Cost of Living Comparison Between Bern and Ubud, Bali Cost of Living Comparison Between Bern and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,409 in Bern versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $5,182 in Bern versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,955 in Bern versus $3,763 in Ubud, Bali.

Living in Bern is roughly 142% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Bern 155% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$28.49 CHF 23.08

$3.45 Rp 62.1K

725.80%

Three-Course Dinner for Two, Mid-Range

$108 CHF 87.4

$32.34 Rp 581.1K

233.61%

Fast Food Meal (McDonalds, etc)

$17.15 CHF 13.89

$4.84 Rp 87.1K

254.34%

Cappuccino

$5.75 CHF 4.65

$2.75 Rp 49.4K

109.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.76 CHF 3.85

$1.38 Rp 24.9K

244.93%

Water (0.33 liter bottle)

$4.78 CHF 3.87

$0.75 Rp 13.5K

537.33%

Local Beer (0.5 liter draught)

$8.18 CHF 6.62

$2.99 Rp 53.8K

173.58%

Imported Beer (0.33 liter bottle)

$6.21 CHF 5.03

$3.85 Rp 69.2K

61.30%

Milk (1 liter)

$2.22 CHF 1.80

$1.74 Rp 31.2K

27.59%

White Bread (500g)

$3.33 CHF 2.69

$2.46 Rp 44.2K

35.37%

Rice (white) (1kg)

$4.26 CHF 3.45

$1.17 Rp 21.0K

264.10%

Eggs

$7.09 CHF 5.74

$2.43 Rp 43.7K

191.77%

Local Cheese (1kg)

$28.67 CHF 23.22

$14.50 Rp 260.6K

97.72%

Chicken Fillets (1kg)

$35.86 CHF 29.04

$4.35 Rp 78.2K

724.37%

Beef Round Steak (1kg)

$41.00 CHF 33.21

$11.98 Rp 215.3K

242.24%

Apples (1kg)

$3.38 CHF 2.73

$3.72 Rp 66.8K

-9.14%

Banana (1kg)

$2.24 CHF 1.81

$1.63 Rp 29.2K

37.42%

Oranges (1kg)

$2.76 CHF 2.23

$2.74 Rp 49.3K

0.73%

Tomato (1kg)

$6.87 CHF 5.56

$2.24 Rp 40.3K

206.70%

Potato (1kg)

$2.17 CHF 1.76

$1.92 Rp 34.5K

13.02%

Onion (1kg)

$2.13 CHF 1.73

$2.28 Rp 40.9K

-6.58%

Lettuce (1 head)

$2.43 CHF 1.97

$1.06 Rp 19.1K

129.25%

Water (1.5 liter bottle)

$1.15 CHF 0.93

$0.72 Rp 12.9K

59.72%

Cigarettes 20 Pack (Marlboro, Camel)

$11.52 CHF 9.33

$3.29 Rp 59.0K

250.15%

Wine (Bottle)

$12.19 CHF 9.88

$23.19 Rp 416.8K

-47.43%

Local Beer (0.5 liter bottle)

$1.96 CHF 1.59

$2.78 Rp 49.9K

-29.50%

Imported Beer (0.33 liter bottle)

$2.28 CHF 1.85

$2.73 Rp 49.1K

-16.48%

One-way Ticket (Public Transport)

$3.74 CHF 3.03

$0.27 Rp 4,786

1285.19%

Public Transport Monthly Pass (Regular Price)

$98.5 CHF 79.8

$8.11 Rp 145.7K

1114.18%

Taxi Start (Normal Tariff)

$8.04 CHF 6.51

$0.48 Rp 8,675

1575.00%

Taxi (Normal Tariff) (1km)

$4.44 CHF 3.60

$0.42 Rp 7,545

957.14%

Taxi 1hour Waiting (Normal Tariff)

$91.5 CHF 74.1

$6.22 Rp 111.8K

1371.38%

Gasoline (1 liter)

$2.22 CHF 1.79

$0.81 Rp 14.6K

174.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K CHF 33.3K

$26.6K Rp 478.2M

54.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$58.3K CHF 47.2K

$32.2K Rp 578.5M

81.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$367 CHF 297

$78.4 Rp 1.4M

368.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 CHF 47.24

$4.07 Rp 73.1K

1332.92%

Internet (50+ Mbps, Unlimited Data)

$58.1 CHF 47.04

$24.33 Rp 437.1K

138.72%

Gym Membership (Monthly)

$81.1 CHF 65.7

$98.6 Rp 1.8M

-17.74%

Tennis Court (1 Hour on Weekend)

$46.39 CHF 37.58

$6.34 Rp 113.9K

631.70%

Cinema Ticket

$24.71 CHF 20.02

$3.99 Rp 71.6K

519.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,315 CHF 2,685

$305 Rp 5.5M

986.69%

International Primary School, 1 Child (Yearly)

$40.1K CHF 32.5K

$6,642 Rp 119.4M

503.55%

Jeans (Levis 501 Or Similar)

$154 CHF 125

$54.1 Rp 972.9K

184.74%

Summer Dress (H&M, Zara, etc)

$69.1 CHF 56.0

$37.81 Rp 679.4K

82.70%

Sport Shoes (Adidas, Nike)

$174 CHF 141

$86.8 Rp 1.6M

100.61%

Men's Leather Business Shoes

$189 CHF 153

$76.4 Rp 1.4M

147.70%

1-bedroom Apartment, City Center (Monthly)

$1,871 CHF 1,516

$992 Rp 17.8M

88.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,284 CHF 1,040

$673 Rp 12.1M

90.91%

3-bedroom Apartment, City Center (Monthly)

$3,197 CHF 2,589

$3,375 Rp 60.7M

-5.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,412 CHF 1,954

$2,050 Rp 36.8M

17.65%

Buy Apartment in City Center (m2)

$19.2K CHF 15.5K

$2,805 Rp 50.4M

583.93%

Buy Apartment Outside City Center (m2)

$15.4K CHF 12.4K

$2,227 Rp 40.0M

589.53%

Average Monthly Net Salary (After Tax)

$7,080 CHF 5,735

$167 Rp 3.0M

4140.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.52

13.28

-81.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bern: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,871 in Bern and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bern pays 4141% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $108 in Bern vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $638 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bern vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 142% lower than in Bern. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 4141% higher in Bern, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,871 in Bern versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $108 in Bern. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,409 per month in Bern versus $1,408 in Ubud, Bali – a 142% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,408 in Ubud, Bali versus $3,409 in Bern, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bern. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Bern and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 142% less than in Bern. Beyond cost, consider language, visa policies, and how big the international community is in each city.