Cost of Living Comparison Between Bern and Ubud, Bali Cost of Living Comparison Between Bern and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,430 in Bern versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $5,248 in Bern versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,066 in Bern versus $3,660 in Ubud, Bali.

Living in Bern is roughly 142% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Bern 156% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$27.70 CHF 21.86

$3.56 Rp 64.3K

678.09%

Three-Course Dinner for Two, Mid-Range

$107 CHF 84.6

$32.73 Rp 590.3K

227.68%

Fast Food Meal (McDonalds, etc)

$17.47 CHF 13.79

$4.95 Rp 89.2K

252.93%

Cappuccino

$5.86 CHF 4.63

$2.71 Rp 48.9K

116.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.83 CHF 3.81

$1.34 Rp 24.2K

260.45%

Water (0.33 liter bottle)

$4.64 CHF 3.66

$0.70 Rp 12.6K

562.86%

Local Beer (0.5 liter draught)

$8.38 CHF 6.62

$2.92 Rp 52.7K

186.99%

Imported Beer (0.33 liter bottle)

$6.26 CHF 4.94

$3.96 Rp 71.4K

58.08%

Milk (1 liter)

$2.22 CHF 1.75

$1.81 Rp 32.6K

22.65%

White Bread (500g)

$3.27 CHF 2.58

$2.52 Rp 45.4K

29.76%

Rice (white) (1kg)

$4.15 CHF 3.27

$1.16 Rp 20.9K

257.76%

Eggs

$7.10 CHF 5.60

$2.46 Rp 44.4K

188.62%

Local Cheese (1kg)

$27.95 CHF 22.06

$14.71 Rp 265.3K

90.01%

Chicken Fillets (1kg)

$35.50 CHF 28.01

$4.32 Rp 77.9K

721.76%

Beef Round Steak (1kg)

$41.05 CHF 32.39

$12.14 Rp 218.9K

238.14%

Apples (1kg)

$3.55 CHF 2.80

$3.84 Rp 69.3K

-7.55%

Banana (1kg)

$2.20 CHF 1.74

$1.56 Rp 28.1K

41.03%

Oranges (1kg)

$2.74 CHF 2.16

$2.83 Rp 51.1K

-3.18%

Tomato (1kg)

$6.99 CHF 5.51

$2.33 Rp 41.9K

200.00%

Potato (1kg)

$2.24 CHF 1.77

$1.91 Rp 34.5K

17.28%

Onion (1kg)

$2.15 CHF 1.70

$2.20 Rp 39.7K

-2.27%

Lettuce (1 head)

$2.42 CHF 1.91

$1.01 Rp 18.3K

139.60%

Water (1.5 liter bottle)

$1.14 CHF 0.90

$0.78 Rp 14.0K

46.15%

Cigarettes 20 Pack (Marlboro, Camel)

$11.39 CHF 8.99

$3.32 Rp 59.8K

243.07%

Wine (Bottle)

$12.80 CHF 10.10

$23.74 Rp 428.0K

-46.08%

Local Beer (0.5 liter bottle)

$1.96 CHF 1.55

$2.79 Rp 50.3K

-29.75%

Imported Beer (0.33 liter bottle)

$2.35 CHF 1.86

$2.86 Rp 51.6K

-17.83%

One-way Ticket (Public Transport)

$3.59 CHF 2.83

$0.27 Rp 4,848

1229.63%

Public Transport Monthly Pass (Regular Price)

$99.0 CHF 78.1

$8.03 Rp 144.8K

1132.38%

Taxi Start (Normal Tariff)

$7.86 CHF 6.20

$0.46 Rp 8,230

1608.70%

Taxi (Normal Tariff) (1km)

$4.47 CHF 3.52

$0.45 Rp 8,116

893.33%

Taxi 1hour Waiting (Normal Tariff)

$90.9 CHF 71.7

$6.10 Rp 109.9K

1389.67%

Gasoline (1 liter)

$2.14 CHF 1.69

$0.79 Rp 14.3K

170.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K CHF 32.0K

$26.1K Rp 471.6M

55.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$56.6K CHF 44.7K

$32.1K Rp 579.2M

76.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$367 CHF 290

$79.9 Rp 1.4M

358.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.9 CHF 47.27

$4.06 Rp 73.3K

1375.37%

Internet (50+ Mbps, Unlimited Data)

$59.0 CHF 46.55

$23.52 Rp 424.1K

150.81%

Gym Membership (Monthly)

$82.5 CHF 65.1

$98.7 Rp 1.8M

-16.43%

Tennis Court (1 Hour on Weekend)

$47.41 CHF 37.42

$6.63 Rp 119.6K

615.08%

Cinema Ticket

$24.55 CHF 19.38

$4.15 Rp 74.8K

491.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,417 CHF 2,697

$304 Rp 5.5M

1024.28%

International Primary School, 1 Child (Yearly)

$39.8K CHF 31.4K

$6,613 Rp 119.3M

501.47%

Jeans (Levis 501 Or Similar)

$149 CHF 118

$55.5 Rp 1.0M

169.10%

Summer Dress (H&M, Zara, etc)

$67.9 CHF 53.6

$38.31 Rp 690.9K

77.32%

Sport Shoes (Adidas, Nike)

$177 CHF 140

$88.6 Rp 1.6M

100.26%

Men's Leather Business Shoes

$186 CHF 147

$77.9 Rp 1.4M

139.23%

1-bedroom Apartment, City Center (Monthly)

$1,853 CHF 1,463

$1,006 Rp 18.1M

84.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,264 CHF 997

$675 Rp 12.2M

87.15%

3-bedroom Apartment, City Center (Monthly)

$3,301 CHF 2,606

$3,442 Rp 62.1M

-4.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,367 CHF 1,868

$2,039 Rp 36.8M

16.05%

Buy Apartment in City Center (m2)

$16.3K CHF 12.8K

$2,841 Rp 51.2M

472.99%

Buy Apartment Outside City Center (m2)

$12.8K CHF 10.1K

$2,264 Rp 40.8M

467.51%

Average Monthly Net Salary (After Tax)

$7,193 CHF 5,676

$165 Rp 3.0M

4252.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.52

13.28

-81.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bern: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,853 in Bern and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bern pays 4253% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $107 in Bern vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $636 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bern vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 142% lower than in Bern. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Bern pays 4253% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,853 in Bern versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $107 in Bern. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,430 per month in Bern versus $1,419 in Ubud, Bali – a 142% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,419 in Ubud, Bali versus $3,430 in Bern, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bern. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Bern and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 142% less than in Bern. Beyond cost, consider language, visa policies, and how big the international community is in each city.