Cost of Living Comparison Between Bern and Ubud, Bali Cost of Living Comparison Between Bern and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,425 in Bern versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $5,268 in Bern versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,111 in Bern versus $3,275 in Ubud, Bali.

Living in Bern is roughly 149% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Bern 148% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$28.53 CHF 23.28

$3.33 Rp 58.7K

756.76%

Three-Course Dinner for Two, Mid-Range

$122 CHF 99.7

$35.82 Rp 630.7K

240.93%

Fast Food Meal (McDonalds, etc)

$16.03 CHF 13.08

$5.63 Rp 99.1K

184.72%

Cappuccino

$7.11 CHF 5.80

$2.82 Rp 49.7K

152.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.27 CHF 5.11

$1.75 Rp 30.8K

258.29%

Water (0.33 liter bottle)

$7.22 CHF 5.89

$0.80 Rp 14.0K

802.50%

Local Beer (0.5 liter draught)

$9.04 CHF 7.38

$3.04 Rp 53.6K

197.37%

Imported Beer (0.33 liter bottle)

$8.11 CHF 6.62

$4.30 Rp 75.7K

88.60%

Milk (1 liter)

$2.19 CHF 1.78

$1.61 Rp 28.3K

36.02%

White Bread (500g)

$3.09 CHF 2.52

$2.27 Rp 39.9K

36.12%

Rice (white) (1kg)

$3.37 CHF 2.75

$1.17 Rp 20.6K

188.03%

Eggs

$8.26 CHF 6.74

$2.17 Rp 38.2K

280.65%

Local Cheese (1kg)

$24.95 CHF 20.36

$17.63 Rp 310.5K

41.52%

Chicken Fillets (1kg)

$30.27 CHF 24.70

$4.05 Rp 71.4K

647.41%

Beef Round Steak (1kg)

$40.33 CHF 32.92

$12.18 Rp 214.5K

231.12%

Apples (1kg)

$3.89 CHF 3.18

$3.62 Rp 63.7K

7.46%

Banana (1kg)

$2.10 CHF 1.71

$1.64 Rp 28.8K

28.05%

Oranges (1kg)

$2.66 CHF 2.17

$2.31 Rp 40.6K

15.15%

Tomato (1kg)

$4.56 CHF 3.72

$1.96 Rp 34.5K

132.65%

Potato (1kg)

$1.64 CHF 1.34

$1.84 Rp 32.5K

-10.87%

Onion (1kg)

$2.04 CHF 1.66

$2.37 Rp 41.7K

-13.92%

Lettuce (1 head)

$2.23 CHF 1.82

$1.05 Rp 18.5K

112.38%

Water (1.5 liter bottle)

$1.37 CHF 1.12

$0.54 Rp 9,560

153.70%

Cigarettes 20 Pack (Marlboro, Camel)

$11.60 CHF 9.47

$2.30 Rp 40.6K

404.35%

Wine (Bottle)

$12.43 CHF 10.15

$23.08 Rp 406.4K

-46.14%

Local Beer (0.5 liter bottle)

$2.34 CHF 1.91

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$3.09 CHF 2.52

$3.07 Rp 54.0K

0.65%

One-way Ticket (Public Transport)

$6.58 CHF 5.37

$0.25 Rp 4,365

2532.00%

Public Transport Monthly Pass (Regular Price)

$103 CHF 83.8

$9.42 Rp 165.9K

989.60%

Taxi Start (Normal Tariff)

$8.34 CHF 6.81

$0.49 Rp 8,631

1602.04%

Taxi (Normal Tariff) (1km)

$4.65 CHF 3.79

$0.47 Rp 8,349

889.36%

Taxi 1hour Waiting (Normal Tariff)

$111 CHF 90.3

$5.60 Rp 98.6K

1874.64%

Gasoline (1 liter)

$2.29 CHF 1.87

$0.81 Rp 14.2K

182.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.0K CHF 35.9K

$25.0K Rp 440.3M

75.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.3K CHF 32.9K

$31.1K Rp 547.0M

29.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 CHF 231

$82.7 Rp 1.5M

241.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.16 CHF 22.98

$6.49 Rp 114.2K

333.90%

Internet (50+ Mbps, Unlimited Data)

$55.7 CHF 45.47

$18.79 Rp 330.8K

196.54%

Gym Membership (Monthly)

$90.6 CHF 74.0

$55.2 Rp 972.6K

64.05%

Tennis Court (1 Hour on Weekend)

$48.75 CHF 39.79

$18.21 Rp 320.6K

167.71%

Cinema Ticket

$25.02 CHF 20.42

$4.30 Rp 75.7K

481.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,217 CHF 2,625

$494 Rp 8.7M

551.01%

International Primary School, 1 Child (Yearly)

$30.8K CHF 25.1K

$5,917 Rp 104.2M

420.78%

Jeans (Levis 501 Or Similar)

$147 CHF 120

$46.28 Rp 814.8K

217.03%

Summer Dress (H&M, Zara, etc)

$62.2 CHF 50.7

$36.44 Rp 641.6K

70.55%

Sport Shoes (Adidas, Nike)

$163 CHF 133

$80.7 Rp 1.4M

102.11%

Men's Leather Business Shoes

$200 CHF 163

$78.8 Rp 1.4M

153.82%

1-bedroom Apartment, City Center (Monthly)

$1,879 CHF 1,534

$1,114 Rp 19.6M

68.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,478 CHF 1,206

$693 Rp 12.2M

113.14%

3-bedroom Apartment, City Center (Monthly)

$3,570 CHF 2,914

$3,639 Rp 64.1M

-1.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,604 CHF 2,125

$1,712 Rp 30.1M

52.08%

Buy Apartment in City Center (m2)

$19.5K CHF 15.9K

$2,761 Rp 48.6M

606.06%

Buy Apartment Outside City Center (m2)

$15.4K CHF 12.6K

$2,293 Rp 40.4M

573.61%

Average Monthly Net Salary (After Tax)

$6,794 CHF 5,545

$167 Rp 2.9M

3966.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.46

13.78

-82.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bern: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,879 in Bern and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bern pays 3966% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in Bern vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $589 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bern vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 149% lower than in Bern. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 3966% higher in Bern, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,879 in Bern versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $122 in Bern. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,425 per month in Bern versus $1,378 in Ubud, Bali – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,378 in Ubud, Bali versus $3,425 in Bern, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bern. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Bern and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 149% less than in Bern. Beyond cost, consider language, visa policies, and how big the international community is in each city.