Eating Out

Ubud, Bali

$108 8%

Bern

$474 13.5% 340% $367

Clothing & Footwear

Ubud, Bali

$108 8%

Bern

$251 7.1% 134% $144

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bern

$354 10% 240% $250

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bern

$136 3.9% 135% $78

Getting Around

Ubud, Bali

$11 0.9%

Bern

$155 4.4% 1253% $143

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,102 in Bern. Housing cost is often the main lever when comparing two cities.

Bern pays about 41 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $123 in Bern for a mid-range dinner for two. Groceries echo the gap at $288 vs $570 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Bern

🕒 Local time

23:46 11:46 PM

16:46 4:46 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

128,848 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.829 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bern 12,050 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Bern

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bern: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 62% lower than in Bern. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $2,102 in Bern. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $123 in Bern. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $3,524 in Bern – a 161% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Bern are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Bern. Beyond cost, consider language, visa policies, and how big the international community is in each city.