Cost of Living Comparison Between Ubud, Bali and Bern Cost of Living Comparison Between Ubud, Bali and Bern

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $3,425 in Bern.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $5,268 in Bern.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $7,111 in Bern.

Living in Ubud, Bali costs roughly 60% less than in Bern, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Bern 148% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$28.53 CHF 23.28

-88.33%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$122 CHF 99.7

-70.67%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$16.03 CHF 13.08

-64.88%

Cappuccino

$2.82 Rp 49.7K

$7.11 CHF 5.80

-60.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$6.27 CHF 5.11

-72.09%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$7.22 CHF 5.89

-88.92%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$9.04 CHF 7.38

-66.37%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$8.11 CHF 6.62

-46.98%

Milk (1 liter)

$1.61 Rp 28.3K

$2.19 CHF 1.78

-26.48%

White Bread (500g)

$2.27 Rp 39.9K

$3.09 CHF 2.52

-26.54%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.37 CHF 2.75

-65.28%

Eggs

$2.17 Rp 38.2K

$8.26 CHF 6.74

-73.73%

Local Cheese (1kg)

$17.63 Rp 310.5K

$24.95 CHF 20.36

-29.34%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$30.27 CHF 24.70

-86.62%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$40.33 CHF 32.92

-69.80%

Apples (1kg)

$3.62 Rp 63.7K

$3.89 CHF 3.18

-6.94%

Banana (1kg)

$1.64 Rp 28.8K

$2.10 CHF 1.71

-21.90%

Oranges (1kg)

$2.31 Rp 40.6K

$2.66 CHF 2.17

-13.16%

Tomato (1kg)

$1.96 Rp 34.5K

$4.56 CHF 3.72

-57.02%

Potato (1kg)

$1.84 Rp 32.5K

$1.64 CHF 1.34

12.20%

Onion (1kg)

$2.37 Rp 41.7K

$2.04 CHF 1.66

16.18%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.23 CHF 1.82

-52.91%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.37 CHF 1.12

-60.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$11.60 CHF 9.47

-80.17%

Wine (Bottle)

$23.08 Rp 406.4K

$12.43 CHF 10.15

85.68%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.34 CHF 1.91

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.09 CHF 2.52

-0.65%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$6.58 CHF 5.37

-96.20%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$103 CHF 83.8

-90.82%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$8.34 CHF 6.81

-94.12%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$4.65 CHF 3.79

-89.89%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$111 CHF 90.3

-94.94%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.29 CHF 1.87

-64.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$44.0K CHF 35.9K

-43.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$40.3K CHF 32.9K

-22.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$283 CHF 231

-70.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$28.16 CHF 22.98

-76.95%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$55.7 CHF 45.47

-66.28%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$90.6 CHF 74.0

-39.04%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$48.75 CHF 39.79

-62.65%

Cinema Ticket

$4.30 Rp 75.7K

$25.02 CHF 20.42

-82.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$3,217 CHF 2,625

-84.64%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$30.8K CHF 25.1K

-80.80%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$147 CHF 120

-68.46%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$62.2 CHF 50.7

-41.37%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$163 CHF 133

-50.52%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$200 CHF 163

-60.60%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,879 CHF 1,534

-40.72%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$1,478 CHF 1,206

-53.08%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$3,570 CHF 2,914

1.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$2,604 CHF 2,125

-34.25%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$19.5K CHF 15.9K

-85.84%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$15.4K CHF 12.6K

-85.15%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$6,794 CHF 5,545

-97.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.46

460.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Bern: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,879 in Bern. Housing cost is often the main lever when comparing two cities.

Bern pays 3966% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $122 in Bern for a mid-range dinner for two. Groceries echo the gap at $294 vs $589 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bern: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 149% lower than in Bern. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 3966% lower in Bern. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $1,879 in Bern. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $122 in Bern. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,378 per month in Ubud, Bali versus $3,425 in Bern – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,378 in Ubud, Bali versus $3,425 in Bern, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bern. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Bern are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 149% less than in Bern. Beyond cost, consider language, visa policies, and how big the international community is in each city.